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R%TotalRate_5C_08: R %TotalRate_5C_10: R %TotalRate_5C_11: R %TotalRate_5C_12: R %TotalRate_5C_13: R %TotalRate_5C_14: R%TotalRate_5C_15: R%TotalRate_5C_16: R%TotalRate_5C_17: R%TotalRate_5C_19: R%TotalRate_5C_22: R%TotalRate_5C_23: R%TotalRate_5C_24: R%TotalRate_5C_25: R%TotalRate_5C_26: R%TotalRate_5C_27: R%TotalRate_5C_31: R%TotalRate_5C_38: R%TotalRate_5C_39: R%TotalRate_5C_40: R%TotalRate_6A_01:R%TotalRate_6A_02:R%TotalRate_6A_03:R%TotalRate_6A_04:R%TotalRate_6A_05:R%TotalRate_6A_06:R%TotalRate_6A_07:R%TotalRate_6A_08:R %TotalRate_6A_10:R %TotalRate_6A_11:R %TotalRate_6A_12:R %TotalRate_6A_13:R %TotalRate_6A_14:R%TotalRate_6A_15:R%TotalRate_6A_16:R%TotalRate_6A_17:R%TotalRate_6A_18:R%TotalRate_6A_19:R%TotalRate_6A_22:R%TotalRate_6A_23:R%TotalRate_6A_24:R%TotalRate_6A_25:R%TotalRate_6A_26:R%TotalRate_6A_27:R%TotalRate_6A_31:R%TotalRate_6A_38:R%TotalRate_6A_39:R%TotalRate_6A_40:R%TotalRate_6B_01:R%TotalRate_6B_02:R%TotalRate_6B_03:R%TotalRate_6B_04:R%TotalRate_6B_05:R%TotalRate_6B_06:R%TotalRate_6B_07:R%TotalRate_6B_08:R %TotalRate_6B_10:R %TotalRate_6B_11:R %TotalRate_6B_12:R %TotalRate_6B_13:R %TotalRate_6B_14:R%TotalRate_6B_15:R%TotalRate_6B_16:R%TotalRate_6B_17:R%TotalRate_6B_19:R%TotalRate_6B_22:R%TotalRate_6B_23:R%TotalRate_6B_24:R%TotalRate_6B_25:R%TotalRate_6B_26:R%TotalRate_6B_27:R%TotalRate_6B_31:R%TotalRate_6B_38:R%TotalRate_6B_39:R%TotalRate_6B_40:R%TotalRate_7X_01:R%TotalRate_7X_02:R%TotalRate_7X_03:R%TotalRate_7X_04:R%TotalRate_7X_05:R%TotalRate_7X_06:R%TotalRate_7X_07:R%TotalRate_7X_08:R %TotalRate_7X_09:R %TotalRate_7X_10:R %TotalRate_7X_11:R %TotalRate_7X_12:R %TotalRate_7X_13:R %TotalRate_7X_14:R%TotalRate_7X_15:R%TotalRate_7X_16:R%TotalRate_7X_17:R%TotalRate_7X_19:R%TotalRate_7X_22:R%TotalRate_7X_23:R%TotalRate_7X_24:R%TotalRate_7X_25:R%TotalRate_7X_26:R%TotalRate_7X_27:R%TotalRate_7X_31:R%TotalRate_7X_38:R%TotalRate_7X_39:R%TotalRate_7X_40:RССTќЁ;Gч BI Limits PD Limits Class CodePIP Class FactorUM Ded. Comp Ded. Coll21540x Class Factorx Increased Limits Factor + Expense Fee x Tier Factor Tier FactorNewark New Brunswick Base Rate Policy Term Tier Number+ Increased Limit Additivex Symbol Factorx Model Year FactorPAIP TERRITORY: Territory Example 1-A Example 2-A Example 3-A Example 4-A Example 5-A Example 6-A Example 713456781011121314161719222324252627313839 Footnote: ;Companies should use the 27 territories in the PAIP manual. Comments: Example 1-B Example 2-B Example 3-B Example 3-C Example 4-B Example 5-B Example 5-C Example 6-BPage 1 Page 2$NJ Department of Banking & Insurance GroupName CompanyNameAnnual Premium SurveyN.J.A.C. 11:3-45Group:Company:Group #: Company #:Evaluation Year:PREMIUM INFORMATIONContact Person's Name: NAIC Group # Group NameNAIC Company # Company NameContact Person's Telephone:Contact Person's E-Mail:xx CompCollExp. Fee--- Description Jersey CityPaterson ElizabethBayonneTrentonCamden Perth Amboy N. Bergen Co. S. Bergen Co. Camden sub. Camden Co. SW New Jersey Long Branch Monmouth Co. Atlantic City Hudson Co. Essex Co. NC New Jersey NW New Jersey SE New Jersey Plainfield East Orange18 YO Male, unmarriedNONEProp. Damage Base Rate= Bodily Injury Rate= Prop. Damage Rate PIP Base Rate+ Medical Payments = PIP RateUM/UIM Base Rate = UM/UIM RateComprehensive Base Rate= Comprehensive RateCollision Base RateCar #1Car #2= Collision Rate LiabilityPhysical DamageTotal Driver #1Total Driver #2 Grand TotalBodily Injury Base Rate-1999 Chevrolet Astro Van 4 x 2 (ISO Symbol 6)26 YO Female, unmarried 30 YO Malenone no coverage65-69 YO married couple)30-49 YO married couple w/ 17 YO daughterDriver30-49 YO married coupleContact Person's Title: Appendix #2_The sample premium shall be calculated for each territory using the survey information providedUin Appendix #1. The premium information submitted in these forms must reflect annual^All of the forms in this Appendix shall be completed and returned to the Department of BankingWSample premiums must reflect split liability limits unless company only writes combined4) Group Name:1)2)3) single limits. Choose one only:Combined Single LimitSplit Liability Limits5)Effective Date of Rates:6)>Contact person responsible for collecting and submitting data:Name:Title:Phone #:E-Mail address:NameTitlePhonex Passive Restraint x Anti-TheftE-Mail Address\regarding this survey may be directed to John Swierczyna at (609) 984-7310, extension 50364. Trenton sub. Newark s-sub. Newark sub.Basic PD Basic PIP ThresholdVerbal BI/CSL Verbal PD Verbal UM Verbalx Deductible FactorAll]If individual companies in a group have different rates on file with the Department, separate3completed forms for each company must be submitted.Insurance Company Name:Type in effective date.Corporate Officer's Name:Corporate Officer's Title:Corporate Officer's Telephone:Corporate Officer's E-Mail:7)/Corporate Officer certifying accuracy of rates: CERTIFICATIONQThe above named private passenger automobile insurer hereby certifies as follows:1.OSurvey conducted by the New Jersey Department of Banking and Insurance pursuantto N.J.A.C. 11:3-45;PIt has examined the answers supplied on the worksheets in response to the surveyexamples; and thatSSaid answers contained on the worksheets represent true and accurate data regardingbThe insurer understands that it is subject to criminal, administrative and civil sanctions for any*intentional material misstatement of fact.DateCorporate OfficerBW1198A/inoord12002 Mercury Sable GS 4 door sedan (ISO Symbol 8)&2001 Saturn Sedan L300 (ISO Symbol 10)ˆCompanies are not to change Appendix #3 (except to add comments), but may modify Appendix #4 if necessary to calculate the correct rate.term BI limits PD limits PIP limitUM limtscodetier # enter belowModel YrSymbol any modelrOne spreadsheet is to be submitted for each company in the group, even if multiple companies have identical rates.Limit:tE-Mail completed report to reports@dobi.state.nj.us. Questions and comments should be e-mailed to the same address.3QAll base rates and expense fees are to be ANNUAL. Include any assumptions below.*0џъ„• л•cD–ЬЪ–R<—Фd—ьŒ—Д—<I˜бטO?™Чу™k'šЏ‰šњš‚}›œЁ›œ#6О7žПlŸє . Ж   PЁи 3ЂЛ Ѓž ІЄ.LІд І( FЭЩ€ KщЌoЕ@ОjП  dќЉёвMbP?_*+‚€%џСƒ„MHP LaserJet 4 Plusм4Cџ€ъ odXXLetterџџџџDINU"4пъeы Ё"DXXр?р?U} у7} 8 7} Ч 7} Њ7} Њx} Ч7} Ч 7}  7} Њ7} Ч7} 7K  • • , ; ; ; ; ; ; ; ; ; ; ; џ џ џ џ џ џ џ џ џ џ ; ; ; ; ;§ |FО||||||››§ |IО||||||››§ }JО}}}}}}››§ 8O8~ wLŸ@§ 8R8~ ur§ 9S9§ sGО tz§ 8T8~ n§ 8U8§ sHО tzО88::О 88::§ 8Q 8§ sЋО qz§ 8Т 8§ sЋО qz § 8• 8§ sЌО qz§ 8У 8§ sЌО qz § 8V 8§ s­О qz:§ 8Ф 8§ s­О qz § 8W 8§ sАО qz:§ 8Х 8§ sАО qz О88::y:О88::y:§ pу§ ЗзpО pp§ pцp§ pхp§ цфОчччччччччш § Nщ§ JЙ§ JК§ JЛ§ J§ JZ§ J[J§  JЕ§  KЖ~ v№?ОъТУУУУУУУФ ~ H@ОыТУУУУУУУФ ~ H@ОыТУУУУУУУФ ~ H@ОыТУУУУУУУФ ~ H@ОыТУУУУУУУФ ~ H@ОыТУУУУУУУФ з>О0(((&dZhhjj  ,’,,,,, ;! ;" ;# ;$ ;% ;& ;' ;( ;) ;* ;+ ;, ;- ;. ;/ ;0 ;1 ;2 ;3 ;4 ;5 џ6 џ7 ;8 џ9 џ: џ; џ< џ= џ> џ? џ~ H@О ыТУУУУУУУФ ~ !H @О!ыТУУУУУУУФ ~ "H$@О"ыТУУУУУУУФ ~ #H&@О#ыТУУУУУУУФ ~ $H(@О$ыТУУУУУУУФ ~ %H*@О%ыТУУУУУУУФ ~ &H,@О&ыТУУУУУУУФ ~ 'H.@О'ыТУУУУУУУФ ~ (H0@О(ыТУУУУУУУФ ~ )H1@О)ыТУУУУУУУФ ~ *H3@О*ыТУУУУУУУФ ~ +H6@О+ыТУУУУУУУФ ~ ,H7@О,ыТУУУУУУУФ ~ -H8@О-ыТУУУУУУУФ ~ .H9@О.ыТУУУУУУУФ ~ /H:@О/ыТУУУУУУУФ ~ 0H;@О0ыТУУУУУУУФ ~ 1H?@О1ыТУУУУУУУФ ~ 2HC@О2ыТУУУУУУУФ ~ 3H€C@О3ыТУУУУУУУФ ~ 4ID@О4ьХХЦЦЦЦЦЦЧ О 57x§ 6N\6щ6Jє:Дџџа §6М66LуџР BI/CSL Verbal6J;Дџџ6џ6 PD Verbal6J$;Дџџ6џ6 UM Verbal6J”Дџџ6џ6PIP6J8;Дџџ6џ6Comp6KD;Дџџ6ў6CollО6эrrr § 7IНО 7ьХХ§ 7Ц]О7ЦЦЧУУУr О 8rr§ 9p;О9юююяюю№№юю О:ююююяюююО;ююююяюююО<ююююяюююО=ююююяюююО>ююююяюююО?ююююяюююзDl,,,,,,,,,,,,,,,,,,,,,KD,@џAџBџCџDџGџJџО@ююююяюююApBpCpDpGpJpзтx ТL6 J66 ю>Ж@d™я 7ВџџџџОAƒ ю200120022003200420053К sheetStart FЭЩ€ JФУЪэаџб  dќЉёвMbP?_*+‚€%,Сƒ„MHP LaserJet 4 Plusм4Cџ€ъ odXXLetterџџџџDINU"4пъeы Ё"\XXр?р?U} } Ž}  } U} Ž } U } ЧJh,,,,, , , , ,,,,,,,,,,§ o–ОmmmmmmY5P;ДџџЈ! §CCі: New Jersey Automobile Insurance Premium Comparison SurveyA>2003 New Jersey Automobile Insurance Premium Comparison SurveyО555555§ —§ ˜pа;ДџџџZ<premiums using new business guidelines effective October 1, @Cі@@.@DApremiums using new business guidelines effective October 1, 2003.§ ™ˆ T<Дџџ?џrEand Insurance, Property/Casualty Office, no later than September 15, @Cі@@. Any questions@\Yand Insurance, Property/Casualty Office, no later than September 15, 2003. Any questions§ {Б§ {О§ ПО {j§ § œk=ДџџџCў GroupNameО kkk§ ž§ Рk=ДџџџC№ CompanyNameО kkk§ Ÿ§ RГџCџ§ TДџCё§ ›§ š§  § Ё§ И]§ Ђ§ И]§ Ѓ§ Є§ ЙСО kkз*h$ИМь[]h ,",$,&,(,*,,,.,0,2,5;7,9,:,;,<,=,>,?,§ Ѕ§ І§ "Ї"l4=ДџџџCѓNameО "kk§ $Ј$l@=Дџџ"џCѕTitleО $kk§ &Љ&lL=Дџџ$џCєPhoneО &kk§ (Њ(lX=Дџџ&џCђE-Mail AddressО (kk§ *Ц§ *Ч§ ,Ї,lx=Дџџ(џCNameО ,kk§ .Ј.l„=Дџџ,џCTitleО .kk§ 0Љ0l=Дџџ.џCPhoneО 0kk§ 2Њ2lœ=Дџџ0џCE-Mail AddressО 2kk§ 5КШО5КККККК§ 7Щ§ 9ЛЪz9шЊѕџџ ўd<It has completed the attached worksheets in response to the Cі@@ Annual Premium@ROIt has completed the attached worksheets in response to the 2003 Annual Premium§ :Ы§ ;Ь~ <@§ <Э§ =Ю~ >@§ >ЯW?\>Дџџ2џA#the company premiums on October 1, @Cі@@.@+(the company premiums on October 1, 2003.з*ќhFGGPFGGP$тA,B,E,F,I,§ Aа§ BбО EkkОEkkkk§ F5вF5§ F5гО F555§ IдзфP 6Т$  д  emi09 tob>ЖАЊ<dя 7К Sheet4ggh'h99 FЭЩ€ .Ÿпˆљ-  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"PXXр?р?нcU} Ч Ўџџџџ.  h h‚ƒ„…†‡ˆ‰Š‹ŒŽ‘’“”•–—˜™š›œžŸ ЁЂЃЄЅІЇЈЉЊЋЌ­ЎЏАБВГДЕЖЗИЙКЛМНОПРСТУФХЦЧШЩЪЫЬЭЮЯабвгдежзийклмнопрстуфхцчшщъыьэюя№ёђє§џџџѕіїјљњћќ§ўџ h , , h w  ; , , , , , , ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@%6А>Дџџ$џ Appendix # 3 Appendix # 3О66555655§ 6DО66555555О 11О 00§ MKЬ>Дџџ џCў GroupName§ MB џCџ§ Lр>Дџџ џC№ CompanyName§ NC џCёЕLŸ@$ џCіО<<=;<<<>§ ЖPО@@?@@@@A§ 2§ 4^§ 4§ 4§ 4§ 4§ 4§ 4§ 4 ~ 2№?§ L_ Р!џCK Р!#џC Р!#џCЗ Р! џC Р!$ўC> Р!$џC Р!$џCЧ~ 2@§ L Р! џCL Р!$џC‚ Р!$џCИ Р!$џC  Р! џC? 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С$  ndi/   #Q  Q м  ъ P  Q  eQ P  Q  Q P Q Q P џџQ Q U"P }Q Q P  Q Q P Q Q P Q Q P Q Q P Q Q P Q Q P ) P Q Q P Q Q P Q Q P Q Q P Q Q P Q Q P Q Q P Q Q RJP  Q  BQ P! Q! Q! P" Q" Q" P# Q# Q# P$ Q$ Q$ >ЖАЊ™Žя 7К Sheet2ggџџџџD FЭЩ€ .`Џ,Ÿ3  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"PXXр?р?нcU} Ч .  h h h , , h w  ;@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@ ,@%6ј>Дџџ$џ Appendix # 3 Appendix # 3О65555555§ 6EО655555551О 00§ K?Дџџ џCў GroupName§ MB џCџ§ L(?Дџџ џC№ CompanyName§ NC џCёЕLŸ@$#џCіО<=;<<<<>§ ЖPО@?@@@@@A§ 2§ 4<§ 4=§ 4>§ 4?§ 4@§ 4A§ 4B§ 4C§ 2! 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P! P" P" P# P# P$ P$ >ЖАЊ™Žя 7К Sheet3ggџџџџD FЭЩ€ VИ:аЋц8О}  dќЉёвMbP?_*+‚€%,Сƒ„&'()MHP LaserJet 4 Plusм4Cџ€ъ odXXLetterџџџџDINU"4пъeы Ё" XXр?р?U} Ч } Њ } } Ч} } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,IP@?ДџџN9џ3"Appendix #4 - Rating Example 1A - @Cі@)&Appendix #4 - Rating Example 1A - 2003ОxQQQQQQQQQQQжжжзззззззззззззжжжжжжжжжжжжжжжжжжжжжжжжжжжжжж9C)ЬЋѕџџ+џ-#@Cџ@@ @@Cў@ #0 GroupNameC)HЌѕџџў-#@Cё@@ @@C№@#0 CompanyName)§ *“§ u*§ *‚§ е§ *ƒ§ vОx8§ § Ми§ § МйО6ШЮЬ?ДџџQџМ LуР Policy Term§ /]~ ф?Дџџџ М LуР BI Limits§ !/]О6"в9§ § Он§ § ЩкО6ЪЯј?ДџџџDР Class Code§ R]  @Дџџ џ  PD Limits§ !R]О6"!9§ § Пп§ § ЩлО6ЪЯ$@Дџџџ Class Factor§ S] @@Дџџ џ PIP§ !S]О6"г9§ § По § § ЩмО6 ЪЯ H@Дџџџ Tier Number§ S]  `@Дџџ џ UM§ !S]О6 "г9§ § Пп § § ЫО6 Ъа h@Дџџ џ Tier Factor§ S]  €@Дџџ џ  Ded. Comp§ !S]О6 "г9§ р§ к] § § ЫО6 Ъа ”@Дџџ џ Model Yr§ S]  Ј@Дџџ џ  Ded. 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Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9§ '&Ž''„аMДџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„№MДџџ(џ'BaseRatePIP_02'„NДџџ1џ'BaseRatePIP_03'„0NДџџ1џ'BaseRatePIP_04'„PNДџџ1џ'BaseRatePIP_05'„pNДџџ1џ'BaseRatePIP_06'„NДџџ1џ'BaseRatePIP_07' „АNДџџ1 џ'BaseRatePIP_08' „аNДџџ1 џ'BaseRatePIP_10' „№NДџџ1 џ'BaseRatePIP_11' „OДџџ1 џ'BaseRatePIP_12' „0OДџџ1 џ'BaseRatePIP_13'„POДџџ1џ'BaseRatePIP_14'„pOДџџ1џ'BaseRatePIP_15'„OДџџ1џ'BaseRatePIP_16'„АOДџџ1џ'BaseRatePIP_17'„аOДџџ1џ'BaseRatePIP_19'„№OДџџ1џ'BaseRatePIP_22'„PДџџ1џ'BaseRatePIP_23'„0PДџџ1џ'BaseRatePIP_24'„PPДџџ1џ'BaseRatePIP_25'„pPДџџ1џ'BaseRatePIP_26'„PДџџ1џ'BaseRatePIP_27'„АPДџџ1џ'BaseRatePIP_31'„аPДџџ1џ'BaseRatePIP_38'„№PДџџ1џ'BaseRatePIP_39'QДџџ1џ'BaseRatePIP_40О@'9§ (Dz((G).џ(М(( LџџРB”(G).џ((G))џ((G))џ((G))џ((G))џ((G))џ(( G)) џ(( G)) џ(( G)) џ(( G)) џ(( G)) џ((G))џ((G))џ((G))џ((G))џ((G))џ((G))џ((G))џ((G))џ((G))џ((G))џ((G))џ((G))џ((G))џ((G))џ((G))џ((D0QДџџ џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e]§ ) )~ )ƒ№?)O№?$џD)Р)O№?*џD)Р)O№?*џ)М))LџР)O№?*џ))O№?*џ))O№?*џ)) O№?* џ)) O№?* џ)) O№?* џ)) O№?* џ)) O№?* џ))O№?*џ))O№?*џ))O№?*џ))O№?*џ))O№?*џ))O№?*џ))O№?*џ))O№?*џ))O№?*џ))O№?*џ))O№?*џ))O№?*џ))O№?*џ))O      !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrsu§џџџvwxyz{|}~€№?*џ))O№?*џ))LQДџџ(џD)Рx Increased Limits Factor)§ )c]§ ) c]§ )!c]§ )"c]§ )#c]§ )$c]§ )%c]§ )&c]§ )'c]§ )(c]§ ))c]§ )*c]§ )+c]§ ),c]§ )-c]§ ).c]§ )/c]§ )0c]§ )1c]§ )2c]§ )3c]§ )4c]§ )5c]§ )6c]§ )7c]§ )8c]§ )9e]§ **~ *ƒ№?*O№?)џD*Р*O№?,џD*Р*O№?,џ*М**LџР*O№?,џ**O№?,џ**O№?,џ** O№?, џ** O№?, џ** O№?, џ** O№?, џ** O№?, џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**O№?,џ**€QДџџ)џ*М*0LуР x Tier Factor*§ *c]§ * c]§ *!c]§ *"c]§ *#c]§ *$c]§ *%c]§ *&c]§ *'c]§ *(c]§ *)c]§ **c]§ *+c]§ *,c]§ *-c]§ *.c]§ */c]§ *0c]§ *1c]§ *2c]§ *3c]§ *4c]§ *5c]§ *6c]§ *7c]§ *8c]§ *9e]§ + +~ +ƒ№?+O№?+џD+Р+O№?+џ+М++LџР+O№?+џ++O№?+џ++O№?+џ++O№?+ џ++ O№?+ џ++ O№?+ џ++ O№?+ џ++ O№?+ џ++ O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?!џ++œQДџџ*џ*x Class Factor+§ +c]§ + c]§ +!c]§ +"c]§ +#c]§ +$c]§ +%c]§ +&c]§ +'c]§ +(c]§ +)c]§ +*c]§ ++c]§ +,c]§ +-c]§ +.c]§ +/c]§ +0c]§ +1c]§ +2c]§ +3c]§ +4c]§ +5c]§ +6c]§ +7c]§ +8c]§ +9e]§ ,Ў,~ ,ƒ№?,O№?*џD,Р,O№?-џD,Р,O№?-џ,М,,LџР,O№?-џ,,O№?-џ,,O№?-џ,, O№?- џ,, O№?- џ,, O№?- џ,, O№?- џ,, O№?- џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,O№?-џ,,МQДџџ+џ*x Passive Restraint,§ ,c]§ , c]§ ,!c]§ ,"c]§ ,#c]§ ,$c]§ ,%c]§ ,&c]§ ,'c]§ ,(c]§ ,)c]§ ,*c]§ ,+c]§ ,,c]§ ,-c]§ ,.c]§ ,/c]§ ,0c]§ ,1c]§ ,2c]§ ,3c]§ ,4c]§ ,5c]§ ,6c]§ ,7c]§ ,8c]§ ,9e]§ -X-U~ -ƒ№?-O№?,џD-Р-O№?.џD-Р-O№?.џ-М--LџР-O№?.џ--O№?.џ--O№?.џ-- O№?. џ-- O№?. џ-- O№?. џ-- O№?. џ-- O№?. џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--O№?.џ--фQДџџ,џ*x-U§ -c]§ - c]§ -!c]§ -"c]§ -#c]§ -$c]§ -%c]§ -&c]§ -'c]§ -(c]§ -)c]§ -*c]§ -+c]§ -,c]§ --c]§ -.c]§ -/c]§ -0c]§ -1c]§ -2c]§ -3c]§ -4c]§ -5c]§ -6c]§ -7c]§ -8c]§ -9e]§ . ..G/џ.М..Cќ.GN8џ..G/џ..G/џ..G/џ..G/џ..G/џ.. G/ џ.. G/ џ.. G/ џ.. G/ џ.. 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BaseRateUM_101 ‹@SДџџ4 џ1 BaseRateUM_111 ‹\SДџџ4 џ1 BaseRateUM_121 ‹xSДџџ4 џ1 BaseRateUM_131‹”SДџџ4џ1 BaseRateUM_141‹АSДџџ4џ1 BaseRateUM_151‹ЬSДџџ4џ1 BaseRateUM_161‹шSДџџ4џ1 BaseRateUM_171‹TДџџ4џ1 BaseRateUM_191‹ TДџџ4џ1 BaseRateUM_221‹ >§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ > c]§ > c]§ > c]§ > c]§ > c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >e]>ЌVДџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]§ ?#€?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF?#ШVДџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зDЮŒl)ї'— /") 'rMя2#uŠfOIJOKH=I@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;§ @`ŽОx@9§ ADA§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ A c]§ A c]§ A c]§ A c]§ A c]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ae]ADєVДџџ?џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]§ BМB§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ B c]§ B c]§ B c]§ B c]§ B c]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Be]BWДџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]§ CC§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ C c]§ C c]§ C c]§ C c]§ C c]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Ce]CDWДџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]§ D D§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ D c]§ D c]§ D c]§ D c]§ D c]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ De]D`WДџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]§ EE§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ E c]§ E c]§ E c]§ E c]§ E c]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ee]E€WДџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]§ FF§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ F c]§ F c]§ F c]§ F c]§ F c]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fe]FЈWДџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]§ GXG§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ G c]§ G c]§ G c]§ G c]§ G c]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Ge]GШWДџџ џAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]§ HXH§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ H c]§ H c]§ H c]§ H c]§ H c]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hž]H”ЬWДџџFџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]§ I I§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ I c]§ I c]§ I c]§ I c]§ I c]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Iž]I”аWДџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]§ J#„J$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEhJ•ьWДџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9§ K`ŽОxKŸœ9§ L…L5LV!LџDРD&РD0РD/РD4Р5LV!NџDРD&РD0РD/РD4РLV)NџLМ)LLLаџРLкџРLфџРLуџРLшџРLV)NџLLV)NџLLV)NџLLV)NџLL V)N џLL V)N џLL V)N џLL V)N џLL V)N џLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџL5L !NџDРD&РD0РD/РD4РL”XДџџJџDLР LiabilityLLVPџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VM џLL!VџLL"VџLL#VџLL$VџLL%V џLL&V џLL'V џLL(V џLL)V џLL*VџLL+VџLL,VџLL-VџLL.VџLL/VџLL0VџLL1VџLL2VџLL3VџLL4VџLL5VџLL6VџLL7VџLL8VџLL9WMџL§ M†M"MVMџ D?РDJР"MVQџ D?РDJРMVM!џMМMM LђџРL§џРMVM"џMMVM#џMMVM$џMMVM%џMM VM&џMM VM'џMM VM(џMM VM)џMM VM*џMMVM+џMMVM,џMMVM-џMMVM.џMMVM/џMMVM0џMMVM1џMMVM2џMMVM3џMMVM4џMMVM5џMMVM6џMMVM7џMMVM8џM"M M9џ D?РDJРM”$XДџџLџDMРPhysical DamageMMVQџMМMM9 LђџРL§џРM VN џMM!VQџMM"VQџMM#VQџMM$VQџMM%VQџMM&VQ џMM'VQ џMM(VQ џMM)VQ џMM*VQ џMM+VQџMM,VQџMM-VQџMM.VQџMM/VQџMM0VQџMM1VQџMM2VQџMM3VQџMM4VQџMM5VQџMM6VQџMM7VQџMM8VQџMM9WQџM§ N‡N!NX!Rџ DLРDMР!NX!Pџ DLРDMРNX)LџNМNN LўџРLџџРNX)LџNNX)LџNNX)LџNNX)L џNN X)L џNN X)L џNN X)L џNN X)L џNN X)LџNNX)LџNNX)LџNNX)LџNNX)LџNNX)LџNNX)LџNNX)LџNNX)LџNNX)LџNNX)LџNNX)LџNNX)LџNNX)LџNNX)LџN!NЁ!/џ DLРDMР§ NЂˆN‘N’8џNМNN9 LўџРLџџРN 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#9e]#:%$&8iДџџ$џZ$Рx$~ $ƒ№?$O№?#џ$O№?$џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$ O№?% џ$ O№?% џ$ O№?% џ$ O№?% џ$ O№?% џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$&џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]>8uДџџ>џZ>Р + Expense Fee>§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ > c]§ > c]§ > c]§ > c]§ > c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >c]§ >e]>TuДџџ?џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#puДџџ?џZ?Р= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF?#œuДџџAџ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зD5‘lP,NФ^UP,6N–y\Wœ—|pr|tnXp@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`ШuДџџKџZ@РОx@9ADЬuДџџAџZAРCollision Base RateA§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ A c]§ A c]§ A c]§ A c]§ A c]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ac]§ Ae]ADєuДџџBџAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]BvДџџBџZBРx Deductible FactorB§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ B c]§ B c]§ B c]§ B c]§ B c]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Bc]§ Be]BDvДџџCџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]ClvДџџCџZCР x Tier FactorC§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ C c]§ C c]§ C c]§ C c]§ C c]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Cc]§ Ce]CˆvДџџDџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]DЄvДџџDџZDРx Class FactorD§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ D c]§ D c]§ D c]§ D c]§ D c]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ Dc]§ De]DФvДџџEџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]EфvДџџEџZEРx Model Year FactorE§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ E c]§ E c]§ E c]§ E c]§ E c]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ec]§ Ee]E wДџџFџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]F4wДџџFџZFРx Symbol FactorF§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ F c]§ F c]§ F c]§ F c]§ F c]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fc]§ Fe]FTwДџџGџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]GtwДџџGџZGРxG§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ G c]§ G c]§ G c]§ G c]§ G c]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Gc]§ Ge]GxwДџџHџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]H|wДџџHџZHРxH§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ H c]§ H c]§ H c]§ H c]§ H c]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ Hc]§ He]H€wДџџIџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]I„wДџџIџZIР + Expense FeeI§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ I c]§ I c]§ I c]§ I c]§ I c]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ic]§ Ie]I wДџџJџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J#МwДџџJџZJР= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEFJ#рwДџџLџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K`xДџџNџZKРОxK9LxДџџLџZLР LiabilityL5LV!LџDРD&РD0РD/РD4Р5LV!NџDРD&РD0РD/РD4РLV)NџLМ)LLLаџРLкџРLфџРLуџРLшџРLV)NџLLV)NџLLV)NџLLV)NџLL V)N џLL V)N џLL V)N џLL V)N џLL V)N џLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџL5LW!NџDРD&РD0РD/РD4РLxДџџMџDLР LiabilityLLVPџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VM џLL!VMџLL"VџLL#VџLL$VџLL%V џLL&V џLL'V џLL(V џLL)V џLL*VџLL+VџLL,VџLL-VџLL.VџLL/VџLL0VџLL1VџLL2VџLL3VџLL4VџLL5VџLL6VџLL7VџLL8VџLL9WMџLM0xДџџMџZMРPhysical DamageM"MVMџ D?РDJР"MVQџ D?РDJРMVM!џMМMM LђџРL§џРMVM"џMMVM#џMMVM$џMMVM%џMM VM&џMM VM'џMM VM(џMM VM)џMM VM*џMMVM+џMMVM,џMMVM-џMMVM.џMMVM/џMMVM0џMMVM1џMMVM2џMMVM3џMMVM4џMMVM5џMMVM6џMMVM7џMMVM8џM"MWM9џ D?РDJРMPxДџџџDMРPhysical DamageMMVQџMМMM9 LђџРL§џРM VN џMM!VQџMM"VQџMM#VQџMM$VQџMM%VQџMM&VQ џMM'VQ џMM(VQ џMM)VQ џMM*VQ џMM+VQџMM,VQџMM-VQџMM.VQџMM/VQџMM0VQџMM1VQџMM2VQџMM3VQџMM4VQџMM5VQџMM6VQџMM7VQџMM8VQџMM9WQџMNpxДџџOџZNРTotal Driver #1N!NX!џ DLРDMР!NX!Pџ DLРDMРNX)/џNМNN LўџРLџџРNX)/џNNX)/џNNX)/џNNX)/џNN X)/џNN X)/ џNN X)/ џNN X)/ џNN X)/ џNNX)/ џNNX)/џNNX)/џNNX)/џNNX)/џNNX)/џNNX)/џNNX)/џNNX)/џNNX)/џNNX)/џNNX)/џNNX)/џNNX)/џN!NY!/џ DLРDMР§ N“ˆN‘N’8џNМNN9 LўџРLџџРN ’NџNN!’L џNN"’N!џNN#’N"џNN$’N#џNN%’N$џNN&’N%џNN'’N&џNN(’N'џNN)’N(џNN*’N)џNN+’N*џNN,’N+џNN-’N,џNN.’N-џNN/’N.џNN0’N/џNN1’N0џNN2’N1џNN3’N2џNN4’N3џNN5’N4џNN6’N5џNN7’N6џNN8’N7џNN9iN8џNOaxДџџPџZOРОxO,,,,,,,,,,,,,,,,,,,,,,,,,,,-ЇЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈ9P.”xДџџQџZPР LiabilityP+PZ)MџPМPQ LќџРLќџРPZ)RџPPZ)RџPPZ)RџPМPP LќџРLќџРPZ)RџPPZ)RџPPZ)RџPP Z)R џPP Z)R џPP Z)R џPP Z)R џPP Z)R џPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPP[)RџPО@P9Q.ЈxДџџRџZQРPhysical DamageQ+QZ'џPQZRџPQZџPQZMџQМQQ LќџРLќџРQZMџQQZMџQQZM џQQ ZM џQQ ZM џQQ ZM џQQ ZM џQQ ZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQ[џQО@Q9R\ШxДџџџZRР Grand TotalR]!R^!Nџ DPРDQР!R^!; § DPРDQРR^)PџRМRR LўџРLџџРR^)PџRR^)PџRR^)PџRR^)PџRR ^)PџRR ^)P џRR ^)P џRR ^)P џRR ^)P џRR^)P џRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџR!R_!Pџ DPРDQРО@R9ОvS7О T''О U((з0щFЄ|pr|tXXpкІS'јфёzТh (  +  R  R  R R R R R  R  R  R  R  R R џџR R U"R ыR R R R R  R !R "R #R $R >ЖАЊ ™Ч я 7К Sheet11 FЭЩ€ VБоџR§]  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:,      !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuw§џџџxyz{|}~€ :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,IPрxДџџ џ3"Appendix #4 - Rating Example 2A - @Cі@)&Appendix #4 - Rating Example 2A - 2003ОQQQQQQQQQQQ О зззззззззззззC)фЌѕџџџ-#@Cџ@@ @@Cў@ #0 GroupNameC)­ѕџџў-#@Cё@@ @@C№@#0 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Comp~ Ы@@О6 Ъа аzДџџ џ Tier Factor§ S]  шzДџџ џ  Ded. Comp§ !S]О6 "г9 ќzДџџ џZ Р Model Yr§ лп  {Дџџ џZ Р Ded. Coll~ Ы@@О6 Ъа ${Дџџ џ Model Yr§ S]  8{Дџџ џ  Ded. Coll§ !S]О6 "г9 L{Дџџ џZ Р Symbol§ лп € \{Дџџ џZ Р Threshold§ ЬИО6 Эб p{Дџџ џ Symbol§ b] € Б€{ДџџHџ  Threshold§ !е]О6 "д9Оz 9О  ”{ДџџџМLР#8Bf Jersey City Ќ{Дџџ џ Newark М{Дџџ!џ Paterson а{Дџџ"џ Elizabeth ф{Дџџ#џ Bayonne є{Дџџ$џ Trenton |Дџџ%џ Camden |Дџџ&џ Perth Amboy ,|Дџџ'џ N. Bergen Co. H|Дџџ(џ S. Bergen Co. d|Дџџ)џ Camden sub. ||Дџџ*џ Camden Co. ”|Дџџ+џ SW New Jersey А|Дџџ,џ Trenton sub. Ь|Дџџ-џ Long Branch ф|Дџџ.џ Monmouth Co. }Дџџ/џ Atlantic City }Дџџ0џ Newark s-sub. 8}Дџџ1џ Hudson Co. P}Дџџ2џ Essex Co. d}Дџџ3џ NC New Jersey €}Дџџ4џ NW New Jersey œ}Дџџ5џ SE New Jersey И}Дџџ6џ Newark sub. а}Дџџ7џ East Orange ш}Дџџ8џ Plainfield ~Дџџ9џ New BrunswickО  ~ДџџџDР Jersey City 4~Дџџџ М &LуР Newark! D~Дџџџ  Paterson" X~Дџџџ  Elizabeth# l~Дџџџ  Bayonne$ |~Дџџџ  Trenton% Œ~Дџџџ  Camden& œ~Дџџџ  Perth Amboy' Д~Дџџ џD Р N. Bergen Co.( а~Дџџ џ(М(7 LуР S. Bergen Co.) ь~Дџџ џ( Camden sub.* Дџџ џ( Camden Co.+ Дџџ џ( SW New Jersey, 8Дџџџ( Trenton sub.- TДџџџ( Long Branch. lДџџџ( Monmouth Co./ ˆДџџџ( Atlantic City0 ЄДџџџ( Newark s-sub.1 РДџџџ( Hudson Co.2 иДџџџ( Essex Co.3 ьДџџџ( NC New Jersey4 €Дџџџ( NW New Jersey5 $€Дџџџ( SE New Jersey6 @€Дџџџ( Newark sub.7 X€Дџџџ( East Orange8 p€ДџџџDР Plainfield9!ˆ€ДџџN9џDР New BrunswickЄ€ДџџMџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?џDР ‚@џ !‚@ џ "‚@!џ #‚@"џ $‚@#џ %‚@$џ &‚ @%џ '‚$@&џD Р(‚&@'џ()‚(@(џ(*‚*@)џ(+‚,@*џ(,‚.@+џ(-‚0@,џ(.‚1@-џ(/‚3@.џ(0‚6@/џ(1‚7@0џ(2‚8@1џ(3‚9@2џ(4‚:@3џ(5‚;@4џ(6‚?@5џ(7‚C@6џ(8‚€C@7џDР9!D@џDР&Ф€ДџџџZР:„Ш€Дџџџ$ BaseRateBI_D@00@A0@ BaseRateBI_01„ф€ДџџџМ.$ BaseRateBI_L@00@A0@ BaseRateBI_02„Дџџџ BaseRateBI_03„Дџџџ BaseRateBI_04„8Дџџџ BaseRateBI_05„TДџџџ BaseRateBI_06„pДџџџ BaseRateBI_07 „ŒДџџ џ BaseRateBI_08 „ЈДџџ џ BaseRateBI_10 „ФДџџ џ BaseRateBI_11 „рДџџ џ BaseRateBI_12 „ќДџџ џ BaseRateBI_13„‚Дџџџ BaseRateBI_14„4‚Дџџџ BaseRateBI_15„P‚Дџџџ BaseRateBI_16„l‚Дџџџ BaseRateBI_17„ˆ‚Дџџџ BaseRateBI_19„Є‚Дџџџ BaseRateBI_22„Р‚Дџџџ BaseRateBI_23„м‚Дџџџ BaseRateBI_24„ј‚Дџџџ BaseRateBI_25„ƒДџџџ BaseRateBI_26„0ƒДџџџ BaseRateBI_27„LƒДџџџ BaseRateBI_31„hƒДџџџ BaseRateBI_38„„ƒДџџџ BaseRateBI_39„ ƒДџџџ BaseRateBI_40О@"""""""""""""9DМƒДџџџZРBodily Injury Base Rate#G!џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џDьƒДџџ џDРBodily Injury Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]„ДџџџZРx Increased Limits Factor~ ƒ№?O№? џМLџРO№?џO№?џМиLџРO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џP„ДџџџМ LуРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]„„ДџџџZР x Tier Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ „Дџџџ x Tier Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]М„ДџџџZРx Class Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џм„Дџџџx Class Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ќ„ДџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ…Дџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e] …ДџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ…Дџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]…ДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ …Дџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]$…ДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ(…Дџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e],…ДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ0…Дџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]4…ДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ8…Дџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]<…ДџџџZР + Expense FeeOџCїOџCїOџМCїOџOџOџOџ O џ O џ O џ O џ O( џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO џCїX…ДџџџDР + Expense Fee§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]#t…ДџџџZР= Bodily Injury Rate$)†!џ%РРBЗDР)†!џ%РРBЗDР†)џМ-ѕџўџРРBЗLџџР†)џ†)џ†)џ†)џ †) џ †) џ †) џ †) џ †) џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ)‡!џ%РРBЗDР# …ДџџџDР= Bodily Injury Rate$НЈEEEEEEEEEEEEEEEEEEEEEEEEEEF9`Ь…ДџџџZР„а…ДџџџМ.$ BaseRatePD_L@00@A0@ BaseRatePD_01„ь…Дџџџ BaseRatePD_02„†Дџџџ BaseRatePD_03„$†Дџџџ BaseRatePD_04„@†Дџџџ BaseRatePD_05„\†Дџџџ BaseRatePD_06„x†Дџџџ BaseRatePD_07 „”†Дџџ џ BaseRatePD_08 „А†Дџџ џ BaseRatePD_10 „Ь†Дџџ џ BaseRatePD_11 „ш†Дџџ џ BaseRatePD_12 „‡Дџџ џ BaseRatePD_13„ ‡Дџџџ BaseRatePD_14„<‡Дџџџ BaseRatePD_15„X‡Дџџџ BaseRatePD_16„t‡Дџџџ BaseRatePD_17„‡Дџџџ BaseRatePD_19„Ќ‡Дџџџ BaseRatePD_22„Ш‡Дџџџ BaseRatePD_23„ф‡Дџџџ BaseRatePD_24„ˆДџџџ BaseRatePD_25„ˆДџџџ BaseRatePD_26„8ˆДџџџ BaseRatePD_27„TˆДџџџ BaseRatePD_31„pˆДџџџ BaseRatePD_38„ŒˆДџџџ BaseRatePD_39„ЈˆДџџџ BaseRatePD_40О@9DФˆДџџџZРProp. Damage Base Rate#G!'џ DРB”G)'џМ LџџРB”G)%џG)%џG)%џG)%џG)%џ G)% џ G)% џ G)% џ G)% џ G)% џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џDєˆДџџџDРProp. Damage Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]$‰ДџџџZРx Increased Limits Factor~ ƒ№?O№?%џМ$LџРO№?&џМ$LџРO№?&џМ$LџРO№?&џO№?&џO№?&џ O№?& џ O№?& џ O№?& џ O№?& џ O№?& џO№?&џO№?&џO№?&џO№?&џO№?&џO№?&џO№?&џO№?&џO№?&џO№?&џO№?&џO№?&џO№?&џO№?&џO№?&џX‰ДџџџDРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]зDЖslОЖ &8|Њ‚zv„~z~Љ J!r{*,NЦp <,!<,"<,#<,$<,%<,&<; '<;(<;)<,*<,+<,,<,-<,.<,/<,0:; 1:;2:;3:,4:; 5:;6:;7:,8:,9:,::,;:,<:,=:,>:,?:;  Œ‰ДџџџZ Р x Tier Factor ~ ƒ№? O№?џ O№? џ O№? џ М LџР O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?!џ Ј‰Дџџџ М &LуР x Tier Factor § c]§ c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]!Ф‰Дџџ џZ!Рx Class Factor!~ !ƒ№?!O№? џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?"џ!ф‰Дџџ џ x Class Factor!§ !c]§ ! c]§ !!c]§ !"c]§ !#c]§ !$c]§ !%c]§ !&c]§ !'c]§ !(c]§ !)c]§ !*c]§ !+c]§ !,c]§ !-c]§ !.c]§ !/c]§ !0c]§ !1c]§ !2c]§ !3c]§ !4c]§ !5c]§ !6c]§ !7c]§ !8c]§ !9e]"ŠДџџ!џZ"Рx"~ "ƒ№?"O№?!џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?#џ"ŠДџџ!џ x"§ "c]§ " c]§ "!c]§ ""c]§ "#c]§ "$c]§ "%c]§ "&c]§ "'c]§ "(c]§ ")c]§ "*c]§ "+c]§ ",c]§ "-c]§ ".c]§ "/c]§ "0c]§ "1c]§ "2c]§ "3c]§ "4c]§ "5c]§ "6c]§ "7c]§ "8c]§ "9e]# ŠДџџ"џZ#Рx#~ #ƒ№?#O№?"џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?$џ#ŠДџџ"џ x#§ #c]§ # c]§ #!c]§ #"c]§ ##c]§ #$c]§ #%c]§ #&c]§ #'c]§ #(c]§ #)c]§ #*c]§ #+c]§ #,c]§ #-c]§ #.c]§ #/c]§ #0c]§ #1c]§ #2c]§ #3c]§ #4c]§ #5c]§ #6c]§ #7c]§ #8c]§ #9e]О #:%%;$&ŠДџџ#џZ$Рx$~ $ƒ№?$O№?#џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?џ$&ŠДџџ#џ x$§ $c]§ $ c]§ $!c]§ $"c]§ $#c]§ $$c]§ $%c]§ $&c]§ $'c]§ $(c]§ $)c]§ $*c]§ $+c]§ $,c]§ $-c]§ $.c]§ $/c]§ $0c]§ $1c]§ $2c]§ $3c]§ $4c]§ $5c]§ $6c]§ $7c]§ $8c]§ $9e]О $:%%;%ŠДџџ$џZ%Р + Expense Fee%%OџCћ%O$џ%М%%Cћ%O'џ%%O'џ%%O'џ%%O'џ%%O'џ%% O' џ%% O' џ%% O' џ%% O' џ%% O(' џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O 'џCћ%8ŠДџџ$џ  + Expense Fee%§ %c]§ % c]§ %!c]§ %"c]§ %#c]§ %$c]§ %%c]§ %&c]§ %'c]§ %(c]§ %)c]§ %*c]§ %+c]§ %,c]§ %-c]§ %.c]§ %/c]§ %0c]§ %1c]§ %2c]§ %3c]§ %4c]§ %5c]§ %6c]§ %7c]§ %8c]§ %9e]&#TŠДџџ%џZ&Р= Prop. Damage Rate&$)&†!Lџ%$РРBЗD%Р)&†!Pџ%$РРBЗD%Р&†)џ&М&&-јџўџРРBЗLџџР&†)џ&&†)џ&&†)џ&&†) џ&& †) џ&& †) џ&& †) џ&& †) џ&& †)џ&&†)џ&&†)џ&&†)џ&&†)џ&&†)џ&&†)џ&&†)џ&&†)џ&&†)џ&&†)џ&&†)џ&&†)џ&&†)џ&&†)џ&)&†!&џ%$РРBЗD%Р&#|ŠДџџ%џ = Prop. Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9'`ЄŠДџџ&џZ'Р''„ЈŠДџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„ШŠДџџ(џ'BaseRatePIP_02'„шŠДџџ.џ'BaseRatePIP_03'„‹Дџџ.џ'BaseRatePIP_04'„(‹Дџџ.џ'BaseRatePIP_05'„H‹Дџџ.џ'BaseRatePIP_06'„h‹Дџџ.џ'BaseRatePIP_07' „ˆ‹Дџџ. џ'BaseRatePIP_08' „Ј‹Дџџ. џ'BaseRatePIP_10' „Ш‹Дџџ. џ'BaseRatePIP_11' „ш‹Дџџ. џ'BaseRatePIP_12' „ŒДџџ. џ'BaseRatePIP_13'„(ŒДџџ.џ'BaseRatePIP_14'„HŒДџџ.џ'BaseRatePIP_15'„hŒДџџ.џ'BaseRatePIP_16'„ˆŒДџџ.џ'BaseRatePIP_17'„ЈŒДџџ.џ'BaseRatePIP_19'„ШŒДџџ.џ'BaseRatePIP_22'„шŒДџџ.џ'BaseRatePIP_23'„Дџџ.џ'BaseRatePIP_24'„(Дџџ.џ'BaseRatePIP_25'„HДџџ.џ'BaseRatePIP_26'„hДџџ.џ'BaseRatePIP_27'„ˆДџџ.џ'BaseRatePIP_31'„ЈДџџ.џ'BaseRatePIP_38'„ШДџџ.џ'BaseRatePIP_39'„шДџџ.џ'BaseRatePIP_40О@'9(DŽДџџ'џZ(Р PIP Base Rate((G).џ(М(( LџџРB”(G).џ((G)(џ((G)(џ((G)(џ((G)(џ((G)( џ(( G)( џ(( G)( џ(( G)( џ(( G)( џ(( G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G))џ((D$ŽДџџ&џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e])@ŽДџџ(џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?%џD)Р)O№?)џ)М))LџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ))tŽДџџ(џD)Рx Increased Limits Factor)§ )c]§ ) c]§ )!c]§ )"c]§ )#c]§ )$c]§ )%c]§ )&c]§ )'c]§ )(c]§ ))c]§ )*c]§ )+c]§ ),c]§ )-c]§ ).c]§ )/c]§ )0c]§ )1c]§ )2c]§ )3c]§ )4c]§ )5c]§ )6c]§ )7c]§ )8c]§ )9e]*ЈŽДџџ)џZ*Р x Tier Factor*~ *ƒ№?*O№?)џD*Р*O№?*џ*М**LџР*O№?*џ**O№?*џ**O№?*џ**O№?* џ** O№?* џ** O№?* џ** O№?* џ** O№?* џ** O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?+џ**ФŽДџџ)џ*М*0LуР x Tier Factor*§ *c]§ * c]§ *!c]§ *"c]§ *#c]§ *$c]§ *%c]§ *&c]§ *'c]§ *(c]§ *)c]§ **c]§ *+c]§ *,c]§ *-c]§ *.c]§ */c]§ *0c]§ *1c]§ *2c]§ *3c]§ *4c]§ *5c]§ *6c]§ *7c]§ *8c]§ *9e]+рŽДџџ*џZ+Рx Class Factor+~ +ƒ№?+O№?*џD+Р+O№?+џ+М++LџР+O№?+џ++O№?+џ++O№?+џ++O№?+ џ++ O№?+ џ++ O№?+ џ++ O№?+ џ++ O№?+ џ++ O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?,џ++Дџџ*џ*x Class Factor+§ +c]§ + c]§ +!c]§ +"c]§ +#c]§ +$c]§ +%c]§ +&c]§ +'c]§ +(c]§ +)c]§ +*c]§ ++c]§ +,c]§ +-c]§ +.c]§ +/c]§ +0c]§ +1c]§ +2c]§ +3c]§ +4c]§ +5c]§ +6c]§ +7c]§ +8c]§ +9e], Дџџ+џZ,Рx Passive Restraint,~ ,ƒ№?,O№?+џD,Р,O№?,џ,М,,LџР,O№?,џ,,O№?,џ,,O№?,џ,,O№?, џ,, O№?, џ,, O№?, џ,, O№?, џ,, O№?, џ,, O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?-џ,,HДџџ+џ*x Passive Restraint,§ ,c]§ , c]§ ,!c]§ ,"c]§ ,#c]§ ,$c]§ ,%c]§ ,&c]§ ,'c]§ ,(c]§ ,)c]§ ,*c]§ ,+c]§ ,,c]§ ,-c]§ ,.c]§ ,/c]§ ,0c]§ ,1c]§ ,2c]§ ,3c]§ ,4c]§ ,5c]§ ,6c]§ ,7c]§ ,8c]§ ,9e]-pДџџ,џZ-Рx-U~ -ƒ№?-O№?,џD-Р-O№?-џ-М--LџР-O№?-џ--O№?-џ--O№?-џ--O№?- џ-- O№?- џ-- O№?- џ-- O№?- џ-- O№?- џ-- O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--tДџџ,џ*x-U§ -c]§ - c]§ -!c]§ -"c]§ -#c]§ -$c]§ -%c]§ -&c]§ -'c]§ -(c]§ -)c]§ -*c]§ -+c]§ -,c]§ --c]§ -.c]§ -/c]§ -0c]§ -1c]§ -2c]§ -3c]§ -4c]§ -5c]§ -6c]§ -7c]§ -8c]§ -9e].xДџџ-џZ.Р + Expense Fee..G/џCќ.G1џCќ.G1џ.М..Cќ.G1џ..G1џ..G1џ..G1џ.. G1 џ.. G1 џ.. G1 џ.. G1 џ.. G(1 џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..T 1џCќ.”Дџџ-џ* + Expense Fee.§ .c]§ . c]§ .!c]§ ."c]§ .#c]§ .$c]§ .%c]§ .&c]§ .'c]§ .(c]§ .)c]§ .*c]§ .+c]§ .,c]§ .-c]§ ..c]§ ./c]§ .0c]§ .1c]§ .2c]§ .3c]§ .4c]§ .5c]§ .6c]§ .7c]§ .8c]§ .9e]/#АДџџ.џZ/Р = PIP Rate/$)/E!1џ%(-РРBЗD.Р/E)Lџ/М//-љџўџРРBЗLџџР/E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ// E)L џ// E)L џ// E)L џ// E)L џ// E)L џ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//#ШДџџ.џ* = PIP Rate/$НЈ/EEEEEEEEEEEEEEEEEEEEEEEEEEF90&рДџџ/џZ0Р+ Medical Payments0~ 0Ž0и(џD0Р0‰L!џD0€0‰L"џ0М00L€0‰L#џ00‰L$џ00‰L%џ00 ‰L&џ00 ‰L'џ00 ‰L(џ00 ‰L)џ00 ‰L*џ00‰L+џ00‰L,џ00‰L-џ00‰L.џ00‰L/џ00‰L0џ00‰L1џ00‰L2џ00‰L3џ00‰L4џ00‰L5џ00‰L6џ00‰L7џ00‰L8џ00‰L9џ00&Дџџ/џ*+ Medical Payments0НЈ0EEEEEEEEEEEEEEEEEEEEEEEEEEF91`0Дџџ0џZ1Р11‹4Дџџ2џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹PДџџ2џ1 BaseRateUM_021‹lДџџ2џ1 BaseRateUM_031‹ˆДџџ2џ1 BaseRateUM_041‹ЄДџџ2џ1 BaseRateUM_051‹РДџџ2џ1 BaseRateUM_061‹мДџџ2џ1 BaseRateUM_071 ‹јДџџ2 џ1 BaseRateUM_081 ‹‘Дџџ2 џ1 BaseRateUM_101 ‹0‘Дџџ2 џ1 BaseRateUM_111 ‹L‘Дџџ2 џ1 BaseRateUM_121 ‹h‘Дџџ2 џ1 BaseRateUM_131‹„‘Дџџ2џ1 BaseRateUM_141‹ ‘Дџџ2џ1 BaseRateUM_151‹М‘Дџџ2џ1 BaseRateUM_161‹и‘Дџџ2џ1 BaseRateUM_171‹є‘Дџџ2џ1 BaseRateUM_191‹’Дџџ2џ1 BaseRateUM_221‹,’Дџџ2џ1 BaseRateUM_231‹H’Дџџ2џ1 BaseRateUM_241‹d’Дџџ2џ1 BaseRateUM_251‹€’Дџџ2џ1 BaseRateUM_261‹œ’Дџџ2џ1 BaseRateUM_271‹И’Дџџ2џ1 BaseRateUM_311‹д’Дџџ2џ1 BaseRateUM_381‹№’Дџџ2џ1 BaseRateUM_391‹ “Дџџ2џ1 BaseRateUM_40О@192D(“Дџџ1џZ2РUM/UIM Base Rate2#2G!4џ D1РB”2G)4џ2М22 LџџРB”2G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22DL“Дџџ0џD2РUM/UIM Base Rate2§ 2c]§ 2 c]§ 2!c]§ 2"c]§ 2#c]§ 2$c]§ 2%c]§ 2&c]§ 2'c]§ 2(c]§ 2)c]§ 2*c]§ 2+c]§ 2,c]§ 2-c]§ 2.c]§ 2/c]§ 20c]§ 21c]§ 22c]§ 23c]§ 24c]§ 25c]§ 26c]§ 27c]§ 28c]§ 29e]3&p“Дџџ2џZ3Р+ Increased Limit Additive3~ 3ƒ3й3џD3Р3O0џD3Р3й3џ3М33LџР3O3џ33й3џ33O3 џ33 й3 џ33 O3 џ33 й3 џ33 O3 џ33 й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33&Ј“Дџџ2џD3Р+ Increased Limit Additive3§ 3c]§ 3 c]§ 3!c]§ 3"c]§ 3#c]§ 3$c]§ 3%c]§ 3&c]§ 3'c]§ 3(c]§ 3)c]§ 3*c]§ 3+c]§ 3,c]§ 3-c]§ 3.c]§ 3/c]§ 30c]§ 31c]§ 32c]§ 33c]§ 34c]§ 35c]§ 36c]§ 37c]§ 38c]§ 39e]4#р“Дџџ3џZ4Р = UM/UIM Rate4$"4E!Lџ D2РD3Р"4E!L џ D2РD3Р4E)0џ4М44 LўџРLџџР4E)0џ44E)0џ44E)0џ44E)0џ44 E)0 џ44 E)0 џ44 E)0 џ44 E)0 џ44 E)0 џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ4"4F!0џ D2РD3Р4#ќ“Дџџ3џD4Р = UM/UIM Rate4$НЈ4EEEEEEEEEEEEEEEEEEEEEEEEEEF95`”Дџџ4џZ5Р55‹”Дџџ6џ5М055& BaseRateComp_L@00@A0@BaseRateComp_015‹<”Дџџ6џ5BaseRateComp_025‹\”Дџџ>џ5BaseRateComp_035‹|”Дџџ>џ5BaseRateComp_045‹œ”Дџџ>џ5BaseRateComp_055‹М”Дџџ>џ5BaseRateComp_065‹м”Дџџ>џ5BaseRateComp_075 ‹ќ”Дџџ> џ5BaseRateComp_085 ‹•Дџџ> џ5BaseRateComp_105 ‹<•Дџџ> џ5BaseRateComp_115 ‹\•Дџџ> џ5BaseRateComp_125 ‹|•Дџџ> џ5BaseRateComp_135‹œ•Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх145‹М•Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх155‹м•Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх165‹ќ•Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх175‹–Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх195‹<–Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх225‹АР–Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх235‹ДЅ–Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх245‹œ–Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх255‹М–Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх265‹м–Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх275‹ќ–Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх315‹—Дџџ>џ5ЕўВЙВѕБ№ИщВЙГйБ№АфДЧГОБшГх385‹<—Дџџ>џ5BaseRateComp_395™\—Дџџ>џ5BaseRateComp_40О@596D|—Дџџ5џZ6РComprehensive Base Rate66G)>џ6М66 LџџРB”6G)>џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66 G)=џ66 G)= џ66 G)= џ66 G)= џ66 G)= џ66G)= џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66G)=џ66DЌ—Дџџ4џ6М6? LуРComprehensive Base Rate6§ 6c]§ 6 c]§ 6!c]§ 6"c]§ 6#c]§ 6$c]§ 6%c]§ 6&c]§ 6'c]§ 6(c]§ 6)c]§ 6*c]§ 6+c]§ 6,c]§ 6-c]§ 6.c]§ 6/c]§ 60c]§ 61c]§ 62c]§ 63c]§ 64c]§ 65c]§ 66c]§ 67c]§ 68c]§ 69e]7м—Дџџ6џZ7Рx Deductible Factor7~ 7ƒ№?7O№?3џ7М77LџР7O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77 O№?6 џ77 O№?6 џ77 O№?6 џ77 O№?6 џ77 O№?6 џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77˜Дџџ6џ6x Deductible Factor7§ 7c]§ 7 c]§ 7!c]§ 7"c]§ 7#c]§ 7$c]§ 7%c]§ 7&c]§ 7'c]§ 7(c]§ 7)c]§ 7*c]§ 7+c]§ 7,c]§ 7-c]§ 7.c]§ 7/c]§ 70c]§ 71c]§ 72c]§ 73c]§ 74c]§ 75c]§ 76c]§ 77c]§ 78c]§ 79e]8,˜Дџџ7џZ8Р x Tier Factor8~ 8ƒ№?8O№?7џ8М88LџР8O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88 O№?7 џ88 O№?7 џ88 O№?7 џ88 O№?7 џ88 O№?7 џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88H˜Дџџ7џ6 x Tier Factor8§ 8c]§ 8 c]§ 8!c]§ 8"c]§ 8#c]§ 8$c]§ 8%c]§ 8&c]§ 8'c]§ 8(c]§ 8)c]§ 8*c]§ 8+c]§ 8,c]§ 8-c]§ 8.c]§ 8/c]§ 80c]§ 81c]§ 82c]§ 83c]§ 84c]§ 85c]§ 86c]§ 87c]§ 88c]§ 89e]9d˜Дџџ8џZ9Рx Class Factor9~ 9ƒ№?9O№?8џ9М99LџР9O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99 O№?8 џ99 O№?8 џ99 O№?8 џ99 O№?8 џ99 O№?8 џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99„˜Дџџ8џ6x Class Factor9§ 9c]§ 9 c]§ 9!c]§ 9"c]§ 9#c]§ 9$c]§ 9%c]§ 9&c]§ 9'c]§ 9(c]§ 9)c]§ 9*c]§ 9+c]§ 9,c]§ 9-c]§ 9.c]§ 9/c]§ 90c]§ 91c]§ 92c]§ 93c]§ 94c]§ 95c]§ 96c]§ 97c]§ 98c]§ 99e]:Є˜Дџџ9џZ:Рx Model Year Factor:~ :ƒ№?:O№?9џ:М::LџР:O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ:: O№?9 џ:: O№?9 џ:‚ƒ„…†‡ˆ‰Š‹ŒŽ‘’“”•–—˜™š›œžŸ ЁЂЃЄЅІЇЈЉЊЋЌ­ЎЏАБВГДЕЖЗИЙКЛМНОПРСТУФХЦЧШЩЪЫЬЭЮЯабвгдежзийклмнопрстуфхцчшщъыьэюя№ёђѓєѕіј§џџџљњћќ§ўџ: O№?9 џ:: O№?9 џ:: O№?9 џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::ܘДџџ9џ6x Model Year Factor:§ :c]§ : c]§ :!c]§ :"c]§ :#c]§ :$c]§ :%c]§ :&c]§ :'c]§ :(c]§ :)c]§ :*c]§ :+c]§ :,c]§ :-c]§ :.c]§ :/c]§ :0c]§ :1c]§ :2c]§ :3c]§ :4c]§ :5c]§ :6c]§ :7c]§ :8c]§ :9e];є˜Дџџ:џZ;Рx Symbol Factor;~ ;ƒ№?;O№?:џ;М;;LџР;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;; O№?: џ;; O№?: џ;; O№?: џ;; O№?: џ;; O№?: џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;™Дџџ:џ6x Symbol Factor;§ ;c]§ ; c]§ ;!c]§ ;"c]§ ;#c]§ ;$c]§ ;%c]§ ;&c]§ ;'c]§ ;(c]§ ;)c]§ ;*c]§ ;+c]§ ;,c]§ ;-c]§ ;.c]§ ;/c]§ ;0c]§ ;1c]§ ;2c]§ ;3c]§ ;4c]§ ;5c]§ ;6c]§ ;7c]§ ;8c]§ ;9e]<4™Дџџ;џZ<Р x Anti-Theft<~ <ƒ№?<O№?;џ<М<<LџР<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<< O№?; џ<< O№?; џ<< O№?; џ<< O№?; џ<< O№?; џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<P™Дџџ;џ6 x Anti-Theft<§ <c]§ < c]§ <!c]§ <"c]§ <#c]§ <$c]§ <%c]§ <&c]§ <'c]§ <(c]§ <)c]§ <*c]§ <+c]§ <,c]§ <-c]§ <.c]§ </c]§ <0c]§ <1c]§ <2c]§ <3c]§ <4c]§ <5c]§ <6c]§ <7c]§ <8c]§ <9e]=l™Дџџ<џZ=Рx=~ =ƒ№?=O№?<џ=М==LџР=O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ== O№?< џ== O№?< џ== O№?< џ== O№?< џ== O№?< џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==p™Дџџ<џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]>t™Дџџ=џZ>Р + Expense Fee>>c ?џD>€>O @џCљ>O(@џ>М>>L€>O(@џ>>O(@џ>>O(@џ>>O(@џ>> O(@ џ>> O(@ џ>> O(@ џ>> O(@ џ>> O(@ џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>O(@џ>>™Дџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#Ќ™Дџџ>џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!Bџ%6=РРBЗD>Р?E)?џ?М??-їџўџРРBЗLџџР?E)?џ??E)?џ??E)?џ??E)? џ?? E)? џ?? E)? џ?? E)? џ?? E)? џ?? E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??E)?џ??#и™Дџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зDHЊlP,  NФVUP?I%N–ydWœ:}I=?IA;%N@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`šДџџ?џZ@Р@@‹šДџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹(šДџџAџ@BaseRateColl_02@‹HšДџџAџ@BaseRateColl_03@‹hšДџџAџ@BaseRateColl_04@‹ˆšДџџAџ@BaseRateColl_05@‹ЈšДџџAџ@BaseRateColl_06@‹ШšДџџAџ@BaseRateColl_07@ ‹шšДџџA џ@BaseRateColl_08@ ‹›ДџџA џ@BaseRateColl_10@ ‹(›ДџџA џ@BaseRateColl_11@ ‹H›ДџџA џ@BaseRateColl_12@ ‹h›ДџџA џ@BaseRateColl_13@‹ˆ›ДџџAџ@BaseRateColl_14@‹Ј›ДџџAџ@BaseRateColl_15@‹Ш›ДџџAџ@BaseRateColl_16@‹ш›ДџџAџ@BaseRateColl_17@‹œДџџAџ@BaseRateColl_19@‹(œДџџAџ@BaseRateColl_22@‹HœДџџAџ@BaseRateColl_23@‹hœДџџAџ@BaseRateColl_24@‹ˆœДџџAџ@BaseRateColl_25@‹ЈœДџџAџ@BaseRateColl_26@‹ШœДџџAџ@BaseRateColl_27@‹шœДџџAџ@BaseRateColl_31@‹ДџџAџ@BaseRateColl_38@‹(ДџџAџ@BaseRateColl_39@™HДџџAџ@BaseRateColl_40О@@9ADhДџџ@џZAРCollision Base RateAAG)IџAМAA LџџРB”AG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAA G)I џAA G)I џAA G)I џAA G)I џAA G)I џAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAADДџџ?џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]BИДџџAџZBРx Deductible FactorB~ Bƒ№?BO№?=џBМBHLџРBO№?BџBМBIL€BO№?BџBМBIБL€BO№?BџBBO№?BџBBO№?B џBB O№?B џBB O№?B џBB O№?B џBB O№?B џBB O№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?CџBBрДџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]CžДџџBџZCР x Tier FactorC~ Cƒ№?CO№?BџBCO№?CџBCO№?CџCМCCL€CO№?CџCCO№?CџCCO№?C џCC O№?C џCC O№?C џCC O№?C џCC O№?C џCC O№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?DџBC$žДџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]D@žДџџCџZDРx Class FactorD~ Dƒ№?DO№?CџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?D џBD O№?D џBD O№?D џBD O№?D џBD O№?D џBD O№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?EџBD`žДџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]E€žДџџDџZEРx Model Year FactorE~ Eƒ№?EO№?DџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?E џBE O№?E џBE O№?E џBE O№?E џBE O№?E џBE O№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?FџBEЈžДџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]FаžДџџEџZFРx Symbol FactorF~ Fƒ№?FO№?EџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?F џBF O№?F џBF O№?F џBF O№?F џBF O№?F џBF O№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?GџBF№žДџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]GŸДџџGџZGРxG~ Gƒ№?GO№?FџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?G џBG O№?G џBG O№?G џBG O№?G џBG O№?G џBG O№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?HџBGŸДџџRџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]HŸДџџFџZHРxH~ Hƒ№?HO№?GџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBH O№?J џBH O№?J џBH O№?J џBH O№?J џBH O№?J џBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHO№?JџBHŸДџџFџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]I ŸДџџHџZIР + Expense FeeIIc JџDI€IO M џCјIO(M!џBIO(M"џBIO(M#џBIO(M$џBIO(M%џBI O(M&џBI O(M'џBI O(M(џBI O(M)џBI O(M*џBIO(M+џBIO(M,џBIO(M-џBIO(M.џBIO(M/џBIO(M0џBIO(M1џBIO(M2џBIO(M3џBIO(M4џBIO(M5џBIO(M6џBIO(M7џBIO(M8џBIO(M9џBI<ŸДџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J#XŸДџџIџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJ#|ŸДџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K` ŸДџџJџZKРОxK9LЄŸДџџKџZLР LiabilityL4LV!NџDРD&РD0РD/РD4Р4LV!PџDРD&РD0РD/РD4РLV)/џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)/џLLV)/џLLV)/џLLV)/ џLL V)/ џLL V)/ џLL V)/ џLL V)/ џLL V)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLV)/џLLИŸДџџJџDLР LiabilityLLV9џLМ)LL9LаџРLкџРLфџРLуџРLшџРL VџLL!VџLL"VџLL#VџLL$VџLL%V џLL&V џLL'V џLL(V џLL)V џLL*VџLL+VџLL,VџLL-VџLL.VџLL/VџLL0VџLL1VџLL2VџLL3VџLL4VџLL5VџLL6VџLL7VџLL8VџLL9W5џLMЬŸДџџLџZMРPhysical DamageM"MV!Mџ D?РDJР"MV!Nџ D?РDJРMV)NџMМMM LђџРL§џРMV)NџMMV)NџMMV)NџMMV)NџMM V)N џMM V)N џMM V)N џMM V)N џMM V)N џMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMьŸДџџLџDMРPhysical DamageMMVQџMМMM9 LђџРL§џРM V5џMM!V5џMM"V5џMM#V5џMM$V5џMM%V5 џMM&V5 џMM'V5 џMM(V5 џMM)V5 џMM*V5џMM+V5џMM,V5џMM-V5џMM.V5џMM/V5џMM0V5џMM1V5џMM2V5џMM3V5џMM4V5џMM5V5џMM6V5џMM7V5џMM8V5џMM9W5џMN  ДџџMџZNРTotal Driver #1N!NX!&џ DLРDMР!NX!Qџ DLРDMРNX)HџNМNN LўџРLџџРNX)HџNNX)HџNNX)HџNNX)H џNN X)H џNN X)H џNN X)H џNN X)H џNN X)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)HџNNX)JџN§ NˆNNX8џNМNN9 LўџРLџџРN XNџNN!XN џNN"XN!џNN#XN"џNN$XN#џNN%XN$џNN&XN%џNN'XN&џNN(XN'џNN)XN(џNN*XN)џNN+XN*џNN,XN+џNN-XN,џNN.XN-џNN/XN.џNN0XN/џNN1XN0џNN2XN1џNN3XN2џNN4XN3џNN5XN4џNN6XN5џNN7XN6џNN8XN7џNN9YN8џNOa, ДџџNџZOРОxO,,,,,,,,,,,,,,,,,,,,,,,,,,,-ЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈ9P.0 ДџџOџZPР LiabilityP+!PZ!Rџ DLРDLРPZ)PџPМPP LќџРLќџРPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPP Z)PџPP Z)P џPP Z)P џPP Z)P џPP Z)P џPPZ)P џPPZ)?џPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPP[)PџPО@P9Q.D ДџџPџZQРPhysical DamageQ+!QZ!џ DMРDMРQZ)RџQМQQ LќџРLќџРQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQ Z)R џQQ Z)R џQQ Z)R џQQ Z)R џQQ Z)R џQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQ[)RџQО@Q9R\d ДџџQџZRР Grand TotalR]!R^!/џ DPРDQР!R^!Qџ DPРDQРR^)QџRМRR LўџРLџџРR^)QџRR^)QџRR^)QџRR^)QџRR ^)QџRR ^)Q џRR ^)Q џRR ^)Q џRR ^)Q џRR^)Q џRR^)Iv§RR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR_)QџRО@R9ОxS8О T''О U((з01_Є:uo=,6.;А‰L!ущы|Т€ (   L 9 3  R  R  R  R R R R R  R  R  R  R  џџR R U"R }R R R  R R R R  R !R "R #R $R >ЖАЊ ™Ч я 7К Sheet12 FЭЩ€ Vхk8пЊ‰”щ  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,IP| Дџџ џ3"Appendix #4 - Rating Example 2B - @Cі@)&Appendix #4 - Rating Example 2B - 2003ОQQQQQQQQQQQ О зззззззззззззC) ­ѕџџAџ-#@Cџ@@ @@Cў@ #0 GroupNameC)<­ѕџџў-#@Cё@@ @@C№@#0 CompanyName)§ *“§ ’*§ *‚§ е§ *ƒ§ vОx8ЁДџџGџZР Policy Term§ Ми~§ § МйО6ШЮ ЁДџџ3џМ LуР Policy Term§ /]~ 8ЁДџџџ М LуР BI Limits§ !/]О6"в9LЁДџџџZР Class Code§ Он § § ЩкО6ЪЯdЁДџџ џDР Class Code§ R]  |ЁДџџџ  PD Limits§ !R]О6"!9ЁДџџџZР Class Factor§ Пп§ § ЩлО6ЪЯЌЁДџџ џ Class Factor§ S] ШЁДџџџ PIP§ !S]О6"г9 аЁДџџџZ Р Tier Number§ По § § ЩмО6 ЪЯ шЁДџџ џ Tier Number§ S]  ЂДџџ џ UM§ !S]О6 "г9 ЂДџџ џZ Р Tier Factor§ Пп § ~ Ы@@О6 Ъа  ЂДџџ џ Tier Factor§ S]  8ЂДџџ џ  Ded. Comp§ !S]О6 "г9 LЂДџџ џZ Р Model Yr§ лп § ~ Ы@@О6 Ъа `ЂДџџ џ Model Yr§ S]  tЂДџџ џ  Ded. Coll§ !S]О6 "г9 ˆЂДџџ џZ Р Symbol§ лп €§ З§ ЬИО6 Эб ˜ЂДџџ џ Symbol§ b] € БЈЂДџџ џ  Threshold§ !е]О6 "д9Оz 9О  МЂДџџџМLР#8Bf Jersey City дЂДџџ џ Newark фЂДџџ!џ Paterson јЂДџџ"џ Elizabeth ЃДџџ#џ Bayonne ЃДџџ$џ Trenton ,ЃДџџ%џ Camden <ЃДџџ&џ Perth Amboy TЃДџџ'џ N. Bergen Co. pЃДџџ(џ S. Bergen Co. ŒЃДџџ)џ Camden sub. ЄЃДџџ*џ Camden Co. МЃДџџ+џ SW New Jersey иЃДџџ,џ Trenton sub. єЃДџџ-џ Long Branch ЄДџџ.џ Monmouth Co. (ЄДџџ/џ Atlantic City DЄДџџ0џ Newark s-sub. `ЄДџџ1џ Hudson Co. xЄДџџ2џ Essex Co. ŒЄДџџ3џ NC New Jersey ЈЄДџџ4џ NW New Jersey ФЄДџџ5џ SE New Jersey рЄДџџ6џ Newark sub. јЄДџџ7џ East Orange ЅДџџ8џ Plainfield (ЅДџџ9џ New BrunswickО  DЅДџџџDР Jersey City \ЅДџџџ М /LуР Newark! lЅДџџџ  Paterson" €ЅДџџџ  Elizabeth# ”ЅДџџџ  Bayonne$ ЄЅДџџџ  Trenton% ДЅДџџџ  Camden& ФЅДџџџ  Perth Amboy' мЅДџџ џ  N. Bergen Co.( јЅДџџ џ  S. Bergen Co.) ІДџџ џ  Camden sub.* ,ІДџџ џ  Camden Co.+ DІДџџ џ  SW New Jersey, `ІДџџџ  Trenton sub.- |ІДџџџ  Long Branch. ”ІДџџџ  Monmouth Co./ АІДџџџ  Atlantic City0 ЬІДџџџ0М*9LуР Newark s-sub.1 шІДџџџ0 Hudson Co.2 ЇДџџџ0 Essex Co.3 ЇДџџџ0 NC New Jersey4 0ЇДџџџ0 NW New Jersey5 LЇДџџџ0 SE New Jersey6 hЇДџџџ0 Newark sub.7 €ЇДџџџ0 East Orange8 ˜ЇДџџџ0 Plainfield9!АЇДџџџ0 New BrunswickЬЇДџџMџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?џDР ‚@џ !‚@ џ "‚@!џ #‚@"џ $‚@#џ %‚@$џ &‚ @%џ '‚$@&џ (‚&@'џ )‚(@(џ *‚*@)џ0+‚,@*џ0,‚.@+џ -‚0@,џ .‚1@-џ /‚3@.џ 0‚6@/џ01‚7@0џ02‚8@1џ03‚9@2џ04‚:@3џ05‚;@4џ06‚?@5џ07‚C@6џ08‚€C@7џ09!D@8џ0&ьЇДџџџZР:„№ЇДџџџ$ BaseRateBI_D@00@A0@ BaseRateBI_01„ ЈДџџџМ.$ BaseRateBI_L@00@A0@ BaseRateBI_02„(ЈДџџџ BaseRateBI_03„DЈДџџџ BaseRateBI_04„`ЈДџџџ BaseRateBI_05„|ЈДџџџ BaseRateBI_06„˜ЈДџџџ BaseRateBI_07 „ДЈДџџ џ BaseRateBI_08 „аЈДџџ џ BaseRateBI_10 „ьЈДџџ џ BaseRateBI_11 „ЉДџџ џ BaseRateBI_12 „$ЉДџџ џ BaseRateBI_13„@ЉДџџџ BaseRateBI_14„\ЉДџџџ BaseRateBI_15„xЉДџџџ BaseRateBI_16„”ЉДџџџ BaseRateBI_17„АЉДџџџ BaseRateBI_19„ЬЉДџџџ BaseRateBI_22„шЉДџџџ BaseRateBI_23„ЊДџџџ BaseRateBI_24„ ЊДџџџ BaseRateBI_25„<ЊДџџџ BaseRateBI_26„XЊДџџџ BaseRateBI_27„tЊДџџџ BaseRateBI_31„ЊДџџџ BaseRateBI_38„ЌЊДџџџ BaseRateBI_39„ШЊДџџџ BaseRateBI_40О@"""""""""""""9DфЊДџџџZРBodily Injury Base Rate#G!џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џDЋДџџ)џDРBodily Injury Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]DЋДџџџZРx Increased Limits Factor~ ƒ№?O№? џМLџРO№?џO№?џМиLџРO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џxЋДџџџМ LуРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ЌЋДџџџZР x Tier Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џШЋДџџџ x Tier Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]фЋДџџџZРx Class Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џЌДџџџx Class Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]$ЌДџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ,ЌДџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]4ЌДџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ<ЌДџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]DЌДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џHЌДџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]LЌДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џPЌДџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]TЌДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џXЌДџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]\ЌДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ`ЌДџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]dЌДџџџZР + Expense FeeOџCїOџCїOџМCїOџOџOџOџ O џ O џ O џ O џ O( џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO џCї€ЌДџџџDР + Expense Fee§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]#œЌДџџџZР= Bodily Injury Rate$)†!џ%РРBЗDР)†!џ%РРBЗDР†)џМ-ѕџўџРРBЗLџџР†)џ†)џ†)џ†)џ †) џ †) џ †) џ †) џ †) џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ)‡!џ%РРBЗDР#ШЌДџџџDР= Bodily Injury Rate$НЈEEEEEEEEEEEEEEEEEEEEEEEEEEF9`єЌДџџџZР„јЌДџџџМ.$ BaseRatePD_L@00@A0@ BaseRatePD_01„­Дџџџ BaseRatePD_02„0­Дџџџ BaseRatePD_03„L­Дџџџ BaseRatePD_04„h­Дџџџ BaseRatePD_05„„­Дџџџ BaseRatePD_06„ ­Дџџџ BaseRatePD_07 „М­Дџџ џ BaseRatePD_08 „и­Дџџ џ BaseRatePD_10 „є­Дџџ џ BaseRatePD_11 „ЎДџџ џ BaseRatePD_12 „,ЎДџџ џ BaseRatePD_13„HЎДџџџ BaseRatePD_14„dЎДџџџ BaseRatePD_15„€ЎДџџџ BaseRatePD_16„œЎДџџџ BaseRatePD_17„ИЎДџџџ BaseRatePD_19„дЎДџџџ BaseRatePD_22„№ЎДџџџ BaseRatePD_23„ ЏДџџџ BaseRatePD_24„(ЏДџџџ BaseRatePD_25„DЏДџџџ BaseRatePD_26„`ЏДџџџ BaseRatePD_27„|ЏДџџџ BaseRatePD_31„˜ЏДџџџ BaseRatePD_38„ДЏДџџџ BaseRatePD_39„аЏДџџџ BaseRatePD_40О@9DьЏДџџџZРProp. Damage Base Rate#G!%џ DРB”G)%џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џDАДџџџDРProp. Damage Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]LАДџџџZРx Increased Limits Factor~ ƒ№?O№?џМ$ LџРO№? џO№? џМ$LџРO№? џO№? џO№? џ O№? џ O№? џ O№? џ O№? џ O№? џO№? џO№? џO№? џO№? џO№? џO№? џO№? џO№? џO№? џO№? џO№? џO№? џO№? џO№? џO№? џ€АДџџџDРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]зDЛrlОЖ &8|‡_]Za[W~Љ J!r{*,NЦp <,!<,"<,#<,$<,%<,&      !"#$%&'()*+,-./0123456789:;<=>?АЊДЁЕўАфЖйЗЁЙѓГвБсБѕДГА­ГЂВбБЗАПБЪВЯИщГЇАеБЋГеАТГнГлДмАкАРБеАїГхИПВЙВњГІЛхБ№ДкВЕГѓОБТсАьБєГОВдДЧБшБчАљВѕГйГмБЙЗЩГцВтГњЕїДЅАЈ§џџџЖФ<; '<;(<;)<,*<,+<,,<,-<,.<,/<,0:; 1:;2:;3:,4:; 5:;6:;7:,8:,9:,::,;:,<:,=:,>:,?:;  ДАДџџџZ Р x Tier Factor ~ ƒ№? O№?џ O№?!џ O№?!џ М LџР O№?!џ  O№?!џ  O№?!џ  O№?! џ  O№?! џ  O№?! џ  O№?! џ  O№?! џ  O№?!џ  O№?!џ  O№?!џ  O№?!џ  O№?!џ  O№?!џ  O№?!џ O№?!џ O№?!џ O№?!џ O№?!џ O№?!џ O№?!џ O№?!џ O№?!џ аАДџџџ М &LуР x Tier Factor § c]§ c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]!ьАДџџ џZ!Рx Class Factor!~ !ƒ№?!O№? џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ! O№?" џ! O№?" џ! O№?" џ! O№?" џ! O№?" џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ!O№?"џ! БДџџ џ x Class Factor!§ !c]§ ! c]§ !!c]§ !"c]§ !#c]§ !$c]§ !%c]§ !&c]§ !'c]§ !(c]§ !)c]§ !*c]§ !+c]§ !,c]§ !-c]§ !.c]§ !/c]§ !0c]§ !1c]§ !2c]§ !3c]§ !4c]§ !5c]§ !6c]§ !7c]§ !8c]§ !9e]",БДџџ!џZ"Рx"~ "ƒ№?"O№?!џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ" O№?# џ" O№?# џ" O№?# џ" O№?# џ" O№?# џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"O№?#џ"0БДџџ!џ x"§ "c]§ " c]§ "!c]§ ""c]§ "#c]§ "$c]§ "%c]§ "&c]§ "'c]§ "(c]§ ")c]§ "*c]§ "+c]§ ",c]§ "-c]§ ".c]§ "/c]§ "0c]§ "1c]§ "2c]§ "3c]§ "4c]§ "5c]§ "6c]§ "7c]§ "8c]§ "9e]#4БДџџ"џZ#Рx#~ #ƒ№?#O№?"џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ# O№?$ џ# O№?$ џ# O№?$ џ# O№?$ џ# O№?$ џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#O№?$џ#8БДџџ"џ x#§ #c]§ # c]§ #!c]§ #"c]§ ##c]§ #$c]§ #%c]§ #&c]§ #'c]§ #(c]§ #)c]§ #*c]§ #+c]§ #,c]§ #-c]§ #.c]§ #/c]§ #0c]§ #1c]§ #2c]§ #3c]§ #4c]§ #5c]§ #6c]§ #7c]§ #8c]§ #9e]О #:%%;$&<БДџџ#џZ$Рx$~ $ƒ№?$O№?#џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$ O№?% џ$ O№?% џ$ O№?% џ$ O№?% џ$ O№?% џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$O№?%џ$&@БДџџ#џ x$§ $c]§ $ c]§ $!c]§ $"c]§ $#c]§ $$c]§ $%c]§ $&c]§ $'c]§ $(c]§ $)c]§ $*c]§ $+c]§ $,c]§ $-c]§ $.c]§ $/c]§ $0c]§ $1c]§ $2c]§ $3c]§ $4c]§ $5c]§ $6c]§ $7c]§ $8c]§ $9e]О $:%%;%DБДџџ$џZ%Р + Expense Fee%%O&џCћ%O&џCћ%O&џ%М%%Cћ%O&џ%%O&џ%%O&џ%%O&џ%% O& џ%% O& џ%% O& џ%% O& џ%% O(& џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O &џCћ%`БДџџ$џ  + Expense Fee%§ %c]§ % c]§ %!c]§ %"c]§ %#c]§ %$c]§ %%c]§ %&c]§ %'c]§ %(c]§ %)c]§ %*c]§ %+c]§ %,c]§ %-c]§ %.c]§ %/c]§ %0c]§ %1c]§ %2c]§ %3c]§ %4c]§ %5c]§ %6c]§ %7c]§ %8c]§ %9e]&#|БДџџ%џZ&Р= Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)&†!'џ%$РРBЗD%Р&†)'џ&М&&-јџўџРРBЗLџџР&†)'џ&&†)'џ&&†)'џ&&†)'џ&& †)' џ&& †)' џ&& †)' џ&& †)' џ&& †)' џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&)&†!'џ%$РРBЗD%Р&#ЄБДџџ%џ = Prop. Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9'`ЬБДџџ&џZ'Р''„аБДџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„№БДџџ(џ'BaseRatePIP_02'„ВДџџ(џ'BaseRatePIP_03'„0ВДџџ(џ'BaseRatePIP_04'„PВДџџ(џ'BaseRatePIP_05'„pВДџџ(џ'BaseRatePIP_06'„ВДџџ(џ'BaseRatePIP_07' „АВДџџ( џ'BaseRatePIP_08' „аВДџџ( џ'BaseRatePIP_10' „№ВДџџ( џ'BaseRatePIP_11' „ГДџџ( џ'BaseRatePIP_12' „0ГДџџ( џ'BaseRatePIP_13'„PГДџџ(џ'BaseRatePIP_14'„pГДџџ(џ'BaseRatePIP_15'„ГДџџ(џ'BaseRatePIP_16'„АГДџџ(џ'BaseRatePIP_17'„аГДџџ(џ'BaseRatePIP_19'„№ГДџџ(џ'BaseRatePIP_22'„ДДџџ(џ'BaseRatePIP_23'„0ДДџџ(џ'BaseRatePIP_24'„PДДџџ(џ'BaseRatePIP_25'„pДДџџ(џ'BaseRatePIP_26'„ДДџџ(џ'BaseRatePIP_27'„АДДџџ(џ'BaseRatePIP_31'„аДДџџ(џ'BaseRatePIP_38'„№ДДџџ(џ'BaseRatePIP_39'„ЕДџџ(џ'BaseRatePIP_40О@'9(D0ЕДџџ'џZ(Р PIP Base Rate(#(G!.џ D'РB”(G).џ(М(( LџџРB”(G).џ((G).џ((G).џ((G).џ((G).џ(( G). џ(( G). џ(( G). џ(( G). џ(( G). џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((DLЕДџџ&џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e])hЕДџџ(џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?$џD)Р)O№?*џD)€)O№?)џ)М)-iL€)O№?)џ))O№?)џ))O№?)џ)) O№?)џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ))O№?) џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))œЕДџџ(џD)Рx Increased Limits Factor)§ )c]§ ) c]§ )!c]§ )"c]§ )#c]§ )$c]§ )%c]§ )&c]§ )'c]§ )(c]§ ))c]§ )*c]§ )+c]§ ),c]§ )-c]§ ).c]§ )/c]§ )0c]§ )1c]§ )2c]§ )3c]§ )4c]§ )5c]§ )6c]§ )7c]§ )8c]§ )9e]*аЕДџџ)џZ*Р x Tier Factor*~ *ƒ№?*O№?)џD*Р*O№?+џD*€*O№?*џ*М**L€*O№?*џ**O№?*џ**O№?*џ** O№?*џ** O№?* џ** O№?* џ** O№?* џ** O№?* џ**O№?* џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*ьЕДџџ)џ*М*0LуР x Tier Factor*§ *c]§ * c]§ *!c]§ *"c]§ *#c]§ *$c]§ *%c]§ *&c]§ *'c]§ *(c]§ *)c]§ **c]§ *+c]§ *,c]§ *-c]§ *.c]§ */c]§ *0c]§ *1c]§ *2c]§ *3c]§ *4c]§ *5c]§ *6c]§ *7c]§ *8c]§ *9e]+ЖДџџ*џZ+Рx Class Factor+~ +ƒ№?+O№?*џD+Р+O№?,џD+€+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+ O№?+џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+O№?+ џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+(ЖДџџ*џ*x Class Factor+§ +c]§ + c]§ +!c]§ +"c]§ +#c]§ +$c]§ +%c]§ +&c]§ +'c]§ +(c]§ +)c]§ +*c]§ ++c]§ +,c]§ +-c]§ +.c]§ +/c]§ +0c]§ +1c]§ +2c]§ +3c]§ +4c]§ +5c]§ +6c]§ +7c]§ +8c]§ +9e],HЖДџџ+џZ,Рx Passive Restraint,~ ,ƒ№?,O№?+џD,Р,O№?-џD,€,O№?,џ),O№?,џ),O№?,џ),O№?,џ), O№?,џ), O№?, џ), O№?, џ), O№?, џ), O№?, џ),O№?, џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),pЖДџџ+џ*x Passive Restraint,§ ,c]§ , c]§ ,!c]§ ,"c]§ ,#c]§ ,$c]§ ,%c]§ ,&c]§ ,'c]§ ,(c]§ ,)c]§ ,*c]§ ,+c]§ ,,c]§ ,-c]§ ,.c]§ ,/c]§ ,0c]§ ,1c]§ ,2c]§ ,3c]§ ,4c]§ ,5c]§ ,6c]§ ,7c]§ ,8c]§ ,9e]-˜ЖДџџ,џZ-Рx-U~ -ƒ№?-O№?,џD-Р-O№?/џD-€-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)- O№?/ џ)- O№?/ џ)- O№?/ џ)- O№?/ џ)- O№?/ џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-O№?/џ)-œЖДџџ,џ*x-U§ -c]§ - c]§ -!c]§ -"c]§ -#c]§ -$c]§ -%c]§ -&c]§ -'c]§ -(c]§ -)c]§ -*c]§ -+c]§ -,c]§ --c]§ -.c]§ -/c]§ -0c]§ -1c]§ -2c]§ -3c]§ -4c]§ -5c]§ -6c]§ -7c]§ -8c]§ -9e]. ЖДџџ-џZ.Р + Expense Fee..G/џCќ.G1џCќ.G1џ.М..Cќ.G1џ..G1џ..G1џ..G1џ.. G1 џ.. G1 џ.. G1 џ.. G1 џ.. G(1 џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..G(1џ..T 1џCќ.МЖДџџ-џ* + Expense Fee.§ .c]§ . c]§ .!c]§ ."c]§ .#c]§ .$c]§ .%c]§ .&c]§ .'c]§ .(c]§ .)c]§ .*c]§ .+c]§ .,c]§ .-c]§ ..c]§ ./c]§ .0c]§ .1c]§ .2c]§ .3c]§ .4c]§ .5c]§ .6c]§ .7c]§ .8c]§ .9e]/#иЖДџџ.џZ/Р = PIP Rate/$)/E!1џ%(-РРBЗD.Р/E)Lџ/М//-љџўџРРBЗLџџР/E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ// E)L џ// E)L џ// E)L џ// E)L џ// E)L џ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//E)Lџ//#№ЖДџџ.џ* = PIP Rate/$НЈ/EEEEEEEEEEEEEEEEEEEEEEEEEEF90&ЗДџџ/џZ0Р+ Medical Payments0~ 0Ž0и0џD0Р0‰-џD0Р0‰L"џ0М00L€0‰L#џ00‰L$џ00‰L%џ00 ‰L&џ00 ‰L'џ00 ‰L(џ00 ‰L)џ00 ‰L*џ00‰L+џ00‰L,џ00‰L-џ00‰L.џ00‰L/џ00‰L0џ00‰L1џ00‰L2џ00‰L3џ00‰L4џ00‰L5џ00‰L6џ00‰L7џ00‰L8џ00‰L9џ00&0ЗДџџ/џ*+ Medical Payments0НЈ0EEEEEEEEEEEEEEEEEEEEEEEEEEF91`XЗДџџ0џZ1Р11‹\ЗДџџ4џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹xЗДџџ4џ1 BaseRateUM_021‹”ЗДџџ2џ1 BaseRateUM_031‹АЗДџџ2џ1 BaseRateUM_041‹ЬЗДџџ2џ1 BaseRateUM_051‹шЗДџџ2џ1 BaseRateUM_061‹ИДџџ2џ1 BaseRateUM_071 ‹ ИДџџ2 џ1 BaseRateUM_081 ‹<ИДџџ2 џ1 BaseRateUM_101 ‹XИДџџ2 џ1 BaseRateUM_111 ‹tИДџџ2 џ1 BaseRateUM_121 ‹ИДџџ2 џ1 BaseRateUM_131‹ЌИДџџ2џ1 BaseRateUM_141‹ШИДџџ2џ1 BaseRateUM_151‹фИДџџ2џ1 BaseRateUM_161‹ЙДџџ2џ1 BaseRateUM_171‹ЙДџџ2џ1 BaseRateUM_191‹8ЙДџџ2џ1 BaseRateUM_221‹TЙДџџ2џ1 BaseRateUM_231‹pЙДџџ2џ1 BaseRateUM_241‹ŒЙДџџ2џ1 BaseRateUM_251‹ЈЙДџџ2џ1 BaseRateUM_261‹ФЙДџџ2џ1 BaseRateUM_271‹рЙДџџ2џ1 BaseRateUM_311‹ќЙДџџ2џ1 BaseRateUM_381‹КДџџ2џ1 BaseRateUM_391‹4КДџџ2џ1 BaseRateUM_40О@192DPКДџџ1џZ2РUM/UIM Base Rate22G)0џ2М22 LџџРB”2G)3џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22DtКДџџ0џD2РUM/UIM Base Rate2§ 2c]§ 2 c]§ 2!c]§ 2"c]§ 2#c]§ 2$c]§ 2%c]§ 2&c]§ 2'c]§ 2(c]§ 2)c]§ 2*c]§ 2+c]§ 2,c]§ 2-c]§ 2.c]§ 2/c]§ 20c]§ 21c]§ 22c]§ 23c]§ 24c]§ 25c]§ 26c]§ 27c]§ 28c]§ 29e]3&˜КДџџ2џZ3Р+ Increased Limit Additive3~ 3ƒ3O2џD3Р3O2џD3Р3O3џ3М33L€3O3џ33O3џ33O3 џ33 O3 џ33 O3 џ33 O3 џ33 O3 џ33 O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33Oџ33&аКДџџ2џD3Р+ Increased Limit Additive3§ 3c]§ 3 c]§ 3!c]§ 3"c]§ 3#c]§ 3$c]§ 3%c]§ 3&c]§ 3'c]§ 3(c]§ 3)c]§ 3*c]§ 3+c]§ 3,c]§ 3-c]§ 3.c]§ 3/c]§ 30c]§ 31c]§ 32c]§ 33c]§ 34c]§ 35c]§ 36c]§ 37c]§ 38c]§ 39e]4#ЛДџџ3џZ4Р = UM/UIM Rate4$"4E!Lџ D2РD3Р"4E!5џ D2РD3Р4E)L!џ4М44 LўџРLџџР4E)0џ44E)0џ44E)0џ44E)0џ44 E)0 џ44 E)0 џ44 E)0 џ44 E)0 џ44 E)0 џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ44E)0џ4"4F!0џ D2РD3Р4#$ЛДџџ3џD4Р = UM/UIM Rate4$НЈ4EEEEEEEEEEEEEEEEEEEEEEEEEEF95`@ЛДџџ4џZ5Р55‹DЛДџџ6џ5М055& BaseRateComp_L@00@A0@BaseRateComp_015‹dЛДџџ6џ5BaseRateComp_025‹„ЛДџџ6џ5BaseRateComp_035‹ЄЛДџџ6џ5BaseRateComp_045‹ФЛДџџ6џ5BaseRateComp_055‹фЛДџџ6џ5BaseRateComp_065‹МДџџ6џ5BaseRateComp_075 ‹$МДџџ6 џ5BaseRateComp_085 ‹DМДџџ6 џ5BaseRateComp_105 ‹dМДџџ6 џ5BaseRateComp_115 ‹„МДџџ6 џ5BaseRateComp_125 ‹ЄМДџџ6 џ5BaseRateComp_135‹ФМДџџ6џ5BaseRateComp_145‹фМДџџ6џ5BaseRateComp_155‹НДџџ6џ5BaseRateComp_165‹$НДџџ6џ5BaseRateComp_175‹DНДџџ6џ5BaseRateComp_195‹dНДџџ6џ5BaseRateComp_225‹„НДџџ6џ5BaseRateComp_235‹ЄНДџџ6џ5BaseRateComp_245‹ФНДџџ6џ5BaseRateComp_255‹фНДџџ6џ5BaseRateComp_265‹ОДџџ6џ5BaseRateComp_275‹$ОДџџ6џ5BaseRateComp_315‹DОДџџ6џ5BaseRateComp_385‹dОДџџ6џ5BaseRateComp_395™„ОДџџ6џ5BaseRateComp_40О@596DЄОДџџ5џZ6РComprehensive Base Rate6#6G!?џ D5РB”6G)?џ6М66 LџџРB”6G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66 G)? џ66 G)? џ66 G)? џ66 G)? џ66 G)? џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66G)?џ66DдОДџџ4џ6М6? LуРComprehensive Base Rate6§ 6c]§ 6 c]§ 6!c]§ 6"c]§ 6#c]§ 6$c]§ 6%c]§ 6&c]§ 6'c]§ 6(c]§ 6)c]§ 6*c]§ 6+c]§ 6,c]§ 6-c]§ 6.c]§ 6/c]§ 60c]§ 61c]§ 62c]§ 63c]§ 64c]§ 65c]§ 66c]§ 67c]§ 68c]§ 69e]7ПДџџ6џZ7Рx Deductible Factor7~ 7ƒ№?7O№?>џD7Р7O№?7џ7М77LџР7O№?7џ77O№?7џ77O№?7џ77O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?8џ77,ПДџџ6џ6x Deductible Factor7§ 7c]§ 7 c]§ 7!c]§ 7"c]§ 7#c]§ 7$c]§ 7%c]§ 7&c]§ 7'c]§ 7(c]§ 7)c]§ 7*c]§ 7+c]§ 7,c]§ 7-c]§ 7.c]§ 7/c]§ 70c]§ 71c]§ 72c]§ 73c]§ 74c]§ 75c]§ 76c]§ 77c]§ 78c]§ 79e]8TПДџџ7џZ8Р x Tier Factor8~ 8ƒ№?8O№?7џ8М8=LџР8O№?8џ8М88LџР8O№?8џ88O№?8џ88O№?8џ88O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?9џ88pПДџџ7џ6 x Tier Factor8§ 8c]§ 8 c]§ 8!c]§ 8"c]§ 8#c]§ 8$c]§ 8%c]§ 8&c]§ 8'c]§ 8(c]§ 8)c]§ 8*c]§ 8+c]§ 8,c]§ 8-c]§ 8.c]§ 8/c]§ 80c]§ 81c]§ 82c]§ 83c]§ 84c]§ 85c]§ 86c]§ 87c]§ 88c]§ 89e]9ŒПДџџ8џZ9Рx Class Factor9~ 9ƒ№?9O№?8џ89O№?9џ9М99LџР9O№?9џ99O№?9џ99O№?9џ99O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?:џ99ЌПДџџ8џ6x Class Factor9§ 9c]§ 9 c]§ 9!c]§ 9"c]§ 9#c]§ 9$c]§ 9%c]§ 9&c]§ 9'c]§ 9(c]§ 9)c]§ 9*c]§ 9+c]§ 9,c]§ 9-c]§ 9.c]§ 9/c]§ 90c]§ 91c]§ 92c]§ 93c]§ 94c]§ 95c]§ 96c]§ 97c]§ 98c]§ 99e]:ЬПДџџ9џZ:Рx Model Year Factor:~ :ƒ№?:O№?9џ8:O№?:џ:М::LџР:O№?:џ::O№?:џ::O№?:џ::O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?;џ::єПДџџ9џ6x Model Year Factor:§ :c]§ : c]§ :!c]§ :"c]§ :#c]§ :$c]§ :%c]§ :&c]§ :'c]§ :(c]§ :)c]§ :*c]§ :+c]§ :,c]§ :-c]§ :.c]§ :/c]§ :0c]§ :1c]§ :2c]§ :3c]§ :4c]§ :5c]§ :6c]§ :7c]§ :8c]§ :9e];РДџџ:џZ;Рx Symbol Factor;~ ;ƒ№?;O№?:џ8;O№?;џ;М;;LџР;O№?;џ;;O№?;џ;;O№?;џ;;O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?<џ;;<РДџџ:џ6x Symbol Factor;§ ;c]§ ; c]§ ;!c]§ ;"c]§ ;#c]§ ;$c]§ ;%c]§ ;&c]§ ;'c]§ ;(c]§ ;)c]§ ;*c]§ ;+c]§ ;,c]§ ;-c]§ ;.c]§ ;/c]§ ;0c]§ ;1c]§ ;2c]§ ;3c]§ ;4c]§ ;5c]§ ;6c]§ ;7c]§ ;8c]§ ;9e]<\РДџџ;џZ<Р x Anti-Theft<~ <ƒ№?<O№?;џ8<O№?<џ<М<<LџР<O№?<џ<<O№?<џ<<O№?<џ<<O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?=џ<<xРДџџ;џ6 x Anti-Theft<§ <c]§ < c]§ <!c]§ <"c]§ <#c]§ <$c]§ <%c]§ <&c]§ <'c]§ <(c]§ <)c]§ <*c]§ <+c]§ <,c]§ <-c]§ <.c]§ </c]§ <0c]§ <1c]§ <2c]§ <3c]§ <4c]§ <5c]§ <6c]§ <7c]§ <8c]§ <9e]=”РДџџ<џZ=Рx=~ =ƒ№?=O№?<џ8=O№?=џ=М==LџР=O№?=џ==O№?=џ==O№?=џ==O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?>џ==˜РДџџ<џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]>œРДџџ=џZ>Р + Expense Fee>>O(3џ>М>>Cљ>O(=џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(> џ>> O(> џ>> O(> џ>> O(> џ>> O(> џ>> O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>O(>џ>>ИРДџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#дРДџџ>џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!@џ%6=РРBЗD>Р?E)@џ?М??-їџўџРРBЗLџџР?E)@џ??E)@џ??E)@џ??E)@џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??#СДџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зD*ЊlP,  NФ^UP,6N–y\Wœ:…IP?IA;%N@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`,СДџџ?џZ@Р@@‹0СДџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹PСДџџJџ@BaseRateColl_02@‹pСДџџJџ@BaseRateColl_03@‹СДџџJџ@BaseRateColl_04@‹АСДџџJџ@BaseRateColl_05@‹аСДџџJџ@BaseRateColl_06@‹№СДџџJџ@BaseRateColl_07@ ‹ТДџџJ џ@BaseRateColl_08@ ‹0ТДџџJ џ@BaseRateColl_10@ ‹PТДџџJ џ@BaseRateColl_11@ ‹pТДџџJ џ@BaseRateColl_12@ ‹ТДџџJ џ@BaseRateColl_13@‹АТДџџJџ@BaseRateColl_14@‹аТДџџJџ@BaseRateColl_15@‹№ТДџџJџ@BaseRateColl_16@‹УДџџJџ@BaseRateColl_17@‹0УДџџJџ@BaseRateColl_19@‹PУДџџJџ@BaseRateColl_22@‹pУДџџJџ@BaseRateColl_23@‹УДџџJџ@BaseRateColl_24@‹АУДџџJџ@BaseRateColl_25@‹аУДџџJџ@BaseRateColl_26@‹№УДџџJџ@BaseRateColl_27@‹ФДџџJџ@BaseRateColl_31@‹0ФДџџJџ@BaseRateColl_38@‹PФДџџJџ@BaseRateColl_39@™pФДџџJџ@BaseRateColl_40О@@9ADФДџџ@џZAРCollision Base RateAAG)IџAМAA LџџРB”AG)7џAAG)AџAAG)AџAAG)AџAAG)AџAAG)A џAA G)A џAA G)A џAA G)A џAA G)A џAA G)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)BџAADИФДџџ?џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]BрФДџџAџZBРx Deductible FactorB~ Bƒ№?BO№?AџDBРBO№?BџBМBBLџРBO№?BџBBO№?BџBBO№?BџBBO№?B џBB O№?B џBB O№?B џBB O№?B џBB O№?B џBB O№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?CџBBХДџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]C0ХДџџBџZCР x Tier FactorC~ Cƒ№?CO№?BџCМCHLџРCO№?CџCМCCLџРCO№?CџCCO№?CџCCO№?CџCCO№?C џCC O№?C џCC O№?C џCC O№?C џCC O№?C џCC O№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?DџCCLХДџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]DhХДџџCџZDРx Class FactorD~ Dƒ№?DO№?CџCDO№?DџDМDDLџРDO№?DџDDO№?DџDDO№?DџDDO№?D џDD O№?D џDD O№?D џDD O№?D џDD O№?D џDD O№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?EџDDˆХДџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]EЈХДџџDџZEРx Model Year FactorE~ Eƒ№?EO№?DџCEO№?EџEМEELџРEO№?EџEEO№?EџEEO№?EџEEO№?E џEE O№?E џEE O№?E џEE O№?E џEE O№?E џEE O№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?FџEEаХДџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]FјХДџџEџZFРx Symbol FactorF~ Fƒ№?FO№?EџCFO№?FџFМFFLџРFO№?FџFFO№?FџFFO№?FџFFO№?F џFF O№?F џFF O№?F џFF O№?F џFF O№?F џFF O№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?GџFFЦДџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]G8ЦДџџGџZGРxG~ Gƒ№?GO№?FџCGO№?GџGМGGLџРGO№?GџGGO№?GџGGO№?GџGGO№?G џGG O№?G џGG O№?G џGG O№?G џGG O№?G џGG O№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?HџGG<ЦДџџRџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]H@ЦДџџFџZHРxH~ Hƒ№?HO№?GџCHO№?HџHМHHLџРHO№?HџHHO№?HџHHO№?HџHHO№?H џHH O№?H џHH O№?H џHH O№?H џHH O№?H џHH O№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?IџHHDЦДџџFџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]IHЦДџџHџZIР + Expense FeeIIc JџDI€IO(HџIМIICјIO(IџIIO(IџIIO(IџIIO(IџIIO(I џII O(I џII O(I џII O(I џII O(I џII O(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIdЦДџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J#€ЦДџџIџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJF)MџJJЉЄЦДџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K`ШЦДџџJџZKРОxK9LЬЦДџџKџZLР LiabilityL4LV!LџDРD&РD0РD/РD4Р4LV!NџDРD&РD0РD/РD4РLV)NџLМ(LLLаџРLкџРLфџРLуџРLшџРLV)NџLLV)NџLLV)NџLLV)NџLL V)N џLL V)N џLL V)N џLL V)N џLL V)N џLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLV)NџLLW)NџLLрЦДџџJџDLР LiabilityLLVPџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VM џLL!VџLL"VџLL#VџLL$VџLL%V џLL&V џLL'V џLL(V џLL)V џLL*VџLL+VџLL,VџLL-VџLL.VџLL/VџLL0VџLL1VџLL2VџLL3VџLL4VџLL5VџLL6VџLL7VџLL8VџLL9W5џLMєЦДџџLџZMРPhysical DamageM"MV!Mџ D?РDJР"MV!Qџ D?РDJРMV)M!џMМMM LђџРL§џРMV)M"џMMV)M#џMMV)M$џMMV)M%џMM V)M&џMM V)M'џMM V)M(џMM V)M)џMM V)M*џMMV)M+џMMV)M,џMMV)M-џMMV)M.џMMV)M/џMMV)M0џMMV)M1џMMV)M2џMMV)M3џMMV)M4џMMV)M5џMMV)M6џMMV)M7џMMV)M8џMMW)M9џMMЧДџџLџDMРPhysical DamageMMVQџMМMM9 LђџРL§џРM VN џMM!VQџMM"VQџMM#VQџMM$VQџMM%VQџMM&VQ џMM'VQ џMM(VQ џMM)VQ џMM*VQ џMM+VQџMM,VQџMM-VQџMM.VQџMM/VQџMM0VQџMM1VQџMM2VQџMM3VQџMM4VQџMM5VQџMM6VQџMM7VQџMM8VQџMM9WQџMN4ЧДџџMџZNРTotal Driver #1N!NX!џ DLРDMР!NX!Pџ DLРDMРNX)/џNМNN LўџРLџџРNX)-џNNX)-џNNX)-џNNX)-џNN X)-џNN X)- џNN X)- џNN X)- џNN X)- џNNX)- џNNX)-џNNX)-џNNX)-џNNX)-џNNX)-џNNX)-џNNX)-џNNX)-џNNX)-џNNX)-џNNX)-џNNX)-џNNX)-џNNY)-џN§ N‘ˆN‘N’9џNМNN9 LўџРLџџРN ’NџNN!’L џNN"’N!џNN#’N"џNN$’N#џNN%’N$џNN&’N%џNN'’N&џNN(’N'џNN)’N(џNN*’N)џNN+’N*џNN,’N+џNN-’N,џNN.’N-џNN/’N.џNN0’N/џNN1’N0џNN2’N1џNN3’N2џNN4’N3џNN5’N4џNN6’N5џNN7’N6џNN8’N7џNN9iN8џNOaTЧДџџNџZOРОxO,,,,,,,,,,,,,,,,,,,,,,,,,,,-9P.XЧДџџOџZPР LiabilityP+"PZ!5џ DLРDLР"PZ!Rџ DLРDL РPZ)RџPМPP LќџРLќџРPZ)RџPPZ)RџPPZ)RџPPZ)RџPP Z)R џPP Z)R џPP Z)R џPP Z)R џPP Z)R џPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPPZ)RџPP[)RџPО@P9Q.lЧДџџPџZQРPhysical DamageQ+"QZ!N9џ DMРDMР"QZ!Rџ DMРDM РQZ)5џQМQQ LќџРLќџРQZ)5џQQZ)5џQQZ)5џQQZ)5 џQQ Z)5 џQQ Z)5 џQQ Z)5 џQQ Z)5 џQQ Z)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQZ)5џQQ[)џQО@Q9R\ŒЧДџџQџZRР Grand TotalR]!R^!Nџ DPРDQР!R^! †w§ DPРDQРR^)PџRМRR LўџРLџџРR^)PџRR^)PџRR^)PџRR^)PџRR ^)PџRR ^)P џRR ^)P џRR ^)P џRR ^)P џRR^)P џRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR_)PџRО@R9ОxS8О T''О U((з0Ђ_Є:uIP?IA%%NА‰L!ьђы|Тh ( H 3  R  R  R R R R R  R  R  R  R  R R џџR R U"R }R R R  R R  R !R "R #R $R >ЖАЊ ™Ч я 7К Sheet111 FЭЩ€ VZј ’$‡^э  dќЉёвMbP?_*+‚€‚ƒ„…†‡ˆ‰Š‹ŒŽ‘’“”•–—˜™š›œžŸ ЁЂЃЄЅІЇЈЉЊЋЌ­ЎЏАБВГДЕЖЗИЙКЛМНОПРСТУФХЦЧШЩЪЫЬЭЮЯабвгдежзийклмнопрстуфхцчшщъыьэюя№ёђѓєѕіїјњ§џџџћќ§ўџ%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,;,;;;,;,;,;,;,;,;,;,;,;,;; ;;;;;,IPЄЧДџџ џ3"Appendix #4 - Rating Example 3A - @Cі@)&Appendix #4 - Rating Example 3A - 2003ОQQQQQQQQQQQ О зззззззззззззC)˜­ѕџџIџ-#@Cџ@@ @@Cў@ #0 GroupNameC)Д­ѕџџў-#@Cё@@ @@C№@#0 CompanyName))§ *“§ ”*§ *‚§ е§ *ƒ§ ‹Оx80ШДџџGџZР Policy Term§ Ми§ § МйО6ШЮHШДџџ џМ LуР Policy TermН`ШДџџ0џDРterm~ lШДџџ3џ М LуР BI Limits!Н€ШДџџ џDР BI limitsО6"Шн9”ШДџџџZР Class Code§ Он§ § ЩкО6ЪЯЌШДџџџDР Class Code§ Он  ФШДџџ џ  PD Limits!миШДџџ!џDР PD limitsО6"Ъ!9ьШДџџџZР Class Factor§ Пп§ § ЩлО6ЪЯЩДџџџ Class Factor§ Пп $ЩДџџ џ PIP!м,ЩДџџ!џDР PIP limitО6"Ъ!9 @ЩДџџџZ Р Tier Number§ По § § ЩмО6 ЪЯ XЩДџџџ Tier Number§ По  pЩДџџ џ UM !мxЩДџџ!џD Р UM limtsО6 "Ъ!9 ŒЩДџџ џZ Р Tier Factor§ Пп § ~ Ы@@О6 Ъа ЄЩДџџ џ Tier Factor§ Пп  МЩДџџ џ  Ded. Comp~ !Ы@@О6 "Ъа9 аЩДџџ џZ Р Model Yr§ лп § ~ Ы@@О6 Ъа фЩДџџ џ Model Yr§ лп  јЩДџџ џ  Ded. Coll§ !ЫО6 "Ъа9  ЪДџџ џZ Р Symbol§ лп § З§ ЬИО6 Эб ЪДџџ џ Symbol§ лп € Б,ЪДџџ џ  Threshold§ !ЬИО6 "Эб9Оz 9О  @ЪДџџџМLР#8Bf Jersey City XЪДџџ џ Newark hЪДџџ!џ Paterson |ЪДџџ"џ Elizabeth ЪДџџ#џ Bayonne  ЪДџџ$џ Trenton АЪДџџ%џ Camden РЪДџџ&џ Perth Amboy иЪДџџ'џ N. Bergen Co. єЪДџџ(џ S. Bergen Co. ЫДџџ)џ Camden sub. (ЫДџџ*џ Camden Co. @ЫДџџ+џ SW New Jersey \ЫДџџ,џ Trenton sub. xЫДџџ-џ Long Branch ЫДџџ.џ Monmouth Co. ЌЫДџџ/џ Atlantic City ШЫДџџ0џ Newark s-sub. фЫДџџ1џ Hudson Co. ќЫДџџ2џ Essex Co. ЬДџџ3џ NC New Jersey ,ЬДџџ4џ NW New Jersey HЬДџџ5џ SE New Jersey dЬДџџ6џ Newark sub. |ЬДџџ7џ East Orange ”ЬДџџ8џ Plainfield ЌЬДџџ9џ New BrunswickО  ШЬДџџџDР Jersey City рЬДџџџ М &LуР Newark! №ЬДџџџ  Paterson" ЭДџџџ  Elizabeth# ЭДџџџ  Bayonne$ (ЭДџџџ  Trenton% 8ЭДџџџ  Camden& HЭДџџџ  Perth Amboy' `ЭДџџ џD Р N. Bergen Co.( |ЭДџџ џ(М(70LуР S. Bergen Co.) ˜ЭДџџ џ( Camden sub.* АЭДџџ џ( Camden Co.+ ШЭДџџ џ( SW New Jersey, фЭДџџџ( Trenton sub.- ЮДџџџ( Long Branch. ЮДџџџ( Monmouth Co./ 4ЮДџџџ( Atlantic City0 PЮДџџџ( Newark s-sub.1 lЮДџџџ( Hudson Co.2 „ЮДџџџ( Essex Co.3 ˜ЮДџџџ( NC New Jersey4 ДЮДџџџ( NW New Jersey5 аЮДџџџ( SE New Jersey6 ьЮДџџџ( Newark sub.7 ЯДџџџ( East Orange8 ЯДџџџ8М89LуР Plainfield9!4ЯДџџџ8 New BrunswickPЯДџџMџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?5џDР ‚@ џ !‚@!џ "‚@"џ #‚@#џ $‚@$џ %‚@%џ &‚ @&џ '‚$@'џD Р(‚&@(џ()‚(@)џ(*‚*@*џ(+‚,@+џ(,‚.@,џ(-‚0@-џ(.‚1@.џ(/‚3@/џ(0‚6@0џ(1‚7@1џ(2‚8@2џ(3‚9@3џ(4‚:@4џ(5‚;@5џ(6‚?@6џ(7‚C@7џ(8‚€C@8џ89!D@9џ8&pЯДџџџZР:„tЯДџџџ$ BaseRateBI_D@00@A0@ BaseRateBI_01„ЯДџџџМ.$ BaseRateBI_L@00@A0@ BaseRateBI_02„ЌЯДџџџ BaseRateBI_03„ШЯДџџџ BaseRateBI_04„фЯДџџџ BaseRateBI_05„аДџџџ BaseRateBI_06„аДџџџ BaseRateBI_07 „8аДџџ џ BaseRateBI_08 „TаДџџ џ BaseRateBI_10 „pаДџџ џ BaseRateBI_11 „ŒаДџџ џ BaseRateBI_12 „ЈаДџџ џ BaseRateBI_13„ФаДџџџ BaseRateBI_14„раДџџџ BaseRateBI_15„ќаДџџџ BaseRateBI_16„бДџџџ BaseRateBI_17„4бДџџџ BaseRateBI_19„PбДџџџ BaseRateBI_22„lбДџџџ BaseRateBI_23„ˆбДџџџ BaseRateBI_24„ЄбДџџџ BaseRateBI_25„РбДџџџ BaseRateBI_26„мбДџџџ BaseRateBI_27„јбДџџџ BaseRateBI_31„вДџџџ BaseRateBI_38„0вДџџџ BaseRateBI_39„LвДџџџ BaseRateBI_40О „hвДџџџDР BaseRateBI_01 „„вДџџ џ  BaseRateBI_02!„ вДџџ!џ  BaseRateBI_03"„МвДџџ"џ  BaseRateBI_04#„ивДџџ#џ  BaseRateBI_05$„євДџџ$џ  BaseRateBI_06%„гДџџ%џ  BaseRateBI_07&„,гДџџ&џ  BaseRateBI_08'„HгДџџ'џD Р BaseRateBI_10(„dгДџџ(џ( BaseRateBI_11)„€гДџџ)џ( BaseRateBI_12*„œгДџџ*џ( BaseRateBI_13+„ИгДџџ+џ( BaseRateBI_14,„дгДџџ,џ( BaseRateBI_15-„№гДџџ-џ( BaseRateBI_16.„ дДџџ.џ( BaseRateBI_17/„(дДџџ/џ( BaseRateBI_190„DдДџџ0џ( BaseRateBI_221„`дДџџ1џ( BaseRateBI_232„|дДџџ2џ( BaseRateBI_243„˜дДџџ3џ( BaseRateBI_254„ДдДџџ4џ( BaseRateBI_265„адДџџ5џ( BaseRateBI_276„ьдДџџ6џ( BaseRateBI_317„еДџџ7џ( BaseRateBI_388„$еДџџ8џ8 BaseRateBI_399о@еДџџ9џ8 BaseRateBI_40:пD\еДџџџZРBodily Injury Base Rate#G!џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џDŒеДџџ џDРBodily Injury Base RateG)џМ9 LџџРB” G)џ!G) џ"G)!џ#G)"џ$G)#џ%G)$џ&G)%џ'G)&џ(G)'џ)G)(џ*G))џ+G)*џ,G)+џ-G),џ.G)-џ/G).џ0G)/џ1G)0џ2G)1џ3G)2џ4G)3џ5G)4џ6G)5џ7G)6џ8G)7џ9f)8џ:пМеДџџџZРx Increased Limits Factor~ ƒ№?O№? !џМLџРO№?џO№?џМиLџРO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ№еДџџџМ LуРx Increased Limits Factor~ ƒ№? O№?!џ М 9LџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№?9џ :п$жДџџџZР x Tier Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ@жДџџџ x Tier Factor~ ƒ№? O№?!џ М 9LџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :п\жДџџџZРx Class Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ|жДџџџx Class Factor~ ƒ№? O№?!џ М 9LџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пœжДџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џЄжДџџџx ~ ƒ№? O№?!џ М 9LџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пЌжДџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џДжДџџџx ~ ƒ№? O№?!џ М 9LџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пМжДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џРжДџџџx~ ƒ№? O№?!џ М 9LџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пФжДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џШжДџџџx~ ƒ№? O№?!џ М 9LџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пЬжДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џажДџџџx~ ƒ№? O№?!џ М 9LџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пджДџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№?џ O№? џ O№? џ O№? џ O№? џ O№? џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џижДџџџx~ ƒ№? O№?!џ М 9LџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пмжДџџџZР + Expense FeeOџCїOџCїOџМCїOџOџOџOџ O џ O џ O џ O џ O( џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO џCїјжДџџ џDР + Expense FeeO  џCї O џCї!O( џ!М!8Cї"O(!џ!#O("џ!$O(#џ!%O($џ!&O(%џ!'O(&џ!(O('џ!)O((џ!*O()џ!+O(*џ!,O(+џ!-O(,џ!.O(-џ!/O(.џ!0O(/џ!1O(0џ!2O(1џ!3O(2џ!4O(3џ!5O(4џ!6O(5џ!7O(6џ!8O(7џ!9g 8џCї:п#зДџџџZР= Bodily Injury Rate$)†!џ%РРBЗDР)†!џ%РРBЗDР†)џМ-ѕџўџРРBЗLџџР†)џ†)џ†)џ†)џ †) џ †) џ †) џ †) џ †) џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ)‡!џ%РРBЗDР#@зДџџџDР= Bodily Injury Rate$†)џМ9-ѕџўџРРBЗLџџР †) џ!†)!џ"†)"џ#†)#џ$†)$џ%†)%џ&†)&џ'†)'џ(†)(џ)†))џ*†)*џ+†)+џ,†),џ-†)-џ.†).џ/†)/џ0†)0џ1†)1џ2†)2џ3†)3џ4†)4џ5†)5џ6†)6џ7†)7џ8†)8џ9р)9џ:п`lзДџџџZР„pзДџџџМ.$ BaseRatePD_L@00@A0@ BaseRatePD_01„ŒзДџџџ BaseRatePD_02„ЈзДџџџ BaseRatePD_03„ФзДџџџ BaseRatePD_04„рзДџџџ BaseRatePD_05„ќзДџџџ BaseRatePD_06„иДџџџ BaseRatePD_07 „4иДџџ џ BaseRatePD_08 „PиДџџ џ BaseRatePD_10 „lиДџџ џ BaseRatePD_11 „ˆиДџџ џ BaseRatePD_12 „ЄиДџџ џ BaseRatePD_13„РиДџџџ BaseRatePD_14„миДџџџ BaseRatePD_15„јиДџџџ BaseRatePD_16„йДџџџ BaseRatePD_17„0йДџџџ BaseRatePD_19„LйДџџџ BaseRatePD_22„hйДџџџ BaseRatePD_23„„йДџџџ BaseRatePD_24„ йДџџџ BaseRatePD_25„МйДџџџ BaseRatePD_26„ийДџџџ BaseRatePD_27„єйДџџџ BaseRatePD_31„кДџџџ BaseRatePD_38„,кДџџџ BaseRatePD_39„HкДџџџ BaseRatePD_40О „dкДџџ'џМ.9$ BaseRatePD_L@00@A0@ BaseRatePD_01 „€кДџџ' џ BaseRatePD_02!„œкДџџ'!џ BaseRatePD_03"„ИкДџџ'"џ BaseRatePD_04#„дкДџџ'#џ BaseRatePD_05$„№кДџџ'$џ BaseRatePD_06%„ лДџџ'%џ BaseRatePD_07&„(лДџџ'&џ BaseRatePD_08'„DлДџџ''џ BaseRatePD_10(„`лДџџ'(џ BaseRatePD_11)„|лДџџ')џ BaseRatePD_12*„˜лДџџ'*џ BaseRatePD_13+„ДлДџџ'+џ BaseRatePD_14,„алДџџ',џ BaseRatePD_15-„ьлДџџ'-џ BaseRatePD_16.„мДџџ'.џ BaseRatePD_17/„$мДџџ'/џ BaseRatePD_190„@мДџџ'0џ BaseRatePD_221„\мДџџ'1џ BaseRatePD_232„xмДџџ'2џ BaseRatePD_243„”мДџџ'3џ BaseRatePD_254„АмДџџ'4џ BaseRatePD_265„ЬмДџџ'5џ BaseRatePD_276„шмДџџ'6џ BaseRatePD_317„нДџџ'7џ BaseRatePD_388„ нДџџ'8џ BaseRatePD_399о<нДџџ'9џ BaseRatePD_40:пDXнДџџџZРProp. Damage Base Rate#G!%џ DРB”G)%џМ LџџРB”G)%џG)%џG)%џG)%џG)%џ G)% џ G)% џ G)% џ G)% џ G)% џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џDˆнДџџџDРProp. Damage Base RateG)%џМ9 LџџРB” G)% џ!G)%!џ"G)%"џ#G)%#џ$G)%$џ%G)%%џ&G)%&џ'G)%'џ(G)%(џ)G)%)џ*G)%*џ+G)%+џ,G)%,џ-G)%-џ.G)%.џ/G)%/џ0G)%0џ1G)%1џ2G)%2џ3G)%3џ4G)%4џ5G)%5џ6G)%6џ7G)%7џ8G)%8џ9f) џ:пИнДџџџZРx Increased Limits Factor~ ƒ№?O№?џМ$LџРO№?џМ$LџРO№?џМ$LџРO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?&џьнДџџџDРx Increased Limits Factor~ ƒ№? O№?!џ М$ 9œLџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пзD™lОР &8|Ф€~za[W~М JV bRыыщщщщ6Ši ` <,!<,"<,#<,$<,%<,&<; '<;(<;)<,*<,+<,,<,-<,.<,/<,0;; 1;;2;;3;,4;; 5;;6;;7;,8;,9;,:;,;;,<;,=;,>;,?;;   оДџџџZ Р x Tier Factor ~ ƒ№? O№?џ O№? џ O№? џ М LџР O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ  O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?!џ <оДџџџ М &LуР x Tier Factor ~ ƒ№? O№? !џ  !O№? "џ  "O№? #џ  #O№? $џ  $O№? %џ  %O№? &џ  &O№? 'џ  'O№? (џ  (O№? )џ  )O№? *џ  *O№? +џ  +O№? ,џ  ,O№? -џ  -O№? .џ  .O№? /џ  /O№? 0џ  0O№? 1џ  1O№? 2џ  2O№? 3џ  3O№? 4џ  4O№? 5џ  5O№? 6џ  6O№? 7џ  7O№? 8џ  8O№? 9џ  9g№?! џ  :п!XоДџџ џZ!Рx Class Factor!~ !ƒ№?!O№? џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?"џ!xоДџџ џ x Class Factor!~ !ƒ№?! O№?!!џ !!O№?!"џ !"O№?!#џ !#O№?!$џ !$O№?!%џ !%O№?!&џ !&O№?!'џ !'O№?!(џ !(O№?!)џ !)O№?!*џ !*O№?!+џ !+O№?!,џ !,O№?!-џ !-O№?!.џ !.O№?!/џ !/O№?!0џ !0O№?!1џ !1O№?!2џ !2O№?!3џ !3O№?!4џ !4O№?!5џ !5O№?!6џ !6O№?!7џ !7O№?!8џ !8O№?!9џ !9g№?" џ !:п"˜оДџџ!џZ"Рx"~ "ƒ№?"O№?!џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?#џ"œоДџџ!џ x"~ "ƒ№?" O№?"!џ "!O№?""џ ""O№?"#џ "#O№?"$џ "$O№?"%џ "%O№?"&џ "&O№?"'џ "'O№?"(џ "(O№?")џ ")O№?"*џ "*O№?"+џ "+O№?",џ ",O№?"-џ "-O№?".џ ".O№?"/џ "/O№?"0џ "0O№?"1џ "1O№?"2џ "2O№?"3џ "3O№?"4џ "4O№?"5џ "5O№?"6џ "6O№?"7џ "7O№?"8џ "8O№?"9џ "9g№?# џ ":п# оДџџ"џZ#Рx#~ #ƒ№?#O№?"џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?$џ#ЄоДџџ"џ x#~ #ƒ№?# O№?#!џ #!O№?#"џ #"O№?##џ ##O№?#$џ #$O№?#%џ #%O№?#&џ #&O№?#'џ #'O№?#(џ #(O№?#)џ #)O№?#*џ #*O№?#+џ #+O№?#,џ #,O№?#-џ #-O№?#.џ #.O№?#/џ #/O№?#0џ #0O№?#1џ #1O№?#2џ #2O№?#3џ #3O№?#4џ #4O№?#5џ #5O№?#6џ #6O№?#7џ #7O№?#8џ #8O№?#9џ #9g№?$ џ О #:с%;$&ЈоДџџ#џZ$Рx$~ $ƒ№?$O№?#џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?џ$&ЌоДџџ#џ x$~ $ƒ№?$ O№?$!џ $!O№?$"џ $"O№?$#џ $#O№?$$џ $$O№?$%џ $%O№?$&џ $&O№?$'џ $'O№?$(џ $(O№?$)џ $)O№?$*џ $*O№?$+џ $+O№?$,џ $,O№?$-џ $-O№?$.џ $.O№?$/џ $/O№?$0џ $0O№?$1џ $1O№?$2џ $2O№?$3џ $3O№?$4џ $4O№?$5џ $5O№?$6џ $6O№?$7џ $7O№?$8џ $8O№?$9џ $9g№?%9џ О $:с%;%АоДџџ$џZ%Р + Expense Fee%%O'џCћ%O'џCћ%O'џ%М%%Cћ%O'џ%%O'џ%%O'џ%%O'џ%% O' џ%% O' џ%% O' џ%% O' џ%% O(' џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O('џ%%O 'џCћ%ЬоДџџ$џ  + Expense Fee%%O &џCћ% O & џCћ%!O(&!џ%!М%%!8Cћ%"O(&"џ%!%#O(&#џ%!%$O(&$џ%!%%O(&%џ%!%&O(&&џ%!%'O(&'џ%!%(O(&(џ%!%)O(&)џ%!%*O(&*џ%!%+O(&+џ%!%,O(&,џ%!%-O(&-џ%!%.O(&.џ%!%/O(&/џ%!%0O(&0џ%!%1O(&1џ%!%2O(&2џ%!%3O(&3џ%!%4O(&4џ%!%5O(&5џ%!%6O(&6џ%!%7O(&7џ%!%8O(&8џ%!%9g &9џCћ%:п&#шоДџџ%џZ&Р= Prop. Damage Rate&$)&†!Lџ%$РРBЗD%Р)&†!&џ%$РРBЗD%Р&†)&џ&М&&-јџўџРРBЗLџџР&†)&џ&&†)&џ&&†)&џ&&†)&џ&& †)&џ&& †)& џ&& †)& џ&& †)& џ&& †)& џ&&†)& џ&&†)&џ&&†)&џ&&†)&џ&&†)&џ&&†)&џ&&†)&џ&&†)&џ&&†)&џ&&†)&џ&&†)&џ&&†)&џ&&†)&џ&&†)&џ&)&†!&џ%$РРBЗD%Р&#пДџџ%џ = Prop. Damage Rate&$&†)9џ&М&&9-јџўџРРBЗLџџР& †)џ&&!†) џ&&"†)!џ&&#†)"џ&&$†)#џ&&%†)$џ&&&†)%џ&&'†)&џ&&(†)'џ&&)†)(џ&&*†))џ&&+†)*џ&&,†)+џ&&-†),џ&&.†)-џ&&/†).џ&&0†)/џ&&1†)0џ&&2†)1џ&&3†)2џ&&4†)3џ&&5†)4џ&&6†)5џ&&7†)6џ&&8†)7џ&&9р)8џ&&:п'`8пДџџ&џZ'Р''„<пДџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„\пДџџ(џ'BaseRatePIP_02'„|пДџџ1џ'BaseRatePIP_03'„œпДџџ1џ'BaseRatePIP_04'„МпДџџ1џ'BaseRatePIP_05'„мпДџџ1џ'BaseRatePIP_06'„ќпДџџ1џ'BaseRatePIP_07' „рДџџ1 џ'BaseRatePIP_08' „<рДџџ1 џ'BaseRatePIP_10' „\рДџџ1 џ'BaseRatePIP_11' „|рДџџ1 џ'BaseRatePIP_12' „œрДџџ1 џ'BaseRatePIP_13'„МрДџџ1џ'BaseRatePIP_14'„мрДџџ1џ'BaseRatePIP_15'„ќрДџџ1џ'BaseRatePIP_16'„сДџџ1џ'BaseRatePIP_17'„<сДџџ1џ'BaseRatePIP_19'„\сДџџ1џ'BaseRatePIP_22'„|сДџџ1џ'BaseRatePIP_23'„œсДџџ1џ'BaseRatePIP_24'„МсДџџ1џ'BaseRatePIP_25'„мсДџџ1џ'BaseRatePIP_26'„ќсДџџ1џ'BaseRatePIP_27'„тДџџ1џ'BaseRatePIP_31'„<тДџџ1џ'BaseRatePIP_38'„\тДџџ1џ'BaseRatePIP_39'„|тДџџ1џ'BaseRatePIP_40О ''„œтДџџ1џ'М/''9% BaseRatePIP_L@00@A0@BaseRatePIP_01' „МтДџџ1 џ'BaseRatePIP_02'!„мтДџџ1!џ'BaseRatePIP_03'"„ќтДџџ1"џ'BaseRatePIP_04'#„уДџџ1#џ'BaseRatePIP_05'$„<уДџџ1$џ'BaseRatePIP_06'%„\уДџџ1%џ'BaseRatePIP_07'&„|уДџџ1&џ'BaseRatePIP_08''„œуДџџ1'џ'BaseRatePIP_10'(„МуДџџ1(џ'BaseRatePIP_11')„муДџџ1)џ'BaseRatePIP_12'*„ќуДџџ1*џ'BaseRatePIP_13'+„фДџџ1+џ'BaseRatePIP_14',„<фДџџ1,џ'BaseRatePIP_15'-„\фДџџ1-џ'BaseRatePIP_16'.„|фДџџ1.џ'BaseRatePIP_17'/„œфДџџ1/џ'BaseRatePIP_19'0„МфДџџ10џ'BaseRatePIP_22'1„мфДџџ11џ'BaseRatePIP_23'2„ќфДџџ12џ'BaseRatePIP_24'3„хДџџ13џ'BaseRatePIP_25'4„<хДџџ14џ'BaseRatePIP_26'5„\хДџџ15џ'BaseRatePIP_27'6„|хДџџ16џ'BaseRatePIP_31'7„œхДџџ17џ'BaseRatePIP_38'8„МхДџџ18џ'BaseRatePIP_39'9омхДџџ19џ'BaseRatePIP_40':п(DќхДџџ'џZ(Р PIP Base Rate((G).џ(М(( LџџРB”(G).џ((G)(џ((G)(џ((G)(џ((G)(џ((G)( џ(( G)( џ(( G)( џ(( G)( џ(( G)( џ(( G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G)(џ((G))џ((DцДџџ&џD(Р PIP Base Rate((G).џ(М((9 LџџРB”( G). џ((!G).!џ(("G)."џ((#G).#џ(($G).$џ((%G).%џ((&G).&џ(('G).'џ(((G).(џ(()G).)џ((*G).*џ((+G).+џ((,G).,џ((-G).-џ((.G)..џ((/G)./џ((0G).0џ((1G).1џ((2G).2џ((3G).3џ((4G).4џ((5G).5џ((6G).6џ((7G).7џ((8G).8џ((9f)) џ((:п)4цДџџ(џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?$џD)Р)O№?)џ)М))LџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ))hцДџџ(џD)Рx Increased Limits Factor)~ )ƒ№?) O№?)!џD)Р)!O№?)"џ)!М))!9LџР)"O№?)#џ)!)#O№?)$џ)!)$O№?)%џ)!)%O№?)&џ)!)&O№?)'џ)!)'O№?)(џ)!)(O№?))џ)!))O№?)*џ)!)*O№?)+џ)!)+O№?),џ)!),O№?)-џ)!)-O№?).џ)!).O№?)/џ)!)/O№?)0џ)!)0O№?)1џ)!)1O№?)2џ)!)2O№?)3џ)!)3O№?)4џ)!)4O№?)5џ)!)5O№?)6џ)!)6O№?)7џ)!)7O№?)8џ)!)8O№?)9      !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxy{§џџџ|}~€џ)!)9g№?* џ)!):п*œцДџџ)џZ*Р x Tier Factor*~ *ƒ№?*O№?)џD*Р*O№?*џ*М**LџР*O№?*џ**O№?*џ**O№?*џ**O№?* џ** O№?* џ** O№?* џ** O№?* џ** O№?* џ** O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?*џ**O№?+џ**ИцДџџ)џ*М*0LуР x Tier Factor*~ *ƒ№?* O№?*!џD*Р*!O№?*"џ*!М**!9LџР*"O№?*#џ*!*#O№?*$џ*!*$O№?*%џ*!*%O№?*&џ*!*&O№?*'џ*!*'O№?*(џ*!*(O№?*)џ*!*)O№?**џ*!**O№?*+џ*!*+O№?*,џ*!*,O№?*-џ*!*-O№?*.џ*!*.O№?*/џ*!*/O№?*0џ*!*0O№?*1џ*!*1O№?*2џ*!*2O№?*3џ*!*3O№?*4џ*!*4O№?*5џ*!*5O№?*6џ*!*6O№?*7џ*!*7O№?*8џ*!*8O№?*9џ*!*9g№?+ џ*!*:п+дцДџџ*џZ+Рx Class Factor+~ +ƒ№?+O№?*џD+Р+O№?+џ+М++LџР+O№?+џ++O№?+џ++O№?+џ++O№?+ џ++ O№?+ џ++ O№?+ џ++ O№?+ џ++ O№?+ џ++ O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?+џ++O№?,џ++єцДџџ*џ*x Class Factor+~ +ƒ№?+ O№?+!џD+Р+!O№?+"џ+!М++!9LџР+"O№?+#џ+!+#O№?+$џ+!+$O№?+%џ+!+%O№?+&џ+!+&O№?+'џ+!+'O№?+(џ+!+(O№?+)џ+!+)O№?+*џ+!+*O№?++џ+!++O№?+,џ+!+,O№?+-џ+!+-O№?+.џ+!+.O№?+/џ+!+/O№?+0џ+!+0O№?+1џ+!+1O№?+2џ+!+2O№?+3џ+!+3O№?+4џ+!+4O№?+5џ+!+5O№?+6џ+!+6O№?+7џ+!+7O№?+8џ+!+8O№?+9џ+!+9g№?, џ+!+:п,чДџџ+џZ,Рx Passive Restraint,~ ,ƒ№?,O№?+џD,Р,O№?,џ,М,,LџР,O№?,џ,,O№?,џ,,O№?,џ,,O№?, џ,, O№?, џ,, O№?, џ,, O№?, џ,, O№?, џ,, O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?,џ,,O№?-џ,,<чДџџ+џ*x Passive Restraint,~ ,ƒ№?, O№?,!џD,Р,!O№?,"џ,!М,,!9LџР,"O№?,#џ,!,#O№?,$џ,!,$O№?,%џ,!,%O№?,&џ,!,&O№?,'џ,!,'O№?,(џ,!,(O№?,)џ,!,)O№?,*џ,!,*O№?,+џ,!,+O№?,,џ,!,,O№?,-џ,!,-O№?,.џ,!,.O№?,/џ,!,/O№?,0џ,!,0O№?,1џ,!,1O№?,2џ,!,2O№?,3џ,!,3O№?,4џ,!,4O№?,5џ,!,5O№?,6џ,!,6O№?,7џ,!,7O№?,8џ,!,8O№?,9џ,!,9g№?- џ,!,:п-dчДџџ,џZ-Рx-U~ -ƒ№?-O№?,џD-Р-O№?-џ-М--LџР-O№?-џ--O№?-џ--O№?-џ--O№?- џ-- O№?- џ-- O№?- џ-- O№?- џ-- O№?- џ-- O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?-џ--O№?.џ--hчДџџ,џ*x-U~ -ƒ№?- O№?-!џD-Р-!O№?-"џ-!М--!9LџР-"O№?-#џ-!-#O№?-$џ-!-$O№?-%џ-!-%O№?-&џ-!-&O№?-'џ-!-'O№?-(џ-!-(O№?-)џ-!-)O№?-*џ-!-*O№?-+џ-!-+O№?-,џ-!-,O№?--џ-!--O№?-.џ-!-.O№?-/џ-!-/O№?-0џ-!-0O№?-1џ-!-1O№?-2џ-!-2O№?-3џ-!-3O№?-4џ-!-4O№?-5џ-!-5O№?-6џ-!-6O№?-7џ-!-7O№?-8џ-!-8O№?-9џ-!-9g№?.9џ-!-:п.lчДџџ-џZ.Р + Expense Fee..G/џ.М..Cќ.G1џ..G.џ..G.џ..G.џ..G.џ..G. џ.. G. џ.. G. џ.. G. џ.. G. џ.. G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(.џ..G(/џ..ˆчДџџ-џ* + Expense Fee..G(/џ.М..9Cќ. G(/ џ..!G(/!џ.."G(/"џ..#G(/#џ..$G(/$џ..%G(/%џ..&G(/&џ..'G(/'џ..(G(/(џ..)G(/)џ..*G(/*џ..+G(/+џ..,G(/,џ..-G(/-џ...G(/.џ../G(//џ..0G(/0џ..1G(/1џ..2G(/2џ..3G(/3џ..4G(/4џ..5G(/5џ..6G(/6џ..7G(/7џ..8G(/8џ..9f(/9џ..:п/#ЄчДџџ.џZ/Р = PIP Rate/$/E)1џ/М//-љџўџРРBЗLџџР/E)Lџ//E)/џ//E)/џ//E)/џ//E)/џ//E)/ џ// E)/ џ// E)/ џ// E)/ џ// E)/ џ// E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)/џ//E)-џ//#МчДџџ.џ* = PIP Rate/$/E)9џ/М//9-љџўџРРBЗLџџР/ E)(џ//!E)( џ//"E)(!џ//#E)("џ//$E)(#џ//%E)($џ//&E)(%џ//'E)(&џ//(E)('џ//)E)((џ//*E)()џ//+E)(*џ//,E)(+џ//-E)(,џ//.E)(-џ///E)(.џ//0E)(/џ//1E)(0џ//2E)(1џ//3E)(2џ//4E)(3џ//5E)(4џ//6E)(5џ//7E)(6џ//8E)(7џ//9h)(8џ//:п0&дчДџџ/џZ0Р+ Medical Payments0~ 0Ž0‰AџD0Р0‰0џD0Р0‰0џ0М00LџР0‰0џ00‰0џ00‰0 џ00 ‰0 џ00 ‰0 џ00 ‰0 џ00 ‰0 џ00 ‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00&ќчДџџ/џ*+ Medical Payments0~ 0Ž0 ‰0!џD0Р0!‰0"џD0 Р0"‰0#џ0"М00"9LџР0#‰0$џ0"0$‰0%џ0"0%‰0&џ0"0&‰0'џ0"0'‰0(џ0"0(‰0)џ0"0)‰0*џ0"0*‰0+џ0"0+‰0,џ0"0,‰0-џ0"0-‰0.џ0"0.‰0/џ0"0/‰00џ0"00‰01џ0"01‰02џ0"02‰03џ0"03‰04џ0"04‰05џ0"05‰06џ0"06‰07џ0"07‰08џ0"08‰09џ0"09т(9џ0"0:п1`$шДџџ0џZ1Р11‹(шДџџ2џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹DшДџџ4џ1 BaseRateUM_021‹`шДџџ2џ1 BaseRateUM_031‹|шДџџ4џ1 BaseRateUM_041‹˜шДџџ2џ1 BaseRateUM_051‹ДшДџџ2џ1 BaseRateUM_061‹ашДџџ2џ1 BaseRateUM_071 ‹ьшДџџ2 џ1 BaseRateUM_081 ‹щДџџ2 џ1 BaseRateUM_101 ‹$щДџџ2 џ1 BaseRateUM_111 ‹@щДџџ2 џ1 BaseRateUM_121 ‹\щДџџ2 џ1 BaseRateUM_131‹xщДџџ2џ1 BaseRateUM_141‹”щДџџ2џ1 BaseRateUM_151‹АщДџџ2џ1 BaseRateUM_161‹ЬщДџџ2џ1 BaseRateUM_171‹шщДџџ2џ1 BaseRateUM_191‹ъДџџ2џ1 BaseRateUM_221‹ ъДџџ2џ1 BaseRateUM_231‹<ъДџџ2џ1 BaseRateUM_241‹XъДџџ2џ1 BaseRateUM_251‹tъДџџ2џ1 BaseRateUM_261‹ъДџџ2џ1 BaseRateUM_271‹ЌъДџџ2џ1 BaseRateUM_311‹ШъДџџ2џ1 BaseRateUM_381‹фъДџџ2џ1 BaseRateUM_391‹ыДџџ2џ1 BaseRateUM_40О 11‹ыДџџ4џ1М.119$ BaseRateUM_L@00@A0@ BaseRateUM_011 ‹8ыДџџ4 џ1 BaseRateUM_021!‹TыДџџ4!џ1 BaseRateUM_031"‹pыДџџ4"џ1 BaseRateUM_041#‹ŒыДџџ4#џ1 BaseRateUM_051$‹ЈыДџџ4$џ1 BaseRateUM_061%‹ФыДџџ4%џ1 BaseRateUM_071&‹рыДџџ4&џ1 BaseRateUM_081'‹ќыДџџ4'џ1 BaseRateUM_101(‹ьДџџ4(џ1 BaseRateUM_111)‹4ьДџџ4)џ1 BaseRateUM_121*‹PьДџџ4*џ1 BaseRateUM_131+‹lьДџџ4+џ1 BaseRateUM_141,‹ˆьДџџ4,џ1 BaseRateUM_151-‹ЄьДџџ4-џ1 BaseRateUM_161.‹РьДџџ4.џ1 BaseRateUM_171/‹мьДџџ4/џ1 BaseRateUM_1910‹јьДџџ40џ1 BaseRateUM_2211‹эДџџ41џ1 BaseRateUM_2312‹0эДџџ42џ1 BaseRateUM_2413‹LэДџџ43џ1 BaseRateUM_2514‹hэДџџ44џ1 BaseRateUM_2615‹„эДџџ45џ1 BaseRateUM_2716‹ эДџџ46џ1 BaseRateUM_3117‹МэДџџ47џ1 BaseRateUM_3818‹иэДџџ48џ1 BaseRateUM_3919уєэДџџ49џ1 BaseRateUM_401:п2DюДџџ1џZ2РUM/UIM Base Rate2#2G!4џ D1РB”2G)(џ2М22 LџџРB”2G)4џ22G)3џ22G)4џ22G)4џ22G)4џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22D4юДџџ0џD2РUM/UIM Base Rate22G)0 џ2М229 LџџРB”2 G)2џ22!G)2 џ22"G)2!џ22#G)2"џ22$G)2#џ22%G)2$џ22&G)2%џ22'G)2&џ22(G)2'џ22)G)2(џ22*G)2)џ22+G)2*џ22,G)2+џ22-G)2,џ22.G)2-џ22/G)2.џ220G)2/џ221G)20џ222G)21џ223G)22џ224G)23џ225G)24џ226G)25џ227G)26џ228G)27џ229f)28џ22:п3&XюДџџ2џZ3Р+ Increased Limit Additive3~ 3ƒ3O2џD3Р3O3џD3Р3O2џD3Р3O3џ3М33LџР3O3џ33O3 џ33 O3 џ33 O3 џ33 O3 џ33 O3 џ33 O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33Oџ33&юДџџ2џD3Р+ Increased Limit Additive3~ 3ƒ3 O3!џD3Р3!O3"џD3 Р3"O3#џD3!Р3#O3$џ3#М33#9LџР3$O3%џ3#3%O3&џ3#3&O3'џ3#3'O3(џ3#3(O3)џ3#3)O3*џ3#3*O3+џ3#3+O3,џ3#3,O3-џ3#3-O3.џ3#3.O3/џ3#3/O30џ3#30O31џ3#31O32џ3#32O33џ3#33O34џ3#34O35џ3#35O36џ3#36O37џ3#37O38џ3#38O39џ3#39g29џ3#3:п4#ШюДџџ3џZ4Р = UM/UIM Rate4$"4E!џ D2РD3Р"4E! џ D2РD3Р4E)!џ4М44 LўџРLџџР4E)"џ44E)#џ44E)$џ44E)%џ44 E)&џ44 E)'џ44 E)(џ44 E))џ44 E)*џ44E)+џ44E),џ44E)-џ44E).џ44E)/џ44E)0џ44E)1џ44E)2џ44E)3џ44E)4џ44E)5џ44E)6џ44E)7џ44E)8џ4"4F!9џ D2РD3Р4#фюДџџ3џD4Р = UM/UIM Rate4$4E)Lџ4М449 LўџРLџџР4 E)L џ44!E)џ44"E)џ44#E)џ44$E)џ44%E) џ44&E) џ44'E) џ44(E) џ44)E) џ44*E)џ44+E)џ44,E)џ44-E)џ44.E)џ44/E)џ440E)џ441E)џ442E)џ443E)џ444E)џ445E)џ446E)џ447E)џ448E)џ449h)5џ44:п5`яДџџ4џZ5Р55‹яДџџ6џ5М055& BaseRateComp_L@00@A0@BaseRateComp_015‹$яДџџ@џ5BaseRateComp_025‹DяДџџ6џ5BaseRateComp_035‹dяДџџ@џ5BaseRateComp_045‹„яДџџ@џ5BaseRateComp_055‹ЄяДџџ@џ5BaseRateComp_065‹ФяДџџ@џ5BaseRateComp_075 ‹фяДџџ@ џ5BaseRateComp_085 ‹№Дџџ@ џ5BaseRateComp_105 ‹$№Дџџ@ џ5BaseRateComp_115 ‹D№Дџџ@ џ5BaseRateComp_125 ‹d№Дџџ@ џ5BaseRateComp_135‹„№Дџџ@џ5BaseRateComp_145‹Є№Дџџ@џ5BaseRateComp_155‹Ф№Дџџ@џ5BaseRateComp_165‹ф№Дџџ@џ5BaseRateComp_175‹ёДџџ@џ5BaseRateComp_195‹$ёДџџ@џ5BaseRateComp_225‹DёДџџ@џ5BaseRateComp_235‹dёДџџ@џ5BaseRateComp_245‹„ёДџџ@џ5BaseRateComp_255‹ЄёДџџ@џ5BaseRateComp_265‹ФёДџџ@џ5BaseRateComp_275‹фёДџџ@џ5BaseRateComp_315‹ђДџџ@џ5BaseRateComp_385‹$ђДџџ@џ5BaseRateComp_395™DђДџџ@џ5BaseRateComp_40О 5š5‹dђДџџ?џ5М0559& BaseRateComp_L@00@A0@BaseRateComp_015 ‹„ђДџџ? џ5BaseRateComp_025!‹ЄђДџџ?!џ5BaseRateComp_035"‹ФђДџџ?"џ5BaseRateComp_045#‹фђДџџ?#џ5BaseRateComp_055$‹ѓДџџ?$џ5BaseRateComp_065%‹$ѓДџџ?%џ5BaseRateComp_075&‹DѓДџџ?&џ5BaseRateComp_085'‹dѓДџџ?'џ5BaseRateComp_105(‹„ѓДџџ?(џ5BaseRateComp_115)‹ЄѓДџџ?)џ5BaseRateComp_125*‹ФѓДџџ?*џ5BaseRateComp_135+‹фѓДџџ?+џ5BaseRateComp_145,‹єДџџ?,џ5BaseRateComp_155-‹$єДџџ?-џ5BaseRateComp_165.‹DєДџџ?.џ5BaseRateComp_175/‹dєДџџ?/џ5BaseRateComp_1950‹„єДџџ?0џ5BaseRateComp_2251‹ЄєДџџ?1џ5BaseRateComp_2352‹ФєДџџ?2џ5BaseRateComp_2453‹фєДџџ?3џ5BaseRateComp_2554‹ѕДџџ?4џ5BaseRateComp_2655‹$ѕДџџ?5џ5BaseRateComp_2756‹DѕДџџ?6џ5BaseRateComp_3157‹dѕДџџ?7џ5BaseRateComp_3858‹„ѕДџџ?8џ5BaseRateComp_3959˜ЄѕДџџ?9џ5BaseRateComp_405:п6DФѕДџџ5џZ6РComprehensive Base Rate6#6G!@џ D5РB”6G)9џ6М66 LџџРB”6G)@џ66G)>џ66G)>џ66G)>џ66G)>џ66 G)>џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66G)> џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66DєѕДџџ4џ6М6? LуРComprehensive Base Rate66G)3 џ6М669 LџџРB”6 G)6џ66!G)6 џ66"G)6!џ66#G)6"џ66$G)6#џ66%G)6$џ66&G)6%џ66'G)6&џ66(G)6'џ66)G)6(џ66*G)6)џ66+G)6*џ66,G)6+џ66-G)6,џ66.G)6-џ66/G)6.џ660G)6/џ661G)60џ662G)61џ663G)62џ664G)63џ665G)64џ666G)65џ667G)66џ668G)67џ669f)68џ66:п7$іДџџ6џZ7Рx Deductible Factor7~ 7ƒ№?7O№?6џ7М77LџР7O№?3џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77 O№?6 џ77 O№?6 џ77 O№?6 џ77 O№?6 џ77 O№?6 џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77O№?6џ77LіДџџ6џ6x Deductible Factor7~ 7ƒ№?7 O№?7!џ7 М77 9LџР7!O№?7"џ7 7"O№?7#џ7 7#O№?7$џ7 7$O№?7%џ7 7%O№?7&џ7 7&O№?7'џ7 7'O№?7(џ7 7(O№?7)џ7 7)O№?7*џ7 7*O№?7+џ7 7+O№?7,џ7 7,O№?7-џ7 7-O№?7.џ7 7.O№?7/џ7 7/O№?70џ7 70O№?71џ7 71O№?72џ7 72O№?73џ7 73O№?74џ7 74O№?75џ7 75O№?76џ7 76O№?77џ7 77O№?78џ7 78O№?79џ7 79g№?69џ7 7:п8tіДџџ7џZ8Р x Tier Factor8~ 8ƒ№?8O№?7џ8М88LџР8O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88 O№?7 џ88 O№?7 џ88 O№?7 џ88 O№?7 џ88 O№?7 џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88O№?7џ88іДџџ7џ6 x Tier Factor8~ 8ƒ№?8 O№?8!џ8 М88 9LџР8!O№?8"џ8 8"O№?8#џ8 8#O№?8$џ8 8$O№?8%џ8 8%O№?8&џ8 8&O№?8'џ8 8'O№?8(џ8 8(O№?8)џ8 8)O№?8*џ8 8*O№?8+џ8 8+O№?8,џ8 8,O№?8-џ8 8-O№?8.џ8 8.O№?8/џ8 8/O№?80џ8 80O№?81џ8 81O№?82џ8 82O№?83џ8 83O№?84џ8 84O№?85џ8 85O№?86џ8 86O№?87џ8 87O№?88џ8 88O№?89џ8 89g№?7 џ8 8:п9ЌіДџџ8џZ9Рx Class Factor9~ 9ƒ№?9O№?8џ9М9= LџР9O№?:џ99O№?8џ9М99LџР9O№?8џ99O№?8џ99O№?8џ99 O№?8 џ99 O№?8 џ99 O№?8 џ99 O№?8 џ99 O№?8 џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ99O№?8џ9М9=LџР9O№?8џ99O№?8џ99O№?8џ99ЬіДџџ8џ6x Class Factor9~ 9ƒ№?9 O№?9!џ9 М99 9LџР9!O№?9"џ9 9"O№?9#џ9 9#O№?9$џ9 9$O№?9%џ9 9%O№?9&џ9 9&O№?9'џ9 9'O№?9(џ9 9(O№?9)џ9 9)O№?9*џ9 9*O№?9+џ9 9+O№?9,џ9 9,O№?9-џ9 9-O№?9.џ9 9.O№?9/џ9 9/O№?90џ9 90O№?91џ9 91O№?92џ9 92O№?93џ9 93O№?94џ9 94O№?95џ9 95O№?96џ9 96O№?97џ9 97O№?98џ9 98O№?99џ9 99g№?8 џ9 9:п:ьіДџџ9џZ:Рx Model Year Factor:~ :ƒ№?:O№?9џ9:O№?;џ9:O№?9џ:М::LџР:O№?9џ::O№?9џ::O№?9џ:: O№?9 џ:: O№?9 џ:: O№?9 џ:: O№?9 џ:: O№?9 џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ::O№?9џ9:O№?9џ9:O№?9џ9:O№?9џ9:їДџџ9џ6x Model Year Factor:~ :ƒ№?: O№?:!џ: М:: 9LџР:!O№?:"џ: :"O№?:#џ: :#O№?:$џ: :$O№?:%џ: :%O№?:&џ: :&O№?:'џ: :'O№?:(џ: :(O№?:)џ: :)O№?:*џ: :*O№?:+џ: :+O№?:,џ: :,O№?:-џ: :-O№?:.џ: :.O№?:/џ: :/O№?:0џ: :0O№?:1џ: :1O№?:2џ: :2O№?:3џ: :3O№?:4џ: :4O№?:5џ: :5O№?:6џ: :6O№?:7џ: :7O№?:8џ: :8O№?:9џ: :9g№?9 џ: ::п;<їДџџ:џZ;Рx Symbol Factor;~ ;ƒ№?;O№?:џ9;O№?<џ9;O№?:џ;М;;LџР;O№?:џ;;O№?:џ;;O№?:џ;; O№?: џ;; O№?: џ;; O№?: џ;; O№?: џ;; O№?: џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ;;O№?:џ9;O№?:џ9;O№?:џ9;O№?:џ9;\їДџџ:џ6x Symbol Factor;~ ;ƒ№?; O№?;!џ; М;; 9LџР;!O№?;"џ; ;"O№?;#џ; ;#O№?;$џ; ;$O№?;%џ; ;%O№?;&џ; ;&O№?;'џ; ;'O№?;(џ; ;(O№?;)џ; ;)O№?;*џ; ;*O№?;+џ; ;+O№?;,џ; ;,O№?;-џ; ;-O№?;.џ; ;.O№?;/џ; ;/O№?;0џ; ;0O№?;1џ; ;1O№?;2џ; ;2O№?;3џ; ;3O№?;4џ; ;4O№?;5џ; ;5O№?;6џ; ;6O№?;7џ; ;7O№?;8џ; ;8O№?;9џ; ;9g№?: џ; ;:п<|їДџџ;џZ<Р x Anti-Theft<~ <ƒ№?<O№?;џ9<O№?=џ9<O№?;џ<М<<LџР<O№?;џ<<O№?;џ<<O№?;џ<< O№?; џ<< O№?; џ<< O№?; џ<< O№?; џ<< O№?; џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ<<O№?;џ9<O№?;џ9<O№?;џ9<O№?;џ9<˜їДџџ;џ6 x Anti-Theft<~ <ƒ№?< O№?<!џ< М<< 9LџР<!O№?<"џ< <"O№?<#џ< <#O№?<$џ< <$O№?<%џ< <%O№?<&џ< <&O№?<'џ< <'O№?<(џ< <(O№?<)џ< <)O№?<*џ< <*O№?<+џ< <+O№?<,џ< <,O№?<-џ< <-O№?<.џ< <.O№?</џ< </O№?<0џ< <0O№?<1џ< <1O№?<2џ< <2O№?<3џ< <3O№?<4џ< <4O№?<5џ< <5O№?<6џ< <6O№?<7џ< <7O№?<8џ< <8O№?<9џ< <9g№?; џ< <:п=ДїДџџ<џZ=Рx=~ =ƒ№?=O№?<џ9=O№?8џ9=O№?<џ=М==LџР=O№?<џ==O№?<џ==O№?<џ== O№?< џ== O№?< џ== O№?< џ== O№?< џ== O№?< џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ==O№?<џ9=O№?<џ9=O№?<џ9=O№?<џ9=”ИїДџџ<џ6x=~ =ƒ№?= O№?=!џ= М== 9LџР=!O№?="џ= ="O№?=#џ= =#O№?=$џ= =$O№?=%џ= =%O№?=&џ= =&O№?='џ= ='O№?=(џ= =(O№?=)џ= =)O№?=*џ= =*O№?=+џ= =+O№?=,џ= =,O№?=-џ= =-O№?=.џ= =.O№?=/џ= =/O№?=0џ= =0O№?=1џ= =1O№?=2џ= =2O№?=3џ= =3O№?=4џ= =4O№?=5џ= =5O№?=6џ= =6O№?=7џ= =7O№?=8џ= =8O№?=9џ= =9g№?< џ= =:п>МїДџџ=џZ>Р + Expense Fee>>O>џ>М>>Cљ>O=џ>>O>џ>>O=џ>>O=џ>>O=џ>>O=џ>> O= џ>> O= џ>> O= џ>> O= џ>> O(= џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>O(=џ>>”иїДџџ=џ6 + Expense Fee>>O(= џ>М>>9Cљ> O(>џ>>!O(> џ>>"O(>!џ>>#O(>"џ>>$O(>#џ>>%O(>$џ>>&O(>%џ>>'O(>&џ>>(O(>'џ>>)O(>(џ>>*O(>)џ>>+O(>*џ>>,O(>+џ>>-O(>,џ>>.O(>-џ>>/O(>.џ>>0O(>/џ>>1O(>0џ>>2O(>1џ>>3O(>2џ>>4O(>3џ>>5O(>4џ>>6O(>5џ>>7O(>6џ>>8O(>7џ>>9g(>8џ>>:п?#єїДџџ>џZ?Р= Comprehensive Rate?$)?E!Mџ%6=РРBЗD>Р)?E!Mџ%6=РРBЗD>Р?E)Mџ?М??-їџўџРРBЗLџџР?E)Mџ??E)Mџ??E)Mџ??E)Mџ?? E)M џ?? E)M џ?? E)M џ?? E)M џ?? E)M џ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??E)Mџ??h)Mџ??• јДџџ>џ6= Comprehensive Rate?$?E)Mџ?М??9-їџўџРРBЗLџџР? E)M џ??!E)M!џ??"E)M"џ??#E)M#џ??$E)M$џ??%E)M%џ??&E)M&џ??'E)M'џ??(E)M(џ??)E)M)џ??*E)M*џ??+E)M+џ??,E)M,џ??-E)M-џ??.E)M.џ??/E)M/џ??0E)M0џ??1E)M1џ??2E)M2џ??3E)M3џ??4E)M4џ??5E)M5џ??6E)M6џ??7E)M7џ??8E)M8џ??9h)M9џ??:пзDвєl№жкк6ˆЁ F,' ќ6Li T.Yй u < ќ6@;;A;;B;,C;,D;,E;,F;,G;,H;,I;,J;; K;;L;,M;; N;J0O;JP:;Q:J R:Y0S:;T:;U:;@`LјДџџ?џZ@Р@@‹PјДџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹pјДџџAџ@BaseRateColl_02@‹јДџџAџ@BaseRateColl_03@‹АјДџџJџ@BaseRateColl_04@‹ајДџџJџ@BaseRateColl_05@‹№јДџџJџ@BaseRateColl_06@‹љДџџJџ@BaseRateColl_07@ ‹0љДџџJ џ@BaseRateColl_08@ ‹PљДџџJ џ@BaseRateColl_10@ ‹pљДџџJ џ@BaseRateColl_11@ ‹љДџџJ џ@BaseRateColl_12@ ‹АљДџџJ џ@BaseRateColl_13@‹аљДџџJџ@BaseRateColl_14@‹№љДџџJџ@BaseRateColl_15@‹њДџџJџ@BaseRateColl_16@‹0њДџџJџ@BaseRateColl_17@‹PњДџџJџ@BaseRateColl_19@‹pњДџџJџ@BaseRateColl_22@‹њДџџJџ@BaseRateColl_23@‹АњДџџJџ@BaseRateColl_24@‹ањДџџJџ@BaseRateColl_25@‹№њДџџJџ@BaseRateColl_26@‹ћДџџJџ@BaseRateColl_27@‹0ћДџџJџ@BaseRateColl_31@‹PћДџџJџ@BaseRateColl_38@‹pћДџџJџ@BaseRateColl_39@˜ћДџџJџ@BaseRateColl_40О @—@‹АћДџџNџ@М0@@9& BaseRateColl_L@00@A0@BaseRateColl_01@ ‹аћДџџN џ@BaseRateColl_02@!‹№ћДџџ@ џ@BaseRateColl_03@"‹ќДџџ@!џ@BaseRateColl_04@#‹0ќДџџ@"џ@BaseRateColl_05@$‹PќДџџ@#џ@BaseRateColl_06@%‹pќДџџ@$џ@BaseRateColl_07@&‹ќДџџ@%џ@BaseRateColl_08@'‹АќДџџ@&џ@BaseRateColl_10@(‹аќДџџ@'џ@BaseRateColl_11@)‹№ќДџџ@(џ@BaseRateColl_12@*‹§Дџџ@)џ@BaseRateColl_13@+‹0§Дџџ@*џ@BaseRateColl_14@,‹P§Дџџ@+џ@BaseRateColl_15@-‹p§Дџџ@,џ@BaseRateColl_16@.‹§Дџџ@-џ@BaseRateColl_17@/‹А§Дџџ@.џ@BaseRateColl_19@0‹а§Дџџ@/џ@BaseRateColl_22@1‹№§Дџџ@0џ@BaseRateColl_23@2‹ўДџџ@1џ@BaseRateColl_24@3‹0ўДџџ@2џ@BaseRateColl_25@4‹PўДџџ@3џ@BaseRateColl_26@5‹pўДџџ@4џ@BaseRateColl_27@6‹ўДџџ@5џ@BaseRateColl_31@7‹АўДџџ@6џ@BaseRateColl_38@8‹аўДџџ@7џ@BaseRateColl_39@9˜№ўДџџ@8џ@BaseRateColl_40@:пADџДџџ@џZAРCollision Base RateAAG)JџAМAA LџџРB”AG)JџAAG)JџAAG)AџAAG)AџAAG)AџAAG)A џAA G)A џAA G)A џAA G)A џAA G)A џAA G)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)AџAAG)BџAA–8џДџџ?џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9ž]A:пB`џДџџAџZBРx Deductible FactorB~ Bƒ№?BO№?>9џBМBHLџРBO№?BџBBO№?BџBМBBLџРBO№?BџBBO№?BџBBO№?B џBB O№?B џBB O№?B џBB O№?B џBB O№?B џBB O№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?CџBB”ˆџДџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9ž]B:пCАџДџџBџZCР x Tier FactorC~ Cƒ№?CO№?BџBCO№?CџBCO№?CџCМCCLџРCO№?CџCCO№?CџCCO№?C џCC O№?C џCC O№?C џCC O№?C џCC O№?C џCC O№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?CџCCO№?DџCC”ЬџДџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9ž]C:пD ыџџCџZDРx Class FactorD~ Dƒ№?DO№?CџBDO№?DџBDO№?DџDМDDLџРDO№?DџDDO№?DџDDO№?D џDD O№?D џDD O№?D џDD O№?D џDD O№?D џDD O№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?DџDDO№?EџDD”,ыџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9ž]D:пELыџџDџZEРx Model Year FactorE~ Eƒ№?EO№?DџBEO№?EџBEO№?EџEМEELџРEO№?EџEEO№?EџEEO№?E џEE O№?E џEE O№?E џEE O№?E џEE O№?E џEE O№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?EџEEO№?FџEE”tыџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9ž]E:пFœыџџEџZFРx Symbol FactorF~ Fƒ№?FO№?EџBFO№?FџBFO№?FџFМFFLџРFO№?FџFFO№?FџFFO№?F џFF O№?F џFF O№?F џFF O№?F џFF O№?F џFF O№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?FџFFO№?GџFFМыџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9ž]F:пGмыџџGџZGРxG~ Gƒ№?GO№?FџBGO№?GџBGO№?GџGМGGLџРGO№?GџGGO№?GџGGO№?G џGG O№?G џGG O№?G џGG O№?G џGG O№?G џGG O№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?GџGGO№?HџGGрыџџHџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9ž]G:пHфыџџHџZHРxH~ Hƒ№?HO№?GџBHO№?HџBHO№?HџHМHHLџРHO№?HџHHO№?HџHHO№?H џHH O№?H џHH O№?H џHH O№?H џHH O№?H џHH O№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?HџHHO№?IџHHшыџџRџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9ž]H:пIьыџџFџZIР + Expense FeeIIO>џIМIICјIOHџIIOIџIIOIџIIOIџIIOIџIIOI џII OI џII OI џII OI џII OI џII O(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIO(IџIIыџџFџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9ž]I:пJ#$ыџџIџZJР= Collision RateJ$)JE!џ%AHРРBЗDIР)JE!5 џ%AHРРBЗDIРJE)5!џJМJJ-їџўџРРBЗLџџРJE)5"џJJE)5#џJJE)5$џJJE)5%џJJ E)5&џJJ E)5'џJJ E)5(џJJ E)5)џJJ E)5*џJJE)5+џJJE)5,џJJE)5-џJJE)5.џJJE)5/џJJE)50џJJE)51џJJE)52џJJE)53џJJE)54џJJE)55џJJE)56џJJE)57џJJE)58џJJE)59џJJ#HыџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEh9J:пK`lыџџJџZKРОzKŸп:LpыџџKџZLР LiabilityL4LV!PџDРD&РD0РD/РD4Р4LV!PџDРD&РD0РD/РD4РLV)/џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)LџLLV)LџLLV)LџLLV)LџLL V)LџLL V)L џLL V)L џLL V)L џLL V)L џLLV)L џLLV)LџLLV)LџLLV)LџLLV)LџLLV)LџLLV)LџLLV)LџLLV)LџLLV)LџLLV)LџLLV)LџLLV)LџLLV)LџLLW)LџLL„ыџџJџDLР LiabilityL4LV!@9џDРD&РD0РD/РD4Р4L V!џD РD& РD0 РD/ РD4 РL!V)N!џL!М(LL!9LаџРLкџРLфџРLуџРLшџРL"V)N"џL!L#V)N#џL!L$V)N$џL!L%V)N%џL!L&V)N&џL!L'V)N'џL!L(V)N(џL!L)V)N)џL!L*V)N*џL!L+V)N+џL!L,V)N,џL!L-V)N-џL!L.V)N.џL!L/V)N/џL!L0V)N0џL!L1V)N1џL!L2V)N2џL!L3V)N3џL!L4V)N4џL!L5V)N5џL!L6V)N6џL!L7V)N7џL!L8V)N8џL!L9 )N9џL!L:пM˜ыџџLџZMРPhysical DamageM"MV!Nџ D?РDJР"MV!Nџ D?РDJРMV)NџMМMM LђџРL§џРMV)NџMMV)NџMMV)NџMMV)NџMM V)N џMM V)N џMM V)N џMM V)N џMM V)N џMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMW)NџMMИыџџLџDMРPhysical DamageM"MV!џ D?РDJР"M V!5џ D? РDJ РM!V)5џM!МMM!9 LђџРL§џРM"V)5џM!M#V)5џM!M$V)5џM!M%V)5 џM!M&V)5 џM!M'V)5 џM!M(V)5 џM!M)V)5 џM!M*V)5џM!M+V)5џM!M,V)5џM!M-V)5џM!M.V)5џM!M/V)5џM!M0V)5џM!M1V)5џM!M2V)5џM!M3V)5џM!M4V)5џM!M5V)5џM!M6V)5џM!M7V)5џM!M8V)5џM!M9 )5џM!M:пNиыџџMџZNРTotal Driver #1N!NX!Qџ DLРDMР!NX!Qџ DLРDMРNX)?џNМNN LўџРLџџРNX)?џNNX)?џNNX)?џNNX)?џNN X)?џNN X)? џNN X)? џNN X)? џNN X)? џNNX)? џNNX)?џNNX)?џNNX)?џNNX)?џNNX)?џNNX)?џNNX)?џNNX)?џNNX)?џNNX)?џNNX)?џNNX)?џNNX)?џNNi)?џN§ N‘ˆN‘N’)џNМNN9 LўџРLџџРN ’)@џNN!’)LџNN"’)L!џNN#’)L"џNN$’)L#џNN%’)L$џNN&’)L%џNN'’)L&џNN(’)L'џNN)’)L(џNN*’)L)џNN+’)L*џNN,’)L+џNN-’)L,џNN.’)L-џNN/’)L.џNN0’)L/џNN1’)L0џNN2’)L1џNN3’)L2џNN4’)L3џNN5’)L4џNN6’)‚ƒ„…†‡ˆ‰Š‹ŒŽ‘’“”•–—˜™š›œžŸ ЁЂЃЄЅІЇЈЉЊЋЌ­ЎЏАБВГДЕЖЗИЙКЛМНОПРСТУФХЦЧШЩЪЫЬЭЮЯабвгдежзийклмнопрстуфхцчшщъыьэюя№ёђѓєѕіїјљњќ§џџџ§ўџL5џNN7’)L6џNN8’)L7џNN9Ќ)L8џNN:пOaјыџџNџZOРОxO,,,,,,,,,,,,,,,,,,,,,,,,,,,-9P.ќыџџOџZPР LiabilityP+!PZ!L9џ DLРDLРPZ)PџPМPP LќџРLќџРPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPP Z)PџPP Z)P џPP Z)P џPP Z)P џPP Z)P џPPZ)P џPPZ)?џPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPP[)PџPО@P9Q.ыџџPџZQРPhysical DamageQ+!QZ!Rџ DMРDMРQZ)RџQМQQ LќџРLќџРQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQ Z)R џQQ Z)R џQQ Z)R џQQ Z)R џQQ Z)R џQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQZ)RџQQ[)RџQО@Q9R\0ыџџQџZRР Grand TotalR]!R^!?џ DPРDQР!R^!Qџ DPРDQРR^)QџRМRR LўџРLџџРR^)QџRR^)QџRR^)QџRR^)QџRR ^)QџRR ^)Q џRR ^)Q џRR ^)Q џRR ^)Q џRR^)Q џRR^)~y§RR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR^)QџRR_)QџRО@R9ОxS8О T''О U((з0ђeЄй fGISK//XКŸФd+ущы|Тt ( P A   R  R  R  R R R R R  R  R  R  R  R џџR R U"R }R R R  R R R  R !R "R #R $R >ЖАЊ ™Ч я 7К Sheet13 FЭЩ€ V/ќ• 5‰ ью  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,;,;;;,;,;,;,;,;,;,;,;,;,;; ;;;;;,IPHыџџџ3"Appendix #4 - Rating Example 3B - @Cі@)&Appendix #4 - Rating Example 3B - 2003ОQQQQQQQQQQQ О зззззззззззззC)д­ѕџџџ-#@Cџ@@ @@Cў@ #0 GroupNameC)№­ѕџџў-#@Cё@@ @@C№@#0 CompanyName))§ *“§ ”*§ *‚§ е§ *ƒ§ ‹Оx8дыџџџZР Policy Term§ Ми§ § МйО6ШЮыџџи…y§М LуР Policy TermН ыџџџDРterm~ ,ыџџџ М LуР BI Limits!Н@ыџџ џDР BI limitsО6"Шн9TыџџџZР Class Code§ Он§ § ЩкО6ЪЯlыџџ!џDР Class Code§ Он  „ыџџџ  PD Limits!м˜ыџџ џDР PD limitsО6"Ъ!9ЌыџџџZР Class Factor§ Пп§ § ЩлО6ЪЯШыџџ!џ Class Factor§ Пп фыџџџ PIP!мьыџџ џDР PIP limitО6"Ъ!9 ыџџ џZ Р Tier Number§ По § § ЩмО6 ЪЯ ыџџ!џ Tier Number§ По  0ыџџ џ UM !м8ыџџ џD Р UM limtsО6 "Ъ!9 Lыџџ џZ Р Tier Factor§ Пп § ~ Ы@@О6 Ъа dыџџ !џ Tier Factor§ Пп  |ыџџ џ  Ded. Comp~ !Ы@@О6 "Ъа9 ыџџ џZ Р Model Yr§ лп § ~ Ы@@О6 Ъа Єыџџ џ Model Yr§ лп  Иыџџ џ  Ded. Coll§ !ЫО6 "Ъа9 Ьыџџ џZ Р Symbol§ лп § З§ ЬИО6 Эб мыџџ џ Symbol§ лп € Бьыџџ џ  Threshold§ !ЬИО6 "Эб9Оz 9О  ыџџџМLР#8Bf Jersey City ыџџ џ Newark (ыџџ!џ Paterson <ыџџ"џ Elizabeth Pыџџ#џ Bayonne `ыџџ$џ Trenton pыџџ%џ Camden €ыџџ&џ Perth Amboy ˜ыџџ'џ N. Bergen Co. Дыџџ(џ S. Bergen Co. аыџџ)џ Camden sub. шыџџ*џ Camden Co. ыџџ+џ SW New Jersey ыџџ,џ Trenton sub. 8ыџџ-џ Long Branch Pыџџ.џ Monmouth Co. lыџџ/џ Atlantic City ˆыџџ0џ Newark s-sub. Єыџџ1џ Hudson Co. Мыџџ2џ Essex Co. аыџџ3џ NC New Jersey ьыџџ4џ NW New Jersey ыџџ5џ SE New Jersey $ыџџ6џ Newark sub. <ыџџ7џ East Orange Tыџџ8џ Plainfield lыџџ9џ New BrunswickО  ˆыџџ џDР Jersey City  ыџџџ М &LуР Newark! Аыџџџ  Paterson" Фыџџџ  Elizabeth# иыџџџ  Bayonne$ шыџџџ  Trenton% јыџџџ  Camden& ыџџџ  Perth Amboy' ыџџ џD Р N. Bergen Co.( <ыџџ џ(М(70LуР S. Bergen Co.) Xыџџ џ( Camden sub.* pыџџ џ( Camden Co.+ ˆыџџ џ( SW New Jersey, Єыџџџ( Trenton sub.- Рыџџџ( Long Branch. иыџџџ( Monmouth Co./ єыџџџ( Atlantic City0  ыџџџ( Newark s-sub.1 , ыџџџ( Hudson Co.2 D ыџџџ( Essex Co.3 X ыџџџ( NC New Jersey4 t ыџџџ( NW New Jersey5  ыџџџ( SE New Jersey6 Ќ ыџџџ( Newark sub.7 Ф ыџџџ( East Orange8 м ыџџџ8М89LуР Plainfield9!є ыџџџ8 New Brunswick ыџџџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?џDР ‚@ џ !‚@!џ "‚@"џ #‚@#џ $‚@$џ %‚@%џ &‚ @&џ '‚$@'џD Р(‚&@(џ()‚(@)џ(*‚*@*џ(+‚,@+џ(,‚.@,џ(-‚0@-џ(.‚1@.џ(/‚3@/џ(0‚6@0џ(1‚7@1џ(2‚8@2џ(3‚9@3џ(4‚:@4џ(5‚;@5џ(6‚?@6џ(7‚C@7џ(8‚€C@8џ89!D@9џ8&0 ыџџџZР:„4 ыџџџ$ BaseRateBI_D@00@A0@ BaseRateBI_01„P ыџџџМ.$ BaseRateBI_L@00@A0@ BaseRateBI_02„l ыџџџ BaseRateBI_03„ˆ ыџџџ BaseRateBI_04„Є ыџџџ BaseRateBI_05„Р ыџџџ BaseRateBI_06„м ыџџџ BaseRateBI_07 „ј ыџџ џ BaseRateBI_08 „ ыџџ џ BaseRateBI_10 „0 ыџџ џ BaseRateBI_11 „L ыџџ џ BaseRateBI_12 „h ыџџ џ BaseRateBI_13„„ ыџџџ BaseRateBI_14„  ыџџџ BaseRateBI_15„М ыџџџ BaseRateBI_16„и ыџџџ BaseRateBI_17„є ыџџџ BaseRateBI_19„ ыџџџ BaseRateBI_22„, ыџџџ BaseRateBI_23„H ыџџџ BaseRateBI_24„d ыџџџ BaseRateBI_25„€ ыџџџ BaseRateBI_26„œ ыџџџ BaseRateBI_27„И ыџџџ BaseRateBI_31„д ыџџџ BaseRateBI_38„№ ыџџџ BaseRateBI_39„ ыџџџ BaseRateBI_40О „( ыџџџDР BaseRateBI_01 „D ыџџ џ  BaseRateBI_02!„` ыџџ!џ  BaseRateBI_03"„| ыџџ"џ  BaseRateBI_04#„˜ ыџџ#џ  BaseRateBI_05$„Д ыџџ$џ  BaseRateBI_06%„а ыџџ%џ  BaseRateBI_07&„ь ыџџ&џ  BaseRateBI_08'„ыџџ'џD Р BaseRateBI_10(„$ыџџ(џ( BaseRateBI_11)„@ыџџ)џ( BaseRateBI_12*„\ыџџ*џ( BaseRateBI_13+„xыџџ+џ( BaseRateBI_14,„”ыџџ,џ( BaseRateBI_15-„Аыџџ-џ( BaseRateBI_16.„Ьыџџ.џ( BaseRateBI_17/„шыџџ/џ( BaseRateBI_190„ыџџ0џ( BaseRateBI_221„ ыџџ1џ( BaseRateBI_232„<ыџџ2џ( BaseRateBI_243„Xыџџ3џ( BaseRateBI_254„tыџџ4џ( BaseRateBI_265„ыџџ5џ( BaseRateBI_276„Ќыџџ6џ( BaseRateBI_317„Шыџџ7џ( BaseRateBI_388„фыџџ8џ8 BaseRateBI_399оыџџ9џ8 BaseRateBI_40:пDыџџџZРBodily Injury Base Rate#G!џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џDLыџџџDРBodily Injury Base Rate#G!џ DРB” G) џ М 9 LџџРB”!G)!џ "G)"џ #G)#џ $G)$џ %G)%џ &G)&џ 'G)'џ (G)(џ )G))џ *G)*џ +G)+џ ,G),џ -G)-џ .G).џ /G)/џ 0G)0џ 1G)1џ 2G)2џ 3G)3џ 4G)4џ 5G)5џ 6G)6џ 7G)7џ 8G)8џ 9f) џ :п|ыџџџZРx Increased Limits Factor~ ƒ№?O№?џМъLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џАыџџџМ LуРx Increased Limits Factor~ ƒ№? O№?!џ М 9ъLџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пфыџџџZР x Tier Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џыџџџ x Tier Factor~ ƒ№? O№?!џ !O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пыџџџZРx Class Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ<ыџџџx Class Factor~ ƒ№? O№?!џ !O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :п\ыџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џdыџџџx ~ ƒ№? O№?!џ !O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пlыџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џtыџџџx ~ ƒ№? O№?!џ !O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :п|ыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ€ыџџџx~ ƒ№? O№?!џ !O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :п„ыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џˆыџџџx~ ƒ№? O№?!џ !O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пŒыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џыџџџx~ ƒ№? O№?!џ !O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :п”ыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ˜ыџџџx~ ƒ№? O№?!џ !O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№?9џ :пœыџџџZР + Expense FeeOџCїOџCїOџМCїOџOџOџOџ O џ O џ O џ O џ O( џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO џCїИыџџ џDР + Expense FeeO џCї O  џCї!O(!џ!М!8Cї"O("џ!#O(#џ!$O($џ!%O(%џ!&O(&џ!'O('џ!(O((џ!)O()џ!*O(*џ!+O(+џ!,O(,џ!-O(-џ!.O(.џ!/O(/џ!0O(0џ!1O(1џ!2O(2џ!3O(3џ!4O(4џ!5O(5џ!6O(6џ!7O(7џ!8O(8џ!9g 9џCї:п#дыџџџZР= Bodily Injury Rate$)†!џ%РРBЗDР)†!џ%РРBЗDР†)џМ-ѕџўџРРBЗLџџР†)џ†)џ†)џ†)џ †) џ †) џ †) џ †) џ †) џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ)‡!џ%РРBЗDР#ыџџџDР= Bodily Injury Rate$†)џМ9-ѕџўџРРBЗLџџР †) џ!†)!џ"†)"џ#†)#џ$†)$џ%†)%џ&†)&џ'†)'џ(†)(џ)†))џ*†)*џ+†)+џ,†),џ-†)-џ.†).џ/†)/џ0†)0џ1†)1џ2†)2џ3†)3џ4†)4џ5†)5џ6†)6џ7†)7џ8†)8џ9р)9џ:п`,ыџџџZР„0ыџџџМ.$ BaseRatePD_L@00@A0@ BaseRatePD_01„Lыџџџ BaseRatePD_02„hыџџџ BaseRatePD_03„„ыџџџ BaseRatePD_04„ ыџџџ BaseRatePD_05„Мыџџџ BaseRatePD_06„иыџџџ BaseRatePD_07 „єыџџ џ BaseRatePD_08 „ыџџ џ BaseRatePD_10 „,ыџџ џ BaseRatePD_11 „Hыџџ џ BaseRatePD_12 „dыџџ џ BaseRatePD_13„€ыџџџ BaseRatePD_14„œыџџџ BaseRatePD_15„Иыџџџ BaseRatePD_16„дыџџџ BaseRatePD_17„№ыџџџ BaseRatePD_19„ ыџџџ BaseRatePD_22„(ыџџџ BaseRatePD_23„Dыџџџ BaseRatePD_24„`ыџџџ BaseRatePD_25„|ыџџџ BaseRatePD_26„˜ыџџџ BaseRatePD_27„Дыџџџ BaseRatePD_31„аыџџџ BaseRatePD_38„ьыџџџ BaseRatePD_39„ыџџџ BaseRatePD_40О „$ыџџџМ.9$ BaseRatePD_L@00@A0@ BaseRatePD_01 „@ыџџ џ BaseRatePD_02!„\ыџџ!џ BaseRatePD_03"„xыџџ"џ BaseRatePD_04#„”ыџџ#џ BaseRatePD_05$„Аыџџ$џ BaseRatePD_06%„Ьыџџ%џ BaseRatePD_07&„шыџџ&џ BaseRatePD_08'„ыџџ'џ BaseRatePD_10(„ ыџџ(џ BaseRatePD_11)„<ыџџ)џ BaseRatePD_12*„Xыџџ*џ BaseRatePD_13+„tыџџ+џ BaseRatePD_14,„ыџџ,џ BaseRatePD_15-„Ќыџџ-џ BaseRatePD_16.„Шыџџ.џ BaseRatePD_17/„фыџџ/џ BaseRatePD_190„ыџџ0џ BaseRatePD_221„ыџџ1џ BaseRatePD_232„8ыџџ2џ BaseRatePD_243„Tыџџ3џ BaseRatePD_254„pыџџ4џ BaseRatePD_265„Œыџџ5џ BaseRatePD_276„Јыџџ6џ BaseRatePD_317„Фыџџ7џ BaseRatePD_388„рыџџ8џ BaseRatePD_399оќыџџ9џ BaseRatePD_40:пDыџџџZРProp. Damage Base Rate#G!%џ DРB”G)%џМ LџџРB”G)%џG)%џG)%џG)%џG)%џ G)% џ G)% џ G)% џ G)% џ G)% џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)џDHыџџџDРProp. Damage Base Rate#G!%џ DРB” G)% џ М 9 LџџРB”!G)%!џ "G)%"џ #G)%#џ $G)%$џ %G)%%џ &G)%&џ 'G)%'џ (G)%(џ )G)%)џ *G)%*џ +G)%+џ ,G)%,џ -G)%-џ .G)%.џ /G)%/џ 0G)%0џ 1G)%1џ 2G)%2џ 3G)%3џ 4G)%4џ 5G)%5џ 6G)%6џ 7G)%7џ 8G)%8џ 9f) џ :пxыџџџZРx Increased Limits Factor~ ƒ№?O№?џМ$œLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№? џЌыџџџDРx Increased Limits Factor~ ƒ№? O№?!џ М$ 9œLџР!O№?"џ "O№?#џ #O№?$џ $O№?%џ %O№?&џ &O№?'џ 'O№?(џ (O№?)џ )O№?*џ *O№?+џ +O№?,џ ,O№?-џ -O№?.џ .O№?/џ /O№?0џ 0O№?1џ 1O№?2џ 2O№?3џ 3O№?4џ 4O№?5џ 5O№?6џ 6O№?7џ 7O№?8џ 8O№?9џ 9g№? џ :пзDW˜lОР &8|Ф€~za[W~М JV j?ю№иижжжж6Ši h <,!<,"<,#<,$<,%<,&<; '<;(<;)<,*<,+<,,<,-<,.<,/<,0;; 1;;2;;3;,4;; 5;;6;;7;,8;,9;,:;,;;,<;,=;,>;,?;;  рыџџ џZ Р x Tier Factor ~ ƒ№? O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?!џ ќыџџџ М &LуР x Tier Factor ~ ƒ№? O№? !џ  !O№? "џ  "O№? #џ  #O№? $џ  $O№? %џ  %O№? &џ  &O№? 'џ  'O№? (џ  (O№? )џ  )O№? *џ  *O№? +џ  +O№? ,џ  ,O№? -џ  -O№? .џ  .O№? /џ  /O№? 0џ  0O№? 1џ  1O№? 2џ  2O№? 3џ  3O№? 4џ  4O№? 5џ  5O№? 6џ  6O№? 7џ  7O№? 8џ  8O№? 9џ  9g№?! џ  :п!ыџџ!џZ!Рx Class Factor!~ !ƒ№?!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?"џ!8ыџџ џ x Class Factor!~ !ƒ№?! O№?!!џ !!O№?!"џ !"O№?!#џ !#O№?!$џ !$O№?!%џ !%O№?!&џ !&O№?!'џ !'O№?!(џ !(O№?!)џ !)O№?!*џ !*O№?!+џ !+O№?!,џ !,O№?!-џ !-O№?!.џ !.O№?!/џ !/O№?!0џ !0O№?!1џ !1O№?!2џ !2O№?!3џ !3O№?!4џ !4O№?!5џ !5O№?!6џ !6O№?!7џ !7O№?!8џ !8O№?!9џ !9g№?" џ !:п"Xыџџ"џZ"Рx"~ "ƒ№?"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?#џ"\ыџџ!џ x"~ "ƒ№?" O№?"!џ "!O№?""џ ""O№?"#џ "#O№?"$џ "$O№?"%џ "%O№?"&џ "&O№?"'џ "'O№?"(џ "(O№?")џ ")O№?"*џ "*O№?"+џ "+O№?",џ ",O№?"-џ "-O№?".џ ".O№?"/џ "/O№?"0џ "0O№?"1џ "1O№?"2џ "2O№?"3џ "3O№?"4џ "4O№?"5џ "5O№?"6џ "6O№?"7џ "7O№?"8џ "8O№?"9џ "9g№?# џ ":п#`ыџџ#џZ#Рx#~ #ƒ№?#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?$џ#dыџџ"џ x#~ #ƒ№?# O№?#!џ #!O№?#"џ #"O№?##џ ##O№?#$џ #$O№?#%џ #%O№?#&џ #&O№?#'џ #'O№?#(џ #(O№?#)џ #)O№?#*џ #*O№?#+џ #+O№?#,џ #,O№?#-џ #-O№?#.џ #.O№?#/џ #/O№?#0џ #0O№?#1џ #1O№?#2џ #2O№?#3џ #3O№?#4џ #4O№?#5џ #5O№?#6џ #6O№?#7џ #7O№?#8џ #8O№?#9џ #9g№?$ џ О #:с%;$&hыџџ$џZ$Рx$~ $ƒ№?$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?%џ$&lыџџ#џ x$~ $ƒ№?$ O№?$!џ $!O№?$"џ $"O№?$#џ $#O№?$$џ $$O№?$%џ $%O№?$&џ $&O№?$'џ $'O№?$(џ $(O№?$)џ $)O№?$*џ $*O№?$+џ $+O№?$,џ $,O№?$-џ $-O№?$.џ $.O№?$/џ $/O№?$0џ $0O№?$1џ $1O№?$2џ $2O№?$3џ $3O№?$4џ $4O№?$5џ $5O№?$6џ $6O№?$7џ $7O№?$8џ $8O№?$9џ $9g№?%9џ О $:с%;%pыџџ%џZ%Р + Expense Fee%%O&џCћ%O&џCћ%O&џ%М%%Cћ%O&џ%%O&џ%%O&џ%%O&џ%% O& џ%% O& џ%% O& џ%% O& џ%% O(& џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O &џCћ%Œыџџ$џ  + Expense Fee%%O &џCћ% O & џCћ%!O(&!џ%!М%%!8Cћ%"O(&"џ%!%#O(&#џ%!%$O(&$џ%!%%O(&%џ%!%&O(&&џ%!%'O(&'џ%!%(O(&(џ%!%)O(&)џ%!%*O(&*џ%!%+O(&+џ%!%,O(&,џ%!%-O(&-џ%!%.O(&.џ%!%/O(&/џ%!%0O(&0џ%!%1O(&1џ%!%2O(&2џ%!%3O(&3џ%!%4O(&4џ%!%5O(&5џ%!%6O(&6џ%!%7O(&7џ%!%8O(&8џ%!%9g &9џCћ%:п&#Јыџџ&џZ&Р= Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)&†!'џ%$РРBЗD%Р&†)'џ&М&&-јџўџРРBЗLџџР&†)'џ&&†)'џ&&†)'џ&&†)'џ&& †)' џ&& †)' џ&& †)' џ&& †)' џ&& †)' џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&)&†!0џ%$РРBЗD%Р&#аыџџ%џ = Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)& †!' џ%$ Р РBЗD% Р&!†)'!џ&!М&&!8-јџўџРРBЗLџџР&"†)'"џ&!&#†)'#џ&!&$†)'$џ&!&%†)'%џ&!&&†)'&џ&!&'†)''џ&!&(†)'(џ&!&)†)')џ&!&*†)'*џ&!&+†)'+џ&!&,†)',џ&!&-†)'-џ&!&.†)'.џ&!&/†)'/џ&!&0†)'0џ&!&1†)'1џ&!&2†)'2џ&!&3†)'3џ&!&4†)'4џ&!&5†)'5џ&!&6†)'6џ&!&7†)'7џ&!&8†)'8џ&!)&9р!0 џ%$9Р9РBЗD%9Р&:п'`јыџџ&џZ'Р''„ќыџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„ыџџ(џ'BaseRatePIP_02'„<ыџџ(џ'BaseRatePIP_03'„\ыџџ(џ'BaseRatePIP_04'„|ыџџ(џ'BaseRatePIP_05'„œыџџ(џ'BaseRatePIP_06'„Мыџџ(џ'BaseRatePIP_07' „мыџџ( џ'BaseRatePIP_08' „ќыџџ( џ'BaseRatePIP_10' „ыџџ( џ'BaseRatePIP_11' „<ыџџ( џ'BaseRatePIP_12' „\ыџџ( џ'BaseRatePIP_13'„|ыџџ(џ'BaseRatePIP_14'„œыџџ(џ'BaseRatePIP_15'„Мыџџ(џ'BaseRatePIP_16'„мыџџ(џ'BaseRatePIP_17'„ќыџџ(џ'BaseRatePIP_19'„ыџџ(џ'BaseRatePIP_22'„<ыџџ(џ'BaseRatePIP_23'„\ыџџ(џ'BaseRatePIP_24'„|ыџџ(џ'BaseRatePIP_25'„œыџџ(џ'BaseRatePIP_26'„Мыџџ(џ'BaseRatePIP_27'„мыџџ(џ'BaseRatePIP_31'„ќыџџ(џ'BaseRatePIP_38'„ыџџ(џ'BaseRatePIP_39'„<ыџџ(џ'BaseRatePIP_40О ''„\ыџџ(џ'М/''9% BaseRatePIP_L@00@A0@BaseRatePIP_01' „|ыџџ( џ'BaseRatePIP_02'!„œыџџ(!џ'BaseRatePIP_03'"„Мыџџ("џ'BaseRatePIP_04'#„мыџџ(#џ'BaseRatePIP_05'$„ќыџџ($џ'BaseRatePIP_06'%„ыџџ(%џ'BaseRatePIP_07'&„<ыџџ(&џ'BaseRatePIP_08''„\ыџџ('џ'BaseRatePIP_10'(„|ыџџ((џ'BaseRatePIP_11')„œыџџ()џ'BaseRatePIP_12'*„Мыџџ(*џ'BaseRatePIP_13'+„мыџџ(+џ'BaseRatePIP_14',„ќыџџ(,џ'BaseRatePIP_15'-„ыџџ(-џ'BaseRatePIP_16'.„<ыџџ(.џ'BaseRatePIP_17'/„\ыџџ(/џ'BaseRatePIP_19'0„|ыџџ(0џ'BaseRatePIP_22'1„œыџџ(1џ'BaseRatePIP_23'2„Мыџџ(2џ'BaseRatePIP_24'3„мыџџ(3џ'BaseRatePIP_25'4„ќыџџ(4џ'BaseRatePIP_26'5„ ыџџ(5џ'BaseRatePIP_27'6„< ыџџ(6џ'BaseRatePIP_31'7„\ ыџџ(7џ'BaseRatePIP_38'8„| ыџџ(8џ'BaseRatePIP_39'9оœ ыџџ(9џ'BaseRatePIP_40':п(DМ ыџџ(џZ(Р PIP Base Rate(#(G!.џ D'РB”(G).џ(М(( LџџРB”(G).џ((G).џ((G).џ((G).џ((G).џ(( G). џ(( G). џ(( G). џ(( G). џ(( G). џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G))џ((Dи ыџџ'џD(Р PIP Base Rate(#(G!.џ D'РB”( G). џ( М(( 9 LџџРB”(!G).!џ( ("G)."џ( (#G).#џ( ($G).$џ( (%G).%џ( (&G).&џ( ('G).'џ( ((G).(џ( ()G).)џ( (*G).*џ( (+G).+џ( (,G).,џ( (-G).-џ( (.G)..џ( (/G)./џ( (0G).0џ( (1G).1џ( (2G).2џ( (3G).3џ( (4G).4џ( (5G).5џ( (6G).6џ( (7G).7џ( (8G).8џ( (9f)) џ( (:п)є ыџџ)џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?)џD)Р)O№?)џ)М)-}LџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ))(!ыџџ(џD)Рx Increa      !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{}§џџџ~€sed Limits Factor)~ )ƒ№?) O№?)!џD)Р)!O№?)"џ)!М)-!9}LџР)"O№?)#џ)!)#O№?)$џ)!)$O№?)%џ)!)%O№?)&џ)!)&O№?)'џ)!)'O№?)(џ)!)(O№?))џ)!))O№?)*џ)!)*O№?)+џ)!)+O№?),џ)!),O№?)-џ)!)-O№?).џ)!).O№?)/џ)!)/O№?)0џ)!)0O№?)1џ)!)1O№?)2џ)!)2O№?)3џ)!)3O№?)4џ)!)4O№?)5џ)!)5O№?)6џ)!)6O№?)7џ)!)7O№?)8џ)!)8O№?)9џ)!)9g№?* џ)!):п*\!ыџџ*џZ*Р x Tier Factor*~ *ƒ№?*O№?*џD*Р*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?+џ)*x!ыџџ)џ*М*0LуР x Tier Factor*~ *ƒ№?* O№?*!џD*Р*!O№?*"џ)!*"O№?*#џ)!*#O№?*$џ)!*$O№?*%џ)!*%O№?*&џ)!*&O№?*'џ)!*'O№?*(џ)!*(O№?*)џ)!*)O№?**џ)!**O№?*+џ)!*+O№?*,џ)!*,O№?*-џ)!*-O№?*.џ)!*.O№?*/џ)!*/O№?*0џ)!*0O№?*1џ)!*1O№?*2џ)!*2O№?*3џ)!*3O№?*4џ)!*4O№?*5џ)!*5O№?*6џ)!*6O№?*7џ)!*7O№?*8џ)!*8O№?*9џ)!*9g№?+ џ)!*:п+”!ыџџ+џZ+Рx Class Factor+~ +ƒ№?+O№?+џD+Р+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?,џ)+Д!ыџџ*џ*x Class Factor+~ +ƒ№?+ O№?+!џD+Р+!O№?+"џ)!+"O№?+#џ)!+#O№?+$џ)!+$O№?+%џ)!+%O№?+&џ)!+&O№?+'џ)!+'O№?+(џ)!+(O№?+)џ)!+)O№?+*џ)!+*O№?++џ)!++O№?+,џ)!+,O№?+-џ)!+-O№?+.џ)!+.O№?+/џ)!+/O№?+0џ)!+0O№?+1џ)!+1O№?+2џ)!+2O№?+3џ)!+3O№?+4џ)!+4O№?+5џ)!+5O№?+6џ)!+6O№?+7џ)!+7O№?+8џ)!+8O№?+9џ)!+9g№?, џ)!+:п,д!ыџџ,џZ,Рx Passive Restraint,~ ,ƒ№?,O№?,џD,Р,O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?-џ),ќ!ыџџ+џ*x Passive Restraint,~ ,ƒ№?, O№?,!џD,Р,!O№?,"џ)!,"O№?,#џ)!,#O№?,$џ)!,$O№?,%џ)!,%O№?,&џ)!,&O№?,'џ)!,'O№?,(џ)!,(O№?,)џ)!,)O№?,*џ)!,*O№?,+џ)!,+O№?,,џ)!,,O№?,-џ)!,-O№?,.џ)!,.O№?,/џ)!,/O№?,0џ)!,0O№?,1џ)!,1O№?,2џ)!,2O№?,3џ)!,3O№?,4џ)!,4O№?,5џ)!,5O№?,6џ)!,6O№?,7џ)!,7O№?,8џ)!,8O№?,9џ)!,9g№?- џ)!,:п-$"ыџџ-џZ-Рx-U~ -ƒ№?-O№?-џD-Р-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?.џ)-("ыџџ,џ*x-U~ -ƒ№?- O№?-!џD-Р-!O№?-"џ)!-"O№?-#џ)!-#O№?-$џ)!-$O№?-%џ)!-%O№?-&џ)!-&O№?-'џ)!-'O№?-(џ)!-(O№?-)џ)!-)O№?-*џ)!-*O№?-+џ)!-+O№?-,џ)!-,O№?--џ)!--O№?-.џ)!-.O№?-/џ)!-/O№?-0џ)!-0O№?-1џ)!-1O№?-2џ)!-2O№?-3џ)!-3O№?-4џ)!-4O№?-5џ)!-5O№?-6џ)!-6O№?-7џ)!-7O№?-8џ)!-8O№?-9џ)!-9g№?.9џ)!-:п.,"ыџџ.џZ.Р + Expense Fee..G/џ.М..Cќ.G/џ..G/џ..G/џ..G/џ..G/џ..G/џ.. G/ џ.. G/ џ.. G/ џ.. G/ џ.. G(/ џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..H"ыџџ-џ* + Expense Fee..G(/џ.М..9Cќ. G(/ џ..!G(/!џ.."G(/"џ..#G(/#џ..$G(/$џ..%G(/%џ..&G(/&џ..'G(/'џ..(G(/(џ..)G(/)џ..*G(/*џ..+G(/+џ..,G(/,џ..-G(/-џ...G(/.џ../G(//џ..0G(/0џ..1G(/1џ..2G(/2џ..3G(/3џ..4G(/4џ..5G(/5џ..6G(/6џ..7G(/7џ..8G(/8џ..9f(/9џ..:п/#d"ыџџ/џZ/Р = PIP Rate/$)/E!1џ%(-РРBЗD.Р/E)1џ/М//-љџўџРРBЗLџџР/E)1џ//E)1џ//E)1џ//E)1џ//E)1џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//#|"ыџџ.џ* = PIP Rate/$)/E!1џ%(-РРBЗD.Р/ E)1 џ/ М// 9-љџўџРРBЗLџџР/!E)1!џ/ /"E)1"џ/ /#E)1#џ/ /$E)1$џ/ /%E)1%џ/ /&E)1&џ/ /'E)1'џ/ /(E)1(џ/ /)E)1)џ/ /*E)1*џ/ /+E)1+џ/ /,E)1,џ/ /-E)1-џ/ /.E)1.џ/ //E)1/џ/ /0E)10џ/ /1E)11џ/ /2E)12џ/ /3E)13џ/ /4E)14џ/ /5E)15џ/ /6E)16џ/ /7E)17џ/ /8E)18џ/ /9h)19џ/ /:п0&”"ыџџ0џZ0Р+ Medical Payments0~ 0Ž0‰0џD0Р0‰0џD0Р0‰0џ0М00LџР0‰0џ00‰0џ00‰0 џ00 ‰0 џ00 ‰0 џ00 ‰0 џ00 ‰0 џ00 ‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰'џ00&М"ыџџ/џ*+ Medical Payments0~ 0Ž0 ‰0!џD0Р0!‰0"џD0 Р0"‰0#џ0"М00"9LџР0#‰0$џ0"0$‰0%џ0"0%‰0&џ0"0&‰0'џ0"0'‰0(џ0"0(‰0)џ0"0)‰0*џ0"0*‰0+џ0"0+‰0,џ0"0,‰0-џ0"0-‰0.џ0"0.‰0/џ0"0/‰00џ0"00‰01џ0"01‰02џ0"02‰03џ0"03‰04џ0"04‰05џ0"05‰06џ0"06‰07џ0"07‰08џ0"08‰09џ0"09т'9џ0"0:п1`ф"ыџџ0џZ1Р11‹ш"ыџџ2џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹#ыџџ2џ1 BaseRateUM_021‹ #ыџџ2џ1 BaseRateUM_031‹<#ыџџ2џ1 BaseRateUM_041‹X#ыџџ2џ1 BaseRateUM_051‹t#ыџџ2џ1 BaseRateUM_061‹#ыџџ2џ1 BaseRateUM_071 ‹Ќ#ыџџ2 џ1 BaseRateUM_081 ‹Ш#ыџџ2 џ1 BaseRateUM_101 ‹ф#ыџџ2 џ1 BaseRateUM_111 ‹$ыџџ2 џ1 BaseRateUM_121 ‹$ыџџ2 џ1 BaseRateUM_131‹8$ыџџ2џ1 BaseRateUM_141‹T$ыџџ2џ1 BaseRateUM_151‹p$ыџџ2џ1 BaseRateUM_161‹Œ$ыџџ2џ1 BaseRateUM_171‹Ј$ыџџ2џ1 BaseRateUM_191‹Ф$ыџџ2џ1 BaseRateUM_221‹р$ыџџ2џ1 BaseRateUM_231‹ќ$ыџџ2џ1 BaseRateUM_241‹%ыџџ2џ1 BaseRateUM_251‹4%ыџџ2џ1 BaseRateUM_261‹P%ыџџ2џ1 BaseRateUM_271‹l%ыџџ2џ1 BaseRateUM_311‹ˆ%ыџџ2џ1 BaseRateUM_381‹Є%ыџџ2џ1 BaseRateUM_391‹Р%ыџџ2џ1 BaseRateUM_40О 11‹м%ыџџ2џ1М.119$ BaseRateUM_L@00@A0@ BaseRateUM_011 ‹ј%ыџџ2 џ1 BaseRateUM_021!‹&ыџџ2!џ1 BaseRateUM_031"‹0&ыџџ2"џ1 BaseRateUM_041#‹L&ыџџ2#џ1 BaseRateUM_051$‹h&ыџџ2$џ1 BaseRateUM_061%‹„&ыџџ2%џ1 BaseRateUM_071&‹ &ыџџ2&џ1 BaseRateUM_081'‹М&ыџџ2'џ1 BaseRateUM_101(‹и&ыџџ2(џ1 BaseRateUM_111)‹є&ыџџ2)џ1 BaseRateUM_121*‹'ыџџ2*џ1 BaseRateUM_131+‹,'ыџџ2+џ1 BaseRateUM_141,‹H'ыџџ2,џ1 BaseRateUM_151-‹d'ыџџ2-џ1 BaseRateUM_161.‹€'ыџџ2.џ1 BaseRateUM_171/‹œ'ыџџ2/џ1 BaseRateUM_1910‹И'ыџџ20џ1 BaseRateUM_2211‹д'ыџџ21џ1 BaseRateUM_2312‹№'ыџџ22џ1 BaseRateUM_2413‹ (ыџџ23џ1 BaseRateUM_2514‹((ыџџ24џ1 BaseRateUM_2615‹D(ыџџ25џ1 BaseRateUM_2716‹`(ыџџ26џ1 BaseRateUM_3117‹|(ыџџ27џ1 BaseRateUM_3818‹˜(ыџџ28џ1 BaseRateUM_3919уД(ыџџ29џ1 BaseRateUM_401:п2Dа(ыџџ2џZ2РUM/UIM Base Rate2#2G!4џ D1РB”2G)4џ2М22 LџџРB”2G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)3џ22Dє(ыџџ1џD2РUM/UIM Base Rate2#2G!4џ D1РB”2 G)4 џ2 М22 9 LџџРB”2!G)4!џ2 2"G)4"џ2 2#G)4#џ2 2$G)4$џ2 2%G)4%џ2 2&G)4&џ2 2'G)4'џ2 2(G)4(џ2 2)G)4)џ2 2*G)4*џ2 2+G)4+џ2 2,G)4,џ2 2-G)4-џ2 2.G)4.џ2 2/G)4/џ2 20G)40џ2 21G)41џ2 22G)42џ2 23G)43џ2 24G)44џ2 25G)45џ2 26G)46џ2 27G)47џ2 28G)48џ2 29f)3 џ2 2:п3&)ыџџ3џZ3Р+ Increased Limit Additive3~ 3ƒ3O3џD3Р3O3џD3Р3O3џD3Р3O3џ3М33LџР3O3џ33O3 џ33 O3 џ33 O3 џ33 O3 џ33 O3 џ33 O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O3џ33O4џ33&P)ыџџ2џD3Р+ Increased Limit Additive3~ 3ƒ3 O3!џD3Р3!O3"џD3 Р3"O3#џD3!Р3#O3$џ3#М33#9LџР3$O3%џ3#3%O3&џ3#3&O3'џ3#3'O3(џ3#3(O3)џ3#3)O3*џ3#3*O3+џ3#3+O3,џ3#3,O3-џ3#3-O3.џ3#3.O3/џ3#3/O30џ3#30O31џ3#31O32џ3#32O33џ3#33O34џ3#34O35џ3#35O36џ3#36O37џ3#37O38џ3#38O39џ3#39g49џ3#3:п4#ˆ)ыџџ4џZ4Р = UM/UIM Rate4$"4E!Lџ D2РD3Р"4E!Lџ D2РD3Р4E)Lџ4М44 LўџРLџџР4E)Lџ44E)Lџ44E)Lџ44E)Lџ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ4"4F!Lџ D2РD3Р4#Є)ыџџ3џD4Р = UM/UIM Rate4$4E)Lџ4М449 LўџРLџџР4 E)L џ44!E)L!џ44"E)L"џ44#E)L#џ44$E)L$џ44%E)L%џ44&E)L&џ44'E)L'џ44(E)L(џ44)E)L)џ44*E)L*џ44+E)L+џ44,E)L,џ44-E)L-џ44.E)L.џ44/E)L/џ440E)L0џ441E)L1џ442E)L2џ443E)L3џ444E)L4џ445E)L5џ446E)L6џ447E)L7џ448E)L8џ449h)L9џ44:п5`Р)ыџџ4џZ5Р55‹Ф)ыџџ6џ5М055& BaseRateComp_L@00@A0@BaseRateComp_015‹ф)ыџџ6џ5BaseRateComp_025‹*ыџџ6џ5BaseRateComp_035‹$*ыџџ6џ5BaseRateComp_045‹D*ыџџ6џ5BaseRateComp_055‹d*ыџџ6џ5BaseRateComp_065‹„*ыџџ6џ5BaseRateComp_075 ‹Є*ыџџ6 џ5BaseRateComp_085 ‹Ф*ыџџ6 џ5BaseRateComp_105 ‹ф*ыџџ6 џ5BaseRateComp_115 ‹+ыџџ6 џ5BaseRateComp_125 ‹$+ыџџ6 џ5BaseRateComp_135‹D+ыџџ6џ5BaseRateComp_145‹d+ыџџ6џ5BaseRateComp_155‹„+ыџџ6џ5BaseRateComp_165‹Є+ыџџ6џ5BaseRateComp_175‹Ф+ыџџ6џ5BaseRateComp_195‹ф+ыџџ6џ5BaseRateComp_225‹,ыџџ6џ5BaseRateComp_235‹$,ыџџ6џ5BaseRateComp_245‹D,ыџџ6џ5BaseRateComp_255‹d,ыџџ6џ5BaseRateComp_265‹„,ыџџ6џ5BaseRateComp_275‹Є,ыџџ6џ5BaseRateComp_315‹Ф,ыџџ6џ5BaseRateComp_385‹ф,ыџџ6џ5BaseRateComp_395™-ыџџ6џ5BaseRateComp_40О 5š5‹$-ыџџ6џ5М0559& BaseRateComp_L@00@A0@BaseRateComp_015 ‹D-ыџџ6 џ5BaseRateComp_025!‹d-ыџџ6!џ5BaseRateComp_035"‹„-ыџџ6"џ5BaseRateComp_045#‹Є-ыџџ6#џ5BaseRateComp_055$‹Ф-ыџџ6$џ5BaseRateComp_065%‹ф-ыџџ6%џ5BaseRateComp_075&‹.ыџџ6&џ5BaseRateComp_085'‹$.ыџџ6'џ5BaseRateComp_105(‹D.ыџџ6(џ5BaseRateComp_115)‹d.ыџџ6)џ5BaseRateComp_125*‹„.ыџџ6*џ5BaseRateComp_135+‹Є.ыџџ6+џ5BaseRateComp_145,‹Ф.ыџџ6,џ5BaseRateComp_155-‹ф.ыџџ6-џ5BaseRateComp_165.‹/ыџџ6.џ5BaseRateComp_175/‹$/ыџџ6/џ5BaseRateComp_1950‹D/ыџџ60џ5BaseRateComp_2251‹d/ыџџ61џ5BaseRateComp_2352‹„/ыџџ62џ5BaseRateComp_2453‹Є/ыџџ63џ5BaseRateComp_2554‹Ф/ыџџ64џ5BaseRateComp_2655‹ф/ыџџ65џ5BaseRateComp_2756‹0ыџџ66џ5BaseRateComp_3157‹$0ыџџ67џ5BaseRateComp_3858‹D0ыџџ68џ5BaseRateComp_3959˜d0ыџџ69џ5BaseRateComp_405:п6D„0ыџџ6џZ6РComprehensive Base Rate6#6G!>џ D5РB”6G)>џ6М66 LџџРB”6G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)7џ66DД0ыџџ5џ6М6? LуРComprehensive Base Rate6#6G!>џ D5РB”6 G)> џ6 М66 9 LџџРB”6!G)>!џ6 6"G)>"џ6 6#G)>#џ6 6$G)>$џ6 6%G)>%џ6 6&G)>&џ6 6'G)>'џ6 6(G)>(џ6 6)G)>)џ6 6*G)>*џ6 6+G)>+џ6 6,G)>,џ6 6-G)>-џ6 6.G)>.џ6 6/G)>/џ6 60G)>0џ6 61G)>1џ6 62G)>2џ6 63G)>3џ6 64G)>4џ6 65G)>5џ6 66G)>6џ6 67G)>7џ6 68G)>8џ6 69f)7 џ6 6:п7ф0ыџџ7џZ7Рx Deductible Factor7~ 7ƒ№?7O№?7џ7М77LџР7O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?8џ77 1ыџџ6џ6x Deductible Factor7~ 7ƒ№?7 O№?7!џ7 М77 9LџР7!O№?7"џ7 7"O№?7#џ7 7#O№?7$џ7 7$O№?7%џ7 7%O№?7&џ7 7&O№?7'џ7 7'O№?7(џ7 7(O№?7)џ7 7)O№?7*џ7 7*O№?7+џ7 7+O№?7,џ7 7,O№?7-џ7 7-O№?7.џ7 7.O№?7/џ7 7/O№?70џ7 70O№?71џ7 71O№?72џ7 72O№?73џ7 73O№?74џ7 74O№?75џ7 75O№?76џ7 76O№?77џ7 77O№?78џ7 78O№?79џ7 79g№?8 џ7 7:п841ыџџ8џZ8Р x Tier Factor8~ 8ƒ№?8O№?8џ8М88LџР8O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?9џ88P1ыџџ7џ6 x Tier Factor8~ 8ƒ№?8 O№?8!џ8 М88 9LџР8!O№?8"џ8 8"O№?8#џ8 8#O№?8$џ8 8$O№?8%џ8 8%O№?8&џ8 8&O№?8'џ8 8'O№?8(џ8 8(O№?8)џ8 8)O№?8*џ8 8*O№?8+џ8 8+O№?8,џ8 8,O№?8-џ8 8-O№?8.џ8 8.O№?8/џ8 8/O№?80џ8 80O№?81џ8 81O№?82џ8 82O№?83џ8 83O№?84џ8 84O№?85џ8 85O№?86џ8 86O№?87џ8 87O№?88џ8 88O№?89џ8 89g№?9 џ8 8:п9l1ыџџ9џZ9Рx Class Factor9~ 9ƒ№?9O№?9џ9М9=‚LџР9O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?:џ99Œ1ыџџ8џ6x Class Factor9~ 9ƒ№?9 O№?9!џ9 М9= 9‚LџР9!O№?9"џ9 9"O№?9#џ9 9#O№?9$џ9 9$O№?9%џ9 9%O№?9&џ9 9&O№?9'џ9 9'O№?9(џ9 9(O№?9)џ9 9)O№?9*џ9 9*O№?9+џ9 9+O№?9,џ9 9,O№?9-џ9 9-O№?9.џ9 9.O№?9/џ9 9/O№?90џ9 90O№?91џ9 91O№?92џ9 92O№?93џ9 93O№?94џ9 94O№?95џ9 95O№?96џ9 96O№?97џ9 97O№?98џ9 98O№?99џ9 99g№?: џ9 9:п:Ќ1ыџџ:џZ:Рx Model Year Factor:~ :ƒ№?:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?: џ9: O№?: џ9: O№?: џ9: O№?: џ9: O№?: џ9: O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?;џ9:д1ыџџ9џ6x Model Year Factor:~ :ƒ№?: O№?:!џ9 :!O№?:"џ9 :"O№?:#џ9 :#O№?:$џ9 :$O№?:%џ9 :%O№?:&џ9 :&O№?:'џ9 :'O№?:(џ9 :(O№?:)џ9 :)O№?:*џ9 :*O№?:+џ9 :+O№?:,џ9 :,O№?:-џ9 :-O№?:.џ9 :.O№?:/џ9 :/O№?:0џ9 :0O№?:1џ9 :1O№?:2џ9 :2O№?:3џ9 :3O№?:4џ9 :4O№?:5џ9 :5O№?:6џ9 :6O№?:7џ9 :7O№?:8џ9 :8O№?:9џ9 :9g№?; џ9 ::п;ќ1ыџџ;џZ;Рx Symbol Factor;~ ;ƒ№?;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?; џ9; O№?; џ9; O№?; џ9; O№?; џ9; O№?; џ9; O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?<џ9;2ыџџ:џ6x Symbol Factor;~ ;ƒ№?; O№?;!џ9 ;!O№?;"џ9 ;"O№?;#џ9 ;#O№?;$џ9 ;$O№?;%џ9 ;%O№?;&џ9 ;&O№?;'џ9 ;'O№?;(џ9 ;(O№?;)џ9 ;)O№?;*џ9 ;*O№?;+џ9 ;+O№?;,џ9 ;,O№?;-џ9 ;-O№?;.џ9 ;.O№?;/џ9 ;/O№?;0џ9 ;0O№?;1џ9 ;1O№?;2џ9 ;2O№?;3џ9 ;3O№?;4џ9 ;4O№?;5џ9 ;5O№?;6џ9 ;6O№?;7џ9 ;7O№?;8џ9 ;8O№?;9џ9 ;9g№?< џ9 ;:п<<2ыџџ<џZ<Р x Anti-Theft<~ <ƒ№?<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?< џ9< O№?< џ9< O№?< џ9< O№?< џ9< O№?< џ9< O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?=џ9<X2ыџџ;џ6 x Anti-Theft<~ <ƒ№?< O№?<!џ9 <!O№?<"џ9 <"O№?<#џ9 <#O№?<$џ9 <$O№?<%џ9 <%O№?<&џ9 <&O№?<'џ9 <'O№?<(џ9 <(O№?<)џ9 <)O№?<*џ9 <*O№?<+џ9 <+O№?<,џ9 <,O№?<-џ9 <-O№?<.џ9 <.O№?</џ9 </O№?<0џ9 <0O№?<1џ9 <1O№?<2џ9 <2O№?<3џ9 <3O№?<4џ9 <4O№?<5џ9 <5O№?<6џ9 <6O№?<7џ9 <7O№?<8џ9 <8O№?<9џ9 <9g№?= џ9 <:п=t2ыџџ=џZ=Рx=~ =ƒ№?=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?= џ9= O№?= џ9= O№?= џ9= O№?= џ9= O№?= џ9= O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?>џ9=”Гц2ыџџ<џ6x=~ =ƒ№?= O№?=!џ9 =!O№?="џ9 ="O№?=#џ9 =#O№?=$џ9 =$O№?=%џ9 =%O№?=&џ9 =&O№?='џ9 ='O№?=(џ9 =(O№?=)џ9 =)O№?=*џ9 =*O№?=+џ9 =+O№?=,џ9 =,O№?=-џ9 =-O№?=.џ9 =.O№?=/џ9 =/O№?=0џ9 =0O№?=1џ9 =1O№?=2џ9 =2O№?=3џ9 =3O№?=4џ9 =4O№?=5џ9 =5O№?=6џ9 =6O№?=7џ9 =7O№?=8џ9 =8O№?=9џ9 =9g№?>9џ9 =:п>|2ыџџ>џZ>Р + Expense Fee>>O(?џ>М>>Cљ>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>”˜2ыџџ=џ6 + Expense Fee>>O(?џ>М>>9Cљ> O(? џ>>!O(?!џ>>"O(?"џ>>#O(?#џ>>$O(?$џ>>%O(?%џ>>&O(?&џ>>'O(?'џ>>(O(?(џ>>)O(?)џ>>*O(?*џ>>+O(?+џ>>,O(?,џ>>-O(?-џ>>.O(?.џ>>/O(?/џ>>0O(?0џ>>1O(?1џ>>2O(?2џ>>3O(?3џ>>4O(?4џ>>5O(?5џ>>6O(?6џ>>7O(?7џ>>8O(?8џ>>9g(?9џ>>:п?#Д2ыџџ?џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!@џ%6=РРBЗD>Р?E)@џ?М??-їџўџРРBЗLџџР?E)@џ??E)@џ??E)@џ??E)@џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??h)@џ??•р2ыџџ>џ6= Comprehensive Rate?$?E)Mџ?М??9-їџўџРРBЗLџџР? E)M џ??!E)M!џ??"E)M"џ??#E)M#џ??$E)M$џ??%E)M%џ??&E)M&џ??'E)M'џ??(E)M(џ??)E)M)џ??*E)M*џ??+E)M+џ??,E)M,џ??-E)M-џ??.E)M.џ??/E)M/џ??0E)M0џ??1E)M1џ??2E)M2џ??3E)M3џ??4E)M4џ??5E)M5џ??6E)M6џ??7E)M7џ??8E)M8џ??9h)M9џ??:пзDЯѓl№жкк6ВЁ V,№њж6hi \.Yй } њђьж6@;;A;;B;,C;,D;,E;,F;,G;,H;,I;,J;; K;;L;,M;; N;J0O;JP:;Q:J R:Y0S:;T:;U:;@` 3ыџџ?џZ@Р@@‹3ыџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹03ыџџAџ@BaseRateColl_02@‹P3ыџџAџ@BaseRateColl_03@‹p3ыџџAџ@BaseRateColl_04@‹3ыџџAџ@BaseRateColl_05@‹А3ыџџAџ@BaseRateColl_06@‹а3ыџџAџ@BaseRateColl_07@ ‹№3ыџџA џ@BaseRateColl_08@ ‹4ыџџA џ@BaseRateColl_10@ ‹04ыџџA џ@BaseRateColl_11@ ‹P4ыџџA џ@BaseRateColl_12@ ‹p4ыџџA џ@BaseRateColl_13@‹4ыџџAџ@BaseRateColl_14@‹А4ыџџAџ@BaseRateColl_15@‹а4ыџџAџ@BaseRateColl_16@‹№4ыџџAџ@BaseRateColl_17@‹5ыџџAџ@BaseRateColl_19@‹05ыџџAџ@BaseRateColl_22@‹P5ыџџAџ@BaseRateColl_23@‹p5ыџџAџ@BaseRateColl_24@‹5ыџџAџ@BaseRateColl_25@‹А5ыџџAџ@BaseRateColl_26@‹а5ыџџAџ@BaseRateColl_27@‹№5ыџџAџ@BaseRateColl_31@‹6ыџџAџ@BaseRateColl_38@‹06ыџџAџ@BaseRateColl_39@˜P6ыџџAџ@BaseRateColl_40О @—@‹p6ыџџ@џ@М0@@9& BaseRateColl_L@00@A0@BaseRateColl_01@ ‹6ыџџ@џ@BaseRateColl_02@!‹А6ыџџ@ џ@BaseRateColl_03@"‹а6ыџџ@!џ@BaseRateColl_04@#‹№6ыџџ@"џ@BaseRateColl_05@$‹7ыџџ@#џ@BaseRateColl_06@%‹07ыџџ@$џ@BaseRateColl_07@&‹P7ыџџ@%џ@BaseRateColl_08@'‹p7ыџџ@&џ@BaseRateColl_10@(‹7ыџџ@'џ@BaseRateColl_11@)‹А7ыџџ@(џ@BaseRateColl_12@*‹а7ыџџ@)џ@BaseRateColl_13@+‹№7ыџџ@*џ@BaseRateColl_14@,‹8ыџџ@+џ@BaseRateColl_15@-‹08ыџџ@,џ@BaseRateColl_16@.‹P8ыџџ@-џ@BaseRateColl_17@/‹p8ыџџ@.џ@BaseRateColl_19@0‹8ыџџ@/џ@BaseRateColl_22@1‹А8ыџџ@0џ@BaseRateColl_23@2‹а8ыџџ@1џ@BaseRateColl_24@3‹№8ыџџ@2џ@BaseRateColl_25@4‹9ыџџ@3џ@BaseRateColl_26@5‹09ыџџ@4џ@BaseRateColl_27@6‹P9ыџџ@5џ@BaseRateColl_31@7‹p9ыџџ@6џ@BaseRateColl_38@8‹9ыџџ@7џ@BaseRateColl_39@9˜А9ыџџ@8џ@BaseRateColl_40@:пADа9ыџџAџZAРCollision Base RateA#AG!Iџ D@РB”AG)IџAМAA LџџРB”AG)IџAAG)IџAAG)IџAAG)IџAAG)IџAA G)I џAA G)I џAA G)I џAA G)I џAA G)I џAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)BџAA–ј9ыџџ@9џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9ž]A:пB :ыџџBџZBРx Deductible FactorB~ Bƒ№?BO№?BџBМBHLџРBO№?BџBBO№?BџBМBHЈLџРBO№?BџBBO№?BџBBO№?B џBB O№?B џBB O№?B џBB O№?B џBB O№?B џBB O№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?CџBB”H:ыџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9ž]B:пCp:ыџџCџZCР x Tier FactorC~ Cƒ№?CO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?C џBC O№?C џBC O№?C џBC O№?C џBC O№?C џBC O№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?DџBC”Œ:ыџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9ž]C:пDЈ:ыџџDџZDРx Class FactorD~ Dƒ№?DO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?D џBD O№?D џBD O№?D џBD O№?D џBD O№?D џBD O№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?EџBD”Ш:ыџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9ž]D:пEш:ыџџEџZEРx Model Year FactorE~ Eƒ№?EO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?E џBE O№?E џBE O№?E џBE O№?E џBE O№?E џBE O№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?FџBE”;ыџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9ž]E:пF8;ыџџFџZFРx Symbol FactorF~ Fƒ№?FO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?F џBF O№?F џBF O№?F џBF O№?F џBF O№?F џBF O№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?GџBFX;ыџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9ž]F:пGx;ыџџGџZGРxG~ Gƒ№?GO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?G џBG O№?G џBG O№?G џBG O№?G џBG O№?G џBG O№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?HџBG|;ыџџFџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9ž]G:пH€;ыџџHџZHРxH~ Hƒ№?HO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?H џBH O№?H џBH O№?H џBH O№?H џBH O№?H џBH O№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?IџBH„;ыџџGџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9ž]H:пIˆ;ыџџIџZIР + Expense FeeIIO(JџIМIICјIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџII O(J џII O(J џII O(J џII O(J џII O(J џIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIЄ;ыџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9ž]I:пJ#Р;ыџџJџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJ#ф;ыџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEh9J:пK`<ыџџJџZKРОzKŸп:L <ыџџLџZLР LiabilityL4LV!џDРD&РD0РD/РD4Р4LV! џDРD&РD0РD/РD4РLV)!џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)"џLLV)#џLLV)$џLLV)%џLL V)&џLL V)'џLL V)(џLL V))џLL V)*џLLV)+џLLV),џLLV)-џLLV).џLLV)/џLLV)0џLLV)1џLLV)2џLLV)3џLLV)4џLLV)5џLLV)6џLLV)7џLLV)8џLLW)9џLL <ыџџKџDLР LiabilityL4LV!PџDРD&РD0РD/РD4Р4L V!PџD РD& РD0 РD/ РD4 РL!V)PџL!М(LL!9LаџРLкџРLфџРLуџРLшџРL"V)PџL!L#V)PџL!L$V)PџL!L%V)PџL!L&V)P џL!L'V)P џL!L(V)P џL!L)V)P џL!L*V)P џL!L+V)PџL!L,V)PџL!L-V)PџL!L.V)PџL!L/V)PџL!L0V)PџL!L1V)PџL!L2V)PџL!L3V)PџL!L4V)PџL!L5V)PџL!L6V)PџL!L7V)PџL!L8V)PџL!L9 )PџL!L:пM4<ыџџMџZMРPhysical DamageM"MV!5џ D?РDJР"MV!5 џ D?РDJРMV)5!џMМMM LђџРL§џРMV)5"џMMV)5#џMMV)5$џMMV)5%џMM V)5&џMM V)5'џMM V)5(џMM V)5)џMM V)5*џMMV)5+џMMV)5,џMMV)5-џMMV)5.џMMV)5/џMMV)50џMMV)51џMMV)52џMMV)53џMMV)54џMMV)55џMMV)56џMMV)57џMMV)58џMMW)59џMMT<ыџџLџDMРPhysical DamageM"MV!Qџ D?РDJР"M V!Qџ D? 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Comp~ !Ы@@О6 "Ъа9 є>ыџџ џZ Р Model Yr§ лп § ~ Ы@@О6 Ъа ?ыџџ џ Model Yr§ лп  ?ыџџ џ  Ded. Coll§ !ЫО6 "Ъа9 0?ыџџ џZ Р Symbol§ лп § З§ ЬИО6 Эб @?ыџџ џ Symbol§ лп € БP?ыџџ џ  Threshold§ !ЬИО6 "Эб9Оz 9О  d?ыџџџМLР#8Bf Jersey City |?ыџџ џ Newark Œ?ыџџ!џ Paterson  ?ыџџ"џ Elizabeth Д?ыџџ#џ Bayonne Ф?ыџџ$џ Trenton д?ыџџ%џ Camden ф?ыџџ&џ Perth Amboy ќ?ыџџ'џ N. Bergen Co. @ыџџ(џ S. Bergen Co. 4@ыџџ)џ Camden sub. L@ыџџ*џ Camden Co. d@ыџџ+џ SW New Jersey €@ыџџ,џ Trenton sub. œ@ыџџ-џ Long Branch Д@ыџџ.џ Monmouth Co. а@ыџџ/џ Atlantic City ь@ыџџ0џ Newark s-sub. Aыџџ1џ Hudson Co. Aыџџ2џ Essex Co. 4Aыџџ3џ NC New Jersey PAыџџ4џ NW New Jersey lAыџџ5џ SE New Jersey ˆAыџџ6џ Newark sub.  Aыџџ7џ East Orange ИAыџџ8џ Plainfield аAыџџ9џ New BrunswickО  ьAыџџ џDР Jersey City Bыџџџ М &LуР Newark! Bыџџџ  Paterson" (Bыџџџ  Elizabeth# ;,?;;  DSыџџ џZ Р x Tier Factor ~ ƒ№? 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O№?)!џD)Р)!O№?)"џ)!М)-!9}LџР)"O№?)#џ)!)#O№?)$џ)!)$O№?)%џ)!)%O№?)&џ)!)&O№?)'џ)!)'O№?)(џ)!)(O№?))џ)!))O№?)*џ)!)*O№?)+џ)!)+O№?),џ)!),O№?)-џ)!)-O№?).џ)!).O№?)/џ)!)/O№?)0џ)!)0O№?)1џ)!)1O№?)2џ)!)2O№?)3џ)!)3O№?)4џ)!)4O№?)5џ)!)5O№?)6џ)!)6O№?)7џ)!)7O№?)8џ)!)8O№?)9џ)!)9g№?* џ)!):п*Р[ыџџ*џZ*Р x Tier Factor*~ *ƒ№?*O№?*џD*Р*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?+џ)*м[ыџџ)џ*М*0LуР x Tier Factor*~ *ƒ№?* O№?*!џD*Р*!O№?*"џ)!*"O№?*#џ)!*#O№?*$џ)!*$O№?*%џ)!*%O№?*&џ)!*&O№?*'џ)!*'O№?*(џ)!*(O№?*)џ)!*)O№?**џ)!**O№?*+џ)!*+O№?*,џ)!*,O№?*-џ)!*-O№?*.џ)!*.O№?*/џ)!*/O№?*0џ)!*0O№?*1џ)!*1O№?*2џ)!*2O№?*3џ)!*3O№?*4џ)!*4O№?*5џ)!*5O№?*6џ)!*6O№?*7џ)!*7O№?*8џ)!*8O№?*9џ)!*9g№?+ џ)!*:п+ј[ыџџ+џZ+Рx Class Factor+~ +ƒ№?+O№?+џD+Р+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?,џ)+\ыџџ*џ*x Class Factor+~ +ƒ№?+ O№?+!џD+Р+!O№?+"џ)!+"O№?+#џ)!+#O№?+$џ)!+$O№?+%џ)!+%O№?+&џ)!+&O№?+'џ)!+'O№?+(џ)!+(O№?+)џ)!+)O№?+*џ)!+*O№?++џ)!++O№?+,џ)!+,O№?+-џ)!+-O№?+.џ)!+.O№?+/џ)!+/O№?+0џ)!+0O№?+1џ)!+1O№?+2џ)!+2O№?+3џ)!+3O№?+4џ)!+4O№?+5џ)!+5O№?+6џ)!+6O№?+7џ)!+7O№?+8џ)!+8O№?+9џ)!+9g№?, џ)!+:п,8\ыџџ,џZ,Рx Passive Restraint,~ ,ƒ№?,O№?,џD,Р,O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?-џ),`\ыџџ+џ*x Passive Restraint,~ ,ƒ№?, O№?,!џD,Р,!O№?,"џ)!,"O№?,#џ)!,#O№?,$џ)!,$O№?,%џ)!,%O№?,&џ)!,&O№?,'џ)!,'O№?,(џ)!,(O№?,)џ)!,)O№?,*џ)!,*O№?,+џ)!,+O№?,,џ)!,,O№?,-џ)!,-O№?,.џ)!,.O№?,/џ)!,/O№?,0џ)!,0O№?,1џ)!,1O№?,2џ)!,2O№?,3џ)!,3O№?,4џ)!,4O№?,5џ)!,5O№?,6џ)!,6O№?,7џ)!,7O№?,8џ)!,8O№?,9џ)!,9g№?- џ)!,:п-ˆ\ыџџ-џZ-Рx-U~ -ƒ№?-O№?-џD-Р-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?.џ)-Œ\ыџџ,џ*x-U~ -ƒ№?- O№?-!џD-Р-!O№?-"џ)!-"O№?-#џ)!-#O№?-$џ)!-$O№?-%џ)!-%O№?-&џ)!-&O№?-'џ)!-'O№?-(џ)!-(O№?-)џ)!-)O№?-*џ)!-*O№?-+џ)!-+O№?-,џ)!-,O№?--џ)!--O№?-.џ)!-.O№?-/џ)!-/O№?-0џ)!-0O№?-1џ)!-1O№?-2џ)!-2O№?-3џ)!-3O№?-4џ)!-4O№?-5џ)!-5O№?-6џ)!-6O№?-7џ)!-7O№?-8џ)!-8O№?-9џ)!-9g№?.9џ)!-:п.\ыџџ.џZ.Р + Expense Fee..G/џ.М..Cќ.G/џ..G/џ..G/џ..G/џ..G/џ..G/џ.. G/ џ.. G/ џ.. G/ џ.. G/ џ.. G(/ џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..Ќ\ыџџ-џ* + Expense Fee..G(/џ.М..9Cќ. G(/ џ..!G(/!џ.."G(/"џ..#G(/#џ..$G(/$џ..%G(/%џ..&G(/&џ..'G(/'џ..(G(/(џ..)G(/)џ..*G(/*џ..+G(/+џ..,G(/,џ..-G(/-џ...G(/.џ../G(//џ..0G(/0џ..1G(/1џ..2G(/2џ..3G(/3џ..4G(/4џ..5G(/5џ..6G(/6џ..7G(/7џ..8G(/8џ..9f(/9џ..:п/#Ш\ыџџ/џZ/Р = PIP Rate/$)/E!1џ%(-РРBЗD.Р/E)1џ/М//-љџўџРРBЗLџџР/E)1џ//E)1џ//E)1џ//E)1џ//E)1џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//#р\ыџџ.џ* = PIP Rate/$)/E!1џ%(-РРBЗD.Р/ E)1 џ/ М// 9-љџўџРРBЗLџџР/!E)1!џ/ /"E)1"џ/ /#E)1#џ/ /$E)1$џ/ /%E)1%џ/ /&E)1&џ/ /'E)1'џ/ /(E)1(џ/ /)E)1)џ/ /*E)1*џ/ /+E)1+џ/ /,E)1,џ/ /-E)1-џ/ /.E)1.џ/ //E)1/џ/ /0E)10џ/ /1E)11џ/ /2E)12џ/ /3E)13џ/ /4E)14џ/ /5E)15џ/ /6E)16џ/ /7E)17џ/ /8E)18џ/ /9h)19џ/ /:п0&ј\ыџџ0џZ0Р+ Medical Payments0~ 0Ž0‰0џD0Р0‰0џD0Р0‰0џ0М00LџР0‰0џ00‰0џ00‰0 џ00 ‰0 џ00 ‰0 џ00 ‰0 џ00 ‰0 џ00 ‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰'џ00& ]ыџџ/џ*+ Medical Payments0~ 0Ž0 ‰0!џD0Р0!‰0"џD0 Р0"‰0#џ0"М00"9LџР0#‰0$џ0"0$‰0%џ0"0%‰0&џ0"0&‰0'џ0"0'‰0(џ0"0(‰0)џ0"0)‰0*џ0"0*‰0+џ0"0+‰0,џ0"0,‰0-џ0"0-‰0.џ0"0.‰0/џ0"0/‰00џ0"00‰01џ0"01‰02џ0"02‰03џ0"03‰04џ0"04‰05џ0"05‰06џ0"06‰07џ0"07‰08џ0"08‰09џ0"09т'9џ0"0:п1`H]ыџџ0џZ1Р11‹L]ыџџ2џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹h]ыџџ2џ1 BaseRateUM_021‹„]ыџџ2џ1 BaseRateUM_031‹ ]ыџџ2џ1 BaseRateUM_041‹М]ыџџ2џ1 BaseRateUM_051‹и]ыџџ2џ1 BaseRateUM_061‹є]ыџџ2џ1 BaseRateUM_071 ‹^ыџџ2 џ1 BaseRateUM_081 ‹,^ыџџ2 џ1 BaseRateUM_101 ‹H^ыџџ2 џ1 BaseRateUM_111 ‹d^ыџџ2 џ1 BaseRateUM_121 ‹€^ыџџ2 џ1 BaseRateUM_131‹œ^ыџџ2џ1 BaseRateUM_141‹И^ыџџ2џ1 BaseRateUM_151‹д^ыџџ2џ1 BaseRateUM_161‹№^ыџџ2џ1 BaseRateUM_171‹ _ыџџ2џ1 BaseRateUM_191‹(_ыџџ2џ1 BaseRateUM_221‹D_ыџџ2џ1 BaseRateUM_231‹`_ыџџ2џ1 BaseRateUM_241‹|_ыџџ2џ1 BaseRateUM_251‹˜_ыџџ2џ1 BaseRateUM_261‹Д_ыџџ2џ1 BaseRateUM_271‹а_ыџџ2џ1 BaseRateUM_311‹ь_ыџџ2џ1 BaseRateUM_381‹`ыџџ2џ1 BaseRateUM_391‹$`ыџџ2џ1 BaseRateUM_40О 11‹@`ыџџ2џ1М.119$ BaseRateUM_L@00@A0@ BaseRateUM_011 ‹\`ыџџ2 џ1 BaseRateUM_021!‹x`ыџџ2!џ1 BaseRateUM_031"‹”`ыџџ2"џ1 BaseRateUM_041#‹А`ыџџ2#џ1 BaseRateUM_051$‹Ь`ыџџ2$џ1 BaseRateUM_061%‹ш`ыџџ2%џ1 BaseRateUM_071&‹aыџџ2&џ1 BaseRateUM_081'‹ aыџџ2'џ1 BaseRateUM_101(‹џ D5РB”6G)>џ6М66 LџџРB”6G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66G)7џ66Dkыџџ5џ6М6? LуРComprehensive Base Rate6#6G!>џ D5РB”6 G)> џ6 М66 9 LџџРB”6!G)>!џ6 6"G)>"џ6 6#G)>#џ6 6$G)>$џ6 6%G)>%џ6 6&G)>&џ6 6'G)>'џ6 6(G)>(џ6 6)G)>)џ6 6*G)>*џ6 6+G)>+џ6 6,G)>,џ6 6-G)>-џ6 6.G)>.џ6 6/G)>/џ6 60G)>0џ6 61G)>1џ6 62G)>2џ6 63G)>3џ6 64G)>4џ6 65G)>5џ6 66G)>6џ6 67G)>7џ6 68G)>8џ6 69f)7 џ6 6:п7Hkыџџ7џZ7Рx Deductible Factor7~ 7ƒ№?7O№?7џ7М77LџР7O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?8џ77pkыџџ6џ6x Deductible Factor7~ 7ƒ№?7 O№?7!џ7 М77 9LџР7!O№?7"џ7 7"O№?7#џ7 7#O№?7$џ7 7$O№?7%џ7 7%O№?7&џ7 7&O№?7'џ7 7'O№?7(џ7 7(O№?7)џ7 7)O№?7*џ7 7*O№?7+џ7 7+O№?7,џ7 7,O№?7-џ7 7-O№?7.џ7 7.O№?7/џ7 7/O№?70џ7 70O№?71џ7 71O№?72џ7 72O№?73џ7 73O№?74џ7 74O№?75џ7 75O№?76џ7 76O№?77џ7 77O№?78џ7 78O№?79џ7 79g№?8 џ7 7:п8˜kыџџ8џZ8Р x Tier Factor8~ 8ƒ№?8O№?8џ8М88LџР8O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?9џ88Дkыџџ7џ6 x Tier Factor8~ 8ƒ№?8 O№?8!џ8 М88 9LџР8!O№?8"џ8 8"O№?8#џ8 8#O№?8$џ8 8$O№?8%џ8 8%O№?8&џ8 8&O№?8'џ8 8'O№?8(џ8 8(O№?8)џ8 8)O№?8*џ8 8*O№?8+џ8 8+O№?8,џ8 8,O№?8-џ8 8-O№?8.џ8 8.O№?8/џ8 8/O№?80џ8 80O№?81џ8 81O№?82џ8 82O№?83џ8 83O№?84џ8 84O№?85џ8 85O№?86џ8 86O№?87џ8 87O№?88џ8 88O№?89џ8 89g№?9 џ8 8:п9аkыџџ9џZ9Рx Class Factor9~ 9ƒ№?9O№?9џ9М9=‚LџР9O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?:џ99№kыџџ8џ6x Class Factor9~ 9ƒ№?9 O№?9!џ9 М9= 9‚LџР9!O№?9"џ9 9"O№?9#џ9 9#O№?9$џ9 9$O№?9%џ9 9%O№?9&џ9 9&O№?9'џ9 9'O№?9(џ9 9(O№?9)џ9 9)O№?9*џ9 9*O№?9+џ9 9+O№?9,џ9 9,O№?9-џ9 9-O№?9.џ9 9.O№?9/џ9 9/O№?90џ9 90O№?91џ9 91O№?92џ9 92O№?93џ9 93O№?94џ9 94O№?95џ9 95O№?96џ9 96O№?97џ9 97O№?98џ9 98O№?99џ9 99g№?: џ9 9:п:lыџџ:џZ:Рx Model Year Factor:~ :ƒ№?:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?: џ9: O№?: џ9: O№?: џ9: O№?: џ9: O№?: џ9: O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?:џ9:O№?;џ9:8lыџџ9џ6x Model Year Factor:~ :ƒ№?: O№?:!џ9 :!O№?:"џ9 :"O№?:#џ9 :#O№?:$џ9 :$O№?:%џ9 :%O№?:&џ9 :&O№?:'џ9 :'O№?:(џ9 :(O№?:)џ9 :)O№?:*џ9 :*O№?:+џ9 :+O№?:,џ9 :,O№?:-џ9 :-O№?:.џ9 :.O№?:/џ9 :/O№?:0џ9 :0O№?:1џ9 :1O№?:2џ9 :2O№?:3џ9 :3O№?:4џ9 :4O№?:5џ9 :5O№?:6џ9 :6O№?:7џ9 :7O№?:8џ9 :8O№?:9џ9 :9g№?; џ9 ::п;`lыџџ;џZ;Рx Symbol Factor;~ ;ƒ№?;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?; џ9; O№?; џ9; O№?; џ9; O№?; џ9; O№?; џ9; O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?;џ9;O№?<џ9;€lыџџ:џ6x Symbol Factor;~ ;ƒ№?; O№?;!џ9 ;!O№?;"џ9 ;"O№?;#џ9 ;#O№?;$џ9 ;$O№?;%џ9 ;%O№?;&џ9 ;&O№?;'џ9 ;'O№?;(џ9 ;(O№?;)џ9 ;)O№?;*џ9 ;*O№?;+џ9 ;+O№?;,џ9 ;,O№?;-џ9 ;-O№?;.џ9 ;.O№?;/џ9 ;/O№?;0џ9 ;0O№?;1џ9 ;1O№?;2џ9 ;2O№?;3џ9 ;3O№?;4џ9 ;4O№?;5џ9 ;5O№?;6џ9 ;6O№?;7џ9 ;7O№?;8џ9 ;8O№?;9џ9 ;9g№?< џ9 ;:п< lыџџ<џZ<Р x Anti-Theft<~ <ƒ№?<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?< џ9< O№?< џ9< O№?< џ9< O№?< џ9< O№?< џ9< O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?<џ9<O№?=џ9<Мlыџџ;џ6 x Anti-Theft<~ <ƒ№?< O№?<!џ9 <!O№?<"џ9 <"O№?<#џ9 <#O№?<$џ9 <$O№?<%џ9 <%O№?<&џ9 <&O№?<'џ9 <'O№?<(џ9 <(O№?<)џ9 <)O№?<*џ9 <*O№?<+џ9 <+O№?<,џ9 <,O№?<-џ9 <-O№?<.џ9 <.O№?</џ9 </O№?<0џ9 <0O№?<1џ9 <1O№?<2џ9 <2O№?<3џ9 <3O№?<4џ9 <4O№?<5џ9 <5O№?<6џ9 <6O№?<7џ9 <7O№?<8џ9 <8O№?<9џ9 <9g№?= џ9 <:п=иlыџџ=џZ=Рx=~ =ƒ№?=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?= џ9= O№?= џ9= O№?= џ9= O№?= џ9= O№?= џ9= O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?=џ9=O№?>џ9=”мlыџџ<џ6x=~ =ƒ№?= O№?=!џ9 =!O№?="џ9 ="O№?=#џ9 =#O№?=$џ9 =$O№?=%џ9 =%O№?=&џ9 =&O№?='џ9 ='O№?=(џ9 =(O№?=)џ9 =)O№?=*џ9 =*O№?=+џ9 =+O№?=,џ9 =,O№?=-џ9 =-O№?=.џ9 =.O№?=/џ9 =/O№?=0џ9 =0O№?=1џ9 =1O№?=2џ9 =2O№?=3џ9 =3O№?=4џ9 =4O№?=5џ9 =5O№?=6џ9 =6O№?=7џ9 =7O№?=8џ9 =8O№?=9џ9 =9g№?>9џ9 =:п>рlыџџ>џZ>Р + Expense Fee>>O(?џ>М>>Cљ>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>”ќlыџџ=џ6 + Expense Fee>>O(?џ>М>>9Cљ> O(? џ>>!O(?!џ>>"O(?"џ>>#O(?#џ>>$O(?$џ>>%O(?%џ>>&O(?&џ>>'O(?'џ>>(O(?(џ>>)O(?)џ>>*O(?*џ>>+O(?+џ>>,O(?,џ>>-O(?-џ>>.O(?.џ>>/O(?/џ>>0O(?0џ>>1O(?1џ>>2O(?2џ>>3O(?3џ>>4O(?4џ>>5O(?5џ>>6O(?6џ>>7O(?7џ>>8O(?8џ>>9g(?9џ>>:п?#mыџџ?џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!@џ%6=РРBЗD>Р?E)@џ?М??-їџўџРРBЗLџџР?E)@џ??E)@џ??E)@џ??E)@џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??h)@џ??•Dmыџџ>џ6= Comprehensive Rate?$?E)Mџ?М??9-їџўџРРBЗLџџР? E)M џ??!E)M!џ??"E)M"џ??#E)M#џ??$E)M$џ??%E)M%џ??&E)M&џ??'E)M'џ??(E)M(џ??)E)M)џ??*E)M*џ??+E)M+џ??,E)M,џ??-E)M-џ??.E)M.џ??/E)M/џ??0E)M0џ??1E)M1џ??2E)M2џ??3E)M3џ??4E)M4џ??5E)M5џ??6E)M6џ??7E)M7џ??8E)M8џ??9h)M9џ??:пзDЯѓl№жкк6ВЁ V,№њж6hi \.Yй } њђьж6@;;A;;B;,C;,D;,E;,F;,G;,H;,I;,J;; K;;L;,M;; N;J0O;JP:;Q:J R:Y0S:;T:;U:;@`pmыџџ?џZ@Р@@‹tmыџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹”mыџџAџ@BaseRateColl_02@‹ДmыџџAџ@BaseRateColl_03@‹дmыџџAџ@BaseRateColl_04@‹єmыџџAџ@BaseRateColl_05@‹nыџџAџ@BaseRateColl_06@‹4nыџџAџ@BaseRateColl_07@ ‹TnыџџA џ@BaseRateColl_08@ ‹tnыџџA џ@BaseRateColl_10@ ‹”nыџџA џ@BaseRateColl_11@ ‹ДnыџџA џ@BaseRateColl_12@ ‹дnыџџA џ@BaseRateColl_13@‹єnыџџAџ@BaseRateColl_14@‹oыџџAџ@BaseRateColl_15@‹4oыџџAџ@BaseRateColl_16@‹ToыџџAџ@BaseRateColl_17@‹toыџџAџ@BaseRateColl_19@‹”oыџџAџ@BaseRateColl_22@‹ДoыџџAџ@BaseRateColl_23@‹дoыџџAџ@BaseRateColl_24@‹єoыџџAџ@BaseRateColl_25@‹pыџџAџ@BaseRateColl_26@‹4pыџџAџ@BaseRateColl_27@‹TpыџџAџ@BaseRateColl_31@‹tpыџџAџ@BaseRateColl_38@‹”pыџџAџ@BaseRateColl_39@˜ДpыџџAџ@BaseRateColl_40О @—@‹дpыџџ@џ@М0@@9& BaseRateColl_L@00@A0@BaseRateColl_01@ ‹єpыџџ@џ@BaseRateColl_02@!‹qыџџ@ џ@BaseRateColl_03@"‹4qыџџ@!џ@BaseRateColl_04@#‹Tqыџџ@"џ@BaseRateColl_05@$‹tqыџџ@#џ@BaseRateColl_06@%‹”qыџџ@$џ@BaseRateColl_07@&‹Дqыџџ@%џ@BaseRateColl_08@'‹дqыџџ@&џ@BaseRateColl_10@(‹єqыџџ@'џ@BaseRateColl_11@)‹rыџџ@(џ@BaseRateColl_12@*‹4rыџџ@)џ@BaseRateColl_13@+‹Trыџџ@*џ@BaseRateColl_14@,‹trыџџ@+џ@BaseRateColl_15@-‹”rыџџ@,џ@BaseRateColl_16@.‹Дrыџџ@-џ@BaseRateColl_17@/‹дrыџџ@.џ@BaseRateColl_19@0‹єrыџџ@/џ@BaseRateColl_22@1‹sыџџ@0џ@BaseRateColl_23@2‹4sыџџ@1џ@BaseRateColl_24@3‹Tsыџџ@2џ@BaseRateColl_25@4‹tsыџџ@3џ@BaseRateColl_26@5‹”sыџџ@4џ@BaseRateColl_27@6‹Дsыџџ@5џ@BaseRateColl_31@7‹дsыџџ@6џ@BaseRateColl_38@8‹єsыџџ@7џ@BaseRateColl_39@9˜tыџџ@8џ@BaseRateColl_40@:пAD4tыџџAџZAРCollision Base RateA#AG!Iџ D@РB”AG)IџAМAA LџџРB”AG)IџAAG)IџAAG)IџAAG)IџAAG)IџAA G)I џAA G)I џAA G)I џAA G)I џAA G)I џAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)IџAAG)BџAA–\tыџџ@9џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9ž]A:пB„tыџџBџZBРx Deductible FactorB~ Bƒ№?BO№?BџBМBHLџРBO№?BџBBO№?BџBМBHЈLџРBO№?BџBBO№?BџBBO№?B џBB O№?B џBB O№?B џBB O№?B џBB O№?B џBB O№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?BџBBO№?CџBB”ЌtыџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9ž]B:пCдtыџџCџZCР x Tier FactorC~ Cƒ№?CO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?C џBC O№?C џBC O№?C џBC O№?C џBC O№?C џBC O№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?CџBCO№?DџBC”№tыџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9ž]C:пD uыџџDџZDРx Class FactorD~ Dƒ№?DO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?D џBD O№?D џBD O№?D џBD O№?D џBD O№?D џBD O№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?DџBDO№?EџBD”,uыџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9ž]D:пELuыџџEџZEРx Model Year FactorE~ Eƒ№?EO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?E џBE O№?E џBE O№?E џBE O№?E џBE O№?E џBE O№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?EџBEO№?FџBE”tuыџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9ž]E:пFœuыџџFџZFРx Symbol FactorF~ Fƒ№?FO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?F џBF O№?F џBF O№?F џBF O№?F џBF O№?F џBF O№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?FџBFO№?GџBFМuыџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9ž]F:пGмuыџџGџZGРxG~ Gƒ№?GO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?G џBG O№?G џBG O№?G џBG O№?G џBG O№?G џBG O№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?GџBGO№?HџBGрuыџџFџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9ž]G:пHфuыџџHџZHРxH~ Hƒ№?HO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?H џBH O№?H џBH O№?H џBH O№?H џBH O№?H џBH O№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?HџBHO№?IџBHшuыџџGџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9ž]H:пIьuыџџIџZIР + Expense FeeIIO(JџIМIICјIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџII O(J џII O(J џII O(J џII O(J џII O(J џIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIO(JџIIvыџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9ž]I:пJ#$vыџџJџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJ#HvыџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEh9J:пK`lvыџџJџZKРОzKŸп:LpvыџџLџZLР LiabilityL4LV!џDРD&РD0РD/РD4Р4LV! џDРD&РD0РD/РD4РLV)!џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)"џLLV)#џLLV)$џLLV)%џLL V)&џLL V)'џLL V)(џLL V))џLL V)*џLLV)+џLLV),џLLV)-џLLV).џLLV)/џLLV)0џLLV)1џLLV)2џLLV)3џLLV)4џLLV)5џLLV)6џLLV)7џLLV)8џLLW)9џLL„vыџџKџDLР LiabilityL4LV!PџDРD&РD0РD/РD4Р4L V!PџD РD& РD0 РD/ РD4 РL!V)PџL!М(LL!9LаџРLкџРLфџРLуџРLшџРL"V)PџL!L#V)PџL!L$V)PџL!L%V)PџL!L&V)P џL!L'V)P џL!L(V)P џL!L)V)P џL!L*V)P џL!L+V)PџL!L,V)PџL!L-V)PџL!L.V)PџL!L/V)PџL!L0V)PџL!L1V)PџL!L2V)PџL!L3V)PџL!L4V)PџL!L5V)PџL!L6V)PџL!L7V)PџL!L8V)PџL!L9 )PџL!L:пM˜vыџџMџZMРPhysical DamageM"MV!5џ D?РDJР"MV!5 џ D?РDJРMV)5!џMМMM LђџРL§џРMV)5"џMMV)5#џMMV)5$џMMV)5%џMM V)5&џMM V)5'џMM V)5(џMM V)5)џMM V)5*џMMV)5+џMMV)5,џMMV)5-џMMV)5.џMMV)5/џMMV)50џMMV)51џMMV)52џMMV)53џMMV)54џMMV)55џMMV)56џMMV)57џMMV)58џMMW)59џMMИvыџџLџDMРPhysical DamageM"MV!Qџ D?РDJР"M V!Qџ D? РDJ РM!V)QџM!МMM!9 LђџРL§џРM"V)QџM!M#V)QџM!M$V)QџM!M%V)QџM!M&V)Q џM!M'V)Q џM!M(V)Q џM!M)V)Q џM!M*V)Q џM!M+V)QџM!M,V)QџM!M-V)QџM!M.V)QџM!M/V)QџM!M0V)QџM!M1V)QџM!M2V)QџM!M3V)QџM!M4V)QџM!M5V)QџM!M6V)QџM!M7V)QџM!M8V)QџM!M9 )QџM!M:пNиvыџџMџZNРTotal Driver #1N!NX!Nџ DLРDMР!NX!Nџ DLРDMРNX)NџNМNN LўџРLџџРNX)NџNNX)NџNNX)NџNNX)NџNN X)NџNN X)N џNN X)N џNN X)N џNN X)N џNNX)N џNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNi)NџN§ N‘ˆN‘N’)NџNМNN9 LўџРLџџРN ’)NџNN!’)N џNN"’)N!џNN#’)N"џNN$’)N#џNN%’)N$џNN&’)N%џN‚ƒ„…†‡ˆ‰Š‹ŒŽ‘’“”•–—˜™š›œžŸ ЁЂЃЄЅІЇЈЉЊЋЌ­ЎЏАБВГДЕЖЗИЙКЛМНОПРСТУФХЦЧШЩЪЫЬЭЮЯабвгдежзийклмнопрстуфхцчшщъыьэюя№ёђѓєѕіїјљњћќ§ў§џџџN'’)N&џNN(’)N'џNN)’)N(џNN*’)N)џNN+’)N*џNN,’)N+џNN-’)N,џNN.’)N-џNN/’)N.џNN0’)N/џNN1’)N0џNN2’)N1џNN3’)N2џNN4’)N3џNN5’)N4џNN6’)N5џNN7’)N6џNN8’)N7џNN9Ќ)N8џNN:пOaјvыџџN9џZOРОxO,,,,,,,,,,,,,,,,,,,,,,,,,,,-9P.ќvыџџOџZPР LiabilityP+!PZ!5џ DLРDLРPZ)5џPМPQ4 LќџРLќџРPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPP Z)5 џPP Z)5 џPP Z)5 џPP Z)5 џPP Z)5 џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPP[)5џPО@P9Q.wыџџPџZQРPhysical DamageQ+!QZ!Rџ DMРDMРQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQ Z)R џPQ Z)R џPQ Z)R џPQ Z)R џPQ Z)R џPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQ[)RџPО@Q9R\0wыџџQџZRР Grand TotalR]!R^!Rџ DPРDQР!R^!џ DPРDQРR^)џRМRR LўџРLџџРR^)џRR^)џRR^)џRR^)џRR ^)џRR ^) џRR ^) џRR ^) џRR ^) џRR^) џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR_)џRО@R9ОxS8О T''О U((з0oeЄй ‡f46@8XКŸФd+уаы|Т$ (  >ЖАЊ ™Ч я 7К Sheet121 FЭЩ€ V­ќ Šn n  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,IPHwыџџRџ3"Appendix #4 - Rating Example 4A - @Cі@)&Appendix #4 - Rating Example 4A - 2003ОQQQQQQQQQQQ О зззззззззззззC)LЎѕџџ џ-#@Cџ@@ @@Cў@ #0 GroupNameC)hЎѕџџў-#@Cё@@ @@C№@#0 CompanyName7)дwыџџ Rџ!C№@ #@@Cё@CompanyName #0)§ *“§ ‘*§ *‚§ е§ *ƒ§ vОx8єwыџџџZР Policy Term§ Ми~ xыџџPџZР BI Limits§ МйО6ШЮ xыџџL9џМ LуР Policy Term§ /]~ 8xыџџџ М LуР BI Limits§ !/]О6"в9LxыџџџZР Class Code§ Он dxыџџџZР PD Limits§ ЩкО6ЪЯxxыџџ џDР Class Code§ R]  xыџџџ  PD Limits§ !R]О6"!9ЄxыџџџZР Class Factor§ ПпРxыџџџZРPIP§ ЩлО6ЪЯШxыџџ џ Class Factor§ S] фxыџџџ PIP§ !S]О6"г9 ьxыџџ џZ Р Tier Number§ По  yыџџџZ РUM§ ЩмО6 ЪЯ  yыџџ џ Tier Number§ S]  $yыџџ џ UM§ !S]О6 "г9 ,yыџџ џZ Р Tier Factor§ Пп  Dyыџџ џZ Р Ded. Comp~ Ы@@О6 Ъа Xyыџџ џ Tier Factor§ S]  pyыџџ џ  Ded. Comp§ !S]О6 "г9 „yыџџ џZ Р Model Yr§ лп  ˜yыџџ џZ Р Ded. Coll~ Ы@@О6 Ъа Ќyыџџ џ Model Yr§ S]  Рyыџџ џ  Ded. Coll§ !S]О6 "г9 дyыџџ џZ Р Symbol§ лп € фyыџџ џZ Р Threshold§ ЬИО6 Эб јyыџџ џ Symbol§ b] € Бzыџџ џ  Threshold§ !е]О6 "д9Оz 9О  zыџџџМLР#8Bf Jersey City 4zыџџ џ Newark Dzыџџ!џ Paterson Xzыџџ"џ Elizabeth lzыџџ#џ Bayonne |zыџџ$џ Trenton Œzыџџ%џ Camden œzыџџ&џ Perth Amboy Дzыџџ'џ N. Bergen Co. аzыџџ(џ S. Bergen Co. ьzыџџ)џ Camden sub. {ыџџ*џ Camden Co. {ыџџ+џ SW New Jersey 8{ыџџ,џ Trenton sub. T{ыџџ-џ Long Branch l{ыџџ.џ Monmouth Co. ˆ{ыџџ/џ Atlantic City Є{ыџџ0џ Newark s-sub. Р{ыџџ1џ Hudson Co. и{ыџџ2џ Essex Co. ь{ыџџ3џ NC New Jersey |ыџџ4џ NW New Jersey $|ыџџ5џ SE New Jersey @|ыџџ6џ Newark sub. X|ыџџ7џ East Orange p|ыџџ8џ Plainfield ˆ|ыџџ9џ New BrunswickО  Є|ыџџ џDР Jersey City М|ыџџџ М &LуР Newark! Ь|ыџџџ  Paterson" р|ыџџџ  Elizabeth# є|ыџџџ  Bayonne$ }ыџџџ  Trenton% }ыџџџ  Camden& $}ыџџџ  Perth Amboy' <}ыџџ џD Р N. Bergen Co.( X}ыџџ џ(М(7 LуР S. Bergen Co.) t}ыџџ џ( Camden sub.* Œ}ыџџ џ( Camden Co.+ Є}ыџџ џ( SW New Jersey, Р}ыџџџ( Trenton sub.- м}ыџџџ( Long Branch. є}ыџџџ( Monmouth Co./ ~ыџџџ( Atlantic City0 ,~ыџџџ( Newark s-sub.1 H~ыџџџ( Hudson Co.2 `~ыџџџ( Essex Co.3 t~ыџџџ( NC New Jersey4 ~ыџџџ( NW New Jersey5 Ќ~ыџџџ( SE New Jersey6 Ш~ыџџџ( Newark sub.7 р~ыџџџ( East Orange8 ј~ыџџџDР Plainfield9!ыџџџDР New Brunswick,ыџџџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?џDР ‚@џ !‚@ џ "‚@!џ #‚@"џ $‚@#џ %‚@$џ &‚ @%џ '‚$@&џD Р(‚&@'џ()‚(@(џ(*‚*@)џ(+‚,@*џ(,‚.@+џ(-‚0@,џ(.‚1@-џ(/‚3@.џ(0‚6@/џ(1‚7@0џ(2‚8@1џ(3‚9@2џ(4‚:@3џ(5‚;@4џ(6‚?@5џ(7‚C@6џ(8‚€C@7џDР9!D@8џDР&Lыџџ9џZР:„Pыџџџ$ BaseRateBI_D@00@A0@ BaseRateBI_01„lыџџџМ.$ BaseRateBI_L@00@A0@ BaseRateBI_02„ˆыџџџ BaseRateBI_03„Єыџџџ BaseRateBI_04„Рыџџџ BaseRateBI_05„мыџџџ BaseRateBI_06„јыџџџ BaseRateBI_07 „€ыџџ џ BaseRateBI_08 „0€ыџџ џ BaseRateBI_10 „L€ыџџ џ BaseRateBI_11 „h€ыџџ џ BaseRateBI_12 „„€ыџџ џ BaseRateBI_13„ €ыџџџ BaseRateBI_14„М€ыџџџ BaseRateBI_15„и€ыџџџ BaseRateBI_16„є€ыџџџ BaseRateBI_17„ыџџџ BaseRateBI_19„,ыџџџ BaseRateBI_22„Hыџџџ BaseRateBI_23„dыџџџ BaseRateBI_24„€ыџџџ BaseRateBI_25„œыџџџ BaseRateBI_26„Иыџџџ BaseRateBI_27„дыџџџ BaseRateBI_31„№ыџџџ BaseRateBI_38„ ‚ыџџџ BaseRateBI_39„(‚ыџџџ BaseRateBI_40О@"""""""""""""9DD‚ыџџџZРBodily Injury Base Rate#G!џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џDt‚ыџџџDРBodily Injury Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]Є‚ыџџџZРx Increased Limits Factor~ ƒ№?O№?џМаLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џи‚ыџџџМ LуРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e] ƒыџџџZР x Tier Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ(ƒыџџџ x Tier Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]DƒыџџџZРx Class FactorНЈƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?dƒыџџџx Class Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]„ƒыџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џŒƒыџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]”ƒыџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џœƒыџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ЄƒыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џЈƒыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ЌƒыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џАƒыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ДƒыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џИƒыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]МƒыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џРƒыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ФƒыџџџZР + Expense FeeOџCїOџCїOџМCїOџOџOџOџ O џ O џ O џ O џ O( џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO џCїрƒыџџџDР + Expense Fee§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]#ќƒыџџџZР= Bodily Injury Rate$)†!џ%РРBЗDР)†!џ%РРBЗDР†)џМ-ѕџўџРРBЗLџџР†)џ†)џ†)џ†)џ †) џ †) џ †) џ †) џ †) џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ)‡!џ%РРBЗDР#(„ыџџџDР= Bodily Injury Rate$НЈEEEEEEEEEEEEEEEEEEEEEEEEEEF9`T„ыџџџZР„X„ыџџџМ.$ BaseRatePD_L@00@A0@ BaseRatePD_01„t„ыџџџ BaseRatePD_02„„ыџџџ BaseRatePD_03„Ќ„ыџџџ BaseRatePD_04„Ш„ыџџџ BaseRatePD_05„ф„ыџџџ BaseRatePD_06„…ыџџџ BaseRatePD_07 „…ыџџ џ BaseRatePD_08 „8…ыџџ џ BaseRatePD_10 „T…ыџџ џ BaseRatePD_11 „p…ыџџ џ BaseRatePD_12 „Œ…ыџџ џ BaseRatePD_13„Ј…ыџџџ BaseRatePD_14„Ф…ыџџџ BaseRatePD_15„р…ыџџџ BaseRatePD_16„ќ…ыџџџ BaseRatePD_17„†ыџџџ BaseRatePD_19„4†ыџџџ BaseRatePD_22„P†ыџџџ BaseRatePD_23„l†ыџџџ BaseRatePD_24„ˆ†ыџџџ BaseRatePD_25„Є†ыџџџ BaseRatePD_26„Р†ыџџџ BaseRatePD_27„м†ыџџџ BaseRatePD_31„ј†ыџџџ BaseRatePD_38„‡ыџџџ BaseRatePD_39„0‡ыџџџ BaseRatePD_40О@9DL‡ыџџџZРProp. Damage Base Rate#G!%џ DРB”G)%џМ LџџРB”G)%џG)%џG)%џG)%џG)%џ G)% џ G)% џ G)% џ G)% џ G)% џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)џD|‡ыџџџDРProp. Damage Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]Ќ‡ыџџџZРx Increased Limits Factor~ ƒ№?O№?џМ$‚LџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№? џр‡ыџџџDРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]зDEqlО &8|Њ‚zv„~z~Љ J!rh*ЄNЦp <,!<,"<,#<,$<,%<,&<; '<;(<;)<,*<,+<,,<,-<,.<,/<,0:; 1:;2:;3:,4:; 5:;6:;7:,8:,9:,::,;:,<:,=:,>:,?:;  ˆыџџ џZ Р x Tier Factor ~ ƒ№? O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?"џ 0ˆыџџџ М &LуР x Tier Factor § c]§ c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]!Lˆыџџ!џZ!Рx Class Factor!НЈ!ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?!lˆыџџ џ x Class Factor!§ !c]§ ! c]§ !!c]§ !"c]§ !#c]§ !$c]§ !%c]§ !&c]§ !'c]§ !(c]§ !)c]§ !*c]§ !+c]§ !,c]§ !-c]§ !.c]§ !/c]§ !0c]§ !1c]§ !2c]§ !3c]§ !4c]§ !5c]§ !6c]§ !7c]§ !8c]§ !9e]"Œˆыџџ"џZ"Рx"~ "ƒ№?"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?#џ"ˆыџџ!џ x"§ "c]§ " c]§ "!c]§ ""c]§ "#c]§ "$c]§ "%c]§ "&c]§ "'c]§ "(c]§ ")c]§ "*c]§ "+c]§ ",c]§ "-c]§ ".c]§ "/c]§ "0c]§ "1c]§ "2c]§ "3c]§ "4c]§ "5c]§ "6c]§ "7c]§ "8c]§ "9e]#”ˆыџџ#џZ#Рx#~ #ƒ№?#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?$џ#˜ˆыџџ"џ x#§ #c]§ # c]§ #!c]§ #"c]§ ##c]§ #$c]§ #%c]§ #&c]§ #'c]§ #(c]§ #)c]§ #*c]§ #+c]§ #,c]§ #-c]§ #.c]§ #/c]§ #0c]§ #1c]§ #2c]§ #3c]§ #4c]§ #5c]§ #6c]§ #7c]§ #8c]§ #9e]О #:%%;$&œˆыџџ$џZ$Рx$~ $ƒ№?$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?%џ$& ˆыџџ#џ x$§ $c]§ $ c]§ $!c]§ $"c]§ $#c]§ $$c]§ $%c]§ $&c]§ $'c]§ $(c]§ $)c]§ $*c]§ $+c]§ $,c]§ $-c]§ $.c]§ $/c]§ $0c]§ $1c]§ $2c]§ $3c]§ $4c]§ $5c]§ $6c]§ $7c]§ $8c]§ $9e]О $:%%;%Єˆыџџ%џZ%Р + Expense Fee%%O&џCћ%O&џ%М%%Cћ%O&џ%%O&џ%%O&џ%%O&џ%%O&џ%% O& џ%% O& џ%% O& џ%% O& џ%% O(& џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O &џCћ%Рˆыџџ$џ  + Expense Fee%§ %c]§ % c]§ %!c]§ %"c]§ %#c]§ %$c]§ %%c]§ %&c]§ %'c]§ %(c]§ %)c]§ %*c]§ %+c]§ %,c]§ %-c]§ %.c]§ %/c]§ %0c]§ %1c]§ %2c]§ %3c]§ %4c]§ %5c]§ %6c]§ %7c]§ %8c]§ %9e]&#мˆыџџ&џZ&Р= Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)&†!'џ%$РРBЗD%Р&†)0џ&М&&-јџўџРРBЗLџџР&†)0џ&&†)0џ&&†)0џ&&†)0џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&)&†!0џ%$РРBЗD%Р&#‰ыџџ%џ = Prop. Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9'`,‰ыџџ&џZ'Р''„0‰ыџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„P‰ыџџ(џ'BaseRatePIP_02'„p‰ыџџ(џ'BaseRatePIP_03'„‰ыџџ(џ'BaseRatePIP_04'„А‰ыџџ(џ'BaseRatePIP_05'„а‰ыџџ(џ'BaseRatePIP_06'„№‰ыџџ(џ'BaseRatePIP_07' „Šыџџ( џ'BaseRatePIP_08' „0Šыџџ( џ'BaseRatePIP_10' „PŠыџџ( џ'BaseRatePIP_11' „pŠыџџ( џ'BaseRatePIP_12' „Šыџџ( џ'BaseRatePIP_13'„АŠыџџ(џ'BaseRatePIP_14'„аŠыџџ(џ'BaseRatePIP_15'„№Šыџџ(џ'BaseRatePIP_16'„‹ыџџ(џ'BaseRatePIP_17'„0‹ыџџ(џ'BaseRatePIP_19'„P‹ыџџ(џ'BaseRatePIP_22'„p‹ыџџ(џ'BaseRatePIP_23'„‹ыџџ(џ'BaseRatePIP_24'„А‹ыџџ(џ'BaseRatePIP_25'„а‹ыџџ(џ'BaseRatePIP_26'„№‹ыџџ(џ'BaseRatePIP_27'„Œыџџ(џ'BaseRatePIP_31'„0Œыџџ(џ'BaseRatePIP_38'„PŒыџџ(џ'BaseRatePIP_39'„pŒыџџ(џ'BaseRatePIP_40О@'9(DŒыџџ(џZ(Р PIP Base Rate(#(G!.џ D'РB”(G).џ(М(( LџџРB”(G).џ((G).џ((G).џ((G).џ((G).џ(( G). џ(( G). џ(( G). џ(( G). џ(( G). џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G))џ((DЌŒыџџ'џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e])ШŒыџџ)џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?)џD)Р)O№?)џ)М)-dLџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ))ќŒыџџ(џD)Рx Increased Limits Factor)§ )c]§ ) c]§ )!c]§ )"c]§ )#c]§ )$c]§ )%c]§ )&c]§ )'c]§ )(c]§ ))c]§ )*c]§ )+c]§ ),c]§ )-c]§ ).c]§ )/c]§ )0c]§ )1c]§ )2c]§ )3c]§ )4c]§ )5c]§ )6c]§ )7c]§ )8c]§ )9e]*0ыџџ*џZ*Р x Tier Factor*~ *ƒ№?*O№?*џD*Р*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?,џ)*Lыџџ)џ*М*0LуР x Tier Factor*§ *c]§ * c]§ *!c]§ *"c]§ *#c]§ *$c]§ *%c]§ *&c]§ *'c]§ *(c]§ *)c]§ **c]§ *+c]§ *,c]§ *-c]§ *.c]§ */c]§ *0c]§ *1c]§ *2c]§ *3c]§ *4c]§ *5c]§ *6c]§ *7c]§ *8c]§ *9e]+hыџџ+џZ+Рx Class Factor+НЈ+ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?+ˆыџџ*џ*x Class Factor+§ +c]§ + c]§ +!c]§ +"c]§ +#c]§ +$c]§ +%c]§ +&c]§ +'c]§ +(c]§ +)c]§ +*c]§ ++c]§ +,c]§ +-c]§ +.c]§ +/c]§ +0c]§ +1c]§ +2c]§ +3c]§ +4c]§ +5c]§ +6c]§ +7c]§ +8c]§ +9e],Јыџџ,џZ,Рx Passive Restraint,~ ,ƒ№?,O№?,џD,Р,O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?-џ),аыџџ+џ*x Passive Restraint,§ ,c]§ , c]§ ,!c]§ ,"c]§ ,#c]§ ,$c]§ ,%c]§ ,&c]§ ,'c]§ ,(c]§ ,)c]§ ,*c]§ ,+c]§ ,,c]§ ,-c]§ ,.c]§ ,/c]§ ,0c]§ ,1c]§ ,2c]§ ,3c]§ ,4c]§ ,5c]§ ,6c]§ ,7c]§ ,8c]§ ,9e]-јыџџ-џZ-Рx-U~ -ƒ№?-O№?-џD-Р-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?.џ)-ќыџџ,џ*x-U§ -c]§ - c]§ -!c]§ -"c]§ -#c]§ -$c]§ -%c]§ -&c]§ -'c]§ -(c]§ -)c]§ -*c]§ -+c]§ -,c]§ --c]§ -.c]§ -/c]§ -0c]§ -1c]§ -2c]§ -3c]§ -4c]§ -5c]§ -6c]§ -7c]§ -8c]§ -9e].Žыџџ.џZ.Р + Expense Fee..G/џCќ.G/џCќ.G/џ.М..Cќ.G/џ..G/џ..G/џ..G/џ.. G/ џ.. G/ џ.. G/ џ.. G/ џ.. G(/ џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..T /џCќ.Žыџџ-џ* + Expense Fee.§ .c]§ . c]§ .!c]§ ."c]§ .#c]§ .$c]§ .%c]§ .&c]§ .'c]§ .(c]§ .)c]§ .*c]§ .+c]§ .,c]§ .-c]§ ..c]§ ./c]§ .0c]§ .1c]§ .2c]§ .3c]§ .4c]§ .5c]§ .6c]§ .7c]§ .8c]§ .9e]/#8Žыџџ/џZ/Р = PIP Rate/$)/E!1џ%(-РРBЗD.Р/E)1џ/М//-љџўџРРBЗLџџР/E)1џ//E)1џ//E)1џ//E)1џ//E)1џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//#PŽыџџ.џ* = PIP Rate/$НЈ/EEEEEEEEEEEEEEEEEEEEEEEEEEF90&hŽыџџ0џZ0Р+ Medical Payments0~ 0Ž0и0џD0Р0‰'џD0€0‰'џ0М00L€0‰'џ00‰'џ00‰'џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00&Žыџџ/џ*+ Medical Payments0НЈ0EEEEEEEEEEEEEEEEEEEEEEEEEEF91`ИŽыџџ0џZ1Р11‹МŽыџџ2џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹иŽыџџ2џ1 BaseRateUM_021‹єŽыџџ2џ1 BaseRateUM_031‹ыџџ2џ1 BaseRateUM_041‹,ыџџ2џ1 BaseRateUM_051‹Hыџџ2џ1 BaseRateUM_061‹dыџџ2џ1 BaseRateUM_071 ‹€ыџџ2 џ1 BaseRateUM_081 ‹œыџџ2 џ1 BaseRateUM_101 ‹Иыџџ2 џ1 BaseRateUM_111 ‹дыџџ2 џ1 BaseRateUM_121 ‹№ыџџ2 џ1 BaseRateUM_131‹ ыџџ2џ1 BaseRateUM_141‹(ыџџ2џ1 BaseRateUM_151‹Dыџџ2џ1 BaseRateUM_161‹`ыџџ2џ1 BaseRateUM_171‹|ыџџ2џ1 BaseRateUM_191‹˜ыџџ2џ1 BaseRateUM_221‹Дыџџ2џ1 BaseRateUM_231‹аыџџ2џ1 BaseRateUM_241‹ьыџџ2џ1 BaseRateUM_251‹‘ыџџ2џ1 BaseRateUM_261‹$‘ыџџ2џ1 BaseRateUM_271‹@‘ыџџ2џ1 BaseRateUM_311‹\‘ыџџ2џ1 BaseRateUM_381‹x‘ыџџ2џ1 BaseRateUM_391‹”‘ыџџ2џ1 BaseRateUM_40О@192DА‘ыџџ2џZ2РUM/UIM Base Rate2#2G!4џ D1РB”2G)4џ2М22 LџџРB”2G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)3џ22Dд‘ыџџ1џD2РUM/UIM Base Rate2§ 2c]§ 2 c]§ 2!c]§ 2"c]§ 2#c]§ 2$c]§ 2%c]§ 2&c]§ 2'c]§ 2(c]§ 2)c]§ 2*c]§ 2+c]§ 2,c]§ 2-c]§ 2.c]§ 2/c]§ 20c]§ 21c]§ 22c]§ 23c]§ 24c]§ 25c]§ 26c]§ 27c]§ 28c]§ 29e]3&ј‘ыџџ3џZ3Р+ Increased Limit Additive3~ 3ƒ3й3џD3Р3O3џD3Р3й3џ3М33LџР3O3џ33й3џ33O3 џ33 й3 џ33 O3 џ33 й3 џ33 O3 џ33 й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O4џ33&0’ыџџ2џD3Р+ Increased Limit Additive3§ 3c]§ 3 c]§ 3!c]§ 3"c]§ 3#c]§ 3$c]§ 3%c]§ 3&c]§ 3'c]§ 3(c]§ 3)c]§ 3*c]§ 3+c]§ 3,c]§ 3-c]§ 3.c]§ 3/c]§ 30c]§ 31c]§ 32c]§ 33c]§ 34c]§ 35c]§ 36c]§ 37c]§ 38c]§ 39e]4#h’ыџџ4џZ4Р = UM/UIM Rate4$"4E!Lџ D2РD3Р"4E!Lџ D2РD3Р4E)Lџ4М44 LўџРLџџР4E)Lџ44E)Lџ44E)Lџ44E)Lџ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ4"4F!Lџ D2РD3Р4#„’ыџџ3џD4Р = UM/UIM Rate4$НЈ4EEEEEEEEEEEEEEEEEEEEEEEEEEF95` ’ыџџ4џZ5Р55‹Є’ыџџ6џ5М055& BaseRateComp_L@00@A0@BaseRateComp_015‹Ф’ыџџ6џ5BaseRateComp_025‹ф’ыџџ6џ5BaseRateComp_035‹“ыџџ6џ5BaseRateComp_045‹$“ыџџ6џ5BaseRateComp_055‹D“ыџџ6џ5BaseRateComp_065‹d“ыџџ6џ5BaseRateComp_075 ‹„“ыџџ6 џ5BaseRateComp_085 ‹Є“ыџџ6 џ5BaseRateComp_105 ‹Ф“ыџџ6 џ5BaseRateComp_115 ‹ф“ыџџ6 џ5BaseRateComp_125 ‹”ыџџ6 џ5BaseRateComp_135‹$”ыџџ6џ5BaseRateComp_145‹D”ыџџ6џ5BaseRateComp_155‹d”ыџџ6џ5BaseRateComp_165‹„”ыџџ6џ5BaseRateComp_175‹Є”ыџџ6џ5BaseRateComp_195‹Ф”ыџџ6џ5BaseRateComp_225‹ф”ыџџ6џ5BaseRateComp_235‹•ыџџ6џ5BaseRateComp_245‹$•ыџџ6џ5BaseRateComp_255‹D•ыџџ6џ5BaseRateComp_265‹d•ыџџ6џ5BaseRateComp_275‹„•ыџџ6џ5BaseRateComp_315‹Є•ыџџ6џ5BaseRateComp_385‹Ф•ыџџ6џ5BaseRateComp_395™ф•ыџџ6џ5BaseRateComp_40О@596D–ыџџ6џZ6РComprehensive Base Rate66G)>џ6М66 LџџР      !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~B”6G)?џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66G)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)7џ66Жй4–ыџџ5џ6М6? LуРComprehensive Base Rate6§ 6c]§ 6 c]§ 6!c]§ 6"c]§ 6#c]§ 6$c]§ 6%c]§ 6&c]§ 6'c]§ 6(c]§ 6)c]§ 6*c]§ 6+c]§ 6,c]§ 6-c]§ 6.c]§ 6/c]§ 60c]§ 61c]§ 62c]§ 63c]§ 64c]§ 65c]§ 66c]§ 67c]§ 68c]§ 69e]7d–ыџџ7џZ7Рx Deductible Factor7~ 7ƒ№?7O№?7џ7М77LџР7O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?8џ77Œ–ыџџ6џ6x Deductible Factor7§ 7c]§ 7 c]§ 7!c]§ 7"c]§ 7#c]§ 7$c]§ 7%c]§ 7&c]§ 7'c]§ 7(c]§ 7)c]§ 7*c]§ 7+c]§ 7,c]§ 7-c]§ 7.c]§ 7/c]§ 70c]§ 71c]§ 72c]§ 73c]§ 74c]§ 75c]§ 76c]§ 77c]§ 78c]§ 79e]8Д–ыџџ8џZ8Р x Tier Factor8~ 8ƒ№?8O№?8џ8М88LџР8O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?:џ88а–ыџџ7џ6 x Tier Factor8§ 8c]§ 8 c]§ 8!c]§ 8"c]§ 8#c]§ 8$c]§ 8%c]§ 8&c]§ 8'c]§ 8(c]§ 8)c]§ 8*c]§ 8+c]§ 8,c]§ 8-c]§ 8.c]§ 8/c]§ 80c]§ 81c]§ 82c]§ 83c]§ 84c]§ 85c]§ 86c]§ 87c]§ 88c]§ 89e]9ь–ыџџ9џZ9Рx Class Factor9НЈ9ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?9 —ыџџ8џ6x Class Factor9§ 9c]§ 9 c]§ 9!c]§ 9"c]§ 9#c]§ 9$c]§ 9%c]§ 9&c]§ 9'c]§ 9(c]§ 9)c]§ 9*c]§ 9+c]§ 9,c]§ 9-c]§ 9.c]§ 9/c]§ 90c]§ 91c]§ 92c]§ 93c]§ 94c]§ 95c]§ 96c]§ 97c]§ 98c]§ 99e]:,—ыџџ:џZ:Рx Model Year Factor:~ :ƒ№?:O№?:џ:М::LџР:O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?;џ::T—ыџџ9џ6x Model Year Factor:§ :c]§ : c]§ :!c]§ :"c]§ :#c]§ :$c]§ :%c]§ :&c]§ :'c]§ :(c]§ :)c]§ :*c]§ :+c]§ :,c]§ :-c]§ :.c]§ :/c]§ :0c]§ :1c]§ :2c]§ :3c]§ :4c]§ :5c]§ :6c]§ :7c]§ :8c]§ :9e];|—ыџџ;џZ;Рx Symbol Factor;~ ;ƒ№?;O№?;џ;М;;LџР;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?<џ;;œ—ыџџ:џ6x Symbol Factor;§ ;c]§ ; c]§ ;!c]§ ;"c]§ ;#c]§ ;$c]§ ;%c]§ ;&c]§ ;'c]§ ;(c]§ ;)c]§ ;*c]§ ;+c]§ ;,c]§ ;-c]§ ;.c]§ ;/c]§ ;0c]§ ;1c]§ ;2c]§ ;3c]§ ;4c]§ ;5c]§ ;6c]§ ;7c]§ ;8c]§ ;9e]<М—ыџџ<џZ<Р x Anti-Theft<~ <ƒ№?<O№?<џ<М<<LџР<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?=џ<<и—ыџџ;џ6 x Anti-Theft<§ <c]§ < c]§ <!c]§ <"c]§ <#c]§ <$c]§ <%c]§ <&c]§ <'c]§ <(c]§ <)c]§ <*c]§ <+c]§ <,c]§ <-c]§ <.c]§ </c]§ <0c]§ <1c]§ <2c]§ <3c]§ <4c]§ <5c]§ <6c]§ <7c]§ <8c]§ <9e]=є—ыџџ=џZ=Рx=~ =ƒ№?=O№?=џ=М==LџР=O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?>џ==ј—ыџџ<џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]>ќ—ыџџ>џZ>Р + Expense Fee>>c ?џD>€>O >џCљ>O(?џ>М>>L€>O(?џ>>O(?џ>>O(?џ>>O(?џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>˜ыџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#4˜ыџџ?џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!@џ%6=РРBЗD>Р?E)@џ?М??-їџўџРРBЗLџџР?E)@џ??E)@џ??E)@џ??E)@џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??#`˜ыџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зDFЂl=Є  NФ^U=Є6N–ydWœ:}I=ЄIA;%N@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`Œ˜ыџџ?џZ@Р@@‹˜ыџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹А˜ыџџAџ@BaseRateColl_02@‹а˜ыџџAџ@BaseRateColl_03@‹№˜ыџџAџ@BaseRateColl_04@‹™ыџџAџ@BaseRateColl_05@‹0™ыџџAџ@BaseRateColl_06@‹P™ыџџAџ@BaseRateColl_07@ ‹p™ыџџA џ@BaseRateColl_08@ ‹™ыџџA џ@BaseRateColl_10@ ‹А™ыџџA џ@BaseRateColl_11@ ‹а™ыџџA џ@BaseRateColl_12@ ‹№™ыџџA џ@BaseRateColl_13@‹šыџџAџ@BaseRateColl_14@‹0šыџџAџ@BaseRateColl_15@‹PšыџџAџ@BaseRateColl_16@‹pšыџџAџ@BaseRateColl_17@‹šыџџAџ@BaseRateColl_19@‹АšыџџAџ@BaseRateColl_22@‹аšыџџAџ@BaseRateColl_23@‹№šыџџAџ@BaseRateColl_24@‹›ыџџAџ@BaseRateColl_25@‹0›ыџџAџ@BaseRateColl_26@‹P›ыџџAџ@BaseRateColl_27@‹p›ыџџAџ@BaseRateColl_31@‹›ыџџAџ@BaseRateColl_38@‹А›ыџџAџ@BaseRateColl_39@™а›ыџџAџ@BaseRateColl_40О@@9AD№›ыџџAџZAРCollision Base RateAAG)IџAМAA LџџРB”AG)JџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAA G)B џAA G)B џAA G)B џAA G)B џAA G)B џAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAADœыџџ@џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]B@œыџџBџZBРx Deductible FactorB~ Bƒ№?BO№?BџDBРBO№?CџBМBIpL€BO№?CџBBO№?CџBBO№?CџBBO№?CџBB O№?C џBB O№?C џBB O№?C џBB O№?C џBB O№?C џBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBМBCL€BO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBhœыџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]CœыџџCџZCР x Tier FactorC~ Cƒ№?CO№?CџDCРCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBC O№?E џBC O№?E џBC O№?E џBC O№?E џBC O№?E џBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCЌœыџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]DШœыџџDџZDРx Class FactorDНЈDƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?DшœыџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]EыџџEџZEРx Model Year FactorE~ Eƒ№?EO№?EџDEРEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBE O№?F џBE O№?F џBE O№?F џBE O№?F џBE O№?F џBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџEМEI-L€EO№?FџEEO№?FџEEO№?FџEEO№?FџEEO№?FџEEO№?FџEEO№?FџEEO№?FџEE0ыџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]FXыџџFџZFРx Symbol FactorF~ Fƒ№?FO№?FџDFРFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBF O№?G џBF O№?G џBF O№?G џBF O№?G џBF O№?G џBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџEFO№?GџEFO№?GџEFO№?GџEFO№?GџEFO№?GџEFO№?GџEFO№?GџEFO№?GџEFxыџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]G˜ыџџGџZGРxG~ Gƒ№?GO№?GџDGРGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBG O№?H џBG O№?H џBG O№?H џBG O№?H џBG O№?H џBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџEGO№?HџEGO№?HџEGO№?HџEGO№?HџEGO№?HџEGO№?HџEGO№?HџEGO№?HџEGœыџџFџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]H ыџџHџZHРxH~ Hƒ№?HO№?HџDHРHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBH O№?I џBH O№?I џBH O№?I џBH O№?I џBH O№?I џBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџEHO№?IџEHO№?IџEHO№?IџEHO№?IџEHO№?IџEHO№?IџEHO№?IџEHO№?IџEHЄыџџGџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]IЈыџџIџZIР + Expense FeeIIc JџDI€IO IџCјIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBI O(J џBI O(J џBI O(J џBI O(J џBI O(J џBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџEIO(JџEIO(JџEIO(JџEIO(JџEIO(JџEIO(JџEIO(JџEIO(JџEIФыџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J#рыџџJџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJ#žыџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K`(žыџџJџZKРОxK9L,žыџџLџZLР LiabilityL4LV!5џDРD&РD0РD/РD4Р4LV!5џDРD&РD0РD/РD4РLV)5џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)5џLLV)5џLLV)5џLLV)5џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLL@žыџџKџDLР LiabilityLLVMџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VM џLL!VM!џLL"VM"џLL#VM#џLL$VM$џLL%VM%џLL&VM&џLL'VM'џLL(VM(џLL)VM)џLL*VM*џLL+VM+џLL,VM,џLL-VM-џLL.VM.џLL/VM/џLL0VM0џLL1VM1џLL2VM2џLL3VM3џLL4VM4џLL5VM5џLL6VM6џLL7VM7џLL8VM8џLL9WM9џLMTžыџџMџZMРPhysical DamageM"MV!Nџ D?РDJР"MV!Nџ D?РDJРMV)NџMМMM LђџРL§џРMV)NџMMV)NџMMV)NџMMV)NџMM V)N џMM V)N џMM V)N џMM V)N џMM V)N џMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMtžыџџLџDMРPhysical DamageMMVNџMМMM9 LђџРL§џРM VN џMM!VN!џMM"VN"џMM#VN#џMM$VN$џMM%VN%џMM&VN&џMM'VN'џMM(VN(џMM)VN)џMM*VN*џMM+VN+џMM,VN,џMM-VN-џMM.VN.џMM/VN/џMM0VN0џMM1VN1џMM2VN2џMM3VN3џMM4VN4џMM5VN5џMM6VN6џMM7VN7џMM8VN8џMM9WN9џMN”žыџџMџZNРTotal Driver #1N!NX!Nџ DLРDMР!NX!џ DLРDMРNX)џNМNN LўџРLџџРNX)џNNX)џNNX)џNNX)џNN X)џNN X) џNN X) џNN X) џNN X) џNNX) џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џN§ NˆNNXџNМNN9 LўџРLџџРN XLџNN!XL џNN"XL!џNN#XL"џNN$XL#џNN%XL$џNN&XL%џNN'XL&џNN(XL'џNN)XL(џNN*XL)џNN+XL*џNN,XL+џNN-XL,џNN.XL-џNN/XL.џNN0XL/џNN1XL0џNN2XL1џNN3XL2џNN4XL3џNN5XL4џNN6XL5џNN7XL6џNN8XL7џNN9YL8џNOaДžыџџџZOРОxO9P.ИžыџџOџZPР LiabilityP+!PZ!Qџ DLРDLР!PZ!Rџ DLРDL РPZ)PџPМPP LќџРLќџРPZ)PџPPZ)PџPPZ)PџPPZ)P џPP Z)P џPP Z)P џPP Z)P џPP Z)P џPP Z)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPP[)QџPО@P9Q.ЬžыџџPџZQРPhysical DamageQ+!QZ!Qџ DMРDMР!QZ!Pџ DMРDM РQZ)QџQМQQ LќџРLќџРQZ)QџQQZ)QџQQZ)QџQQZ)Q џQQ Z)Q џQQ Z)Q џQQ Z)Q џQQ Z)Q џQQ Z)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQ[)PџQО@Q9R\ьžыџџQџZRР Grand TotalR]!R^!„Ÿ№§ DPРDQР!R^!Rџ DPРDQРR^)џRМRR LўџРLџџРR^)RџRR^)RџRR^)RџRR^)RџRR ^)RџRR ^)R џRR ^)R џRR ^)R џRR ^)R џRR^)R џRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџR!R_!Rџ DPРDQРО@R9ОxS8О T''О U((з0Ј\Є:u\*ЄI.;А‰L!щяё|Т< (   PR >ЖАЊ ™Ч я 7К Sheet1111 FЭЩ€ VЃ{€эхь  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,IPŸыџџџ3"Appendix #4 - Rating Example 4B - @Cі@)&Appendix #4 - Rating Example 4B - 2003ОQQQQQQQQQQQ О зззззззззззззC)ˆЎѕџџџ-#@Cџ@@ @@Cў@ #0 GroupNameC)ЄЎѕџџў-#@Cё@@ @@C№@#0 CompanyName7)Ÿыџџ мœё§!C№@ #@@Cё@CompanyName #0)§ *“§ ‘*§ *‚§ е§ *ƒ§ vОx8АŸыџџџZР Policy Term§ Ми~ШŸыџџ џZР BI Limits§ МйО6ШЮмŸыџџџМ LуР Policy Term§ /]~ єŸыџџџ М LуР BI Limits§ !/]О6"в9 ыџџџZР Class Code§ Он   ыџџ џZР PD Limits§ ЩкО6ЪЯ4 ыџџџDР Class Code§ R]  L ыџџџ  PD Limits§ !R]О6"!9` ыџџџZР Class Factor§ Пп| ыџџ џZРPIP§ ЩлО6ЪЯ„ ыџџџ Class Factor§ S]   ыџџџ PIP§ !S]О6"г9 Ј ыџџ џZ Р Tier Number§ По  Р ыџџ џZ РUM§ ЩмО6 ЪЯ Ш ыџџџ Tier Number§ S]  р ыџџ џ UM§ !S]О6 "г9 ш ыџџ џZ Р Tier Factor§ Пп  Ёыџџ џZ Р Ded. Comp~ Ы@@О6 Ъа Ёыџџ џ Tier Factor§ S]  ,Ёыџџ џ  Ded. Comp§ !S]О6 "г9 @Ёыџџ џZ Р Model Yr§ лп  TЁыџџ џZ Р Ded. Coll~ Ы@@О6 Ъа hЁыџџ џ Model Yr§ S]  |Ёыџџ џ  Ded. Coll§ !S]О6 "г9 Ёыџџ џZ Р Symbol§ лп €  Ёыџџ џZ Р Threshold§ ЬИО6 Эб ДЁыџџ џ Symbol§ b] € БФЁыџџ џ  Threshold§ !е]О6 "д9Оz 9О  иЁыџџџМLР#8Bf Jersey City №Ёыџџ џ Newark Ђыџџ!џ Paterson Ђыџџ"џ Elizabeth (Ђыџџ#џ Bayonne 8Ђыџџ$џ Trenton HЂыџџ%џ Camden XЂыџџ&џ Perth Amboy pЂыџџ'џ N. Bergen Co. ŒЂыџџ(џ S. Bergen Co. ЈЂыџџ)џ Camden sub. РЂыџџ*џ Camden Co. иЂыџџ+џ SW New Jersey єЂыџџ,џ Trenton sub. Ѓыџџ-џ Long Branch (Ѓыџџ.џ Monmouth Co. DЃыџџ/џ Atlantic City `Ѓыџџ0џ Newark s-sub. |Ѓыџџ1џ Hudson Co. ”Ѓыџџ2џ Essex Co. ЈЃыџџ3џ NC New Jersey ФЃыџџ4џ NW New Jersey рЃыџџ5џ SE New Jersey ќЃыџџ6џ Newark sub. Єыџџ7џ East Orange ,Єыџџ8џ Plainfield DЄыџџ9џ New BrunswickО  `Єыџџ џDР Jersey City xЄыџџџ М &LуР Newark! ˆЄыџџџ  Paterson" œЄыџџџ  Elizabeth# АЄыџџџ  Bayonne$ РЄыџџџ  Trenton% аЄыџџџ  Camden& рЄыџџџ  Perth Amboy' јЄыџџ џD Р N. Bergen Co.( Ѕыџџ џ(М(7 LуР S. Bergen Co.) 0Ѕыџџ џ( Camden sub.* HЅыџџ џ( Camden Co.+ `Ѕыџџ џ( SW New Jersey, |Ѕыџџџ( Trenton sub.- ˜Ѕыџџџ( Long Branch. АЅыџџџ( Monmouth Co./ ЬЅыџџџ( Atlantic City0 шЅыџџџ( Newark s-sub.1 Іыџџџ( Hudson Co.2 Іыџџџ( Essex Co.3 0Іыџџџ( NC New Jersey4 LІыџџџ( NW New Jersey5 hІыџџџ( SE New Jersey6 „Іыџџџ( Newark sub.7 œІыџџџ( East Orange8 ДІыџџџDР Plainfield9!ЬІыџџџDР New BrunswickшІыџџџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?џDР ‚@џ !‚@ џ "‚@!џ #‚@"џ $‚@#џ %‚@$џ &‚ @%џ '‚$@&џD Р(‚&@'џ()‚(@(џ(*‚*@)џ(+‚,@*џ(,‚.@+џ(-‚0@,џ(.‚1@-џ(/‚3@.џ(0‚6@/џ(1‚7@0џ(2‚8@1џ(3‚9@2џ(4‚:@3џ(5‚;@4џ(6‚?@5џ(7‚C@6џ(8‚€C@7џDР9!D@8џDР&Їыџџ9џZР:„ Їыџџџ$ BaseRateBI_D@00@A0@ BaseRateBI_01„(ЇыџџџМ.$ BaseRateBI_L@00@A0@ BaseRateBI_02„DЇыџџџ BaseRateBI_03„`Їыџџџ BaseRateBI_04„|Їыџџџ BaseRateBI_05„˜Їыџџџ BaseRateBI_06„ДЇыџџџ BaseRateBI_07 „аЇыџџ џ BaseRateBI_08 „ьЇыџџ џ BaseRateBI_10 „Јыџџ џ BaseRateBI_11 „$Јыџџ џ BaseRateBI_12 „@Јыџџ џ BaseRateBI_13„\Јыџџџ BaseRateBI_14„xЈыџџџ BaseRateBI_15„”Јыџџџ BaseRateBI_16„АЈыџџџ BaseRateBI_17„ЬЈыџџџ BaseRateBI_19„шЈыџџџ BaseRateBI_22„Љыџџџ BaseRateBI_23„ Љыџџџ BaseRateBI_24„<Љыџџџ BaseRateBI_25„XЉыџџџ BaseRateBI_26„tЉыџџџ BaseRateBI_27„Љыџџџ BaseRateBI_31„ЌЉыџџџ BaseRateBI_38„ШЉыџџџ BaseRateBI_39„фЉыџџџ BaseRateBI_40О@"""""""""""""9DЊыџџџZРBodily Injury Base Rate#G!џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џD0ЊыџџџDРBodily Injury Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]`ЊыџџџZРx Increased Limits Factor~ ƒ№?O№?џМаLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ”ЊыџџџМ LуРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ШЊыџџџZР x Tier Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џфЊыџџџ x Tier Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ЋыџџџZРx Class FactorНЈƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№? Ћыџџџx Class Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]@ЋыџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џHЋыџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]PЋыџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џXЋыџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]`ЋыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џdЋыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]hЋыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џlЋыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]pЋыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џtЋыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]xЋыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ|Ћыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]€ЋыџџџZР + Expense FeeOџCїOџCїOџМCїOџOџOџOџ O џ O џ O џ O џ O( џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO џCїœЋыџџџDР + Expense Fee§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]#ИЋыџџџZР= Bodily Injury Rate$)†!џ%РРBЗDР)†!џ%РРBЗDР†)џМ-ѕџўџРРBЗLџџР†)џ†)џ†)џ†)џ †) џ †) џ †) џ †) џ †) џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ)‡!џ%РРBЗDР#фЋыџџџDР= Bodily Injury Rate$НЈEEEEEEEEEEEEEEEEEEEEEEEEEEF9`ЌыџџџZР„ЌыџџџМ.$ BaseRatePD_L@00@A0@ BaseRatePD_01„0Ќыџџџ BaseRatePD_02„LЌыџџџ BaseRatePD_03„hЌыџџџ BaseRatePD_04„„Ќыџџџ BaseRatePD_05„ Ќыџџџ BaseRatePD_06„МЌыџџџ BaseRatePD_07 „иЌыџџ џ BaseRatePD_08 „єЌыџџ џ BaseRatePD_10 „­ыџџ џ BaseRatePD_11 „,­ыџџ џ BaseRatePD_12 „H­ыџџ џ BaseRatePD_13„d­ыџџџ BaseRatePD_14„€­ыџџџ BaseRatePD_15„œ­ыџџџ§џџџ‚ƒ„…†‡ˆ‰Š‹ŒŽ‘’“”•–—˜™š›œžŸ ЁЂЃЄЅІЇЈЉЊЋЌ­ЎЏАБВГДЕЖЗИЙКЛМНОПРСТУФХЦЧШЩЪЫЬЭЮЯабвгдежзийклмнопрстуфхцчшщъыьэюя№ђ§џџџѓєѕіїјљњћќ§ўџ BaseRatePD_16„И­ыџџџ BaseRatePD_17„д­ыџџџ BaseRatePD_19„№­ыџџџ BaseRatePD_22„ Ўыџџџ BaseRatePD_23„(Ўыџџџ BaseRatePD_24„DЎыџџџ BaseRatePD_25„`Ўыџџџ BaseRatePD_26„|Ўыџџџ BaseRatePD_27„˜Ўыџџџ BaseRatePD_31„ДЎыџџџ BaseRatePD_38„аЎыџџџ BaseRatePD_39„ьЎыџџџ BaseRatePD_40О@9DЏыџџџZРProp. Damage Base Rate#G!%џ DРB”G)%џМ LџџРB”G)%џG)%џG)%џG)%џG)%џ G)% џ G)% џ G)% џ G)% џ G)% џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)џD8ЏыџџџDРProp. Damage Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]hЏыџџџZРx Increased Limits Factor~ ƒ№?O№?џМ$‚LџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№? џœЏыџџџDРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]зDEqlО &8|Њ‚zv„~z~Љ J!rh*ЄNЦp <,!<,"<,#<,$<,%<,&<; '<;(<;)<,*<,+<,,<,-<,.<,/<,0:; 1:;2:;3:,4:; 5:;6:;7:,8:,9:,::,;:,<:,=:,>:,?:;  аЏыџџ џZ Р x Tier Factor ~ ƒ№? O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?"џ ьЏыџџџ М &LуР x Tier Factor § c]§ c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]!Аыџџ!џZ!Рx Class Factor!НЈ!ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?!(Аыџџ џ x Class Factor!§ !c]§ ! c]§ !!c]§ !"c]§ !#c]§ !$c]§ !%c]§ !&c]§ !'c]§ !(c]§ !)c]§ !*c]§ !+c]§ !,c]§ !-c]§ !.c]§ !/c]§ !0c]§ !1c]§ !2c]§ !3c]§ !4c]§ !5c]§ !6c]§ !7c]§ !8c]§ !9e]"HАыџџ"џZ"Рx"~ "ƒ№?"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?#џ"LАыџџ!џ x"§ "c]§ " c]§ "!c]§ ""c]§ "#c]§ "$c]§ "%c]§ "&c]§ "'c]§ "(c]§ ")c]§ "*c]§ "+c]§ ",c]§ "-c]§ ".c]§ "/c]§ "0c]§ "1c]§ "2c]§ "3c]§ "4c]§ "5c]§ "6c]§ "7c]§ "8c]§ "9e]#PАыџџ#џZ#Рx#~ #ƒ№?#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?$џ#TАыџџ"џ x#§ #c]§ # c]§ #!c]§ #"c]§ ##c]§ #$c]§ #%c]§ #&c]§ #'c]§ #(c]§ #)c]§ #*c]§ #+c]§ #,c]§ #-c]§ #.c]§ #/c]§ #0c]§ #1c]§ #2c]§ #3c]§ #4c]§ #5c]§ #6c]§ #7c]§ #8c]§ #9e]О #:%%;$&XАыџџ$џZ$Рx$~ $ƒ№?$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?%џ$&\Аыџџ#џ x$§ $c]§ $ c]§ $!c]§ $"c]§ $#c]§ $$c]§ $%c]§ $&c]§ $'c]§ $(c]§ $)c]§ $*c]§ $+c]§ $,c]§ $-c]§ $.c]§ $/c]§ $0c]§ $1c]§ $2c]§ $3c]§ $4c]§ $5c]§ $6c]§ $7c]§ $8c]§ $9e]О $:%%;%`Аыџџ%џZ%Р + Expense Fee%%O&џCћ%O&џ%М%%Cћ%O&џ%%O&џ%%O&џ%%O&џ%%O&џ%% O& џ%% O& џ%% O& џ%% O& џ%% O(& џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O &џCћ%|Аыџџ$џ  + Expense Fee%§ %c]§ % c]§ %!c]§ %"c]§ %#c]§ %$c]§ %%c]§ %&c]§ %'c]§ %(c]§ %)c]§ %*c]§ %+c]§ %,c]§ %-c]§ %.c]§ %/c]§ %0c]§ %1c]§ %2c]§ %3c]§ %4c]§ %5c]§ %6c]§ %7c]§ %8c]§ %9e]&#˜Аыџџ&џZ&Р= Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)&†!'џ%$РРBЗD%Р&†)0џ&М&&-јџўџРРBЗLџџР&†)0џ&&†)0џ&&†)0џ&&†)0џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&)&†!0џ%$РРBЗD%Р&#РАыџџ%џ = Prop. Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9'`шАыџџ&џZ'Р''„ьАыџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„ Быџџ(џ'BaseRatePIP_02'„,Быџџ(џ'BaseRatePIP_03'„LБыџџ(џ'BaseRatePIP_04'„lБыџџ(џ'BaseRatePIP_05'„ŒБыџџ(џ'BaseRatePIP_06'„ЌБыџџ(џ'BaseRatePIP_07' „ЬБыџџ( џ'BaseRatePIP_08' „ьБыџџ( џ'BaseRatePIP_10' „ Выџџ( џ'BaseRatePIP_11' „,Выџџ( џ'BaseRatePIP_12' „LВыџџ( џ'BaseRatePIP_13'„lВыџџ(џ'BaseRatePIP_14'„ŒВыџџ(џ'BaseRatePIP_15'„ЌВыџџ(џ'BaseRatePIP_16'„ЬВыџџ(џ'BaseRatePIP_17'„ьВыџџ(џ'BaseRatePIP_19'„ Гыџџ(џ'BaseRatePIP_22'„,Гыџџ(џ'BaseRatePIP_23'„LГыџџ(џ'BaseRatePIP_24'„lГыџџ(џ'BaseRatePIP_25'„ŒГыџџ(џ'BaseRatePIP_26'„ЌГыџџ(џ'BaseRatePIP_27'„ЬГыџџ(џ'BaseRatePIP_31'„ьГыџџ(џ'BaseRatePIP_38'„ Дыџџ(џ'BaseRatePIP_39'„,Дыџџ(џ'BaseRatePIP_40О@'9(DLДыџџ(џZ(Р PIP Base Rate(#(G!.џ D'РB”(G).џ(М(( LџџРB”(G).џ((G).џ((G).џ((G).џ((G).џ(( G). џ(( G). џ(( G). џ(( G). џ(( G). џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G))џ((DhДыџџ'џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e])„Дыџџ)џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?)џD)Р)O№?)џ)М)-dLџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ))ИДыџџ(џD)Рx Increased Limits Factor)§ )c]§ ) c]§ )!c]§ )"c]§ )#c]§ )$c]§ )%c]§ )&c]§ )'c]§ )(c]§ ))c]§ )*c]§ )+c]§ ),c]§ )-c]§ ).c]§ )/c]§ )0c]§ )1c]§ )2c]§ )3c]§ )4c]§ )5c]§ )6c]§ )7c]§ )8c]§ )9e]*ьДыџџ*џZ*Р x Tier Factor*~ *ƒ№?*O№?*џD*Р*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?,џ)*Еыџџ)џ*М*0LуР x Tier Factor*§ *c]§ * c]§ *!c]§ *"c]§ *#c]§ *$c]§ *%c]§ *&c]§ *'c]§ *(c]§ *)c]§ **c]§ *+c]§ *,c]§ *-c]§ *.c]§ */c]§ *0c]§ *1c]§ *2c]§ *3c]§ *4c]§ *5c]§ *6c]§ *7c]§ *8c]§ *9e]+$Еыџџ+џZ+Рx Class Factor+НЈ+ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?+DЕыџџ*џ*x Class Factor+§ +c]§ + c]§ +!c]§ +"c]§ +#c]§ +$c]§ +%c]§ +&c]§ +'c]§ +(c]§ +)c]§ +*c]§ ++c]§ +,c]§ +-c]§ +.c]§ +/c]§ +0c]§ +1c]§ +2c]§ +3c]§ +4c]§ +5c]§ +6c]§ +7c]§ +8c]§ +9e],dЕыџџ,џZ,Рx Passive Restraint,~ ,ƒ№?,O№?,џD,Р,O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?-џ),ŒЕыџџ+џ*x Passive Restraint,§ ,c]§ , c]§ ,!c]§ ,"c]§ ,#c]§ ,$c]§ ,%c]§ ,&c]§ ,'c]§ ,(c]§ ,)c]§ ,*c]§ ,+c]§ ,,c]§ ,-c]§ ,.c]§ ,/c]§ ,0c]§ ,1c]§ ,2c]§ ,3c]§ ,4c]§ ,5c]§ ,6c]§ ,7c]§ ,8c]§ ,9e]-ДЕыџџ-џZ-Рx-U~ -ƒ№?-O№?-џD-Р-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?.џ)-ИЕыџџ,џ*x-U§ -c]§ - c]§ -!c]§ -"c]§ -#c]§ -$c]§ -%c]§ -&c]§ -'c]§ -(c]§ -)c]§ -*c]§ -+c]§ -,c]§ --c]§ -.c]§ -/c]§ -0c]§ -1c]§ -2c]§ -3c]§ -4c]§ -5c]§ -6c]§ -7c]§ -8c]§ -9e].МЕыџџ.џZ.Р + Expense Fee..G/џCќ.G/џCќ.G/џ.М..Cќ.G/џ..G/џ..G/џ..G/џ.. G/ џ.. G/ џ.. G/ џ.. G/ џ.. G(/ џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..T /џCќ.иЕыџџ-џ* + Expense Fee.§ .c]§ . c]§ .!c]§ ."c]§ .#c]§ .$c]§ .%c]§ .&c]§ .'c]§ .(c]§ .)c]§ .*c]§ .+c]§ .,c]§ .-c]§ ..c]§ ./c]§ .0c]§ .1c]§ .2c]§ .3c]§ .4c]§ .5c]§ .6c]§ .7c]§ .8c]§ .9e]/#єЕыџџ/џZ/Р = PIP Rate/$)/E!1џ%(-РРBЗD.Р/E)1џ/М//-љџўџРРBЗLџџР/E)1џ//E)1џ//E)1џ//E)1џ//E)1џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//# Жыџџ.џ* = PIP Rate/$НЈ/EEEEEEEEEEEEEEEEEEEEEEEEEEF90&$Жыџџ0џZ0Р+ Medical Payments0~ 0Ž0и0џD0Р0‰'џD0€0‰'џ0М00L€0‰'џ00‰'џ00‰'џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00&LЖыџџ/џ*+ Medical Payments0НЈ0EEEEEEEEEEEEEEEEEEEEEEEEEEF91`tЖыџџ0џZ1Р11‹xЖыџџ2џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹”Жыџџ2џ1 BaseRateUM_021‹АЖыџџ2џ1 BaseRateUM_031‹ЬЖыџџ2џ1 BaseRateUM_041‹шЖыџџ2џ1 BaseRateUM_051‹Зыџџ2џ1 BaseRateUM_061‹ Зыџџ2џ1 BaseRateUM_071 ‹<Зыџџ2 џ1 BaseRateUM_081 ‹XЗыџџ2 џ1 BaseRateUM_101 ‹tЗыџџ2 џ1 BaseRateUM_111 ‹Зыџџ2 џ1 BaseRateUM_121 ‹ЌЗыџџ2 џ1 BaseRateUM_131‹ШЗыџџ2џ1 BaseRateUM_141‹фЗыџџ2џ1 BaseRateUM_151‹Иыџџ2џ1 BaseRateUM_161‹Иыџџ2џ1 BaseRateUM_171‹8Иыџџ2џ1 BaseRateUM_191‹TИыџџ2џ1 BaseRateUM_221‹pИыџџ2џ1 BaseRateUM_231‹ŒИыџџ2џ1 BaseRateUM_241‹ЈИыџџ2џ1 BaseRateUM_251‹ФИыџџ2џ1 BaseRateUM_261‹рИыџџ2џ1 BaseRateUM_271‹ќИыџџ2џ1 BaseRateUM_311‹Йыџџ2џ1 BaseRateUM_381‹4Йыџџ2џ1 BaseRateUM_391‹PЙыџџ2џ1 BaseRateUM_40О@192DlЙыџџ2џZ2РUM/UIM Base Rate2#2G!4џ D1РB”2G)4џ2М22 LџџРB”2G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)3џ22DЙыџџ1џD2РUM/UIM Base Rate2§ 2c]§ 2 c]§ 2!c]§ 2"c]§ 2#c]§ 2$c]§ 2%c]§ 2&c]§ 2'c]§ 2(c]§ 2)c]§ 2*c]§ 2+c]§ 2,c]§ 2-c]§ 2.c]§ 2/c]§ 20c]§ 21c]§ 22c]§ 23c]§ 24c]§ 25c]§ 26c]§ 27c]§ 28c]§ 29e]3&ДЙыџџ3џZ3Р+ Increased Limit Additive3~ 3ƒ3й3џD3Р3O3џD3Р3й3џ3М33LџР3O3џ33й3џ33O3 џ33 й3 џ33 O3 џ33 й3 џ33 O3 џ33 й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O4џ33&ьЙыџџ2џD3Р+ Increased Limit Additive3§ 3c]§ 3 c]§ 3!c]§ 3"c]§ 3#c]§ 3$c]§ 3%c]§ 3&c]§ 3'c]§ 3(c]§ 3)c]§ 3*c]§ 3+c]§ 3,c]§ 3-c]§ 3.c]§ 3/c]§ 30c]§ 31c]§ 32c]§ 33c]§ 34c]§ 35c]§ 36c]§ 37c]§ 38c]§ 39e]4#$Кыџџ4џZ4Р = UM/UIM Rate4$"4E!Lџ D2РD3Р"4E!Lџ D2РD3Р4E)Lџ4М44 LўџРLџџР4E)Lџ44E)Lџ44E)Lџ44E)Lџ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ4"4F!Lџ D2РD3Р4#@Кыџџ3џD4Р = UM/UIM Rate4$НЈ4EEEEEEEEEEEEEEEEEEEEEEEEEEF95`\Кыџџ4џZ5Р55‹`Кыџџ6џ5М055& BaseRateComp_L@00@A0@BaseRateComp_015‹€Кыџџ6џ5BaseRateComp_025‹ Кыџџ6џ5BaseRateComp_035‹РКыџџ6џ5BaseRateComp_045‹рКыџџ6џ5BaseRateComp_055‹Лыџџ6џ5BaseRateComp_065‹ Лыџџ6џ5BaseRateComp_075 ‹@Лыџџ6 џ5BaseRateComp_085 ‹`Лыџџ6 џ5BaseRateComp_105 ‹€Лыџџ6 џ5BaseRateComp_115 ‹ Лыџџ6 џ5BaseRateComp_125 ‹РЛыџџ6 џ5BaseRateComp_135‹рЛыџџ6џ5BaseRateComp_145‹Мыџџ6џ5BaseRateComp_155‹ Мыџџ6џ5BaseRateComp_165‹@Мыџџ6џ5BaseRateComp_175‹`Мыџџ6џ5BaseRateComp_195‹€Мыџџ6џ5BaseRateComp_225‹ Мыџџ6џ5BaseRateComp_235‹РМыџџ6џ5BaseRateComp_245‹рМыџџ6џ5BaseRateComp_255‹Ныџџ6џ5BaseRateComp_265‹ Ныџџ6џ5BaseRateComp_275‹@Ныџџ6џ5BaseRateComp_315‹`Ныџџ6џ5BaseRateComp_385‹€Ныџџ6џ5BaseRateComp_395™ Ныџџ6џ5BaseRateComp_40О@596DРНыџџ6џZ6РComprehensive Base Rate66G)>џ6М66 LџџРB”6G)?џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66G)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)7џ66Жй№Ныџџ5џ6М6? LуРComprehensive Base Rate6§ 6c]§ 6 c]§ 6!c]§ 6"c]§ 6#c]§ 6$c]§ 6%c]§ 6&c]§ 6'c]§ 6(c]§ 6)c]§ 6*c]§ 6+c]§ 6,c]§ 6-c]§ 6.c]§ 6/c]§ 60c]§ 61c]§ 62c]§ 63c]§ 64c]§ 65c]§ 66c]§ 67c]§ 68c]§ 69e]7 Оыџџ7џZ7Рx Deductible Factor7~ 7ƒ№?7O№?7џ7М77LџР7O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?8џ77HОыџџ6џ6x Deductible Factor7§ 7c]§ 7 c]§ 7!c]§ 7"c]§ 7#c]§ 7$c]§ 7%c]§ 7&c]§ 7'c]§ 7(c]§ 7)c]§ 7*c]§ 7+c]§ 7,c]§ 7-c]§ 7.c]§ 7/c]§ 70c]§ 71c]§ 72c]§ 73c]§ 74c]§ 75c]§ 76c]§ 77c]§ 78c]§ 79e]8pОыџџ8џZ8Р x Tier Factor8~ 8ƒ№?8O№?8џ8М88LџР8O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?:џ88ŒОыџџ7џ6 x Tier Factor8§ 8c]§ 8 c]§ 8!c]§ 8"c]§ 8#c]§ 8$c]§ 8%c]§ 8&c]§ 8'c]§ 8(c]§ 8)c]§ 8*c]§ 8+c]§ 8,c]§ 8-c]§ 8.c]§ 8/c]§ 80c]§ 81c]§ 82c]§ 83c]§ 84c]§ 85c]§ 86c]§ 87c]§ 88c]§ 89e]9ЈОыџџ9џZ9Рx Class Factor9НЈ9ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?9ШОыџџ8џ6x Class Factor9§ 9c]§ 9 c]§ 9!c]§ 9"c]§ 9#c]§ 9$c]§ 9%c]§ 9&c]§ 9'c]§ 9(c]§ 9)c]§ 9*c]§ 9+c]§ 9,c]§ 9-c]§ 9.c]§ 9/c]§ 90c]§ 91c]§ 92c]§ 93c]§ 94c]§ 95c]§ 96c]§ 97c]§ 98c]§ 99e]:шОыџџ:џZ:Рx Model Year Factor:~ :ƒ№?:O№?:џ:М::LџР:O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?;џ::Пыџџ9џ6x Model Year Factor:§ :c]§ : c]§ :!c]§ :"c]§ :#c]§ :$c]§ :%c]§ :&c]§ :'c]§ :(c]§ :)c]§ :*c]§ :+c]§ :,c]§ :-c]§ :.c]§ :/c]§ :0c]§ :1c]§ :2c]§ :3c]§ :4c]§ :5c]§ :6c]§ :7c]§ :8c]§ :9e];8Пыџџ;џZ;Рx Symbol Factor;~ ;ƒ№?;O№?;џ;М;;LџР;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?<џ;;XПыџџ:џ6x Symbol Factor;§ ;c]§ ; c]§ ;!c]§ ;"c]§ ;#c]§ ;$c]§ ;%c]§ ;&c]§ ;'c]§ ;(c]§ ;)c]§ ;*c]§ ;+c]§ ;,c]§ ;-c]§ ;.c]§ ;/c]§ ;0c]§ ;1c]§ ;2c]§ ;3c]§ ;4c]§ ;5c]§ ;6c]§ ;7c]§ ;8c]§ ;9e]<xПыџџ<џZ<Р x Anti-Theft<~ <ƒ№?<O№?<џ<М<<LџР<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?=џ<<”Пыџџ;џ6 x Anti-Theft<§ <c]§ < c]§ <!c]§ <"c]§ <#c]§ <$c]§ <%c]§ <&c]§ <'c]§ <(c]§ <)c]§ <*c]§ <+c]§ <,c]§ <-c]§ <.c]§ </c]§ <0c]§ <1c]§ <2c]§ <3c]§ <4c]§ <5c]§ <6c]§ <7c]§ <8c]§ <9e]=АПыџџ=џZ=Рx=~ =ƒ№?=O№?=џ=М==LџР=O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?>џ==ДПыџџ<џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]>ИПыџџ>џZ>Р + Expense Fee>>c ?џD>€>O >џCљ>O(?џ>М>>L€>O(?џ>>O(?џ>>O(?џ>>O(?џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>дПыџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#№Пыџџ?џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!@џ%6=РРBЗD>Р?E)@џ?М??-їџўџРРBЗLџџР?E)@џ??E)@џ??E)@џ??E)@џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??#Рыџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зDFЂl=Є  NФ^U=Є6N–ydWœ:}I=ЄIA;%N@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`HРыџџ?џZ@Р@@‹LРыџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹lРыџџAџ@BaseRateColl_02@‹ŒРыџџAџ@BaseRateColl_03@‹ЌРыџџAџ@BaseRateColl_04@‹ЬРыџџAџ@BaseRateColl_05@‹ьРыџџAџ@BaseRateColl_06@‹ СыџџAџ@BaseRateColl_07@ ‹,СыџџA џ@BaseRateColl_08@ ‹LСыџџA џ@BaseRateColl_10@ ‹lСыџџA џ@BaseRateColl_11@ ‹ŒСыџџA џ@BaseRateColl_12@ ‹ЌСыџџA џ@BaseRateColl_13@‹ЬСыџџAџ@BaseRateColl_14@‹ьСыџџAџ@BaseRateColl_15@‹ ТыџџAџ@BaseRateColl_16@‹,ТыџџAџ@BaseRateColl_17@‹LТыџџAџ@BaseRateColl_19@‹lТыџџAџ@BaseRateColl_22@‹ŒТыџџAџ@BaseRateColl_23@‹ЌТыџџAџ@BaseRateColl_24@‹ЬТыџџAџ@BaseRateColl_25@‹ьТыџџAџ@BaseRateColl_26@‹ УыџџAџ@BaseRateColl_27@‹,УыџџAџ@BaseRateColl_31@‹LУыџџAџ@BaseRateColl_38@‹lУыџџAџ@BaseRateColl_39@™ŒУыџџAџ@BaseRateColl_40О@@9ADЌУыџџAџZAРCollision Base RateAAG)IџAМAA LџџРB”AG)JџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAA G)B џAA G)B џAA G)B џAA G)B џAA G)B џAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAADдУыџџ@џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]BќУыџџBџZBРx Deductible FactorB~ Bƒ№?BO№?BџDBРBO№?CџBМBIpL€BO№?CџBBO№?CџBBO№?CџBBO№?CџBB O№?C џBB O№?C џBB O№?C џBB O№?C џBB O№?C џBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBМBCL€BO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBB$ФыџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]CLФыџџCџZCР x Tier FactorC~ Cƒ№?CO№?CџDCРCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBC O№?E џBC O№?E џBC O№?E џBC O№?E џBC O№?E џBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBCO№?EџBChФыџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]D„ФыџџDџZDРx Class FactorDНЈDƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?ƒ№?DЄФыџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]EФФыџџEџZEРx Model Year FactorE~ Eƒ№?EO№?EџDEРEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBE O№?F џBE O№?F џBE O№?F џBE O№?F џBE O№?F џBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџEМEI-L€EO№?FџEEO№?FџEEO№?FџEEO№?FџEEO№?FџEEO№?FџEEO№?FџEEO№?FџEEьФыџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]FХыџџFџZFРx Symbol FactorF~ Fƒ№?FO№?FџDFРFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBF O№?G џBF O№?G џBF O№?G џBF O№?G џBF O№?G џBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџEFO№?GџEFO№?GџEFO№?GџEFO№?GџEFO№?GџEFO№?GџEFO№?GџEFO№?GџEF4ХыџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]GTХыџџGџZGРxG~ Gƒ№?GO№?GџDGРGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBG O№?H џBG O№?H џBG O№?H џBG O№?H џBG O№?H џBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџEGO№?HџEGO№?HџEGO№?HџEGO№?HџEGO№?HџEGO№?HџEGO№?HџEGO№?HџEGXХыџџFџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]H\ХыџџHџZHРxH~ Hƒ№?HO№?HџDHРHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBH O№?I џBH O№?I џBH O№?I џBH O№?I џBH O№?I џBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџEHO№?IџEHO№?IџEHO№?IџEHO№?IџEHO№?IџEHO№?IџEHO№?IџEHO№?IџEH`ХыџџGџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]IdХыџџIџZIР + Expense FeeIIc JџDI€IO IџCј      !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqs§џџџtuvwxyz{|}~€IO(JџBIO(JџBIO(JџBIO(JџBIO(JџBI O(J џBI O(J џBI O(J џBI O(J џBI O(J џBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџEIO(JџEIO(JџEIO(JџEIO(JџEIO(JџEIO(JџEIO(JџEIO(JџEI€ХыџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J#œХыџџJџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJ#РХыџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K`фХыџџJџZKРОxK9LшХыџџLџZLР LiabilityL4LV!LџDРD&РD0РD/РD4Р4LV!L џDРD&РD0РD/РD4РLV)L!џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)L"џLLV)L#џLLV)L$џLLV)L%џLL V)L&џLL V)L'џLL V)L(џLL V)L)џLL V)L*џLLV)L+џLLV)L,џLLV)L-џLLV)L.џLLV)L/џLLV)L0џLLV)L1џLLV)L2џLLV)L3џLLV)L4џLLV)L5џLLV)L6џLLV)L7џLLV)L8џLLV)L9џLLќХыџџKџDLР LiabilityLLVPџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VPџLL!VPџLL"VPџLL#VPџLL$VPџLL%VPџLL&VP џLL'VP џLL(VP џLL)VP џLL*VP џLL+VPџLL,VPџLL-VPџLL.VPџLL/VPџLL0VPџLL1VPџLL2VPџLL3VPџLL4VPџLL5VPџLL6VPџLL7VPџLL8VPџLL9WPџLMЦыџџMџZMРPhysical DamageM"MV!Mџ D?РDJР"MV!M џ D?РDJРMV)M!џMМMM LђџРL§џРMV)M"џMMV)M#џMMV)M$џMMV)M%џMM V)M&џMM V)M'џMM V)M(џMM V)M)џMM V)M*џMMV)M+џMMV)M,џMMV)M-џMMV)M.џMMV)M/џMMV)M0џMMV)M1џMMV)M2џMMV)M3џMMV)M4џMMV)M5џMMV)M6џMMV)M7џMMV)M8џMMV)M9џMM0ЦыџџLџDMРPhysical DamageMMVQџMМMM9 LђџРL§џРM VQџMM!VQџMM"VQџMM#VQџMM$VQџMM%VQџMM&VQ џMM'VQ џMM(VQ џMM)VQ џMM*VQ џMM+VQџMM,VQџMM-VQџMM.VQџMM/VQџMM0VQџMM1VQџMM2VQџMM3VQџMM4VQџMM5VQџMM6VQџMM7VQџMM8VQџMM9WQџMNPЦыџџMџZNРTotal Driver #1N!NX!Nџ DLРDMР!NX!Nџ DLРDMРNX)NџNМNN LўџРLџџРNX)NџNNX)NџNNX)NџNNX)NџNN X)NџNN X)N џNN X)N џNN X)N џNN X)N џNNX)N џNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџNNX)NџN§ NˆNNXNџNМNN9 LўџРLџџРN XNџNN!XN џNN"XN!џNN#XN"џNN$XN#џNN%XN$џNN&XN%џNN'XN&џNN(XN'џNN)XN(џNN*XN)џNN+XN*џNN,XN+џNN-XN,џNN.XN-џNN/XN.џNN0XN/џNN1XN0џNN2XN1џNN3XN2џNN4XN3џNN5XN4џNN6XN5џNN7XN6џNN8XN7џNN9YN8џNOapЦыџџN9џZOРОxO9P.tЦыџџOџZPР LiabilityP+!PZ!5џ DLРDLР!PZ!5џ DLРDL РPZ)5џPМPQ2 LќџРLќџРPZ)5џPPZ)5џPPZ)5џPPZ)5џPP Z)5 џPP Z)5 џPP Z)5 џPP Z)5 џPP Z)5 џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPPZ)5џPP[)5џPО@P9Q.ˆЦыџџPџZQРPhysical DamageQ+!QZ!Rџ DMРDMР!QZ!Rџ DMРDM РQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQ Z)R џPQ Z)R џPQ Z)R џPQ Z)R џPQ Z)R џPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQ[)RџPО@Q9R\ЈЦыџџQџZRР Grand TotalR]!R^!Rџ DPРDQР!R^!џ DPРDQРR^)џRМRR LўџРLџџРR^)џRR^)џRR^)џRR^)џRR ^)џRR ^) џRR ^) џRR ^) џRR ^) џRR^) џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џRR^)џR!R_!џ DPРDQРО@R9ОxS8О T''О U((з0\Є:u\*ЄI.;А‰L!щжё|Т$ (   >ЖАЊ ™Ч я 7К Sheet113 FЭЩ€ Vgњ†nП7x  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,IPРЦыџџRџ3"Appendix #4 - Rating Example 5A - @Cі@)&Appendix #4 - Rating Example 5A - 2003ОQQQQQQQQQQQ О зззззззззззззC)ˆЋѕџџOџ-#@Cџ@@ @@Cў@ #0 GroupNameC)ЄЋѕџџў-#@Cё@@ @@C№@#0 CompanyName))§ *“§ Œ*§ *‚§ ж§ *ƒ§ vОx8LЧыџџџZР Policy Term§ Ми~dЧыџџ џZР BI Limits§ МйО6ШЮxЧыџџPџМ LуР Policy Term§ /]~ Чыџџџ М LуР BI Limits§ !/]О6"в9ЄЧыџџџZР Class Code§ Он МЧыџџ џZР PD Limits§ ЩкО6ЪЯаЧыџџџDР Class Code§ R]  шЧыџџџ  PD Limits§ !R]О6"!9ќЧыџџџZР Class Factor§ ПпШыџџ џZРPIP§ ЩлО6ЪЯ Шыџџџ Class Factor§ S] <Шыџџџ PIP§ !S]О6"г9 DШыџџ џZ Р Tier Number§ По  \Шыџџ џZ РUM§ ЩмО6 ЪЯ dШыџџџ Tier Number§ S]  |Шыџџ џ UM§ !S]О6 "г9 „Шыџџ џZ Р Tier Factor§ Пп  œШыџџ џZ Р Ded. Comp~ Ы@@О6 Ъа АШыџџ џ Tier Factor§ S]  ШШыџџ џ  Ded. Comp§ !S]О6 "г9 мШыџџ џZ Р Model Yr§ лп  №Шыџџ џZ Р Ded. Coll~ Ы@@О6 Ъа Щыџџ џ Model Yr§ S]  Щыџџ џ  Ded. Coll§ !S]О6 "г9 ,Щыџџ џZ Р Symbol§ лп € <Щыџџ џZ Р Threshold§ ЬИО6 Эб PЩыџџ џ Symbol§ b] € Б`Щыџџ џ  Threshold§ !е]О6 "д9Оz 9О  tЩыџџџМLР#8Bf Jersey City ŒЩыџџ џ Newark œЩыџџ!џ Paterson АЩыџџ"џ Elizabeth ФЩыџџ#џ Bayonne дЩыџџ$џ Trenton фЩыџџ%џ Camden єЩыџџ&џ Perth Amboy Ъыџџ'џ N. Bergen Co. (Ъыџџ(џ S. Bergen Co. DЪыџџ)џ Camden sub. \Ъыџџ*џ Camden Co. tЪыџџ+џ SW New Jersey Ъыџџ,џ Trenton sub. ЌЪыџџ-џ Long Branch ФЪыџџ.џ Monmouth Co. рЪыџџ/џ Atlantic City ќЪыџџ0џ Newark s-sub. Ыыџџ1џ Hudson Co. 0Ыыџџ2џ Essex Co. DЫыџџ3џ NC New Jersey `Ыыџџ4џ NW New Jersey |Ыыџџ5џ SE New Jersey ˜Ыыџџ6џ Newark sub. АЫыџџ7џ East Orange ШЫыџџ8џ Plainfield рЫыџџ9џ New BrunswickО  ќЫыџџ џDР Jersey City Ьыџџџ М &LуР Newark! $Ьыџџџ  Paterson" 8Ьыџџџ  Elizabeth# LЬыџџџ  Bayonne$ \Ьыџџџ  Trenton% lЬыџџџ  Camden& |Ьыџџџ  Perth Amboy' ”Ьыџџ џD Р N. Bergen Co.( АЬыџџ џ(М(7 LуР S. Bergen Co.) ЬЬыџџ џ( Camden sub.* фЬыџџ џ( Camden Co.+ ќЬыџџ џ( SW New Jersey, Эыџџџ( Trenton sub.- 4Эыџџџ( Long Branch. LЭыџџџ( Monmouth Co./ hЭыџџџ( Atlantic City0 „Эыџџџ( Newark s-sub.1  Эыџџџ( Hudson Co.2 ИЭыџџџ( Essex Co.3 ЬЭыџџџ( NC New Jersey4 шЭыџџџ( NW New Jersey5 Юыџџџ( SE New Jersey6 Юыџџџ( Newark sub.7 8Юыџџџ( East Orange8 PЮыџџџDР Plainfield9!hЮыџџџDР New Brunswick„ЮыџџџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?џDР ‚@џ !‚@ џ "‚@!џ #‚@"џ $‚@#џ %‚@$џ &‚ @%џ '‚$@&џD Р(‚&@'џ()‚(@(џ(*‚*@)џ(+‚,@*џ(,‚.@+џ(-‚0@,џ(.‚1@-џ(/‚3@.џ(0‚6@/џ(1‚7@0џ(2‚8@1џ(3‚9@2џ(4‚:@3џ(5‚;@4џ(6‚?@5џ(7‚C@6џ(8‚€C@7џDР9!D@8џDР&ЄЮыџџ9џZР:„ЈЮыџџџ$ BaseRateBI_D@00@A0@ BaseRateBI_01„ФЮыџџџМ.$ BaseRateBI_L@00@A0@ BaseRateBI_02„рЮыџџџ BaseRateBI_03„ќЮыџџџ BaseRateBI_04„Яыџџџ BaseRateBI_05„4Яыџџџ BaseRateBI_06„PЯыџџџ BaseRateBI_07 „lЯыџџ џ BaseRateBI_08 „ˆЯыџџ џ BaseRateBI_10 „ЄЯыџџ џ BaseRateBI_11 „РЯыџџ џ BaseRateBI_12 „мЯыџџ џ BaseRateBI_13„јЯыџџџ BaseRateBI_14„аыџџџ BaseRateBI_15„0аыџџџ BaseRateBI_16„Lаыџџџ BaseRateBI_17„hаыџџџ BaseRateBI_19„„аыџџџ BaseRateBI_22„ аыџџџ BaseRateBI_23„Маыџџџ BaseRateBI_24„иаыџџџ BaseRateBI_25„єаыџџџ BaseRateBI_26„быџџџ BaseRateBI_27„,быџџџ BaseRateBI_31„Hбыџџџ BaseRateBI_38„dбыџџџ BaseRateBI_39„€быџџџ BaseRateBI_40О@"""""""""""""9DœбыџџџZРBodily Injury Base Rate#G!џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џDЬбыџџџDРBodily Injury Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ќбыџџџZРx Increased Limits Factor~ ƒ№?O№?џМъLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ0выџџџМ LуРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]dвыџџџZР x Tier Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ€выџџџ x Tier Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]œвыџџџZРx Class Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џМвыџџџx Class Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]мвыџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џфвыџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ьвыџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џєвыџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ќвыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џгыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]гыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џгыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e] гыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џгыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]гыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џгыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]гыџџџZР + Expense FeeOџCїOџCїOџМCїOџOџOџOџ O џ O џ O џ O џ O( џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO џCї8гыџџџDР + Expense Fee§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]#TгыџџџZР= Bodily Injury Rate$)†!џ%РРBЗDР)†!џ%РРBЗDР†)џМ-ѕџўџРРBЗLџџР†)џ†)џ†)џ†)џ †) џ †) џ †) џ †) џ †) џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ)‡!џ%РРBЗDР#€гыџџџDР= Bodily Injury Rate$НЈEEEEEEEEEEEEEEEEEEEEEEEEEEF9`ЌгыџџџZР„АгыџџџМ.$ BaseRatePD_L@00@A0@ BaseRatePD_01„Ьгыџџџ BaseRatePD_02„шгыџџџ BaseRatePD_03„дыџџџ BaseRatePD_04„ дыџџџ BaseRatePD_05„<дыџџџ BaseRatePD_06„Xдыџџџ BaseRatePD_07 „tдыџџ џ BaseRatePD_08 „дыџџ џ BaseRatePD_10 „Ќдыџџ џ BaseRatePD_11 „Шдыџџ џ BaseRatePD_12 „фдыџџ џ BaseRatePD_13„еыџџџ BaseRatePD_14„еыџџџ BaseRatePD_15„8еыџџџ BaseRatePD_16„Tеыџџџ BaseRatePD_17„pеыџџџ BaseRatePD_19„Œеыџџџ BaseRatePD_22„Јеыџџџ BaseRatePD_23„Феыџџџ BaseRatePD_24„реыџџџ BaseRatePD_25„ќеыџџџ BaseRatePD_26„жыџџџ BaseRatePD_27„4жыџџџ BaseRatePD_31„Pжыџџџ BaseRatePD_38„lжыџџџ BaseRatePD_39„ˆжыџџџ BaseRatePD_40О@9DЄжыџџџZРProp. Damage Base Rate#G!%џ DРB”G)%џМ LџџРB”G)%џG)%џG)%џG)%џG)%џ G)% џ G)% џ G)% џ G)% џ G)% џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)џDджыџџџDРProp. Damage Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]зыџџџZРx Increased Limits Factor~ ƒ№?O№?џМ$œLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№? џ8зыџџџDРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]зD‡slОР &8|Њ‚zv„~z~Љ J!rh*,NЦp <,!<,"<,#<,$<,%<,&<; '<;(<;)<,*<,+<,,<,-<,.<,/<,0:; 1:;2:;3:,4:; 5:;6:;7:,8:,9:,::,;:,<:,=:,>:,?:;  lзыџџ џZ Р x Tier Factor ~ ƒ№? O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?!џ ˆзыџџџ М &LуР x Tier Factor § c]§ c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]!Єзыџџ!џZ!Рx Class Factor!~ !ƒ№?!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?"џ!Фзыџџ џ x Class Factor!§ !c]§ ! c]§ !!c]§ !"c]§ !#c]§ !$c]§ !%c]§ !&c]§ !'c]§ !(c]§ !)c]§ !*c]§ !+c]§ !,c]§ !-c]§ !.c]§ !/c]§ !0c]§ !1c]§ !2c]§ !3c]§ !4c]§ !5c]§ !6c]§ !7c]§ !8c]§ !9e]"фзыџџ"џZ"Рx"~ "ƒ№?"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?#џ"шзыџџ!џ x"§ "c]§ " c]§ "!c]§ ""c]§ "#c]§ "$c]§ "%c]§ "&c]§ "'c]§ "(c]§ ")c]§ "*c]§ "+c]§ ",c]§ "-c]§ ".c]§ "/c]§ "0c]§ "1c]§ "2c]§ "3c]§ "4c]§ "5c]§ "6c]§ "7c]§ "8c]§ "9e]#ьзыџџ#џZ#Рx#~ #ƒ№?#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?$џ#№зыџџ"џ x#§ #c]§ # c]§ #!c]§ #"c]§ ##c]§ #$c]§ #%c]§ #&c]§ #'c]§ #(c]§ #)c]§ #*c]§ #+c]§ #,c]§ #-c]§ #.c]§ #/c]§ #0c]§ #1c]§ #2c]§ #3c]§ #4c]§ #5c]§ #6c]§ #7c]§ #8c]§ #9e]О #:%%;$&єзыџџ$џZ$Рx$~ $ƒ№?$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?%џ$&јзыџџ#џ x$§ $c]§ $ c]§ $!c]§ $"c]§ $#c]§ $$c]§ $%c]§ $&c]§ $'c]§ $(c]§ $)c]§ $*c]§ $+c]§ $,c]§ $-c]§ $.c]§ $/c]§ $0c]§ $1c]§ $2c]§ $3c]§ $4c]§ $5c]§ $6c]§ $7c]§ $8c]§ $9e]О $:%%;%ќзыџџ%џZ%Р + Expense Fee%%O&џCћ%O&џ%М%%Cћ%O&џ%%O&џ%%O&џ%%O&џ%%O&џ%% O& џ%% O& џ%% O& џ%% O& џ%% O(& џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O &џCћ%иыџџ$џ  + Expense Fee%§ %c]§ % c]§ %!c]§ %"c]§ %#c]§ %$c]§ %%c]§ %&c]§ %'c]§ %(c]§ %)c]§ %*c]§ %+c]§ %,c]§ %-c]§ %.c]§ %/c]§ %0c]§ %1c]§ %2c]§ %3c]§ %4c]§ %5c]§ %6c]§ %7c]§ %8c]§ %9e]&#4иыџџ&џZ&Р= Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)&†!'џ%$РРBЗD%Р&†)0џ&М&&-јџўџРРBЗLџџР&†)0џ&&†)0џ&&†)0џ&&†)0џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&)&†!0џ%$РРBЗD%Р&#\иыџџ%џ = Prop. Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9'`„иыџџ&џZ'Р''„ˆиыџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„Јиыџџ(џ'BaseRatePIP_02'„Шиыџџ(џ'BaseRatePIP_03'„шиыџџ(џ'BaseRatePIP_04'„йыџџ(џ'BaseRatePIP_05'„(йыџџ(џ'BaseRatePIP_06'„Hйыџџ(џ'BaseRatePIP_07' „hйыџџ( џ'BaseRatePIP_08' „ˆйыџџ( џ'BaseRatePIP_10' „Јйыџџ( џ'BaseRatePIP_11' „Шйыџџ( џ'BaseRatePIP_12' „шйыџџ( џ'BaseRatePIP_13'„кыџџ(џ'BaseRatePIP_14'„(кыџџ(џ'BaseRatePIP_15'„Hкыџџ(џ'BaseRatePIP_16'„hкыџџ(џ'BaseRatePIP_17'„ˆкыџџ(џ'BaseRatePIP_19'„Јкыџџ(џ'BaseRatePIP_22'„Шкыџџ(џ'BaseRatePIP_23'„шкыџџ(џ'BaseRatePIP_24'„лыџџ(џ'BaseRatePIP_25'„(лыџџ(џ'BaseRatePIP_26'„Hлыџџ(џ'BaseRatePIP_27'„hлыџџ(џ'BaseRatePIP_31'„ˆлыџџ(џ'BaseRatePIP_38'„Јлыџџ(џ'BaseRatePIP_39'„Шлыџџ(џ'BaseRatePIP_40О@'9(Dшлыџџ(џZ(Р PIP Base Rate(#(G!.џ D'РB”(G).џ(М(( LџџРB”(G).џ((G).џ((G).џ((G).џ((G).џ(( G). џ(( G). џ(( G). џ(( G). џ(( G). џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G))џ((Dмыџџ'џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e]) мыџџ)џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?)џD)Р)O№?)џ)М)-}LџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ))Tмыџџ(џD)Рx Increased Limits Factor)§ )c]§ ) c]§ )!c]§ )"c]§ )#c]§ )$c]§ )%c]§ )&c]§ )'c]§ )(c]§ ))c]§ )*c]§ )+c]§ ),c]§ )-c]§ ).c]§ )/c]§ )0c]§ )1c]§ )2c]§ )3c]§ )4c]§ )5c]§ )6c]§ )7c]§ )8c]§ )9e]*ˆмыџџ*џZ*Р x Tier Factor*~ *ƒ№?*O№?*џD*Р*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?+џ)*Ємыџџ)џ*М*0LуР x Tier Factor*§ *c]§ * c]§ *!c]§ *"c]§ *#c]§ *$c]§ *%c]§ *&c]§ *'c]§ *(c]§ *)c]§ **c]§ *+c]§ *,c]§ *-c]§ *.c]§ */c]§ *0c]§ *1c]§ *2c]§ *3c]§ *4c]§ *5c]§ *6c]§ *7c]§ *8c]§ *9e]+Рмыџџ+џZ+Рx Class Factor+~ +ƒ№?+O№?+џD+Р+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?,џ)+рмыџџ*џ*x Class Factor+§ +c]§ + c]§ +!c]§ +"c]§ +#c]§ +$c]§ +%c]§ +&c]§ +'c]§ +(c]§ +)c]§ +*c]§ ++c]§ +,c]§ +-c]§ +.c]§ +/c]§ +0c]§ +1c]§ +2c]§ +3c]§ +4c]§ +5c]§ +6c]§ +7c]§ +8c]§ +9e],ныџџ,џZ,Рx Passive Restraint,~ ,ƒ№?,O№?,џD,Р,O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?-џ),(ныџџ+џ*x Passive Restraint,§ ,c]§ , c]§ ,!c]§ ,"c]§ ,#c]§ ,$c]§ ,%c]§ ,&c]§ ,'c]§ ,(c]§ ,)c]§ ,*c]§ ,+c]§ ,,c]§ ,-c]§ ,.c]§ ,/c]§ ,0c]§ ,1c]§ ,2c]§ ,3c]§ ,4c]§ ,5c]§ ,6c]§ ,7c]§ ,8c]§ ,9e]-Pныџџ-џZ-Рx-U~ -ƒ№?-O№?-џD-Р-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?.џ)-Tныџџ,џ*x-U§ -c]§ - c]§ -!c]§ -"c]§ -#c]§ -$c]§ -%c]§ -&c]§ -'c]§ -(c]§ -)c]§ -*c]§ -+c]§ -,c]§ --c]§ -.c]§ -/c]§ -0c]§ -1c]§ -2c]§ -3c]§ -4c]§ -5c]§ -6c]§ -7c]§ -8c]§ -9e].Xныџџ.џZ.Р + Expense Fee..G/џCќ.G/џCќ.G/џ.М..Cќ.G/џ..G/џ..G/џ..G/џ.. G/ џ.. G/ џ.. G/ џ.. G/ џ.. G(/ џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..T /џCќ.tныџџ-џ* + Expense Fee.§ .c]§ . c]§ .!c]§ ."c]§ .#c]§ .$c]§ .%c]§ .&c]§ .'c]§ .(c]§ .)c]§ .*c]§ .+c]§ .,c]§ .-c]§ ..c]§ ./c]§ .0c]§ .1c]§ .2c]§ .3c]§ .4c]§ .5c]§ .6c]§ .7c]§ .8c]§ .9e]/#ныџџ/‚ƒ„…†‡ˆ‰Š‹ŒŽ‘’“”•–—˜™š›œžŸ ЁЂЃЄЅІЇЈЉЊЋЌ­ЎЏАБВГДЕЖЗИЙКЛМНОПРСТУФХЦЧШЩЪЫЬЭЮЯабвгдежзийклмнопрстуфхцчшщъыьэюя№ёђє§џџџѕіїјљњћќ§ўџ џZ/Р = PIP Rate/$)/E!1џ%(-РРBЗD.Р/E)1џ/М//-љџўџРРBЗLџџР/E)1џ//E)1џ//E)1џ//E)1џ//E)1џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//#Јныџџ.џ* = PIP Rate/$НЈ/EEEEEEEEEEEEEEEEEEEEEEEEEEF90&Рныџџ0џZ0Р+ Medical Payments0~ 0Ž0и0џD0Р0‰'џD0€0‰'џ0М00L€0‰'џ00‰'џ00‰'џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00&шныџџ/џ*+ Medical Payments0НЈ0EEEEEEEEEEEEEEEEEEEEEEEEEEF91`оыџџ0џZ1Р11‹оыџџ2џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹0оыџџ2џ1 BaseRateUM_021‹Lоыџџ2џ1 BaseRateUM_031‹hоыџџ2џ1 BaseRateUM_041‹„оыџџ2џ1 BaseRateUM_051‹ оыџџ2џ1 BaseRateUM_061‹Моыџџ2џ1 BaseRateUM_071 ‹иоыџџ2 џ1 BaseRateUM_081 ‹єоыџџ2 џ1 BaseRateUM_101 ‹пыџџ2 џ1 BaseRateUM_111 ‹,пыџџ2 џ1 BaseRateUM_121 ‹Hпыџџ2 џ1 BaseRateUM_131‹dпыџџ2џ1 BaseRateUM_141‹€пыџџ2џ1 BaseRateUM_151‹œпыџџ2џ1 BaseRateUM_161‹Ипыџџ2џ1 BaseRateUM_171‹дпыџџ2џ1 BaseRateUM_191‹№пыџџ2џ1 BaseRateUM_221‹ рыџџ2џ1 BaseRateUM_231‹(рыџџ2џ1 BaseRateUM_241‹Dрыџџ2џ1 BaseRateUM_251‹`рыџџ2џ1 BaseRateUM_261‹|рыџџ2џ1 BaseRateUM_271‹˜рыџџ2џ1 BaseRateUM_311‹Дрыџџ2џ1 BaseRateUM_381‹арыџџ2џ1 BaseRateUM_391‹ьрыџџ2џ1 BaseRateUM_40О@192Dсыџџ2џZ2РUM/UIM Base Rate2#2G!4џ D1РB”2G)4џ2М22 LџџРB”2G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)3џ22D,сыџџ1џD2РUM/UIM Base Rate2§ 2c]§ 2 c]§ 2!c]§ 2"c]§ 2#c]§ 2$c]§ 2%c]§ 2&c]§ 2'c]§ 2(c]§ 2)c]§ 2*c]§ 2+c]§ 2,c]§ 2-c]§ 2.c]§ 2/c]§ 20c]§ 21c]§ 22c]§ 23c]§ 24c]§ 25c]§ 26c]§ 27c]§ 28c]§ 29e]3&Pсыџџ3џZ3Р+ Increased Limit Additive3~ 3ƒ3й3џD3Р3O3џD3Р3й3џ3М33LџР3O3џ33й3џ33O3 џ33 й3 џ33 O3 џ33 й3 џ33 O3 џ33 й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O4џ33&ˆсыџџ2џD3Р+ Increased Limit Additive3§ 3c]§ 3 c]§ 3!c]§ 3"c]§ 3#c]§ 3$c]§ 3%c]§ 3&c]§ 3'c]§ 3(c]§ 3)c]§ 3*c]§ 3+c]§ 3,c]§ 3-c]§ 3.c]§ 3/c]§ 30c]§ 31c]§ 32c]§ 33c]§ 34c]§ 35c]§ 36c]§ 37c]§ 38c]§ 39e]4#Рсыџџ4џZ4Р = UM/UIM Rate4$"4E!Lџ D2РD3Р"4E!Lџ D2РD3Р4E)Lџ4М44 LўџРLџџР4E)Lџ44E)Lџ44E)Lџ44E)Lџ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ4"4F!Lџ D2РD3Р4#мсыџџ3џD4Р = UM/UIM Rate4$НЈ4EEEEEEEEEEEEEEEEEEEEEEEEEEF95`јсыџџ4џZ5Р55‹ќсыџџ6џ5М055& BaseRateComp_L@00@A0@BaseRateComp_015‹тыџџ6џ5BaseRateComp_025‹<тыџџ6џ5BaseRateComp_035‹\тыџџ6џ5BaseRateComp_045‹|тыџџ6џ5BaseRateComp_055‹œтыџџ6џ5BaseRateComp_065‹Мтыџџ6џ5BaseRateComp_075 ‹мтыџџ6 џ5BaseRateComp_085 ‹ќтыџџ6 џ5BaseRateComp_105 ‹уыџџ6 џ5BaseRateComp_115 ‹<уыџџ6 џ5BaseRateComp_125 ‹\уыџџ6 џ5BaseRateComp_135‹|уыџџ6џ5BaseRateComp_145‹œуыџџ6џ5BaseRateComp_155‹Муыџџ6џ5BaseRateComp_165‹муыџџ6џ5BaseRateComp_175‹ќуыџџ6џ5BaseRateComp_195‹фыџџ6џ5BaseRateComp_225‹<фыџџ6џ5BaseRateComp_235‹\фыџџ6џ5BaseRateComp_245‹|фыџџ6џ5BaseRateComp_255‹œфыџџ6џ5BaseRateComp_265‹Мфыџџ6џ5BaseRateComp_275‹мфыџџ6џ5BaseRateComp_315‹ќфыџџ6џ5BaseRateComp_385‹хыџџ6џ5BaseRateComp_395™<хыџџ6џ5BaseRateComp_40О@596D\хыџџ6џZ6РComprehensive Base Rate66G)>џ6М66 LџџРB”6G)?џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66G)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)7џ66ЖйŒхыџџ5џ6М6? LуРComprehensive Base Rate6§ 6c]§ 6 c]§ 6!c]§ 6"c]§ 6#c]§ 6$c]§ 6%c]§ 6&c]§ 6'c]§ 6(c]§ 6)c]§ 6*c]§ 6+c]§ 6,c]§ 6-c]§ 6.c]§ 6/c]§ 60c]§ 61c]§ 62c]§ 63c]§ 64c]§ 65c]§ 66c]§ 67c]§ 68c]§ 69e]7Мхыџџ7џZ7Рx Deductible Factor7~ 7ƒ№?7O№?7џ7М77LџР7O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?8џ77фхыџџ6џ6x Deductible Factor7§ 7c]§ 7 c]§ 7!c]§ 7"c]§ 7#c]§ 7$c]§ 7%c]§ 7&c]§ 7'c]§ 7(c]§ 7)c]§ 7*c]§ 7+c]§ 7,c]§ 7-c]§ 7.c]§ 7/c]§ 70c]§ 71c]§ 72c]§ 73c]§ 74c]§ 75c]§ 76c]§ 77c]§ 78c]§ 79e]8 цыџџ8џZ8Р x Tier Factor8~ 8ƒ№?8O№?8џ8М88LџР8O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?9џ88(цыџџ7џ6 x Tier Factor8§ 8c]§ 8 c]§ 8!c]§ 8"c]§ 8#c]§ 8$c]§ 8%c]§ 8&c]§ 8'c]§ 8(c]§ 8)c]§ 8*c]§ 8+c]§ 8,c]§ 8-c]§ 8.c]§ 8/c]§ 80c]§ 81c]§ 82c]§ 83c]§ 84c]§ 85c]§ 86c]§ 87c]§ 88c]§ 89e]9Dцыџџ9џZ9Рx Class Factor9~ 9ƒ№?9O№?9џ9М99LџР9O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?:џ99dцыџџ8џ6x Class Factor9§ 9c]§ 9 c]§ 9!c]§ 9"c]§ 9#c]§ 9$c]§ 9%c]§ 9&c]§ 9'c]§ 9(c]§ 9)c]§ 9*c]§ 9+c]§ 9,c]§ 9-c]§ 9.c]§ 9/c]§ 90c]§ 91c]§ 92c]§ 93c]§ 94c]§ 95c]§ 96c]§ 97c]§ 98c]§ 99e]:„цыџџ:џZ:Рx Model Year Factor:~ :ƒ№?:O№?:џ:М::LџР:O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?;џ::Ќцыџџ9џ6x Model Year Factor:§ :c]§ : c]§ :!c]§ :"c]§ :#c]§ :$c]§ :%c]§ :&c]§ :'c]§ :(c]§ :)c]§ :*c]§ :+c]§ :,c]§ :-c]§ :.c]§ :/c]§ :0c]§ :1c]§ :2c]§ :3c]§ :4c]§ :5c]§ :6c]§ :7c]§ :8c]§ :9e];дцыџџ;џZ;Рx Symbol Factor;~ ;ƒ№?;O№?;џ;М;;LџР;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?<џ;;єцыџџ:џ6x Symbol Factor;§ ;c]§ ; c]§ ;!c]§ ;"c]§ ;#c]§ ;$c]§ ;%c]§ ;&c]§ ;'c]§ ;(c]§ ;)c]§ ;*c]§ ;+c]§ ;,c]§ ;-c]§ ;.c]§ ;/c]§ ;0c]§ ;1c]§ ;2c]§ ;3c]§ ;4c]§ ;5c]§ ;6c]§ ;7c]§ ;8c]§ ;9e]<чыџџ<џZ<Р x Anti-Theft<~ <ƒ№?<O№?<џ<М<<LџР<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?=џ<<0чыџџ;џ6 x Anti-Theft<§ <c]§ < c]§ <!c]§ <"c]§ <#c]§ <$c]§ <%c]§ <&c]§ <'c]§ <(c]§ <)c]§ <*c]§ <+c]§ <,c]§ <-c]§ <.c]§ </c]§ <0c]§ <1c]§ <2c]§ <3c]§ <4c]§ <5c]§ <6c]§ <7c]§ <8c]§ <9e]=Lчыџџ=џZ=Рx=~ =ƒ№?=O№?=џ=М==LџР=O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?>џ==БЪчыџџ<џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]>Tчыџџ>џZ>Р + Expense Fee>>c ?џD>€>O >џCљ>O(?џ>М>>L€>O(?џ>>O(?џ>>O(?џ>>O(?џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>pчыџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#Œчыџџ?џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!@џ%6=РРBЗD>Р?E)@џ?М??-їџўџРРBЗLџџР?E)@џ??E)@џ??E)@џ??E)@џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??#Ичыџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зDёЉl=,  NФ^U=,6N–ydWœ:}I=?IA;%N@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`фчыџџ?џZ@Р@@‹шчыџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹шыџџAџ@BaseRateColl_02@‹(шыџџAџ@BaseRateColl_03@‹HшыџџAџ@BaseRateColl_04@‹hшыџџAџ@BaseRateColl_05@‹ˆшыџџAџ@BaseRateColl_06@‹ЈшыџџAџ@BaseRateColl_07@ ‹ШшыџџA џ@BaseRateColl_08@ ‹шшыџџA џ@BaseRateColl_10@ ‹щыџџA џ@BaseRateColl_11@ ‹(щыџџA џ@BaseRateColl_12@ ‹HщыџџA џ@BaseRateColl_13@‹hщыџџAџ@BaseRateColl_14@‹ˆщыџџAџ@BaseRateColl_15@‹ЈщыџџAџ@BaseRateColl_16@‹ШщыџџAџ@BaseRateColl_17@‹шщыџџAџ@BaseRateColl_19@‹ъыџџAџ@BaseRateColl_22@‹(ъыџџAџ@BaseRateColl_23@‹HъыџџAџ@BaseRateColl_24@‹hъыџџAџ@BaseRateColl_25@‹ˆъыџџAџ@BaseRateColl_26@‹ЈъыџџAџ@BaseRateColl_27@‹ШъыџџAџ@BaseRateColl_31@‹шъыџџAџ@BaseRateColl_38@‹ыыџџAџ@BaseRateColl_39@™(ыыџџAџ@BaseRateColl_40О@@9ADHыыџџAџZAРCollision Base RateAAG)IџAМAA LџџРB”AG)JџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAA G)B џAA G)B џAA G)B џAA G)B џAA G)B џAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAADpыыџџ@џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]B˜ыыџџBџZBРx Deductible FactorB~ Bƒ№?BO№?BџBМBHLџРBO№?CџBМBI€L€BO№?CџBBO№?CџBBO№?CџBBO№?CџBB O№?C џBB O№?C џBB O№?C џBB O№?C џBB O№?C џBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBМBIHL€BO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBРыыџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]CшыыџџCџZCР x Tier FactorC~ Cƒ№?CO№?CџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBC O№?D џBC O№?D џBC O№?D џBC O№?D џBC O№?D џBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCьыџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]D ьыџџDџZDРx Class FactorD~ Dƒ№?DO№?DџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBD O№?E џBD O№?E џBD O№?E џBD O№?E џBD O№?E џBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBD@ьыџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]E`ьыџџEџZEРx Model Year FactorE~ Eƒ№?EO№?EџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBE O№?F џBE O№?F џBE O№?F џBE O№?F џBE O№?F џBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEˆьыџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]FАьыџџFџZFРx Symbol FactorF~ Fƒ№?FO№?FџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBF O№?G џBF O№?G џBF O№?G џBF O№?G џBF O№?G џBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFаьыџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]G№ьыџџGџZGРxG~ Gƒ№?GO№?GџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBG O№?H џBG O№?H џBG O№?H џBG O№?H џBG O№?H џBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGєьыџџFџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]HјьыџџHџZHРxH~ Hƒ№?HO№?HџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBH O№?I џBH O№?I џBH O№?I џBH O№?I џBH O№?I џBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHќьыџџGџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]IэыџџIџZIР + Expense FeeIIc JџDI€IO IџCјIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBI O(J џBI O(J џBI O(J џBI O(J џBI O(J џBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIэыџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J#8эыџџJџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJ#\эыџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K`€эыџџJџZKРОxK9L„эыџџLџZLР LiabilityL4LV!5џDРD&РD0РD/РD4Р4LV!5џDРD&РD0РD/РD4РLV)5џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)5џLLV)5џLLV)5џLLV)5џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLL˜эыџџKџDLР LiabilityLLVMџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VM џLL!VM!џLL"VM"џLL#VM#џLL$VM$џLL%VM%џLL&VM&џLL'VM'џLL(VM(џLL)VM)џLL*VM*џLL+VM+џLL,VM,џLL-VM-џLL.VM.џLL/VM/џLL0VM0џLL1VM1џLL2VM2џLL3VM3џLL4VM4џLL5VM5џLL6VM6џLL7VM7џLL8VM8џLL9WM9џLMЌэыџџMџZMРPhysical DamageM"MV!Nџ D?РDJР"MV!Nџ D?РDJРMV)NџMМMM LђџРL§џРMV)NџMMV)NџMMV)NџMMV)NџMM V)N џMM V)N џMM V)N џMM V)N џMM V)N џMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMЬэыџџLџDMРPhysical DamageMMVNџMМMM9 LђџРL§џРM VN џMM!VN!џMM"VN"џMM#VN#џMM$VN$џMM%VN%џMM&VN&џMM'VN'џMM(VN(џMM)VN)џMM*VN*џMM+VN+џMM,VN,џMM-VN-џMM.VN.џMM/VN/џMM0VN0џMM1VN1џMM2VN2џMM3VN3џMM4VN4џMM5VN5џMM6VN6џMM7VN7џMM8VN8џMM9WN9џMNьэыџџMџZNРTotal Driver #1N!NX!Nџ DLРDMР!NX!џ DLРDMРNX)џNМNN LўџРLџџРNX)џNNX)џNNX)џNNX)џNN X)џNN X) џNN X) џNN X) џNN X) џNNX) џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џN§ NˆNNXџNМNN9 LўџРLџџРN XLџNN!XL џNN"XL!џNN#XL"џNN$XL#џNN%XL$џNN&XL%џNN'XL&џNN(XL'џNN)XL(џNN*XL)џNN+XL*џNN,XL+џNN-XL,џNN.XL-џNN/XL.џNN0XL/џNN1XL0џNN2XL1џNN3XL2џNN4XL3џNN5XL4џNN6XL5џNN7XL6џNN8XL7џNN9YL8џNOa юыџџL9џZOРОxO,,,,,,,,,,,,,,,,,,,,,,,,,,,-ЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈ9P.юыџџќщѓ§ZPР LiabilityP+!PZ!Qџ DLРDLР!PZ!Rџ DLРDL РPZ)PџPМPP LќџРLќџРPZ)PџPPZ)PџPPZ)PџPPZ)P џPP Z)P џPP Z)P џPP Z)P џPP Z)P џPP Z)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPP[)QџPО@PЊ9Q.$юыџџPџZQРPhysical DamageQ+!QZ!Qџ DMРDMР!QZ!Pџ DMРDM РQZ)QџQМQQ LќџРLќџРQZ)QџQQZ)QџQQZ)QџQQZ)Q џQQ Z)Q џQQ Z)Q џQQ Z)Q џQQ Z)Q џQQ Z)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQ[)PџQО@QЊ9R\DюыџџQџZRР Grand TotalR]!R^!џ DPРDQР!R^!Rџ DPРDQРR^)RџRМRR LўџРLџџРR^)RџRR^)RџRR^)RџRR^)R џRR ^)R џRR ^)R џRR ^)R џRR ^)R џRR ^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџR!R_!Rџ DPРDQРО@RЊ9ОxS8О T''О U((з00_Є:uo*,6.;А‰L!щяё|Т0 (  PP >ЖАЊ ™Ч я 7К Sheet122 FЭЩ€ VХ…фљЄ•  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,IP\юыџџRџ3"Appendix #4 - Rating Example 5B - @Cі@)&Appendix #4 - Rating Example 5B - 2003ОQQQQQQQQQQQ О зззззззззззззC)ФЎѕџџOџ-#@Cџ@@ @@Cў@ #0 GroupNameC)рЎѕџџў-#@Cё@@ @@C№@#0 CompanyName))§ *“§ Œ*§ *‚§ ж§ *ƒ§ vОx8шюыџџџZР Policy Term§ Ми~яыџџ џZР BI Limits§ МйО6ШЮяыџџPџМ LуР Policy Term§ /]~ ,яыџџџ М LуР BI Limits§ !/]О6"в9@яыџџџZР Class Code§ Он Xяыџџ џZР PD Limits§ ЩкО6ЪЯlяыџџџDР Class Code§ R]  „яыџџџ  PD Limits§ !R]О6"!9˜яыџџџZР Class Factor§ ПпДяыџџ џZРPIP§ ЩлО6ЪЯМяыџџџ Class Factor§ S] ияыџџџ PIP§ !S]О6"г9 ряыџџ џZ Р Tier Number§ По  јяыџџ џZ РUM§ ЩмО6 ЪЯ №ыџџџ Tier Number§ S]  №ыџџ џ UM§ !S]О6 "г9  №ыџџ џZ Р Tier Factor§ Пп  8№ыџџ џZ Р Ded. Comp~ Ы@@О6 Ъа L№ыџџ џ Tier Factor§ S]  d№ыџџ џ  Ded. Comp§ !S]О6 "г9 x№ыџџ џZ Р Model Yr§ лп  Œ№ыџџ џZ Р Ded. Coll~ Ы@@О6 Ъа  №ыџџ џ Model Yr§ S]  Д№ыџџ џ  Ded. Coll§ !S]О6 "г9 Ш№ыџџ џZ Р Symbol§ лп € и№ыџџ џZ Р Threshold§ ЬИО6 Эб ь№ыџџ џ Symbol§ b] € Бќ№ыџџ џ  Threshold§ !е]О6 "д9Оz 9О  ёыџџџМLР#8Bf Jersey City (ёыџџ џ Newark 8ёыџџ!џ Paterson Lёыџџ"џ Elizabeth `ёыџџ#џ Bayonne pёыџџ$џ Trenton €ёыџџ%џ Camden ёыџџ&џ Perth Amboy Јёыџџ'џ N. Bergen Co. Фёыџџ(џ S. Bergen Co. рёыџџ)џ Camden sub. јёыџџ*џ Camden Co. ђыџџ+џ SW New Jersey ,ђыџџ,џ Trenton sub. Hђыџџ-џ Long Branch `ђыџџ.џ Monmouth Co. |ђыџџ/џ Atlantic City ˜ђыџџ0џ Newark s-sub. Дђыџџ1џ Hudson Co. Ьђыџџ2џ Essex Co. рђыџџ3џ NC New Jersey ќђыџџ4џ NW New Jersey ѓыџџ5џ SE New Jersey 4ѓыџџ6џ Newark sub. Lѓыџџ7џ East Orange dѓыџџ8џ Plainfield |ѓыџџ9џ New BrunswickО  ˜ѓыџџ џDР Jersey City Аѓыџџџ М &LуР Newark! Рѓыџџџ  Paterson" дѓыџџџ  Elizabeth# шѓыџџџ  Bayonne$ јѓыџџџ  Trenton% єыџџџ  Camden& єыџџџ  Perth Amboy' 0єыџџ џD Р N. Bergen Co.( Lєыџџ џ(М(7 LуР S. Bergen Co.) hєыџџ џ( Camden sub.* €єыџџ џ( Camden Co.+ ˜єыџџ џ( SW New Jersey, Дєыџџџ( Trenton sub.- аєыџџџ( Long Branch. шєыџџџ( Monmouth Co./ ѕыџџџ( Atlantic City0 ѕыџџџ( Newark s-sub.1 <ѕыџџџ( Hudson Co.2 Tѕыџџџ( Essex Co.3 hѕыџџџ( NC New Jersey4 „ѕыџџџ( NW New Jersey5  ѕыџџџ( SE New Jersey6 Мѕыџџџ( Newark sub.7 дѕыџџџ( East Orange8 ьѕыџџџDР Plainfield9!іыџџџDР New Brunswick іыџџџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?џDР ‚@џ !‚@ џ "‚@!џ #‚@"џ $‚@#џ %‚@$џ &‚ @%џ '‚$@&џD Р(‚&@'џ()‚(@(џ(*‚*@)џ(+‚,@*џ(,‚.@+џ(-‚0@,џ(.‚1@-џ(/‚3@.џ(0‚6@/џ(1‚7@0џ(2‚8@1џ(3‚9@2џ(4‚:@3џ(5‚;@4џ(6‚?@5џ(7‚C@6џ(8‚€C@7џDР9!D@8џDР&@іыџџ9џZР:„Dіыџџџ$ BaseRateBI_D@00@A0@ BaseRateBI_01„`іыџџџМ.$ BaseRateBI_L@00@A0@ BaseRateBI_02„|іыџџџ BaseRateBI_03„˜іыџџџ BaseRateBI_04„Діыџџџ BaseRateBI_05„аіыџџџ BaseRateBI_06„ьіыџџџ BaseRateBI_07 „їыџџ џ BaseRateBI_08 „$їыџџ џ BaseRateBI_10 „@їыџџ џ BaseRateBI_11 „\їыџџ џ BaseRateBI_12 „xїыџџ џ BaseRateBI_13„”їыџџџ BaseRateBI_14„Аїыџџџ BaseRateBI_15„Ьїыџџџ BaseRateBI_16„шїыџџџ BaseRateBI_17„јыџџџ BaseRateBI_19„ јыџџџ BaseRateBI_22„<јыџџџ BaseRateBI_23„Xјыџџџ BaseRateBI_24„tјыџџџ BaseRateBI_25„јыџџџ BaseRateBI_26„Ќјыџџџ BaseRateBI_27„Шјыџџџ BaseRateBI_31„фјыџџџ BaseRateBI_38„љыџџџ BaseRateBI_39„љыџџџ BaseRateBI_40О@"""""""""""""9D8љыџџџZРBodily Injury Base Rate#G!џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џDhљыџџџDРBodily Injury Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]˜љыџџџZРx Increased Limits Factor~ ƒ№?O№?џМъLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џЬљыџџџМ LуРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]њыџџџZР x Tier Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џњыџџџ x Tier Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]8њыџџџZРx Class Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џXњыџџџx Class Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§                          ! " # $ % & ' ( ) * + , - . / 0 1 2 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h i j k l m n o p q r s u §џџџv w x y z { | } ~  € /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]xњыџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ€њыџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ˆњыџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џњыџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]˜њыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џœњыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e] њыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џЄњыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ЈњыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џЌњыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]АњыџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џДњыџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ИњыџџџZР + Expense FeeOџCїOџCїOџМCїOџOџOџOџ O џ O џ O џ O џ O( џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO џCїдњыџџџDР + Expense Fee§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]#№њыџџџZР= Bodily Injury Rate$)†!џ%РРBЗDР)†!џ%РРBЗDР†)џМ-ѕџўџРРBЗLџџР†)џ†)џ†)џ†)џ †) џ †) џ †) џ †) џ †) џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ)‡!џ%РРBЗDР#ћыџџџDР= Bodily Injury Rate$НЈEEEEEEEEEEEEEEEEEEEEEEEEEEF9`HћыџџџZР„LћыџџџМ.$ BaseRatePD_L@00@A0@ BaseRatePD_01„hћыџџџ BaseRatePD_02„„ћыџџџ BaseRatePD_03„ ћыџџџ BaseRatePD_04„Мћыџџџ BaseRatePD_05„ићыџџџ BaseRatePD_06„єћыџџџ BaseRatePD_07 „ќыџџ џ BaseRatePD_08 „,ќыџџ џ BaseRatePD_10 „Hќыџџ џ BaseRatePD_11 „dќыџџ џ BaseRatePD_12 „€ќыџџ џ BaseRatePD_13„œќыџџџ BaseRatePD_14„Иќыџџџ BaseRatePD_15„дќыџџџ BaseRatePD_16„№ќыџџџ BaseRatePD_17„ §ыџџџ BaseRatePD_19„(§ыџџџ BaseRatePD_22„D§ыџџџ BaseRatePD_23„`§ыџџџ BaseRatePD_24„|§ыџџџ BaseRatePD_25„˜§ыџџџ BaseRatePD_26„Д§ыџџџ BaseRatePD_27„а§ыџџџ BaseRatePD_31„ь§ыџџџ BaseRatePD_38„ўыџџџ BaseRatePD_39„$ўыџџџ BaseRatePD_40О@9D@ўыџџџZРProp. Damage Base Rate#G!%џ DРB”G)%џМ LџџРB”G)%џG)%џG)%џG)%џG)%џ G)% џ G)% џ G)% џ G)% џ G)% џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)џDpўыџџџDРProp. Damage Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e] ўыџџџZРx Increased Limits Factor~ ƒ№?O№?џМ$œLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№? џдўыџџџDРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]зD‡slОР &8|Њ‚zv„~z~Љ J!rh*,NЦp <,!<,"<,#<,$<,%<,&<; '<;(<;)<,*<,+<,,<,-<,.<,/<,0:; 1:;2:;3:,4:; 5:;6:;7:,8:,9:,::,;:,<:,=:,>:,?:;  џыџџ џZ Р x Tier Factor ~ ƒ№? O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?!џ $џыџџџ М &LуР x Tier Factor § c]§ c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]!@џыџџ!џZ!Рx Class Factor!~ !ƒ№?!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?"џ!`џыџџ џ x Class Factor!§ !c]§ ! c]§ !!c]§ !"c]§ !#c]§ !$c]§ !%c]§ !&c]§ !'c]§ !(c]§ !)c]§ !*c]§ !+c]§ !,c]§ !-c]§ !.c]§ !/c]§ !0c]§ !1c]§ !2c]§ !3c]§ !4c]§ !5c]§ !6c]§ !7c]§ !8c]§ !9e]"€џыџџ"џZ"Рx"~ "ƒ№?"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?#џ"„џыџџ!џ x"§ "c]§ " c]§ "!c]§ ""c]§ "#c]§ "$c]§ "%c]§ "&c]§ "'c]§ "(c]§ ")c]§ "*c]§ "+c]§ ",c]§ "-c]§ ".c]§ "/c]§ "0c]§ "1c]§ "2c]§ "3c]§ "4c]§ "5c]§ "6c]§ "7c]§ "8c]§ "9e]#ˆџыџџ#џZ#Рx#~ #ƒ№?#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?$џ#Œџыџџ"џ x#§ #c]§ # c]§ #!c]§ #"c]§ ##c]§ #$c]§ #%c]§ #&c]§ #'c]§ #(c]§ #)c]§ #*c]§ #+c]§ #,c]§ #-c]§ #.c]§ #/c]§ #0c]§ #1c]§ #2c]§ #3c]§ #4c]§ #5c]§ #6c]§ #7c]§ #8c]§ #9e]О #:%%;$&џыџџ$џZ$Рx$~ $ƒ№?$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?%џ$&”џыџџ#џ x$§ $c]§ $ c]§ $!c]§ $"c]§ $#c]§ $$c]§ $%c]§ $&c]§ $'c]§ $(c]§ $)c]§ $*c]§ $+c]§ $,c]§ $-c]§ $.c]§ $/c]§ $0c]§ $1c]§ $2c]§ $3c]§ $4c]§ $5c]§ $6c]§ $7c]§ $8c]§ $9e]О $:%%;%˜џыџџ%џZ%Р + Expense Fee%%O&џCћ%O&џ%М%%Cћ%O&џ%%O&џ%%O&џ%%O&џ%%O&џ%% O& џ%% O& џ%% O& џ%% O& џ%% O(& џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O &џCћ%Дџыџџ$џ  + Expense Fee%§ %c]§ % c]§ %!c]§ %"c]§ %#c]§ %$c]§ %%c]§ %&c]§ %'c]§ %(c]§ %)c]§ %*c]§ %+c]§ %,c]§ %-c]§ %.c]§ %/c]§ %0c]§ %1c]§ %2c]§ %3c]§ %4c]§ %5c]§ %6c]§ %7c]§ %8c]§ %9e]&#аџыџџ&џZ&Р= Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)&†!'џ%$РРBЗD%Р&†)0џ&М&&-јџўџРРBЗLџџР&†)0џ&&†)0џ&&†)0џ&&†)0џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&)&†!0џ%$РРBЗD%Р&# ѕџџ%џ = Prop. Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9'`4ѕџџ&џZ'Р''„8ѕџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„Xѕџџ(џ'BaseRatePIP_02'„xѕџџ(џ'BaseRatePIP_03'„˜ѕџџ(џ'BaseRatePIP_04'„Иѕџџ(џ'BaseRatePIP_05'„иѕџџ(џ'BaseRatePIP_06'„јѕџџ(џ'BaseRatePIP_07' „ѕџџ( џ'BaseRatePIP_08' „8ѕџџ( џ'BaseRatePIP_10' „Xѕџџ( џ'BaseRatePIP_11' „xѕџџ( џ'BaseRatePIP_12' „˜ѕџџ( џ'BaseRatePIP_13'„Иѕџџ(џ'BaseRatePIP_14'„иѕџџ(џ'BaseRatePIP_15'„јѕџџ(џ'BaseRatePIP_16'„ѕџџ(џ'BaseRatePIP_17'„8ѕџџ(џ'BaseRatePIP_19'„Xѕџџ(џ'BaseRatePIP_22'„xѕџџ(џ'BaseRatePIP_23'„˜ѕџџ(џ'BaseRatePIP_24'„Иѕџџ(џ'BaseRatePIP_25'„иѕџџ(џ'BaseRatePIP_26'„јѕџџ(џ'BaseRatePIP_27'„ѕџџ(џ'BaseRatePIP_31'„8ѕџџ(џ'BaseRatePIP_38'„Xѕџџ(џ'BaseRatePIP_39'„xѕџџ(џ'BaseRatePIP_40О@'9(D˜ѕџџ(џZ(Р PIP Base Rate(#(G!.џ D'РB”(G).џ(М(( LџџРB”(G).џ((G).џ((G).џ((G).џ((G).џ(( G). џ(( G). џ(( G). џ(( G). џ(( G). џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G))џ((DДѕџџ'џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e])аѕџџ)џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?)џD)Р)O№?)џ)М)-}LџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ))ѕџџ(џD)Рx Increased Limits Factor)§ )c]§ ) c]§ )!c]§ )"c]§ )#c]§ )$c]§ )%c]§ )&c]§ )'c]§ )(c]§ ))c]§ )*c]§ )+c]§ ),c]§ )-c]§ ).c]§ )/c]§ )0c]§ )1c]§ )2c]§ )3c]§ )4c]§ )5c]§ )6c]§ )7c]§ )8c]§ )9e]*8ѕџџ*џZ*Р x Tier Factor*~ *ƒ№?*O№?*џD*Р*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?+џ)*Tѕџџ)џ*М*0LуР x Tier Factor*§ *c]§ * c]§ *!c]§ *"c]§ *#c]§ *$c]§ *%c]§ *&c]§ *'c]§ *(c]§ *)c]§ **c]§ *+c]§ *,c]§ *-c]§ *.c]§ */c]§ *0c]§ *1c]§ *2c]§ *3c]§ *4c]§ *5c]§ *6c]§ *7c]§ *8c]§ *9e]+pѕџџ+џZ+Рx Class Factor+~ +ƒ№?+O№?+џD+Р+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?,џ)+ѕџџ*џ*x Class Factor+§ +c]§ + c]§ +!c]§ +"c]§ +#c]§ +$c]§ +%c]§ +&c]§ +'c]§ +(c]§ +)c]§ +*c]§ ++c]§ +,c]§ +-c]§ +.c]§ +/c]§ +0c]§ +1c]§ +2c]§ +3c]§ +4c]§ +5c]§ +6c]§ +7c]§ +8c]§ +9e],Аѕџџ,џZ,Рx Passive Restraint,~ ,ƒ№?,O№?,џD,Р,O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?-џ),иѕџџ+џ*x Passive Restraint,§ ,c]§ , c]§ ,!c]§ ,"c]§ ,#c]§ ,$c]§ ,%c]§ ,&c]§ ,'c]§ ,(c]§ ,)c]§ ,*c]§ ,+c]§ ,,c]§ ,-c]§ ,.c]§ ,/c]§ ,0c]§ ,1c]§ ,2c]§ ,3c]§ ,4c]§ ,5c]§ ,6c]§ ,7c]§ ,8c]§ ,9e]-ѕџџ-џZ-Рx-U~ -ƒ№?-O№?-џD-Р-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?.џ)-ѕџџ,џ*x-U§ -c]§ - c]§ -!c]§ -"c]§ -#c]§ -$c]§ -%c]§ -&c]§ -'c]§ -(c]§ -)c]§ -*c]§ -+c]§ -,c]§ --c]§ -.c]§ -/c]§ -0c]§ -1c]§ -2c]§ -3c]§ -4c]§ -5c]§ -6c]§ -7c]§ -8c]§ -9e].ѕџџ.џZ.Р + Expense Fee..G/џCќ.G/џCќ.G/џ.М..Cќ.G/џ..G/џ..G/џ..G/џ.. G/ џ.. G/ џ.. G/ џ.. G/ џ.. G(/ џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..T /џCќ.$ѕџџ-џ* + Expense Fee.§ .c]§ . c]§ .!c]§ ."c]§ .#c]§ .$c]§ .%c]§ .&c]§ .'c]§ .(c]§ .)c]§ .*c]§ .+c]§ .,c]§ .-c]§ ..c]§ ./c]§ .0c]§ .1c]§ .2c]§ .3c]§ .4c]§ .5c]§ .6c]§ .7c]§ .8c]§ .9e]/#@ѕџџ/џZ/Р = PIP Rate/$)/E!1џ%(-РРBЗD.Р/E)1џ/М//-љџўџРРBЗLџџР/E)1џ//E)1џ//E)1џ//E)1џ//E)1џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//#Xѕџџ.џ* = PIP Rate/$НЈ/EEEEEEEEEEEEEEEEEEEEEEEEEEF90&pѕџџ0џZ0Р+ Medical Payments0~ 0Ž0и0џD0Р0‰'џD0€0‰'џ0М00L€0‰'џ00‰'џ00‰'џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00&˜ѕџџ/џ*+ Medical Payments0НЈ0EEEEEEEEEEEEEEEEEEEEEEEEEEF91`Рѕџџ0џZ1Р11‹Фѕџџ2џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹рѕџџ2џ1 BaseRateUM_021‹ќѕџџ2џ1 BaseRateUM_031‹ѕџџ2џ1 BaseRateUM_041‹4ѕџџ2џ1 BaseRateUM_051‹Pѕџџ2џ1 BaseRateUM_061‹lѕџџ2џ1 BaseRateUM_071 ‹ˆѕџџ2 џ1 BaseRateUM_081 ‹Єѕџџ2 џ1 BaseRateUM_101 ‹Рѕџџ2 џ1 BaseRateUM_111 ‹мѕџџ2 џ1 BaseRateUM_121 ‹јѕџџ2 џ1 BaseRateUM_131‹ѕџџ2џ1 BaseRateUM_141‹0ѕџџ2џ1 BaseRateUM_151‹Lѕџџ2џ1 BaseRateUM_161‹hѕџџ2џ1 BaseRateUM_171‹„ѕџџ2џ1 BaseRateUM_191‹ ѕџџ2џ1 BaseRateUM_221‹Мѕџџ2џ1 BaseRateUM_231‹иѕџџ2џ1 BaseRateUM_241‹єѕџџ2џ1 BaseRateUM_251‹ѕџџ2џ1 BaseRateUM_261‹,ѕџџ2џ1 BaseRateUM_271‹Hѕџџ2џ1 BaseRateUM_311‹dѕџџ2џ1 BaseRateUM_381‹€ѕџџ2џ1 BaseRateUM_391‹œѕџџ2џ1 BaseRateUM_40О@192DИѕџџ2џZ2РUM/UIM Base Rate2#2G!4џ D1РB”2G)4џ2М22 LџџРB”2G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)3џ22Dмѕџџ1џD2РUM/UIM Base Rate2§ 2c]§ 2 c]§ 2!c]§ 2"c]§ 2#c]§ 2$c]§ 2%c]§ 2&c]§ 2'c]§ 2(c]§ 2)c]§ 2*c]§ 2+c]§ 2,c]§ 2-c]§ 2.c]§ 2/c]§ 20c]§ 21c]§ 22c]§ 23c]§ 24c]§ 25c]§ 26c]§ 27c]§ 28c]§ 29e]3& ѕџџ3џZ3Р+ Increased Limit Additive3~ 3ƒ3й3џD3Р3O3џD3Р3й3џ3М33LџР3O3џ33й3џ33O3 џ33 й3 џ33 O3 џ33 й3 џ33 O3 џ33 й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O4џ33&8 ѕџџ2џD3Р+ Increased Limit Additive3§ 3c]§ 3 c]§ 3!c]§ 3"c]§ 3#c]§ 3$c]§ 3%c]§ 3&c]§ 3'c]§ 3(c]§ 3)c]§ 3*c]§ 3+c]§ 3,c]§ 3-c]§ 3.c]§ 3/c]§ 30c]§ 31c]§ 32c]§ 33c]§ 34c]§ 35c]§ 36c]§ 37c]§ 38c]§ 39e]4#p ѕџџ4џZ4Р = UM/UIM Rate4$"4E!Lџ D2РD3Р"4E!Lџ D2РD3Р4E)Lџ4М44 LўџРLџџР4E)Lџ44E)Lџ44E)Lџ44E)Lџ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ4"4F!Lџ D2РD3Р4#Œ ѕџџ3џD4Р = UM/UIM Rate4$НЈ4EEEEEEEEEEEEEEEEEEEEEEEEEEF95`Ј ѕџџ4џZ5Р55‹Ќ ѕџџ6џ5М055& BaseRateComp_L@00@A0@BaseRateComp_015‹Ь ѕџџ6џ5BaseRateComp_025‹ь ѕџџ6џ5BaseRateComp_035‹ ѕџџ6џ5BaseRateComp_045‹, ѕџџ6џ5BaseRateComp_055‹L ѕџџ6џ5BaseRateComp_065‹l ѕџџ6џ5BaseRateComp_075 ‹Œ ѕџџ6 џ5BaseRateComp_085 ‹Ќ ѕџџ6 џ5BaseRateComp_105 ‹Ь ѕџџ6 џ5BaseRateComp_115 ‹ь ѕџџ6 џ5BaseRateComp_125 ‹ ѕџџ6 џ5BaseRateComp_135‹, ѕџџ6џ5BaseRateComp_145‹L ѕџџ6џ5BaseRateComp_155‹l ѕџџ6џ5BaseRateComp_165‹Œ ѕџџ6џ5BaseRateComp_175‹Ќ ѕџџ6џ5BaseRateComp_195‹Ь ѕџџ6џ5BaseRateComp_225‹ь ѕџџ6џ5BaseRateComp_235‹ ѕџџ6џ5BaseRateComp_245‹, ѕџџ6џ5BaseRateComp_255‹L ѕџџ6џ5BaseRateComp_265‹l ѕџџ6џ5BaseRateComp_275‹Œ ѕџџ6џ5BaseRateComp_315‹Ќ ѕџџ6џ5BaseRateComp_385‹Ь ѕџџ6џ5BaseRateComp_395™ь ѕџџ6џ5BaseRateComp_40О@596D ѕџџ6џZ6РComprehensive Base Rate66G)>џ6М66 LџџРB”6G)?џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66G)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)7џ66Жй< ѕџџ5џ6М6? LуРComprehensive Base Rate6§ 6c]§ 6 c]§ 6!c]§ 6"c]§ 6#c]§ 6$c]§ 6%c]§ 6&c]§ 6'c]§ 6(c]§ 6)c]§ 6*c]§ 6+c]§ 6,c]§ 6-c]§ 6.c]§ 6/c]§ 60c]§ 61c]§ 62c]§ 63c]§ 64c]§ 65c]§ 66c]§ 67c]§ 68c]§ 69e]7l ѕџџ7џZ7Рx Deductible Factor7~ 7ƒ№?7O№?7џ7М77LџР7O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?8џ77” ѕџџ6џ6x Deductible Factor7§ 7c]§ 7 c]§ 7!c]§ 7"c]§ 7#c]§ 7$c]§ 7%c]§ 7&c]§ 7'c]§ 7(c]§ 7)c]§ 7*c]§ 7+c]§ 7,c]§ 7-c]§ 7.c]§ 7/c]§ 70c]§ 71c]§ 72c]§ 73c]§ 74c]§ 75c]§ 76c]§ 77c]§ 78c]§ 79e]8М ѕџџ8џZ8Р x Tier Factor8~ 8ƒ№?8O№?8џ8М88LџР8O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?9џ88и ѕџџ7џ6 x Tier Factor8§ 8c]§ 8 c]§ 8!c]§ 8"c]§ 8#c]§ 8$c]§ 8%c]§ 8&c]§ 8'c]§ 8(c]§ 8)c]§ 8*c]§ 8+c]§ 8,c]§ 8-c]§ 8.c]§ 8/c]§ 80c]§ 81c]§ 82c]§ 83c]§ 84c]§ 85c]§ 86c]§ 87c]§ 88c]§ 89e]9є ѕџџ9џZ9Рx Class Factor9~ 9ƒ№?9O№?9џ9М99LџР9O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?:џ99ѕџџ8џ6x Class Factor9§ 9c]§ 9 c]§ 9!c]§ 9"c]§ 9#c]§ 9$c]§ 9%c]§ 9&c]§ 9'c]§ 9(c]§ 9)c]§ 9*c]§ 9+c]§ 9,c]§ 9-c]§ 9.c]§ 9/c]§ 90c]§ 91c]§ 92c]§ 93c]§ 94c]§ 95c]§ 96c]§ 97c]§ 98c]§ 99e]:4ѕџџ:џZ:Рx Model Year Factor:~ :ƒ№?:O№?:џ:М::LџР:O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?;џ::\ѕџџ9џ6x Model Year Factor:§ :c]§ : c]§ :!c]§ :"c]§ :#c]§ :$c]§ :%c]§ :&c]§ :'c]§ :(c]§ :)c]§ :*c]§ :+c]§ :,c]§ :-c]§ :.c]§ :/c]§ :0c]§ :1c]§ :2c]§ :3c]§ :4c]§ :5c]§ :6c]§ :7c]§ :8c]§ :9e];„ѕџџ;џZ;Рx Symbol Factor;~ ;ƒ№?;O№?;џ;М;;LџР;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?<џ;;Єѕџџ:џ6x Symbol Factor;§ ;c]§ ; c]§ ;!c]§ ;"c]§ ;#c]§ ;$c]§ ;%c]§ ;&c]§ ;'c]§ ;(c]§ ;)c]§ ;*c]§ ;+c]§ ;,c]§ ;-c]§ ;.c]§ ;/c]§ ;0c]§ ;1c]§ ;2c]§ ;3c]§ ;4c]§ ;5c]§ ;6c]§ ;7c]§ ;8c]§ ;9e]<Фѕџџ<џZ<Р x Anti-Theft<~ <ƒ№?<O№?<џ<М<<LџР<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?=џ<<рѕџџ;џ6 x Anti-Theft<§ <c]§ < c]§ <!c]§ <"c]§ <#c]§ <$c]§ <%c]§ <&c]§ <'c]§ <(c]§ <)c]§ <*c]§ <+c]§ <,c]§ <-c]§ <.c]§ </c]§ <0c]§ <1c]§ <2c]§ <3c]§ <4c]§ <5c]§ <6c]§ <7c]§ <8c]§ <9e]=ќѕџџ=џZ=Рx=~ =ƒ№?=O№?=џ=М==LџР=O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?>џ==ѕџџ<џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]>ѕџџ>џZ>Р + Expense Fee>>c ?џD>€>O >џCљ>O(?џ>М>>L€>O(?џ>>O(?џ>>O(?џ>>O(?џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>> ѕџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#<ѕџџ?џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!@џ%6=РРBЗD>Р?E)@џ?М??-їџўџРРBЗLџџР?E)@џ??E)@џ??E)@џ??E)@џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??#hѕџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зDёЉl=,  NФ^U=,6N–ydWœ:}I=?IA;%N@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`”ѕџџ?џZ@Р@@‹˜ѕџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹ИѕџџAџ@BaseRateColl_02@‹иѕџџAџ@BaseRateColl_03@‹јѕџџAџ@BaseRateColl_04@‹ѕџџAџ@BaseRateColl_05@‹8ѕџџAџ@BaseRateColl_06@‹XѕџџAџ@BaseRateColl_07@ ‹xѕџџA џ@BaseRateColl_08@ ‹˜ѕџџA џ@BaseRateColl_10@ ‹ИѕџџA џ@BaseRateColl_11@ ‹иѕџџA џ@BaseRateColl_12@ ‹јѕџџA џ@BaseRateColl_13@‹ѕџџAџ@BaseRateColl_14@‹8ѕџџAџ@BaseRateColl_15@‹XѕџџAџ@BaseRateColl_16@‹xѕџџAџ@BaseRateColl_17@‹˜ѕџџAџ@BaseRateColl_19@‹ИѕџџAџ@BaseRateColl_22@‹иѕџџAџ@BaseRateColl_23@‹јѕџџAџ@BaseRateColl_24@‹ѕџџAџ@BaseRateColl_25@‹8ѕџџAџ@BaseRateColl_26@‹XѕџџAџ@BaseRateColl_27@‹xѕџџAџ@BaseRateColl_31@‹˜ѕџџAџ@BaseRateColl_38@‹ИѕџџAџ@BaseRateColl_39@™иѕџџAџ@BaseRateColl_40О@@9ADјѕџџAџZAРCollision Base RateAAG)IџAМAA LџџРB”AG)JџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAA G)B џAA G)B џAA G)B џAA G)B џAA G)B џAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAD ѕџџ@џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]BHѕџџBџZBРx Deductible FactorB~ Bƒ№?BO№?BџBМBHLџРBO№?CџBМBI€L€BO№?CџBBO№?CџBBO№?CџBBO№?CџBB O№?C џBB O№?C џBB O№?C џBB O№?C џBB O№?C џBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBМBIHL€BO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBpѕџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]C˜ѕџџCџZCР x Tier FactorC~ Cƒ№?CO№?CџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBC O№?D џBC O№?D џBC O№?D џBC O№?D џBC O№?D џBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCДѕџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]DаѕџџDџZDРx Class FactorD~ Dƒ№?DO№?DџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBD O№?E џBD O№?E џBD O№?E џBD O№?E џBD O№?E џBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBD№ѕџџCџAx ‚ ƒ „ … † ‡ ˆ ‰ Š ‹ Œ  Ž   ‘ ’ “ ” • – — ˜ ™ š › œ  ž Ÿ   Ё Ђ Ѓ Є Ѕ І Ї Ј Љ Њ Ћ Ќ ­ Ў Џ А Б В Г Д Е Ж З И Й К Л М Н О П Р С Т У Ф Х Ц Ч Ш Щ Ъ Ы Ь Э Ю Я а б в г д е ж з и й к л м н о п р с т у ф х ц ч ш щ ъ ы ь э ю я № ё ђ ѓ є і §џџџї ј љ њ ћ ќ § ў џ Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]EѕџџEџZEРx Model Year FactorE~ Eƒ№?EO№?EџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBE O№?F џBE O№?F џBE O№?F џBE O№?F џBE O№?F џBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBE8ѕџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]F`ѕџџFџZFРx Symbol FactorF~ Fƒ№?FO№?FџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBF O№?G џBF O№?G џBF O№?G џBF O№?G џBF O№?G џBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBF€ѕџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]G ѕџџGџZGРxG~ Gƒ№?GO№?GџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBG O№?H џBG O№?H џBG O№?H џBG O№?H џBG O№?H џBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGЄѕџџFџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]HЈѕџџHџZHРxH~ Hƒ№?HO№?HџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBH O№?I џBH O№?I џBH O№?I џBH O№?I џBH O№?I џBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHЌѕџџGџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]IАѕџџIџZIР + Expense FeeIIc JџDI€IO IџCјIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBI O(J џBI O(J џBI O(J џBI O(J џBI O(J џBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIЬѕџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J#шѕџџJџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJ# ѕџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K`0ѕџџJџZKРОxK9L4ѕџџLџZLР LiabilityL4LV!5џDРD&РD0РD/РD4Р4LV!5џDРD&РD0РD/РD4РLV)5џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)5џLLV)5џLLV)5џLLV)5џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLHѕџџKџDLР LiabilityLLVMџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VM џLL!VM!џLL"VM"џLL#VM#џLL$VM$џLL%VM%џLL&VM&џLL'VM'џLL(VM(џLL)VM)џLL*VM*џLL+VM+џLL,VM,џLL-VM-џLL.VM.џLL/VM/џLL0VM0џLL1VM1џLL2VM2џLL3VM3џLL4VM4џLL5VM5џLL6VM6џLL7VM7џLL8VM8џLL9WM9џLM\ѕџџMџZMРPhysical DamageM"MV!Nџ D?РDJР"MV!Nџ D?РDJРMV)NџMМMM LђџРL§џРMV)NџMMV)NџMMV)NџMMV)NџMM V)N џMM V)N џMM V)N џMM V)N џMM V)N џMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMM|ѕџџLџDMРPhysical DamageMMVNџMМMM9 LђџРL§џРM VN џMM!VN!џMM"VN"џMM#VN#џMM$VN$џMM%VN%џMM&VN&џMM'VN'џMM(VN(џMM)VN)џMM*VN*џMM+VN+џMM,VN,џMM-VN-џMM.VN.џMM/VN/џMM0VN0џMM1VN1џMM2VN2џMM3VN3џMM4VN4џMM5VN5џMM6VN6џMM7VN7џMM8VN8џMM9WN9џMNœѕџџMџZNРTotal Driver #1N!NX!Nџ DLРDMР!NX!џ DLРDMРNX)џNМNN LўџРLџџРNX)џNNX)џNNX)џNNX)џNN X)џNN X) џNN X) џNN X) џNN X) џNNX) џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џN§ NˆNNXџNМNN9 LўџРLџџРN XLџNN!XL џNN"XL!џNN#XL"џNN$XL#џNN%XL$џNN&XL%џNN'XL&џNN(XL'џNN)XL(џNN*XL)џNN+XL*џNN,XL+џNN-XL,џNN.XL-џNN/XL.џNN0XL/џNN1XL0џNN2XL1џNN3XL2џNN4XL3џNN5XL4џNN6XL5џNN7XL6џNN8XL7џNN9YL8џNOaМѕџџL9џZOРОxO,,,,,,,,,,,,,,,,,,,,,,,,,,,-ЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈ9P.Рѕџџxєѓ§ZPР LiabilityP+!PZ!Qџ DLРDLР!PZ!Rџ DLРDL РPZ)PџPМPP LќџРLќџРPZ)PџPPZ)PџPPZ)PџPPZ)P џPP Z)P џPP Z)P џPP Z)P џPP Z)P џPP Z)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPP[)QџPО@PЋЋ9Q.дѕџџPџZQРPhysical DamageQ+!QZ!Qџ DMРDMР!QZ!Pџ DMРDM РQZ)QџQМQQ LќџРLќџРQZ)QџQQZ)QџQQZ)QџQQZ)Q џQQ Z)Q џQQ Z)Q џQQ Z)Q џQQ Z)Q џQQ Z)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQ[)PџQО@QЋЋ9R\єѕџџQџZRР Grand TotalR]!R^!џ DPРDQР!R^!Rџ DPРDQРR^)RџRМRR LўџРLџџРR^)RџRR^)RџRR^)RџRR^)RџRR ^)RџRR ^)R џRR ^)R џRR ^)R џRR ^)R џRR^)R џRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџR!R_!Rџ DPРDQРО@RЋЋ9ОxS8О T''О U((з00_Є:uo*,6.;А‰L!щяё|Т0 ( O PP >ЖАЊ ™Ч я 7К Sheet1112 FЭЩ€ V$C…|/ЯŽ  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,IP ѕџџRџ3"Appendix #4 - Rating Example 5C - @Cі@)&Appendix #4 - Rating Example 5C - 2003ОQQQQQQQQQQQ О зззззззззззззC)ЏѕџџOџ-#@Cџ@@ @@Cў@ #0 GroupNameC)Џѕџџў-#@Cё@@ @@C№@#0 CompanyName))§ *“§ Œ*§ *‚§ ж§ *ƒ§ vОx8˜ѕџџџZР Policy Term§ Ми~Аѕџџ џZР BI Limits§ МйО6ШЮФѕџџPџМ LуР Policy Term§ /]~ мѕџџџ М LуР BI Limits§ !/]О6"в9№ѕџџџZР Class Code§ Он ѕџџ џZР PD Limits§ ЩкО6ЪЯѕџџџDР Class Code§ R]  4ѕџџџ  PD Limits§ !R]О6"!9HѕџџџZР Class Factor§ Ппdѕџџ џZРPIP§ ЩлО6ЪЯlѕџџџ Class Factor§ S] ˆѕџџџ PIP§ !S]О6"г9 ѕџџ џZ Р Tier Number§ По  Јѕџџ џZ РUM§ ЩмО6 ЪЯ Аѕџџџ Tier Number§ S]  Шѕџџ џ UM§ !S]О6 "г9 аѕџџ џZ Р Tier Factor§ Пп  шѕџџ џZ Р Ded. Comp~ Ы@@О6 Ъа ќѕџџ џ Tier Factor§ S]  ѕџџ џ  Ded. Comp§ !S]О6 "г9 (ѕџџ џZ Р Model Yr§ лп  <ѕџџ џZ Р Ded. Coll~ Ы@@О6 Ъа Pѕџџ џ Model Yr§ S]  dѕџџ џ  Ded. Coll§ !S]О6 "г9 xѕџџ џZ Р Symbol§ лп € ˆѕџџ џZ Р Threshold§ ЬИО6 Эб œѕџџ џ Symbol§ b] € БЌѕџџ џ  Threshold§ !е]О6 "д9Оz 9О  РѕџџџМLР#8Bf Jersey City иѕџџ џ Newark шѕџџ!џ Paterson ќѕџџ"џ Elizabeth ѕџџ#џ Bayonne ѕџџ$џ Trenton 0ѕџџ%џ Camden @ѕџџ&џ Perth Amboy Xѕџџ'џ N. Bergen Co. tѕџџ(џ S. Bergen Co. ѕџџ)џ Camden sub. Јѕџџ*џ Camden Co. Рѕџџ+џ SW New Jersey мѕџџ,џ Trenton sub. јѕџџ-џ Long Branch ѕџџ.џ Monmouth Co. ,ѕџџ/џ Atlantic City Hѕџџ0џ Newark s-sub. dѕџџ1џ Hudson Co. |ѕџџ2џ Essex Co. ѕџџ3џ NC New Jersey Ќѕџџ4џ NW New Jersey Шѕџџ5џ SE New Jersey фѕџџ6џ Newark sub. ќѕџџ7џ East Orange ѕџџ8џ Plainfield ,ѕџџ9џ New BrunswickО  Hѕџџ џDР Jersey City `ѕџџџ М &LуР Newark! pѕџџџ  Paterson" „ѕџџџ  Elizabeth# ˜ѕџџџ  Bayonne$ Јѕџџџ  Trenton% Иѕџџџ  Camden& Шѕџџџ  Perth Amboy' рѕџџ џD Р N. Bergen Co.( ќѕџџ џ(М(7 LуР S. Bergen Co.) ѕџџ џ( Camden sub.* 0ѕџџ џ( Camden Co.+ Hѕџџ џ( SW New Jersey, dѕџџџ( Trenton sub.- €ѕџџџ( Long Branch. ˜ѕџџџ( Monmouth Co./ Дѕџџџ( Atlantic City0 аѕџџџ( Newark s-sub.1 ьѕџџџ( Hudson Co.2 ѕџџџ( Essex Co.3 ѕџџџ( NC New Jersey4 4ѕџџџ( NW New Jersey5 Pѕџџџ( SE New Jersey6 lѕџџџ( Newark sub.7 „ѕџџџ( East Orange8 œѕџџџDР Plainfield9!ДѕџџџDР New BrunswickаѕџџџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?џDР ‚@џ !‚@ џ "‚@!џ #‚@"џ $‚@#џ %‚@$џ &‚ @%џ '‚$@&џD Р(‚&@'џ()‚(@(џ(*‚*@)џ(+‚,@*џ(,‚.@+џ(-‚0@,џ(.‚1@-џ(/‚3@.џ(0‚6@/џ(1‚7@0џ(2‚8@1џ(3‚9@2џ(4‚:@3џ(5‚;@4џ(6‚?@5џ(7‚C@6џ(8‚€C@7џDР9!D@8џDР&№ѕџџ9џZР:„єѕџџџ$ BaseRateBI_D@00@A0@ BaseRateBI_01„ѕџџџМ.$ BaseRateBI_L@00@A0@ BaseRateBI_02„,ѕџџџ BaseRateBI_03„Hѕџџџ BaseRateBI_04„dѕџџџ BaseRateBI_05„€ѕџџџ BaseRateBI_06„œѕџџџ BaseRateBI_07 „Иѕџџ џ BaseRateBI_08 „дѕџџ џ BaseRateBI_10 „№ѕџџ џ BaseRateBI_11 „ ѕџџ џ BaseRateBI_12 „(ѕџџ џ BaseRateBI_13„Dѕџџџ BaseRateBI_14„`ѕџџџ BaseRateBI_15„|ѕџџџ BaseRateBI_16„˜ѕџџџ BaseRateBI_17„Дѕџџџ BaseRateBI_19„аѕџџџ BaseRateBI_22„ьѕџџџ BaseRateBI_23„ ѕџџџ BaseRateBI_24„$ ѕџџџ BaseRateBI_25„@ ѕџџџ BaseRateBI_26„\ ѕџџџ BaseRateBI_27„x ѕџџџ BaseRateBI_31„” ѕџџџ BaseRateBI_38„А ѕџџџ BaseRateBI_39„Ь ѕџџџ BaseRateBI_40О@"""""""""""""9Dш ѕџџџZРBodily Injury Base Rate#G!џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џD!ѕџџџDРBodily Injury Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]H!ѕџџџZРx Increased Limits Factor~ ƒ№?O№?џМъLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ|!ѕџџџМ LуРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]А!ѕџџџZР x Tier Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џЬ!ѕџџџ x Tier Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ш!ѕџџџZРx Class Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ"ѕџџџx Class Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]("ѕџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ0"ѕџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]8"ѕџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ@"ѕџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]H"ѕџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џL"ѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]P"ѕџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џT"ѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]X"ѕџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ\"ѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]`"ѕџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џd"ѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]h"ѕџџџZР + Expense FeeOџCїOџCїOџМCїOџOџOџOџ O џ O џ O џ O џ O( џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO џCї„"ѕџџџDР + Expense Fee§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]# "ѕџџџZР= Bodily Injury Rate$)†!џ%РРBЗDР)†!џ%РРBЗDР†)џМ-ѕџўџРРBЗLџџР†)џ†)џ†)џ†)џ †) џ †) џ †) џ †) џ †) џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ†)џ)‡!џ%РРBЗDР#Ь"ѕџџџDР= Bodily Injury Rate$НЈEEEEEEEEEEEEEEEEEEEEEEEEEEF9`ј"ѕџџџZР„ќ"ѕџџџМ.$ BaseRatePD_L@00@A0@ BaseRatePD_01„#ѕџџџ BaseRatePD_02„4#ѕџџџ BaseRatePD_03„P#ѕџџџ BaseRatePD_04„l#ѕџџџ BaseRatePD_05„ˆ#ѕџџџ BaseRatePD_06„Є#ѕџџџ BaseRatePD_07 „Р#ѕџџ џ BaseRatePD_08 „м#ѕџџ џ BaseRatePD_10 „ј#ѕџџ џ BaseRatePD_11 „$ѕџџ џ BaseRatePD_12 „0$ѕџџ џ BaseRatePD_13„L$ѕџџџ BaseRatePD_14„h$ѕџџџ BaseRatePD_15„„$ѕџџџ BaseRatePD_16„ $ѕџџџ BaseRatePD_17„М$ѕџџџ BaseRatePD_19„и$ѕџџџ BaseRatePD_22„є$ѕџџџ BaseRatePD_23„%ѕџџџ BaseRatePD_24„,%ѕџџџ BaseRatePD_25„H%ѕџџџ BaseRatePD_26„d%ѕџџџ BaseRatePD_27„€%ѕџџџ BaseRatePD_31„œ%ѕџџџ BaseRatePD_38„И%ѕџџџ BaseRatePD_39„д%ѕџџџ BaseRatePD_40О@9D№%ѕџџџZРProp. Damage Base Rate#G!%џ DРB”G)%џМ LџџРB”G)%џG)%џG)%џG)%џG)%џ G)% џ G)% џ G)% џ G)% џ G)% џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)%џG)џD &ѕџџџDРProp. Damage Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]P&ѕџџџZРx Increased Limits Factor~ ƒ№?O№?џМ$œLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№? џ„&ѕџџџDРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]зD‡slОР &8|Њ‚zv„~z~Љ J!rh*,NЦp <,!<,"<,#<,$<,%<,&<; '<;(<;)<,*<,+<,,<,-<,.<,/<,0:; 1:;2:;3:,4:; 5:;6:;7:,8:,9:,::,;:,<:,=:,>:,?:;  И&ѕџџ џZ Р x Tier Factor ~ ƒ№? O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?!џ д&ѕџџџ М &LуР x Tier Factor § c]§ c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]!№&ѕџџ!џZ!Рx Class Factor!~ !ƒ№?!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?"џ!'ѕџџ џ x Class Factor!§ !c]§ ! c]§ !!c]§ !"c]§ !#c]§ !$c]§ !%c]§ !&c]§ !'c]§ !(c]§ !)c]§ !*c]§ !+c]§ !,c]§ !-c]§ !.c]§ !/c]§ !0c]§ !1c]§ !2c]§ !3c]§ !4c]§ !5c]§ !6c]§ !7c]§ !8c]§ !9e]"0'ѕџџ"џZ"Рx"~ "ƒ№?"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?#џ"4'ѕџџ!џ x"§ "c]§ " c]§ "!c]§ ""c]§ "#c]§ "$c]§ "%c]§ "&c]§ "'c]§ "(c]§ ")c]§ "*c]§ "+c]§ ",c]§ "-c]§ ".c]§ "/c]§ "0c]§ "1c]§ "2c]§ "3c]§ "4c]§ "5c]§ "6c]§ "7c]§ "8c]§ "9e]#8'ѕџџ#џZ#Рx#~ #ƒ№?#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?$џ#<'ѕџџ"џ x#§ #c]§ # c]§ #!c]§ #"c]§ ##c]§ #$c]§ #%c]§ #&c]§ #'c]§ #(c]§ #)c]§ #*c]§ #+c]§ #,c]§ #-c]§ #.c]§ #/c]§ #0c]§ #1c]§ #2c]§ #3c]§ #4c]§ #5c]§ #6c]§ #7c]§ #8c]§ #9e]О #:%%;$&@'ѕџџ$џZ$Рx$~ $ƒ№?$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?%џ$&D'ѕџџ#џ x$§ $c]§ $ c]§ $!c]§ $"c]§ $#c]§ $$c]§ $%c]§ $&c]§ $'c]§ $(c]§ $)c]§ $*c]§ $+c]§ $,c]§ $-c]§ $.c]§ $/c]§ $0c]§ $1c]§ $2c]§ $3c]§ $4c]§ $5c]§ $6c]§ $7c]§ $8c]§ $9e]О $:%%;%H'ѕџџ%џZ%Р + Expense Fee%%O&џCћ%O&џ%М%%Cћ%O&џ%%O&џ%%O&џ%%O&џ%%O&џ%% O& џ%% O& џ%% O& џ%% O& џ%% O(& џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O &џCћ%d'ѕџџ$џ  + Expense Fee%§ %c]§ % c]§ %!c]§ %"c]§ %#c]§ %$c]§ %%c]§ %&c]§ %'c]§ %(c]§ %)c]§ %*c]§ %+c]§ %,c]§ %-c]§ %.c]§ %/c]§ %0c]§ %1c]§ %2c]§ %3c]§ %4c]§ %5c]§ %6c]§ %7c]§ %8c]§ %9e]&#€'ѕџџ&џZ&Р= Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)&†!'џ%$РРBЗD%Р&†)0џ&М&&-јџўџРРBЗLџџР&†)0џ&&†)0џ&&†)0џ&&†)0џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&)&†!0џ%$РРBЗD%Р&#Ј'ѕџџ%џ = Prop. Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9'`а'ѕџџ&џZ'Р''„д'ѕџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„є'ѕџџ(џ'BaseRatePIP_02'„(ѕџџ(џ'BaseRatePIP_03'„4(ѕџџ(џ'BaseRatePIP_04'„T(ѕџџ(џ'BaseRatePIP_05'„t(ѕџџ(џ'BaseRatePIP_06'„”(ѕџџ(џ'BaseRatePIP_07' „Д(ѕџџ( џ'BaseRatePIP_08' „д(ѕџџ( џ'BaseRatePIP_10' „є(ѕџџ( џ'BaseRatePIP_11' „)ѕџџ( џ'BaseRatePIP_12' „4)ѕџџ( џ'BaseRatePIP_13'„T)ѕџџ(џ'BaseRatePIP_14'„t)ѕџџ(џ'BaseRatePIP_15'„”)ѕџџ(џ'BaseRatePIP_16'„Д)ѕџџ(џ'BaseRatePIP_17'„д)ѕџџ(џ'BaseRatePIP_19'„є)ѕџџ(џ'BaseRatePIP_22'„*ѕџџ(џ'BaseRatePIP_23'„4*ѕџџ(џ'BaseRatePIP_24'„T*ѕџџ(џ'BaseRatePIP_25'„t*ѕџџ(џ'BaseRatePIP_26'„”*ѕџџ(џ'BaseRatePIP_27'„Д*ѕџџ(џ'BaseRatePIP_31'„д*ѕџџ(џ'BaseRatePIP_38'„є*ѕџџ(џ'BaseRatePIP_39'„+ѕџџ(џ'BaseRatePIP_40О@'9(D4+ѕџџ(џZ(Р PIP Base Rate(#(G!.џ D'РB”(G).џ(М(( LџџРB”(G).џ((G).џ((G).џ((G).џ((G).џ(( G). џ(( G). џ(( G). џ(( G). џ(( G). џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G))џ((DP+ѕџџ'џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e])l+ѕџџ)џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?)џD)Р)O№?)џ)М)-}LџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ)) +ѕџџ(џD)Рx Increased Limits Factor)§ )c]§ ) c]§ )!c]§ )"c]§ )#c]§ )$c]§ )%c]§ )&c]§ )'c]§ )(c]§ ))c]§ )*c]§ )+c]§ ),c]§ )-c]§ ).c]§ )/c]§ )0c]§ )1c]§ )2c]§ )3c]§ )4c]§ )5c]§ )6c]§ )7c]§ )8c]§ )9e]*д+ѕџџ*џZ*Р x Tier Factor*~ *ƒ№?*O№?*џD*Р*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)                          ! " # $ % & ' ( ) * + , - . / 0 1 2 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h i j k l m n o p q r s t u w §џџџx y z { | } ~  € *O№?+џ)*№+ѕџџ)џ*М*0LуР x Tier Factor*§ *c]§ * c]§ *!c]§ *"c]§ *#c]§ *$c]§ *%c]§ *&c]§ *'c]§ *(c]§ *)c]§ **c]§ *+c]§ *,c]§ *-c]§ *.c]§ */c]§ *0c]§ *1c]§ *2c]§ *3c]§ *4c]§ *5c]§ *6c]§ *7c]§ *8c]§ *9e]+ ,ѕџџ+џZ+Рx Class Factor+~ +ƒ№?+O№?+џD+Р+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?,џ)+,,ѕџџ*џ*x Class Factor+§ +c]§ + c]§ +!c]§ +"c]§ +#c]§ +$c]§ +%c]§ +&c]§ +'c]§ +(c]§ +)c]§ +*c]§ ++c]§ +,c]§ +-c]§ +.c]§ +/c]§ +0c]§ +1c]§ +2c]§ +3c]§ +4c]§ +5c]§ +6c]§ +7c]§ +8c]§ +9e],L,ѕџџ,џZ,Рx Passive Restraint,~ ,ƒ№?,O№?,џD,Р,O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?-џ),t,ѕџџ+џ*x Passive Restraint,§ ,c]§ , c]§ ,!c]§ ,"c]§ ,#c]§ ,$c]§ ,%c]§ ,&c]§ ,'c]§ ,(c]§ ,)c]§ ,*c]§ ,+c]§ ,,c]§ ,-c]§ ,.c]§ ,/c]§ ,0c]§ ,1c]§ ,2c]§ ,3c]§ ,4c]§ ,5c]§ ,6c]§ ,7c]§ ,8c]§ ,9e]-œ,ѕџџ-џZ-Рx-U~ -ƒ№?-O№?-џD-Р-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?.џ)- ,ѕџџ,џ*x-U§ -c]§ - c]§ -!c]§ -"c]§ -#c]§ -$c]§ -%c]§ -&c]§ -'c]§ -(c]§ -)c]§ -*c]§ -+c]§ -,c]§ --c]§ -.c]§ -/c]§ -0c]§ -1c]§ -2c]§ -3c]§ -4c]§ -5c]§ -6c]§ -7c]§ -8c]§ -9e].Є,ѕџџ.џZ.Р + Expense Fee..G/џCќ.G/џCќ.G/џ.М..Cќ.G/џ..G/џ..G/џ..G/џ.. G/ џ.. G/ џ.. G/ џ.. G/ џ.. G(/ џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..T /џCќ.Р,ѕџџ-џ* + Expense Fee.§ .c]§ . c]§ .!c]§ ."c]§ .#c]§ .$c]§ .%c]§ .&c]§ .'c]§ .(c]§ .)c]§ .*c]§ .+c]§ .,c]§ .-c]§ ..c]§ ./c]§ .0c]§ .1c]§ .2c]§ .3c]§ .4c]§ .5c]§ .6c]§ .7c]§ .8c]§ .9e]/#м,ѕџџ/џZ/Р = PIP Rate/$)/E!1џ%(-РРBЗD.Р/E)1џ/М//-љџўџРРBЗLџџР/E)1џ//E)1џ//E)1џ//E)1џ//E)1џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//#є,ѕџџ.џ* = PIP Rate/$НЈ/EEEEEEEEEEEEEEEEEEEEEEEEEEF90& -ѕџџ0џZ0Р+ Medical Payments0~ 0Ž0и0џD0Р0‰'џD0€0‰'џ0М00L€0‰'џ00‰'џ00‰'џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00&4-ѕџџ/џ*+ Medical Payments0НЈ0EEEEEEEEEEEEEEEEEEEEEEEEEEF91`\-ѕџџ0џZ1Р11‹`-ѕџџ2џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹|-ѕџџ2џ1 BaseRateUM_021‹˜-ѕџџ2џ1 BaseRateUM_031‹Д-ѕџџ2џ1 BaseRateUM_041‹а-ѕџџ2џ1 BaseRateUM_051‹ь-ѕџџ2џ1 BaseRateUM_061‹.ѕџџ2џ1 BaseRateUM_071 ‹$.ѕџџ2 џ1 BaseRateUM_081 ‹@.ѕџџ2 џ1 BaseRateUM_101 ‹\.ѕџџ2 џ1 BaseRateUM_111 ‹x.ѕџџ2 џ1 BaseRateUM_121 ‹”.ѕџџ2 џ1 BaseRateUM_131‹А.ѕџџ2џ1 BaseRateUM_141‹Ь.ѕџџ2џ1 BaseRateUM_151‹ш.ѕџџ2џ1 BaseRateUM_161‹/ѕџџ2џ1 BaseRateUM_171‹ /ѕџџ2џ1 BaseRateUM_191‹џ6М66 LџџРB”6G)?џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66G)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)7џ66Жйи4ѕџџ5џ6М6? LуРComprehensive Base Rate6§ 6c]§ 6 c]§ 6!c]§ 6"c]§ 6#c]§ 6$c]§ 6%c]§ 6&c]§ 6'c]§ 6(c]§ 6)c]§ 6*c]§ 6+c]§ 6,c]§ 6-c]§ 6.c]§ 6/c]§ 60c]§ 61c]§ 62c]§ 63c]§ 64c]§ 65c]§ 66c]§ 67c]§ 68c]§ 69e]75ѕџџ7џZ7Рx Deductible Factor7~ 7ƒ№?7O№?7џ7М77LџР7O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?8џ7705ѕџџ6џ6x Deductible Factor7§ 7c]§ 7 c]§ 7!c]§ 7"c]§ 7#c]§ 7$c]§ 7%c]§ 7&c]§ 7'c]§ 7(c]§ 7)c]§ 7*c]§ 7+c]§ 7,c]§ 7-c]§ 7.c]§ 7/c]§ 70c]§ 71c]§ 72c]§ 73c]§ 74c]§ 75c]§ 76c]§ 77c]§ 78c]§ 79e]8X5ѕџџ8џZ8Р x Tier Factor8~ 8ƒ№?8O№?8џ8М88LџР8O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?9џ88t5ѕџџ7џ6 x Tier Factor8§ 8c]§ 8 c]§ 8!c]§ 8"c]§ 8#c]§ 8$c]§ 8%c]§ 8&c]§ 8'c]§ 8(c]§ 8)c]§ 8*c]§ 8+c]§ 8,c]§ 8-c]§ 8.c]§ 8/c]§ 80c]§ 81c]§ 82c]§ 83c]§ 84c]§ 85c]§ 86c]§ 87c]§ 88c]§ 89e]95ѕџџ9џZ9Рx Class Factor9~ 9ƒ№?9O№?9џ9М99LџР9O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?:џ99А5ѕџџ8џ6x Class Factor9§ 9c]§ 9 c]§ 9!c]§ 9"c]§ 9#c]§ 9$c]§ 9%c]§ 9&c]§ 9'c]§ 9(c]§ 9)c]§ 9*c]§ 9+c]§ 9,c]§ 9-c]§ 9.c]§ 9/c]§ 90c]§ 91c]§ 92c]§ 93c]§ 94c]§ 95c]§ 96c]§ 97c]§ 98c]§ 99e]:а5ѕџџ:џZ:Рx Model Year Factor:~ :ƒ№?:O№?:џ:М::LџР:O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?;џ::ј5ѕџџ9џ6x Model Year Factor:§ :c]§ : c]§ :!c]§ :"c]§ :#c]§ :$c]§ :%c]§ :&c]§ :'c]§ :(c]§ :)c]§ :*c]§ :+c]§ :,c]§ :-c]§ :.c]§ :/c]§ :0c]§ :1c]§ :2c]§ :3c]§ :4c]§ :5c]§ :6c]§ :7c]§ :8c]§ :9e]; 6ѕџџ;џZ;Рx Symbol Factor;~ ;ƒ№?;O№?;џ;М;;LџР;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?<џ;;@6ѕџџ:џ6x Symbol Factor;§ ;c]§ ; c]§ ;!c]§ ;"c]§ ;#c]§ ;$c]§ ;%c]§ ;&c]§ ;'c]§ ;(c]§ ;)c]§ ;*c]§ ;+c]§ ;,c]§ ;-c]§ ;.c]§ ;/c]§ ;0c]§ ;1c]§ ;2c]§ ;3c]§ ;4c]§ ;5c]§ ;6c]§ ;7c]§ ;8c]§ ;9e]<`6ѕџџ<џZ<Р x Anti-Theft<~ <ƒ№?<O№?<џ<М<<LџР<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?=џ<<|6ѕџџ;џ6 x Anti-Theft<§ <c]§ < c]§ <!c]§ <"c]§ <#c]§ <$c]§ <%c]§ <&c]§ <'c]§ <(c]§ <)c]§ <*c]§ <+c]§ <,c]§ <-c]§ <.c]§ </c]§ <0c]§ <1c]§ <2c]§ <3c]§ <4c]§ <5c]§ <6c]§ <7c]§ <8c]§ <9e]=˜6ѕџџ=џZ=Рx=~ =ƒ№?=O№?=џ=М==LџР=O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?>џ==œ6ѕџџ<џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]> 6ѕџџ>џZ>Р + Expense Fee>>c ?џD>€>O >џCљ>O(?џ>М>>L€>O(?џ>>O(?џ>>O(?џ>>O(?џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>М6ѕџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#и6ѕџџ?џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!@џ%6=РРBЗD>Р?E)@џ?М??-їџўџРРBЗLџџР?E)@џ??E)@џ??E)@џ??E)@џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??#7ѕџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зDёЉl=,  NФ^U=,6N–ydWœ:}I=?IA;%N@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`07ѕџџ?џZ@Р@@‹47ѕџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹T7ѕџџAџ@BaseRateColl_02@‹t7ѕџџAџ@BaseRateColl_03@‹”7ѕџџAџ@BaseRateColl_04@‹Д7ѕџџAџ@BaseRateColl_05@‹д7ѕџџAџ@BaseRateColl_06@‹є7ѕџџAџ@BaseRateColl_07@ ‹8ѕџџA џ@BaseRateColl_08@ ‹48ѕџџA џ@BaseRateColl_10@ ‹T8ѕџџA џ@BaseRateColl_11@ ‹t8ѕџџA џ@BaseRateColl_12@ ‹”8ѕџџA џ@BaseRateColl_13@‹Д8ѕџџAџ@BaseRateColl_14@‹д8ѕџџAџ@BaseRateColl_15@‹є8ѕџџAџ@BaseRateColl_16@‹9ѕџџAџ@BaseRateColl_17@‹49ѕџџAџ@BaseRateColl_19@‹T9ѕџџAџ@BaseRateColl_22@‹t9ѕџџAџ@BaseRateColl_23@‹”9ѕџџAџ@BaseRateColl_24@‹Д9ѕџџAџ@BaseRateColl_25@‹д9ѕџџAџ@BaseRateColl_26@‹є9ѕџџAџ@BaseRateColl_27@‹:ѕџџAџ@BaseRateColl_31@‹4:ѕџџAџ@BaseRateColl_38@‹T:ѕџџAџ@BaseRateColl_39@™t:ѕџџAџ@BaseRateColl_40О@@9AD”:ѕџџAџZAРCollision Base RateAAG)IџAМAA LџџРB”AG)JџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAA G)B џAA G)B џAA G)B џAA G)B џAA G)B џAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAADМ:ѕџџ@џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]Bф:ѕџџBџZBРx Deductible FactorB~ Bƒ№?BO№?BџBМBHLџРBO№?CџBМBI€L€BO№?CџBBO№?CџBBO№?CџBBO№?CџBB O№?C џBB O№?C џBB O№?C џBB O№?C џBB O№?C џBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBМBIHL€BO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBB ;ѕџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]C4;ѕџџCџZCР x Tier FactorC~ Cƒ№?CO№?CџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBC O№?D џBC O№?D џBC O№?D џBC O№?D џBC O№?D џBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCP;ѕџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]Dl;ѕџџDџZDРx Class FactorD~ Dƒ№?DO№?DџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBD O№?E џBD O№?E џBD O№?E џBD O№?E џBD O№?E џBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDŒ;ѕџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]EЌ;ѕџџEџZEРx Model Year FactorE~ Eƒ№?EO№?EџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBE O№?F џBE O№?F џBE O№?F џBE O№?F џBE O№?F џBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEд;ѕџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]Fќ;ѕџџFџZFРx Symbol FactorF~ Fƒ№?FO№?FџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBF O№?G џBF O№?G џBF O№?G џBF O№?G џBF O№?G џBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBF<ѕџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]G<<ѕџџGџZGРxG~ Gƒ№?GO№?GџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBG O№?H џBG O№?H џBG O№?H џBG O№?H џBG O№?H џBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBG@<ѕџџFџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]HD<ѕџџHџZHРxH~ Hƒ№?HO№?HџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBH O№?I џBH O№?I џBH O№?I џBH O№?I џBH O№?I џBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHH<ѕџџGџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]IL<ѕџџIџZIР + Expense FeeIIc JџDI€IO IџCјIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBI O(J џBI O(J џBI O(J џBI O(J џBI O(J џBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIh<ѕџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J#„<ѕџџJџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJ#Ј<ѕџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K`Ь<ѕџџJџZKРОxK9Lа<ѕџџLџZLР LiabilityL4LV!5џDРD&РD0РD/РD4Р4LV!5џDРD&РD0РD/РD4РLV)5џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)5џLLV)5џLLV)5џLLV)5џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLф<ѕџџKџDLР LiabilityLLVMџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VM џLL!VM!џLL"VM"џLL#VM#џLL$VM$џLL%VM%џLL&VM&џLL'VM'џLL(VM(џLL)VM)џLL*VM*џLL+VM+џLL,VM,џLL-VM-џLL.VM.џLL/VM/џLL0VM0џLL1VM1џLL2VM2џLL3VM3џLL4VM4џLL5VM5џLL6VM6џLL7VM7џLL8VM8џLL9WM9џLMј<ѕџџMџZMРPhysical DamageM"MV!Nџ D?РDJР"MV!Nџ D?РDJРMV)NџMМMM LђџРL§џРMV)NџMMV)NџMMV)NџMMV)NџMM V)N џMM V)N џMM V)N џMM V)N џMM V)N џMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMM=ѕџџLџDMРPhysical DamageMMVNџMМMM9 LђџРL§џРM VN џMM!VN!џMM"VN"џMM#VN#џMM$VN$џMM%VN%џMM&VN&џMM'VN'џMM(VN(џMM)VN)џMM*VN*џMM+VN+џMM,VN,џMM-VN-џMM.VN.џMM/VN/џMM0VN0џMM1VN1џMM2VN2џMM3VN3џMM4VN4џMM5VN5џMM6VN6џMM7VN7џMM8VN8џMM9WN9џMN8=ѕџџMџZNРTotal Driver #1N!NX!Nџ DLРDMР!NX!џ DLРDMРNX)џNМNN LўџРLџџРNX)џNNX)џNNX)џNNX)џNN X)џNN X) џNN X) џNN X) џNN X) џNNX) џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џN§ NˆNNXџNМNN9 LўџРLџџРN XLџNN!XL џNN"XL!џNN#XL"џNN$XL#џNN%XL$џNN&XL%џNN'XL&џNN(XL'џNN)XL(џNN*XL)џNN+XL*џNN,XL+џNN-XL,џNN.XL-џNN/XL.џNN0XL/џNN1XL0џNN2XL1џNN3XL2џNN4XL3џNN5XL4џNN6XL5џNN7XL6џNN8XL7џNN9YL8џNOaX=ѕџџL9џZOРОxO,,,,,,,,,,,,,,,,,,,,,,,,,,,-ЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈ9P.\=ѕџџШўі§ZPР LiabilityP+!PZ!Qџ DLРDL РPZ)QџPМPQ4 LќџРLќџРPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPP Z)Q џPP Z)Q џPP Z)Q џPP Z)Q џPP Z)Q џPPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPPZ)QџPP[)QџPО@P9Q.p=ѕџџPџZQРPhysical DamageQ+!QZ!Rџ DMРDM РQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQ Z)R џPQ Z)R џPQ Z)R џPQ Z)R џPQ Z)R џPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQZ)RџPQ[)RџPО@Q9R\=ѕџџQџZRР Grand TotalR]!R^!џ DPРDQР!R^!Pџ DPРDQРR^)PџRМRR LўџРLџџРR^)PџRR^)PџRR^)PџRR^)PџRR ^)PџRR ^)P џRR ^)P џRR ^)P џRR ^)P џRR^)P џRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџRR^)PџR!R_!Pџ DPРDQРО@R9ОxS8О T''О U((з0 _Є:uo*,6.;А‰L!уаё|Т0 ( O PP >ЖАЊ ™Ч я 7К Sheet131 FЭЩ€ V]œ|ЕК-  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,IPЈ=ѕџџRџ3"Appendix #4 - Rating Example 6A - @Cі@)&Appendix #4 - Rating Example 6A - 2003ОQQQQQQQQQQQ О зззззззззззззC)<ЏѕџџOџ-#@Cџ@@ @@Cў@ #0 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Comp~ Ы@@О6 Ъа ˜?ѕџџ џ Tier Factor§ S]  А?ѕџџ џ  Ded. Comp§ !S]О6 "г9 Ф?ѕџџ џZ Р Model Yr§ лп  и?ѕџџ џZ Р Ded. Coll~ Ы@@О6 Ъа ь?ѕџџ џ Model Yr§ S]  @ѕџџ џ  Ded. Coll§ !S]О6 "г9 @ѕџџ џZ Р Symbol§ лп € $@ѕџџ џZ Р Threshold§ ЬИО6 Эб 8@ѕџџ џ Symbol§ b] € БH@ѕџџ џ  Threshold§ !е]О6 "д9Оz 9О  \@ѕџџџМLР#8Bf Jersey City t@ѕџџ џ Newark „@ѕџџ!џ Paterson ˜@ѕџџ"џ Elizabeth Ќ@ѕџџ#џ Bayonne М@ѕџџ$џ Trenton Ь@ѕџџ%џ Camden м@ѕџџ&џ Perth Amboy є@ѕџџ'џ N. Bergen Co. Aѕџџ(џ S. Bergen Co. ,Aѕџџ)џ Camden sub. DAѕџџ*џ Camden Co. \Aѕџџ+џ SW New Jersey xAѕџџ,џ Trenton sub. ”Aѕџџ-џ Long Branch ЌAѕџџ.џ Monmouth Co. ШAѕџџ/џ Atlantic City фAѕџџ0џ Newark s-sub. Bѕџџ1џ Hudson Co. Bѕџџ2џ Essex Co. ,Bѕџџ3џ NC New Jersey HBѕџџ4џ NW New Jersey dBѕџџ5џ SE New Jersey €Bѕџџ6џ Newark sub. ˜Bѕџџ7џ East Orange АBѕџџ8џ Plainfield ШBѕџџ9џ New BrunswickО  фBѕџџ џDР Jersey City ќBѕџџџ М &LуР Newark! Cѕџџџ  Paterson" Cѕџџџ  Elizabeth# 4Cѕџџџ  Bayonne$ DCѕџџџ  Trenton% TCѕџџџ  Camden& dCѕџџџ  Perth Amboy' |Cѕџџ џD Р N. Bergen Co.( ˜Cѕџџ џ(М(7 LуР S. Bergen Co.) ДCѕџџ џ( Camden sub.* ЬCѕџџ џ( Camden Co.+ фCѕџџ џ( SW New Jersey, Dѕџџџ( Trenton sub.- Dѕџџџ( Long Branch. 4Dѕџџџ( Monmouth Co./ PDѕџџџ( Atlantic City0 lDѕџџџ( Newark s-sub.1 ˆDѕџџџ( Hudson Co.2  Dѕџџџ( Essex Co.3 ДDѕџџџ( NC New Jersey4 аDѕџџџ( NW New Jersey5 ьDѕџџџ( SE New Jersey6 Eѕџџџ( Newark sub.7 Eѕџџџ( East Orange8 8EѕџџџDР Plainfield9!PEѕџџџDР New BrunswicklEѕџџџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?џDР ‚@џ !‚@ џ "‚@!џ #‚@"џ $‚@#џ %‚@$џ &‚ @%џ '‚$@&џD Р(‚&@'џ()‚(@(џ(*‚*@)џ(+‚,@*џ(,‚.@+џ(-‚0@,џ(.‚1@-џ(/‚3@.џ(0‚6@/џ(1‚7@0џ(2‚8@1џ(3‚9@2џ(4‚:@3џ(5‚;@4џ(6‚?@5џ(7‚C@6џ(8‚€C@7џDР9!D@8џDР&ŒEѕџџ9џZР:„Eѕџџџ$ BaseRateBI_D@00@A0@ BaseRateBI_01„ЌEѕџџџМ.$ BaseRateBI_L@00@A0@ BaseRateBI_02„ШEѕџџџ BaseRateBI_03„фEѕџџџ BaseRateBI_04„Fѕџџџ BaseRateBI_05„Fѕџџџ BaseRateBI_06„8Fѕџџџ BaseRateBI_07 „TFѕџџ џ BaseRateBI_08 „pFѕџџ џ BaseRateBI_10 „ŒFѕџџ џ BaseRateBI_11 „ЈFѕџџ џ BaseRateBI_12 „ФFѕџџ џ BaseRateBI_13„рFѕџџџ BaseRateBI_14„ќFѕџџџ BaseRateBI_15„Gѕџџџ BaseRateBI_16„4Gѕџџџ BaseRateBI_17„PGѕџџџ BaseRateBI_19„lGѕџџџ BaseRateBI_22„ˆG ‚ ƒ „ … † ‡ ˆ ‰ Š ‹ Œ  Ž   ‘ ’ “ ” • – — ˜ ™ š › œ  ž Ÿ   Ё Ђ Ѓ Є Ѕ І Ї Ј Љ Њ Ћ Ќ ­ Ў Џ А Б В Г Д Е Ж З И Й К Л М Н О П Р С Т У Ф Х Ц Ч Ш Щ Ъ Ы Ь Э Ю Я а б в г д е ж з и й к л м н о п р с т у ф х ц ч ш щ ъ ы ь э ю я № ё ђ ѓ є ѕ і ј §џџџљ њ ћ ќ § ў џ ѕџџџ BaseRateBI_23„ЄGѕџџџ BaseRateBI_24„РGѕџџџ BaseRateBI_25„мGѕџџџ BaseRateBI_26„јGѕџџџ BaseRateBI_27„Hѕџџџ BaseRateBI_31„0Hѕџџџ BaseRateBI_38„LHѕџџџ BaseRateBI_39„hHѕџџџ BaseRateBI_40О@"""""""""""""9D„HѕџџџZРBodily Injury Base Rate#G!џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G) џ G) џ G) џ G) џ G) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џDДHѕџџџDРBodily Injury Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]фHѕџџџZРx Increased Limits Factor~ ƒ№?O№?џМъLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џIѕџџџМ LуРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]LIѕџџџZР x Tier Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џhIѕџџџ x Tier Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]„IѕџџџZРx Class Factor~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џЄIѕџџџx Class Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ФIѕџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џЬIѕџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]дIѕџџџZРx ~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џмIѕџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]фIѕџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џшIѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ьIѕџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џ№Iѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]єIѕџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џјIѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]ќIѕџџџZРx~ ƒ№?O№?џO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џJѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]JѕџџџZР + Expense FeeOџCїOџCїOџМCїOџOџOџOџ O џ O џ O џ O џ O( џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO(џO џCї JѕџџџDР + Expense Fee§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]#:,?:;  TNѕџџ џZ Р x Tier Factor ~ ƒ№? O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?!џ pNѕџџџ М &LуР x Tier Factor § c]§ c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]!ŒNѕџџ!џZ!Рx Class Factor!~ !ƒ№?!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?"џ!ЌNѕџџ џ x Class Factor!§ !c]§ ! c]§ !!c]§ !"c]§ !#c]§ !$c]§ !%c]§ !&c]§ !'c]§ !(c]§ !)c]§ !*c]§ !+c]§ !,c]§ !-c]§ !.c]§ !/c]§ !0c]§ !1c]§ !2c]§ !3c]§ !4c]§ !5c]§ !6c]§ !7c]§ !8c]§ !9e]"ЬNѕџџ"џZ"Рx"~ "ƒ№?"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?#џ"аNѕџџ!џ x"§ "c]§ " c]§ "!c]§ ""c]§ "#c]§ "$c]§ "%c]§ "&c]§ "'c]§ "(c]§ ")c]§ "*c]§ "+c]§ ",c]§ "-c]§ ".c]§ "/c]§ "0c]§ "1c]§ "2c]§ "3c]§ "4c]§ "5c]§ "6c]§ "7c]§ "8c]§ "9e]#дNѕџџ#џZ#Рx#~ #ƒ№?#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?$џ#иNѕџџ"џ x#§ #c]§ # c]§ #!c]§ #"c]§ ##c]§ #$c]§ #%c]§ #&c]§ #'c]§ #(c]§ #)c]§ #*c]§ #+c]§ #,c]§ #-c]§ #.c]§ #/c]§ #0c]§ #1c]§ #2c]§ #3c]§ #4c]§ #5c]§ #6c]§ #7c]§ #8c]§ #9e]О #:%%;$&мNѕџџ$џZ$Рx$~ $ƒ№?$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?%џ$&рNѕџџ#џ x$§ $c]§ $ c]§ $!c]§ $"c]§ $#c]§ $$c]§ $%c]§ $&c]§ $'c]§ $(c]§ $)c]§ $*c]§ $+c]§ $,c]§ $-c]§ $.c]§ $/c]§ $0c]§ $1c]§ $2c]§ $3c]§ $4c]§ $5c]§ $6c]§ $7c]§ $8c]§ $9e]О $:%%;%фNѕџџ%џZ%Р + Expense Fee%%O&џCћ%O&џ%М%%Cћ%O&џ%%O&џ%%O&џ%%O&џ%%O&џ%% O& џ%% O& џ%% O& џ%% O& џ%% O(& џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O &џCћ%Oѕџџ$џ  + Expense Fee%§ %c]§ % c]§ %!c]§ %"c]§ %#c]§ %$c]§ %%c]§ %&c]§ %'c]§ %(c]§ %)c]§ %*c]§ %+c]§ %,c]§ %-c]§ %.c]§ %/c]§ %0c]§ %1c]§ %2c]§ %3c]§ %4c]§ %5c]§ %6c]§ %7c]§ %8c]§ %9e]&#Oѕџџ&џZ&Р= Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)&†!'џ%$РРBЗD%Р&†)0џ&М&&-јџўџРРBЗLџџР&†)0џ&&†)0џ&&†)0џ&&†)0џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&)&†!0џ%$РРBЗD%Р&#DOѕџџ%џ = Prop. Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9'`lOѕџџ&џZ'Р''„pOѕџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„Oѕџџ(џ'BaseRatePIP_02'„АOѕџџ(џ'BaseRatePIP_03'„аOѕџџ(џ'BaseRatePIP_04'„№Oѕџџ(џ'BaseRatePIP_05'„Pѕџџ(џ'BaseRatePIP_06'„0Pѕџџ(џ'BaseRatePIP_07' „PPѕџџ( џ'BaseRatePIP_08' „pPѕџџ( џ'BaseRatePIP_10' „Pѕџџ( џ'BaseRatePIP_11' „АPѕџџ( џ'BaseRatePIP_12' „аPѕџџ( џ'BaseRatePIP_13'„№Pѕџџ(џ'BaseRatePIP_14'„Qѕџџ(џ'BaseRatePIP_15'„0Qѕџџ(џ'BaseRatePIP_16'„PQѕџџ(џ'BaseRatePIP_17'„pQѕџџ(џ'BaseRatePIP_19'„Qѕџџ(џ'BaseRatePIP_22'„АQѕџџ(џ'BaseRatePIP_23'„аQѕџџ(џ'BaseRatePIP_24'„№Qѕџџ(џ'BaseRatePIP_25'„Rѕџџ(џ'BaseRatePIP_26'„0Rѕџџ(џ'BaseRatePIP_27'„PRѕџџ(џ'BaseRatePIP_31'„pRѕџџ(џ'BaseRatePIP_38'„Rѕџџ(џ'BaseRatePIP_39'„АRѕџџ(џ'BaseRatePIP_40О@'9(DаRѕџџ(џZ(Р PIP Base Rate(#(G!.џ D'РB”(G).џ(М(( LџџРB”(G).џ((G).џ((G).џ((G).џ((G).џ(( G). џ(( G). џ(( G). џ(( G). џ(( G). џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G))џ((DьRѕџџ'џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e])Sѕџџ)џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?)џD)Р)O№?)џ)М)-}LџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ))џ6М66 LџџРB”6G)?џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66G)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)7џ66Жйt\ѕџџ5џ6М6? LуРComprehensive Base Rate6§ 6c]§ 6 c]§ 6!c]§ 6"c]§ 6#c]§ 6$c]§ 6%c]§ 6&c]§ 6'c]§ 6(c]§ 6)c]§ 6*c]§ 6+c]§ 6,c]§ 6-c]§ 6.c]§ 6/c]§ 60c]§ 61c]§ 62c]§ 63c]§ 64c]§ 65c]§ 66c]§ 67c]§ 68c]§ 69e]7Є\ѕџџ7џZ7Рx Deductible Factor7~ 7ƒ№?7O№?7џ7М77LџР7O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?8џ77Ь\ѕџџ6џ6x Deductible Factor7§ 7c]§ 7 c]§ 7!c]§ 7"c]§ 7#c]§ 7$c]§ 7%c]§ 7&c]§ 7'c]§ 7(c]§ 7)c]§ 7*c]§ 7+c]§ 7,c]§ 7-c]§ 7.c]§ 7/c]§ 70c]§ 71c]§ 72c]§ 73c]§ 74c]§ 75c]§ 76c]§ 77c]§ 78c]§ 79e]8є\ѕџџ8џZ8Р x Tier Factor8~ 8ƒ№?8O№?8џ8М88LџР8O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?9џ88]ѕџџ7џ6 x Tier Factor8§ 8c]§ 8 c]§ 8!c]§ 8"c]§ 8#c]§ 8$c]§ 8%c]§ 8&c]§ 8'c]§ 8(c]§ 8)c]§ 8*c]§ 8+c]§ 8,c]§ 8-c]§ 8.c]§ 8/c]§ 80c]§ 81c]§ 82c]§ 83c]§ 84c]§ 85c]§ 86c]§ 87c]§ 88c]§ 89e]9,]ѕџџ9џZ9Рx Class Factor9~ 9ƒ№?9O№?9џ9М99LџР9O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?:џ99L]ѕџџ8џ6x Class Factor9§ 9c]§ 9 c]§ 9!c]§ 9"c]§ 9#c]§ 9$c]§ 9%c]§ 9&c]§ 9'c]§ 9(c]§ 9)c]§ 9*c]§ 9+c]§ 9,c]§ 9-c]§ 9.c]§ 9/c]§ 90c]§ 91c]§ 92c]§ 93c]§ 94c]§ 95c]§ 96c]§ 97c]§ 98c]§ 99e]:l]ѕџџ:џZ:Рx Model Year Factor:~ :ƒ№?:O№?:џ:М::LџР:O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?;џ::”]ѕџџ9џ6x Model Year Factor:§ :c]§ : c]§ :!c]§ :"c]§ :#c]§ :$c]§ :%c]§ :&c]§ :'c]§ :(c]§ :)c]§ :*c]§ :+c]§ :,c]§ :-c]§ :.c]§ :/c]§ :0c]§ :1c]§ :2c]§ :3c]§ :4c]§ :5c]§ :6c]§ :7c]§ :8c]§ :9e];М]ѕџџ;џZ;Рx Symbol Factor;~ ;ƒ№?;O№?;џ;М;;LџР;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?<џ;;м]ѕџџ:џ6x Symbol Factor;§ ;c]§ ; c]§ ;!c]§ ;"c]§ ;#c]§ ;$c]§ ;%c]§ ;&c]§ ;'c]§ ;(c]§ ;)c]§ ;*c]§ ;+c]§ ;,c]§ ;-c]§ ;.c]§ ;/c]§ ;0c]§ ;1c]§ ;2c]§ ;3c]§ ;4c]§ ;5c]§ ;6c]§ ;7c]§ ;8c]§ ;9e]<ќ]ѕџџ<џZ<Р x Anti-Theft<~ <ƒ№?<O№?<џ<М<<LџР<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?=џ<<^ѕџџ;џ6 x Anti-Theft<§ <c]§ < c]§ <!c]§ <"c]§ <#c]§ <$c]§ <%c]§ <&c]§ <'c]§ <(c]§ <)c]§ <*c]§ <+c]§ <,c]§ <-c]§ <.c]§ </c]§ <0c]§ <1c]§ <2c]§ <3c]§ <4c]§ <5c]§ <6c]§ <7c]§ <8c]§ <9e]=4^ѕџџ=џZ=Рx=~ =ƒ№?=O№?=џ=М==LџР=O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?>џ==8Аїѕџџ<џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]><^ѕџџ>џZ>Р + Expense Fee>>c ?џD>€>O >џCљ>O(?џ>М>>L€>O(?џ>>O(?џ>>O(?џ>>O(?џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>X^ѕџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#t^ѕџџ?џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!@џ%6=РРBЗD>Р?E)@џ?М??-їџўџРРBЗLџџР?E)@џ??E)@џ??E)@џ??E)@џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??# ^ѕџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зDёЉl=,  NФ^U=,6N–ydWœ:}I=?IA;%N@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`Ь^ѕџџ?џZ@Р@@‹а^ѕџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹№^ѕџџAџ@BaseRateColl_02@‹_ѕџџAџ@BaseRateColl_03@‹0_ѕџџAџ@BaseRateColl_04@‹P_ѕџџAџ@BaseRateColl_05@‹p_ѕџџAџ@BaseRateColl_06@‹_ѕџџAџ@BaseRateColl_07@ ‹А_ѕџџA џ@BaseRateColl_08@ ‹а_ѕџџA џ@BaseRateColl_10@ ‹№_ѕџџA џ@BaseRateColl_11@ ‹`ѕџџA џ@BaseRateColl_12@ ‹0`ѕџџA џ@BaseRateColl_13@‹P`ѕџџAџ@BaseRateColl_14@‹p`ѕџџAџ@BaseRateColl_15@                          ! " # $ % & ' ( ) * + , - . / 0 1 2 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h i j k l m n o p q r s t u v w y §џџџz { | } ~  € ‹`ѕџџAџ@BaseRateColl_16@‹А`ѕџџAџ@BaseRateColl_17@‹а`ѕџџAџ@BaseRateColl_19@‹№`ѕџџAџ@BaseRateColl_22@‹aѕџџAџ@BaseRateColl_23@‹0aѕџџAџ@BaseRateColl_24@‹PaѕџџAџ@BaseRateColl_25@‹paѕџџAџ@BaseRateColl_26@‹aѕџџAџ@BaseRateColl_27@‹АaѕџџAџ@BaseRateColl_31@‹аaѕџџAџ@BaseRateColl_38@‹№aѕџџAџ@BaseRateColl_39@™bѕџџAџ@BaseRateColl_40О@@9AD0bѕџџAџZAРCollision Base RateAAG)IџAМAA LџџРB”AG)JџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAA G)B џAA G)B џAA G)B џAA G)B џAA G)B џAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAADXbѕџџ@џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]B€bѕџџBџZBРx Deductible FactorB~ Bƒ№?BO№?BџBМBHLџРBO№?CџBМBI€L€BO№?CџBBO№?CџBBO№?CџBBO№?CџBB O№?C џBB O№?C џBB O№?C џBB O№?C џBB O№?C џBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBМBIHL€BO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBЈbѕџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]CаbѕџџCџZCР x Tier FactorC~ Cƒ№?CO№?CџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBC O№?D џBC O№?D џBC O№?D џBC O№?D џBC O№?D џBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCьbѕџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]DcѕџџDџZDРx Class FactorD~ Dƒ№?DO№?DџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBD O№?E џBD O№?E џBD O№?E џBD O№?E џBD O№?E џBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBD(cѕџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]EHcѕџџEџZEРx Model Year FactorE~ Eƒ№?EO№?EџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBE O№?F џBE O№?F џBE O№?F џBE O№?F џBE O№?F џBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEpcѕџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]F˜cѕџџFџZFРx Symbol FactorF~ Fƒ№?FO№?FџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBF O№?G џBF O№?G џBF O№?G џBF O№?G џBF O№?G џBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFИcѕџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]GиcѕџџGџZGРxG~ Gƒ№?GO№?GџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBG O№?H џBG O№?H џBG O№?H џBG O№?H џBG O№?H џBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGмcѕџџFџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]HрcѕџџHџZHРxH~ Hƒ№?HO№?HџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBH O№?I џBH O№?I џBH O№?I џBH O№?I џBH O№?I џBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHфcѕџџGџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]IшcѕџџIџZIР + Expense FeeIIc JџDI€IO IџCјIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBI O(J џBI O(J џBI O(J џBI O(J џBI O(J џBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIdѕџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J# dѕџџJџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJ#DdѕџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K`hdѕџџJџZKРОxK9LldѕџџLџZLР LiabilityL4LV!5џDРD&РD0РD/РD4Р4LV!5џDРD&РD0РD/РD4РLV)5џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)5џLLV)5џLLV)5џLLV)5џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLL€dѕџџKџDLР LiabilityLLVMџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VM џLL!VM!џLL"VM"џLL#VM#џLL$VM$џLL%VM%џLL&VM&џLL'VM'џLL(VM(џLL)VM)џLL*VM*џLL+VM+џLL,VM,џLL-VM-џLL.VM.џLL/VM/џLL0VM0џLL1VM1џLL2VM2џLL3VM3џLL4VM4џLL5VM5џLL6VM6џLL7VM7џLL8VM8џLL9WM9џLM”dѕџџMџZMРPhysical DamageM"MV!Nџ D?РDJР"MV!Nџ D?РDJРMV)NџMМMM LђџРL§џРMV)NџMMV)NџMMV)NџMMV)NџMM V)N џMM V)N џMM V)N џMM V)N џMM V)N џMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMДdѕџџLџDMРPhysical DamageMMVNџMМMM9 LђџРL§џРM VN џMM!VN!џMM"VN"џMM#VN#џMM$VN$џMM%VN%џMM&VN&џMM'VN'џMM(VN(џMM)VN)џMM*VN*џMM+VN+џMM,VN,џMM-VN-џMM.VN.џMM/VN/џMM0VN0џMM1VN1џMM2VN2џMM3VN3џMM4VN4џMM5VN5џMM6VN6џMM7VN7џMM8VN8џMM9WN9џMNдdѕџџMџZNРTotal Driver #1N!NX!Nџ DLРDMР!NX!џ DLРDMРNX)џNМNN LўџРLџџРNX)џNNX)џNNX)џNNX)џNN X)џNN X) џNN X) џNN X) џNN X) џNNX) џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џN§ NˆNNXџNМNN9 LўџРLџџРN XLџNN!XL џNN"XL!џNN#XL"џNN$XL#џNN%XL$џNN&XL%џNN'XL&џNN(XL'џNN)XL(џNN*XL)џNN+XL*џNN,XL+џNN-XL,џNN.XL-џNN/XL.џNN0XL/џNN1XL0џNN2XL1џNN3XL2џNN4XL3џNN5XL4џNN6XL5џNN7XL6џNN8XL7џNN9YL8џNOaєdѕџџL9џZOРОxO,,,,,,,,,,,,,,,,,,,,,,,,,,,-ЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈ9P.јdѕџџ щї§ZPР LiabilityP+!PZ!Qџ DLРDLР!PZ!Rџ DLРDL РPZ)PџPМPP LќџРLќџРPZ)PџPPZ)PџPPZ)PџPPZ)P џPP Z)P џPP Z)P џPP Z)P џPP Z)P џPP Z)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPЅ)QџPО@PЄ9Q. eѕџџPџZQРPhysical DamageQ+!QZ!Qџ DMРDMР!QZ!Pџ DMРDM РQZ)QџQМQQ LќџРLќџРQZ)QџQQZ)QџQQZ)QџQQZ)Q џQQ Z)Q џQQ Z)Q џQQ Z)Q џQQ Z)Q џQQ Z)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQЅ)PџQО@QЄ9R\,eѕџџQџZRР Grand TotalR]!R^!џ DPРDQР!R^!Rџ DPРDQРR^)RџRМRR LўџРLџџРR^)RџRR^)RџRR^)RџRR^)RџRR ^)RџRR ^)R џRR ^)R џRR ^)R џRR ^)R џRR^)R џRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџR!RІ!Rџ DPРDQРО@RЄ9ОxS8О T''О U((з00_Є:uo*,6.;А‰L!щяё|Т0 ( O PP >ЖАЊ ™Ч я 7К Sheet1121 FЭЩ€ VМ'л›FŒЅ  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,IPDeѕџџRџ3"Appendix #4 - Rating Example 6B - @Cі@)&Appendix #4 - Rating Example 6B - 2003ОQQQQQQQQQQQ О зззззззззззззC)xЏѕџџOџ-#@Cџ@@ @@Cў@ #0 GroupNameC)”Џѕџџў-#@Cё@@ @@C№@#0 CompanyName))§ *“§ *§ *‚§ е§ *ƒ§ vОx8аeѕџџџZР Policy Term§ Ми~шeѕџџ џZР BI Limits§ МйО6ШЮќeѕџџPџМ LуР Policy Term§ /]~ fѕџџџ М LуР BI Limits§ !/]О6"в9(fѕџџџZР Class Code§ Он @fѕџџ џZР PD Limits§ ЩкО6ЪЯTfѕџџџDР Class Code§ R]  lfѕџџџ  PD Limits§ !R]О6"!9€fѕџџџZР Class Factor§ Ппœfѕџџ џZРPIP§ ЩлО6ЪЯЄfѕџџџ Class Factor§ S] Рfѕџџџ PIP§ !S]О6"г9 Шfѕџџ џZ Р Tier Number§ По  рfѕџџ џZ РUM§ ЩмО6 ЪЯ шfѕџџџ Tier Number§ S]  gѕџџ џ UM§ !S]О6 "г9 gѕџџ џZ Р Tier Factor§ Пп   gѕџџ џZ Р Ded. Comp~ Ы@@О6 Ъа 4gѕџџ џ Tier Factor§ S]  Lgѕџџ џ  Ded. Comp§ !S]О6 "г9 `gѕџџ џZ Р Model Yr§ лп  tgѕџџ џZ Р Ded. Coll~ Ы@@О6 Ъа ˆgѕџџ џ Model Yr§ S]  œgѕџџ џ  Ded. Coll§ !S]О6 "г9 Аgѕџџ џZ Р Symbol§ лп € Рgѕџџ џZ Р Threshold§ ЬИО6 Эб дgѕџџ џ Symbol§ b] € Бфgѕџџ џ  Threshold§ !е]О6 "д9Оz 9О  јgѕџџџМLР#8Bf Jersey City hѕџџ џ Newark hѕџџ!џ Paterson 4hѕџџ"џ Elizabeth Hhѕџџ#џ Bayonne Xhѕџџ$џ Trenton hhѕџџ%џ Camden xhѕџџ&џ Perth Amboy hѕџџ'џ N. Bergen Co. Ќhѕџџ(џ S. Bergen Co. Шhѕџџ)џ Camden sub. рhѕџџ*џ Camden Co. јhѕџџ+џ SW New Jersey iѕџџ,џ Trenton sub. 0iѕџџ-џ Long Branch Hiѕџџ.џ Monmouth Co. diѕџџ/џ Atlantic City €iѕџџ0џ Newark s-sub. œiѕџџ1џ Hudson Co. Дiѕџџ2џ Essex Co. Шiѕџџ3џ NC New Jersey фiѕџџ4џ NW New Jersey jѕџџ5џ SE New Jersey jѕџџ6џ Newark sub. 4jѕџџ7џ East Orange Ljѕџџ8џ Plainfield djѕџџ9џ New BrunswickО  €jѕџџ џDР Jersey City ˜jѕџџџ М &LуР Newark! Јjѕџџџ  Paterson" Мjѕџџџ  Elizabeth# аjѕџџџ  Bayonne$ рjѕџџџ  Trenton% №jѕџџџ  Camden& kѕџџџ  Perth Amboy' kѕџџ џD Р N. Bergen Co.( 4kѕџџ џ(М(7 LуР S. Bergen Co.) Pkѕџџ џ( Camden sub.* hkѕџџ џ( Camden Co.+ €kѕџџ џ( SW New Jersey, œkѕџџџ( Trenton sub.- Иkѕџџџ( Long Branch. аkѕџџџ( Monmouth Co./ ьkѕџџџ( Atlantic City0 lѕџџџ( Newark s-sub.1 $lѕџџџ( Hudson Co.2 :,?:;  №uѕџџ џZ Р x Tier Factor ~ ƒ№? O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?!џ  vѕџџџ М &LуР x Tier Factor § c]§ c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]!(vѕџџ!џZ!Рx Class Factor!~ !ƒ№?!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?"џ!Hvѕџџ џ x Class Factor!§ !c]§ ! c]§ !!c]§ !"c]§ !#c]§ !$c]§ !%c]§ !&c]§ !'c]§ !(c]§ !)c]§ !*c]§ !+c]§ !,c]§ !-c]§ !.c]§ !/c]§ !0c]§ !1c]§ !2c]§ !3c]§ !4c]§ !5c]§ !6c]§ !7c]§ !8c]§ !9e]"hvѕџџ"џZ"Рx"~ "ƒ№?"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?#џ"lvѕџџ!џ x"§ "c]§ " c]§ "!c]§ ""c]§ "#c]§ "$c]§ "%c]§ "&c]§ "'c]§ "(c]§ ")c]§ "*c]§ "+c]§ ",c]§ "-c]§ ".c]§ "/c]§ "0c]§ "1c]§ "2c]§ "3c]§ "4c]§ "5c]§ "6c]§ "7c]§ "8c]§ "9e]#pvѕџџ#џZ#Рx#~ #ƒ№?#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?$џ#tvѕџџ"џ x#§ #c]§ # c]§ #!c]§ #"c]§ ##c]§ #$c]§ #%c]§ #&c]§ #'c]§ #(c]§ #)c]§ #*c]§ #+c]§ #,c]§ #-c]§ #.c]§ #/c]§ #0c]§ #1c]§ #2c]§ #3c]§ #4c]§ #5c]§ #6c]§ #7c]§ #8c]§ #9e]О #:%%;$&xvѕџџ$џZ$Рx$~ $ƒ№?$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?%џ$&|vѕџџ#џ x$§ $c]§ $ c]§ $!c]§ $"c]§ $#c]§ $$c]§ $%c]§ $&c]§ $'c]§ $(c]§ $)c]§ $*c]§ $+c]§ $,c]§ $-c]§ $.c]§ $/c]§ $0c]§ $1c]§ $2c]§ $3c]§ $4c]§ $5c]§ $6c]§ $7c]§ $8c]§ $9e]О $:%%;%€vѕџџ%џZ%Р + Expense Fee%%O&џCћ%O&џ%М%%Cћ%O&џ%%O&џ%%O&џ%%O&џ%%O&џ%% O& џ%% O& џ%% O& џ%% O& џ%% O(& џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O(&џ%%O &џCћ%œvѕџџ$џ  + Expense Fee%§ %c]§ % c]§ %!c]§ %"c]§ %#c]§ %$c]§ %%c]§ %&c]§ %'c]§ %(c]§ %)c]§ %*c]§ %+c]§ %,c]§ %-c]§ %.c]§ %/c]§ %0c]§ %1c]§ %2c]§ %3c]§ %4c]§ %5c]§ %6c]§ %7c]§ %8c]§ %9e]&#Иvѕџџ&џZ&Р= Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)&†!'џ%$РРBЗD%Р&†)0џ&М&&-јџўџРРBЗLџџР&†)0џ&&†)0џ&&†)0џ&&†)0џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&& †)0 џ&&†)0џ&&†)0џ&&†)0џ& ‚ ƒ „ … † ‡ ˆ ‰ Š ‹ Œ  Ž   ‘ ’ “ ” • – — ˜ ™ š › œ  ž Ÿ   Ё Ђ Ѓ Є Ѕ І Ї Ј Љ Њ Ћ Ќ ­ Ў Џ А Б В Г Д Е Ж З И Й К Л М Н О П Р С Т У Ф Х Ц Ч Ш Щ Ъ Ы Ь Э Ю Я а б в г д е ж з и й к л м н о п р с т у ф х ц ч ш щ ъ ы ь э ю я № ё ђ ѓ є ѕ і ї ј њ §џџџћ ќ § ў џ &†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&&†)0џ&)&†!0џ%$РРBЗD%Р&#рvѕџџ%џ = Prop. Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9'`wѕџџ&џZ'Р''„ wѕџџ(џ'М/''% BaseRatePIP_L@00@A0@BaseRatePIP_01'„,wѕџџ(џ'BaseRatePIP_02'„Lwѕџџ(џ'BaseRatePIP_03'„lwѕџџ(џ'BaseRatePIP_04'„Œwѕџџ(џ'BaseRatePIP_05'„Ќwѕџџ(џ'BaseRatePIP_06'„Ьwѕџџ(џ'BaseRatePIP_07' „ьwѕџџ( џ'BaseRatePIP_08' „ xѕџџ( џ'BaseRatePIP_10' „,xѕџџ( џ'BaseRatePIP_11' „Lxѕџџ( џ'BaseRatePIP_12' „lxѕџџ( џ'BaseRatePIP_13'„Œxѕџџ(џ'BaseRatePIP_14'„Ќxѕџџ(џ'BaseRatePIP_15'„Ьxѕџџ(џ'BaseRatePIP_16'„ьxѕџџ(џ'BaseRatePIP_17'„ yѕџџ(џ'BaseRatePIP_19'„,yѕџџ(џ'BaseRatePIP_22'„Lyѕџџ(џ'BaseRatePIP_23'„lyѕџџ(џ'BaseRatePIP_24'„Œyѕџџ(џ'BaseRatePIP_25'„Ќyѕџџ(џ'BaseRatePIP_26'„Ьyѕџџ(џ'BaseRatePIP_27'„ьyѕџџ(џ'BaseRatePIP_31'„ zѕџџ(џ'BaseRatePIP_38'„,zѕџџ(џ'BaseRatePIP_39'„Lzѕџџ(џ'BaseRatePIP_40О@'9(Dlzѕџџ(џZ(Р PIP Base Rate(#(G!.џ D'РB”(G).џ(М(( LџџРB”(G).џ((G).џ((G).џ((G).џ((G).џ(( G). џ(( G). џ(( G). џ(( G). џ(( G). џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G))џ((Dˆzѕџџ'џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e])Єzѕџџ)џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?)џD)Р)O№?)џ)М)-}LџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ))иzѕџџ(џD)Рx Increased Limits Factor)§ )c]§ ) c]§ )!c]§ )"c]§ )#c]§ )$c]§ )%c]§ )&c]§ )'c]§ )(c]§ ))c]§ )*c]§ )+c]§ ),c]§ )-c]§ ).c]§ )/c]§ )0c]§ )1c]§ )2c]§ )3c]§ )4c]§ )5c]§ )6c]§ )7c]§ )8c]§ )9e]* {ѕџџ*џZ*Р x Tier Factor*~ *ƒ№?*O№?*џD*Р*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?+џ)*({ѕџџ)џ*М*0LуР x Tier Factor*§ *c]§ * c]§ *!c]§ *"c]§ *#c]§ *$c]§ *%c]§ *&c]§ *'c]§ *(c]§ *)c]§ **c]§ *+c]§ *,c]§ *-c]§ *.c]§ */c]§ *0c]§ *1c]§ *2c]§ *3c]§ *4c]§ *5c]§ *6c]§ *7c]§ *8c]§ *9e]+D{ѕџџ+џZ+Рx Class Factor+~ +ƒ№?+O№?+џD+Р+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?,џ)+d{ѕџџ*џ*x Class Factor+§ +c]§ + c]§ +!c]§ +"c]§ +#c]§ +$c]§ +%c]§ +&c]§ +'c]§ +(c]§ +)c]§ +*c]§ ++c]§ +,c]§ +-c]§ +.c]§ +/c]§ +0c]§ +1c]§ +2c]§ +3c]§ +4c]§ +5c]§ +6c]§ +7c]§ +8c]§ +9e],„{ѕџџ,џZ,Рx Passive Restraint,~ ,ƒ№?,O№?,џD,Р,O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?-џ),Ќ{ѕџџ+џ*x Passive Restraint,§ ,c]§ , c]§ ,!c]§ ,"c]§ ,#c]§ ,$c]§ ,%c]§ ,&c]§ ,'c]§ ,(c]§ ,)c]§ ,*c]§ ,+c]§ ,,c]§ ,-c]§ ,.c]§ ,/c]§ ,0c]§ ,1c]§ ,2c]§ ,3c]§ ,4c]§ ,5c]§ ,6c]§ ,7c]§ ,8c]§ ,9e]-д{ѕџџ-џZ-Рx-U~ -ƒ№?-O№?-џD-Р-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?.џ)-и{ѕџџ,џ*x-U§ -c]§ - c]§ -!c]§ -"c]§ -#c]§ -$c]§ -%c]§ -&c]§ -'c]§ -(c]§ -)c]§ -*c]§ -+c]§ -,c]§ --c]§ -.c]§ -/c]§ -0c]§ -1c]§ -2c]§ -3c]§ -4c]§ -5c]§ -6c]§ -7c]§ -8c]§ -9e].м{ѕџџ.џZ.Р + Expense Fee..G/џCќ.G/џCќ.G/џ.М..Cќ.G/џ..G/џ..G/џ..G/џ.. G/ џ.. G/ џ.. G/ џ.. G/ џ.. G(/ џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..T /џCќ.ј{ѕџџ-џ* + Expense Fee.§ .c]§ . c]§ .!c]§ ."c]§ .#c]§ .$c]§ .%c]§ .&c]§ .'c]§ .(c]§ .)c]§ .*c]§ .+c]§ .,c]§ .-c]§ ..c]§ ./c]§ .0c]§ .1c]§ .2c]§ .3c]§ .4c]§ .5c]§ .6c]§ .7c]§ .8c]§ .9e]/#|ѕџџ/џZ/Р = PIP Rate/$)/E!1џ%(-РРBЗD.Р/E)1џ/М//-љџўџРРBЗLџџР/E)1џ//E)1џ//E)1џ//E)1џ//E)1џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ// E)1 џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//E)1џ//#,|ѕџџ.џ* = PIP Rate/$НЈ/EEEEEEEEEEEEEEEEEEEEEEEEEEF90&D|ѕџџ0џZ0Р+ Medical Payments0~ 0Ž0и0џD0Р0‰'џD0€0‰'џ0М00L€0‰'џ00‰'џ00‰'џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00 ‰' џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00‰'џ00&l|ѕџџ/џ*+ Medical Payments0НЈ0EEEEEEEEEEEEEEEEEEEEEEEEEEF91`”|ѕџџ0џZ1Р11‹˜|ѕџџ2џ1М.11$ BaseRateUM_L@00@A0@ BaseRateUM_011‹Д|ѕџџ2џ1 BaseRateUM_021‹а|ѕџџ2џ1 BaseRateUM_031‹ь|ѕџџ2џ1 BaseRateUM_041‹}ѕџџ2џ1 BaseRateUM_051‹$}ѕџџ2џ1 BaseRateUM_061‹@}ѕџџ2џ1 BaseRateUM_071 ‹\}ѕџџ2 џ1 BaseRateUM_081 ‹x}ѕџџ2 џ1 BaseRateUM_101 ‹”}ѕџџ2 џ1 BaseRateUM_111 ‹А}ѕџџ2 џ1 BaseRateUM_121 ‹Ь}ѕџџ2 џ1 BaseRateUM_131‹ш}ѕџџ2џ1 BaseRateUM_141‹~ѕџџ2џ1 BaseRateUM_151‹ ~ѕџџ2џ1 BaseRateUM_161‹<~ѕџџ2џ1 BaseRateUM_171‹X~ѕџџ2џ1 BaseRateUM_191‹t~ѕџџ2џ1 BaseRateUM_221‹~ѕџџ2џ1 BaseRateUM_231‹Ќ~ѕџџ2џ1 BaseRateUM_241‹Ш~ѕџџ2џ1 BaseRateUM_251‹ф~ѕџџ2џ1 BaseRateUM_261‹ѕџџ2џ1 BaseRateUM_271‹ѕџџ2џ1 BaseRateUM_311‹8ѕџџ2џ1 BaseRateUM_381‹Tѕџџ2џ1 BaseRateUM_391‹pѕџџ2џ1 BaseRateUM_40О@192DŒѕџџ2џZ2РUM/UIM Base Rate2#2G!4џ D1РB”2G)4џ2М22 LџџРB”2G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22 G)4 џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)4џ22G)3џ22DАѕџџ1џD2РUM/UIM Base Rate2§ 2c]§ 2 c]§ 2!c]§ 2"c]§ 2#c]§ 2$c]§ 2%c]§ 2&c]§ 2'c]§ 2(c]§ 2)c]§ 2*c]§ 2+c]§ 2,c]§ 2-c]§ 2.c]§ 2/c]§ 20c]§ 21c]§ 22c]§ 23c]§ 24c]§ 25c]§ 26c]§ 27c]§ 28c]§ 29e]3&дѕџџ3џZ3Р+ Increased Limit Additive3~ 3ƒ3й3џD3Р3O3џD3Р3й3џ3М33LџР3O3џ33й3џ33O3 џ33 й3 џ33 O3 џ33 й3 џ33 O3 џ33 й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O3џ33й3џ33O4џ33& €ѕџџ2џD3Р+ Increased Limit Additive3§ 3c]§ 3 c]§ 3!c]§ 3"c]§ 3#c]§ 3$c]§ 3%c]§ 3&c]§ 3'c]§ 3(c]§ 3)c]§ 3*c]§ 3+c]§ 3,c]§ 3-c]§ 3.c]§ 3/c]§ 30c]§ 31c]§ 32c]§ 33c]§ 34c]§ 35c]§ 36c]§ 37c]§ 38c]§ 39e]4#D€ѕџџ4џZ4Р = UM/UIM Rate4$"4E!Lџ D2РD3Р"4E!Lџ D2РD3Р4E)Lџ4М44 LўџРLџџР4E)Lџ44E)Lџ44E)Lџ44E)Lџ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44 E)L џ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ44E)Lџ4"4F!Lџ D2РD3Р4#`€ѕџџ3џD4Р = UM/UIM Rate4$НЈ4EEEEEEEEEEEEEEEEEEEEEEEEEEF95`|€ѕџџ4џZ5Р55‹€€ѕџџ6џ5М055& BaseRateComp_L@00@A0@BaseRateComp_015‹ €ѕџџ6џ5BaseRateComp_025‹Р€ѕџџ6џ5BaseRateComp_035‹р€ѕџџ6џ5BaseRateComp_045‹ѕџџ6џ5BaseRateComp_055‹ ѕџџ6џ5BaseRateComp_065‹@ѕџџ6џ5BaseRateComp_075 ‹`ѕџџ6 џ5BaseRateComp_085 ‹€ѕџџ6 џ5BaseRateComp_105 ‹ ѕџџ6 џ5BaseRateComp_115 ‹Рѕџџ6 џ5BaseRateComp_125 ‹рѕџџ6 џ5BaseRateComp_135‹‚ѕџџ6џ5BaseRateComp_145‹ ‚ѕџџ6џ5BaseRateComp_155‹@‚ѕџџ6џ5BaseRateComp_165‹`‚ѕџџ6џ5BaseRateComp_175‹€‚ѕџџ6џ5BaseRateComp_195‹ ‚ѕџџ6џ5BaseRateComp_225‹Р‚ѕџџ6џ5BaseRateComp_235‹р‚ѕџџ6џ5BaseRateComp_245‹ƒѕџџ6џ5BaseRateComp_255‹ ƒѕџџ6џ5BaseRateComp_265‹@ƒѕџџ6џ5BaseRateComp_275‹`ƒѕџџ6џ5BaseRateComp_315‹€ƒѕџџ6џ5BaseRateComp_385‹ ƒѕџџ6џ5BaseRateComp_395™Рƒѕџџ6џ5BaseRateComp_40О@596Dрƒѕџџ6џZ6РComprehensive Base Rate66G)>џ6М66 LџџРB”6G)?џ66G)>џ66G)>џ66G)>џ66G)>џ66G)>џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66 G)> џ66G)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)>џ66Гв)7џ66Жй„ѕџџ5џ6М6? LуРComprehensive Base Rate6§ 6c]§ 6 c]§ 6!c]§ 6"c]§ 6#c]§ 6$c]§ 6%c]§ 6&c]§ 6'c]§ 6(c]§ 6)c]§ 6*c]§ 6+c]§ 6,c]§ 6-c]§ 6.c]§ 6/c]§ 60c]§ 61c]§ 62c]§ 63c]§ 64c]§ 65c]§ 66c]§ 67c]§ 68c]§ 69e]7@„ѕџџ7џZ7Рx Deductible Factor7~ 7ƒ№?7O№?7џ7М77LџР7O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7 џ77 O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?7џ77O№?8џ77h„ѕџџ6џ6x Deductible Factor7§ 7c]§ 7 c]§ 7!c]§ 7"c]§ 7#c]§ 7$c]§ 7%c]§ 7&c]§ 7'c]§ 7(c]§ 7)c]§ 7*c]§ 7+c]§ 7,c]§ 7-c]§ 7.c]§ 7/c]§ 70c]§ 71c]§ 72c]§ 73c]§ 74c]§ 75c]§ 76c]§ 77c]§ 78c]§ 79e]8„ѕџџ8џZ8Р x Tier Factor8~ 8ƒ№?8O№?8џ8М88LџР8O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8 џ88 O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?8џ88O№?9џ88Ќ„ѕџџ7џ6 x Tier Factor8§ 8c]§ 8 c]§ 8!c]§ 8"c]§ 8#c]§ 8$c]§ 8%c]§ 8&c]§ 8'c]§ 8(c]§ 8)c]§ 8*c]§ 8+c]§ 8,c]§ 8-c]§ 8.c]§ 8/c]§ 80c]§ 81c]§ 82c]§ 83c]§ 84c]§ 85c]§ 86c]§ 87c]§ 88c]§ 89e]9Ш„ѕџџ9џZ9Рx Class Factor9~ 9ƒ№?9O№?9џ9М99LџР9O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9 џ99 O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?9џ99O№?:џ99ш„ѕџџ8џ6x Class Factor9§ 9c]§ 9 c]§ 9!c]§ 9"c]§ 9#c]§ 9$c]§ 9%c]§ 9&c]§ 9'c]§ 9(c]§ 9)c]§ 9*c]§ 9+c]§ 9,c]§ 9-c]§ 9.c]§ 9/c]§ 90c]§ 91c]§ 92c]§ 93c]§ 94c]§ 95c]§ 96c]§ 97c]§ 98c]§ 99e]:…ѕџџ:џZ:Рx Model Year Factor:~ :ƒ№?:O№?:џ:М::LџР:O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?: џ:: O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?:џ::O№?;џ::0…ѕџџ9џ6x Model Year Factor:§ :c]§ : c]§ :!c]§ :"c]§ :#c]§ :$c]§ :%c]§ :&c]§ :'c]§ :(c]§ :)c]§ :*c]§ :+c]§ :,c]§ :-c]§ :.c]§ :/c]§ :0c]§ :1c]§ :2c]§ :3c]§ :4c]§ :5c]§ :6c]§ :7c]§ :8c]§ :9e];X…ѕџџ;џZ;Рx Symbol Factor;~ ;ƒ№?;O№?;џ;М;;LџР;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?; џ;; O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?;џ;;O№?<џ;;x…ѕџџ:џ6x Symbol Factor;§ ;c]§ ; c]§ ;!c]§ ;"c]§ ;#c]§ ;$c]§ ;%c]§ ;&c]§ ;'c]§ ;(c]§ ;)c]§ ;*c]§ ;+c]§ ;,c]§ ;-c]§ ;.c]§ ;/c]§ ;0c]§ ;1c]§ ;2c]§ ;3c]§ ;4c]§ ;5c]§ ;6c]§ ;7c]§ ;8c]§ ;9e]<˜…ѕџџ<џZ<Р x Anti-Theft<~ <ƒ№?<O№?<џ<М<<LџР<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?< џ<< O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?<џ<<O№?=џ<<Д…ѕџџ;џ6 x Anti-Theft<§ <c]§ < c]§ <!c]§ <"c]§ <#c]§ <$c]§ <%c]§ <&c]§ <'c]§ <(c]§ <)c]§ <*c]§ <+c]§ <,c]§ <-c]§ <.c]§ </c]§ <0c]§ <1c]§ <2c]§ <3c]§ <4c]§ <5c]§ <6c]§ <7c]§ <8c]§ <9e]=а…ѕџџ=џZ=Рx=~ =ƒ№?=O№?=џ=М==LџР=O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?= џ== O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?=џ==O№?>џ==д…ѕџџ<џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]>и…ѕџџ>џZ>Р + Expense Fee>>c ?џD>€>O >џCљ>O(?џ>М>>L€>O(?џ>>O(?џ>>O(?џ>>O(?џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>> O(? џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>O(?џ>>є…ѕџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#†ѕџџ?џZ?Р= Comprehensive Rate?$)?E!@џ%6=РРBЗD>Р)?E!@џ%6=РРBЗD>Р?E)@џ?М??-їџўџРРBЗLџџР?E)@џ??E)@џ??E)@џ??E)@џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ?? E)@ џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??E)@џ??#<†ѕџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зDёЉl=,  NФ^U=,6N–ydWœ:}I=?IA;%N@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`h†ѕџџ?џZ@Р@@‹l†ѕџџAџ@М0@@& BaseRateColl_L@00@A0@BaseRateColl_01@‹Œ†ѕџџAџ@BaseRateColl_02@‹Ќ†ѕџџAџ@BaseRateColl_03@‹Ь†ѕџџAџ@BaseRateColl_04@‹ь†ѕџџAџ@BaseRateColl_05@‹ ‡ѕџџAџ@BaseRateColl_06@‹,‡ѕџџAџ@BaseRateColl_07@ ‹L‡ѕџџA џ@BaseRateColl_08@ ‹l‡ѕџџA џ@BaseRateColl_10@ ‹Œ‡ѕџџA џ@BaseRateColl_11@ ‹Ќ‡ѕџџA џ@BaseRateColl_12@ ‹Ь‡ѕџџA џ@BaseRateColl_13@‹ь‡ѕџџAџ@BaseRateColl_14@‹ ˆѕџџAџ@BaseRateColl_15@‹,ˆѕџџAџ@BaseRateColl_16@‹LˆѕџџAџ@BaseRateColl_17@‹lˆѕџџAџ@BaseRateColl_19@‹ŒˆѕџџAџ@BaseRateColl_22@‹ЌˆѕџџAџ@BaseRateColl_23@‹ЬˆѕџџAџ@BaseRateColl_24@‹ьˆѕџџAџ@BaseRateColl_25@‹ ‰ѕџџAџ@BaseRateColl_26@‹,‰ѕџџAџ@BaseRateColl_27@‹L‰ѕџџAџ@BaseRateColl_31@‹l‰ѕџџAџ@BaseRateColl_38@‹Œ‰ѕџџAџ@BaseRateColl_39@™Ќ‰ѕџџAџ@BaseRateColl_40О@@9ADЬ‰ѕџџAџZAРCollision Base RateAAG)IџAМAA LџџРB”AG)JџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAA G)B џAA G)B џAA G)B џAA G)B џAA G)B џAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAAG)BџAADє‰ѕџџ@џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]BŠѕџџBџZBРx Deductible FactorB~ Bƒ№?BO№?BџBМBHLџРBO№?CџBМBI€L€BO№?CџBBO№?CџBBO№?CџBBO№?CџBB O№?C џBB O№?C џBB O№?C џBB O№?C џBB O№?C џBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBМBIHL€BO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBO№?CџBBDŠѕџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]ClŠѕџџCџZCР x Tier FactorC~ Cƒ№?CO№?CџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBC O№?D џBC O№?D џBC O№?D џBC O№?D џBC O№?D џBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCO№?DџBCˆŠѕџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]DЄŠѕџџDџZDРx Class FactorD~ Dƒ№?DO№?DџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBD O№?E џBD O№?E џBD O№?E џBD O№?E џBD O№?E џBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDO№?EџBDФŠѕџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]EфŠѕџџEџZEРx Model Year FactorE~ Eƒ№?EO№?EџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBE O№?F џBE O№?F џBE O№?F џBE O№?F џBE O№?F џBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBEO№?FџBE ‹ѕџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]F4‹ѕџџFџZFРx Symbol FactorF~ Fƒ№?FO№?FџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBF O№?G џBF O№?G џBF O№?G џBF O№?G џBF O№?G џBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFO№?GџBFT‹ѕџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]Gt‹ѕџџGџZGРxG~ Gƒ№?GO№?GџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBG O№?H џBG O№?H џBG O№?H џBG O№?H џBG O№?H џBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGO№?HџBGx‹ѕџџFџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]H|‹ѕџџHџZHРxH~ Hƒ№?HO№?HџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBH O№?I џBH O№?I џBH O№?I џBH O№?I џBH O№?I џBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBHO№?IџBH€‹ѕџџGџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]I„‹ѕџџIџZIР + Expense FeeIIc JџDI€IO IџCјIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBI O(J џBI O(J џBI O(J џBI O(J џBI O(J џBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBIO(JџBI ‹ѕџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J#М‹ѕџџJџZJР= Collision RateJ$)JE!Mџ%AHРРBЗDIР)JE!Mџ%AHРРBЗDIРJE)MџJМJJ-їџўџРРBЗLџџРJE)MџJJE)MџJJE)MџJJE)MџJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJ E)M џJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJE)MџJJ#р‹ѕџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K`ŒѕџџJџZKРОxK9LŒѕџџLџZLР LiabilityL4LV!5џDРD&РD0РD/РD4Р4LV!5џDРD&РD0РD/РD4РLV)5џLМ(LLLаџРLкџРLфџРLуџРLшџРLV)5џLLV)5џLLV)5џLLV)5џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLL V)5 џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLV)5џLLŒѕџџKџDLР LiabilityLLVMџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VM џLL!VM!џLL"VM"џLL#VM#џLL$VM$џLL%VM%џLL&VM&џLL'VM'џLL(VM(џLL)VM)џLL*VM*џLL+VM+џLL,VM,џLL-VM-џLL.VM.џLL/VM/џLL0VM0џLL1VM1џLL2VM2џLL3VM3џLL4VM4џLL5VM5џLL6VM6џLL7VM7џLL8VM8џLL9WM9џLM0ŒѕџџMџZMРPhysical DamageM"MV!Nџ D?РDJР"MV!Nџ D?РDJРMV)NџMМMM LђџРL§џРMV)NџMMV)NџMMV)NџMMV)NџMM V)N џMM V)N џMM V)N џMM V)N џMM V)N џMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMV)NџMMPŒѕџџLџDMРPhysical DamageMMVNџMМMM9 LђџРL§џРM VN џMM!VN!џMM"VN"џMM#VN#џMM$VN$џMM%VN%џMM&VN&џMM'VN'џMM(VN(џMM)VN)џMM*VN*џMM+VN+џMM,VN,џMM-VN-џMM.VN.џMM/VN/џMM0VN0џMM1VN1џMM2VN2џMM3VN3џMM4VN4џMM5VN5џMM6VN6џMM7VN7џMM8VN8џMM9WN9џMNpŒѕџџMџZNРTotal Driver #1N!NX!Nџ DLРDMР!NX!џ DLРDMРNX)џNМNN LўџРLџџРNX)џNNX)џNNX)џNNX)џNN X)џNN X) џNN X) џNN X) џNN X) џNNX) џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џNNX)џN§ NˆNNXџNМNN9 LўџРLџџРN XLџNN!XL џNN"XL!џNN#XL"џNN$XL#џNN%XL$џNN&XL%џNN'XL&џNN(XL'џNN)XL(џNN*XL)џNN+XL*џNN,XL+џNN-XL,џNN.XL-џNN/XL.џNN0XL/џNN1XL0џNN2XL1џNN3XL2џNN4XL3џNN5XL4џNN6XL5џNN7XL6џNN8XL7џNN9YL8џNOaŒѕџџL9џZOРОxO,,,,,,,,,,,,,,,,,,,,,,,,,,,-ЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈЈ9P.”ŒѕџџшУљ§ZPР LiabilityP+!PZ!Qџ DLРDLР!PZ!Qџ DLРDL РPZ)PџPМPP LќџРLќџРPZ)PџPPZ)PџPPZ)PџPPZ)P џPP Z)P џPP Z)P џPP Z)P џPP Z)P џPP Z)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPPZ)PџPP[)QџPО@P9Q.ЈŒѕџџPџZQРPhysical DamageQ+!QZ!Pџ DMРDMР!QZ!Rџ DMРDM РQZ)QџQМQQ LќџРLќџРQZ)QџQQZ)QџQQZ)QџQQZ)Q џQQ Z)Q џQQ Z)Q џQQ Z)Q џQQ Z)Q џQQ Z)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQZ)QџQQ[)PџQО@Q9R\ШŒѕџџQџZRР Grand TotalR]!R^!џ DPРDQР!R^!Rџ DPРDQРR^)RџRМRR LўџРLџџРR^)RџRR^)RџRR^)RџRR^)RџRR ^)RџRR ^)R џRR ^)R џRR ^)R џRR ^)R џRR^)R џRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџR!R_!Rџ DPРDQРО@R9ОxS8О T''О U((з00_Є:uo*,6.;А‰L!щяё|Т0 ( O P >ЖАЊ ™Ч я 7К Sheet1211 FЭЩ€ VГ ;’jй  dќЉёвMbP?_*+‚€%,Сƒ„&'()Mк Color Printer - P&Cмќ Cџ€ъ odXXLetter џџџџDINU"4Шєќ} TRJPHAA‚‚BIBURLEtOCPHЁ"9XXр?р?U} Ч } Њ } Ч} Ч } Њ } 8у} 99Ч} :Ч V<:;€ж:;:;:;:;:; :J:,:, :, :, :, :;  :;:,:,:,:;:,:,:,:,:,:,:,:,:,:,:; :;:;:,HPрŒѕџџGџ2!Appendix #4 - Rating Example 7 - @Cі@(%Appendix #4 - Rating Example 7 - 2003ОQQQQQQQQQQQ О зззззззззззззC)шЋѕџџ0џ-#@Cџ@@ @@Cў@ #0 GroupNameC)Ќѕџџў-#@Cё@@ @@C№@#0 CompanyName))§ *“§ *§ *‚§ т§ *ƒОzБББББББББББББББББББББББББВ9hѕџџџZР Policy Term§ Ми~€ѕџџџZР BI Limits§ НО6ШЮ”ѕџџ џМ LуР Policy Term§ /]~ Ќѕџџџ М LуР BI Limits§ !/]О6"в9РѕџџџZР Class Code§ Он иѕџџџZР PD Limits~ хˆГ@О6ЪЯьѕџџ џDР Class Code§ R]  Žѕџџџ  PD Limits§ !R]О6"!9ŽѕџџџZР Class Factor§ Пп4ŽѕџџџZРPIP~ хLЭ@О6ЪЯ<Žѕџџ џ Class Factor§ S] XŽѕџџџ PIP§ !S]О6"г9 `ŽѕџџџZ Р Tier Number§ По  xŽѕџџ џZ РUM§ ЫО6 ЪЯ €Žѕџџ џ Tier Number§ S]  ˜Žѕџџ џ UM§ !S]О6 "г9  Žѕџџ џZ Р Tier Factor§ Пп  ИŽѕџџ џZ Р Ded. Comp§ ЫО6 Ъа ЬŽѕџџ џ Tier Factor§ S]  фŽѕџџ џ  Ded. Comp§ !S]О6 "                          ! " # $ % & ' ( ) * + , - . / 0 1 2 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h i j k l m n o p q r s t u v w x y { §џџџ| } ~  € г9 јŽѕџџ џZ Р Model Yr§ ф]   ѕџџ џZ Р Ded. Coll§ ЫО6 Ъа  ѕџџ џ Model Yr§ S]  4ѕџџ џ  Ded. Coll§ !S]О6 "г9 Hѕџџ џZ Р Symbol§ ф] € Xѕџџ џZ Р Threshold§ ЬИО6 Эб lѕџџ џ Symbol§ b] € Б|ѕџџ џ  Threshold§ !е]О6 "д9Оz 9О  ѕџџ9џМLР#8Bf Jersey City Јѕџџџ Newark Иѕџџџ Paterson Ьѕџџџ Elizabeth рѕџџџ Bayonne №ѕџџџ Trenton ѕџџџ Camden ѕџџџ Perth Amboy (ѕџџ џ N. Bergen Co. Dѕџџ џ S. Bergen Co. `ѕџџ џ Camden sub. xѕџџ џ Camden Co. ѕџџ џ SW New Jersey Ќѕџџџ Trenton sub. Шѕџџџ Long Branch рѕџџџ Monmouth Co. ќѕџџџ Atlantic City ‘ѕџџџ Newark s-sub. 4‘ѕџџџ Hudson Co. L‘ѕџџџ Essex Co. `‘ѕџџџ NC New Jersey |‘ѕџџџ NW New Jersey ˜‘ѕџџџ SE New Jersey Д‘ѕџџџ Newark sub. Ь‘ѕџџџ East Orange ф‘ѕџџџ Plainfield ќ‘ѕџџџ New BrunswickО  ’ѕџџџDР Jersey City 0’ѕџџџ М &LуР Newark! @’ѕџџ џ  Paterson" T’ѕџџ!џ  Elizabeth# h’ѕџџ"џ  Bayonne$ x’ѕџџ#џ  Trenton% ˆ’ѕџџ$џ  Camden& ˜’ѕџџ%џ  Perth Amboy' А’ѕџџ&џD Р N. Bergen Co.( Ь’ѕџџ'џ(М(7 LуР S. Bergen Co.) ш’ѕџџ(џ( Camden sub.* “ѕџџ)џ( Camden Co.+ “ѕџџ*џ( SW New Jersey, 4“ѕџџ+џ( Trenton sub.- P“ѕџџ,џ( Long Branch. h“ѕџџ-џ( Monmouth Co./ „“ѕџџ.џ( Atlantic City0  “ѕџџ/џ( Newark s-sub.1 М“ѕџџ0џ( Hudson Co.2 д“ѕџџ1џ( Essex Co.3 ш“ѕџџ2џ( NC New Jersey4 ”ѕџџ3џ( NW New Jersey5 ”ѕџџ4џ( SE New Jersey6 <”ѕџџ5џ( Newark sub.7 T”ѕџџ6џ( East Orange8 l”ѕџџ7џDР Plainfield9!„”ѕџџ8џDР New Brunswick ”ѕџџJџZРPAIP TERRITORY:НЈ‚№?"@"@"@"@"@"@" @‚$@"&@"(@"*@",@".@"0@"1@"3@"6@"7@"8@"9@":@";@"?@"C@"€C@!D@§ ‚№?9џDР ‚@џ !‚@ џ "‚@!џ #‚@"џ $‚@#џ %‚@$џ &‚ @%џ '‚$@&џD Р(‚&@'џ()‚(@(џ(*‚*@)џ(+‚,@*џ(,‚.@+џ(-‚0@,џ(.‚1@-џ(/‚3@.џ(0‚6@/џ(1‚7@0џ(2‚8@1џ(3‚9@2џ(4‚:@3џ(5‚;@4џ(6‚?@5џ(7‚C@6џ(8‚€C@7џDР9!D@8џDР&Р”ѕџџџZРОx„Ў""""""""""""""""""""""""""9DФ”ѕџџџZРBodily Injury Base Rate§ c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]Dє”ѕџџtгљ§DРBodily Injury Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]$•ѕџџџZРx Increased Limits Factor§ c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]X•ѕџџџМ LуРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]Œ•ѕџџџZР x Tier Factor§ c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]Ј•ѕџџџ x Tier Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]Ф•ѕџџџZРx Class Factor§ c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]ф•ѕџџџx Class Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]–ѕџџџZРx § c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c] –ѕџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]–ѕџџџZРx § c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]–ѕџџџx § c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]$–ѕџџџZРx§ c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c](–ѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e],–ѕџџџZРx§ c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]0–ѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]4–ѕџџџZРx§ c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]8–ѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]<–ѕџџџZРx§ c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]@–ѕџџџx§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]D–ѕџџџZР + Expense Fee§ c]§ c]§ c]§ c]§ c]§ c]§ c]§  c]§  c]§  c]§  c]§  c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]§ c]`–ѕџџџDР + Expense Fee§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]#|–ѕџџџZР= Bodily Injury Rate$НЈ†††††††††††††††††††††††††††ˆЈ–ѕџџџDР= Bodily Injury Rate…НЈ††††EEEEEEEEEEEEEEEEEEEEEEF9`д–ѕџџџZР?Џи–ѕџџ&џ)BaseRateBasicPD_D@00@A0@BaseRateBasicPD_01Џ—ѕџџ&џМ3)BaseRateBasicPD_L@00@A0@BaseRateBasicPD_02Џ(—ѕџџ&џBaseRateBasicPD_03ЏP—ѕџџ&џBaseRateBasicPD_04Џx—ѕџџ&џBaseRateBasicPD_05Џ —ѕџџ&џBaseRateBasicPD_06ЏШ—ѕџџ&џBaseRateBasicPD_07 Џ№—ѕџџ& џBaseRateBasicPD_08 Џ˜ѕџџ& џBaseRateBasicPD_10 Џ@˜ѕџџ& џBaseRateBasicPD_11 Џh˜ѕџџ& џBaseRateBasicPD_12 Џ˜ѕџџ& џBaseRateBasicPD_13ЏИ˜ѕџџ&џBaseRateBasicPD_14Џр˜ѕџџ&џBaseRateBasicPD_15Џ™ѕџџ&џBaseRateBasicPD_16Џ0™ѕџџ&џBaseRateBasicPD_17ЏX™ѕџџ&џBaseRateBasicPD_19Џ€™ѕџџ&џBaseRateBasicPD_22ЏЈ™ѕџџ&џBaseRateBasicPD_23Џа™ѕџџ&џBaseRateBasicPD_24Џј™ѕџџ&џBaseRateBasicPD_25Џ šѕџџ&џBaseRateBasicPD_26ЏHšѕџџ&џBaseRateBasicPD_27Џpšѕџџ&џBaseRateBasicPD_31Џ˜šѕџџ&џBaseRateBasicPD_38ЏРšѕџџ&џBaseRateBasicPD_39Ашšѕџџ&џBaseRateBasicPD_40О@œ9D›ѕџџџZРProp. Damage Base Rate#G! џ DРB”G)џМ LџџРB”G)џG)џG)џG)џG)џ G)џ G) џ G) џ G) џ G) џG) џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џG)џD@›ѕџџџDРProp. Damage Base Rate§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]p›ѕџџџZРx Increased Limits Factor~ ƒ№?O№?џМ$œLџРO№?џO№?џO№?џO№?џO№? џ O№? џ O№? џ O№? џ O№? џ O№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џO№?џЄ›ѕџџџDРx Increased Limits Factor§ c]§  c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]зDXXlМР &*~Њ‚zv„~z~Љ J„›prZZXXXXpтВp <,!<,"<,#<,$<,%<,&<; '<;(<;)<,*<,+<,,<,-<,.<,/<,0:; 1:;2:;3:,4:; 5:;6:;7:,8:,9:,::,;:,<:,=:,>:,?:;  и›ѕџџџZ Р x Tier Factor ~ ƒ№? O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№? џ O№?џ є›ѕџџџ М &LуР x Tier Factor § c]§ c]§ !c]§ "c]§ #c]§ $c]§ %c]§ &c]§ 'c]§ (c]§ )c]§ *c]§ +c]§ ,c]§ -c]§ .c]§ /c]§ 0c]§ 1c]§ 2c]§ 3c]§ 4c]§ 5c]§ 6c]§ 7c]§ 8c]§ 9e]!œѕџџ џZ!Рx Class Factor!~ !ƒ№?!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?! џ! O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№?!џ!O№? џ!0œѕџџ џ x Class Factor!§ !c]§ ! c]§ !!c]§ !"c]§ !#c]§ !$c]§ !%c]§ !&c]§ !'c]§ !(c]§ !)c]§ !*c]§ !+c]§ !,c]§ !-c]§ !.c]§ !/c]§ !0c]§ !1c]§ !2c]§ !3c]§ !4c]§ !5c]§ !6c]§ !7c]§ !8c]§ !9e]"Pœѕџџ!џZ"Рx"~ "ƒ№?"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?" џ" O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?"џ"O№?!џ"Tœѕџџ!џ x"§ "c]§ " c]§ "!c]§ ""c]§ "#c]§ "$c]§ "%c]§ "&c]§ "'c]§ "(c]§ ")c]§ "*c]§ "+c]§ ",c]§ "-c]§ ".c]§ "/c]§ "0c]§ "1c]§ "2c]§ "3c]§ "4c]§ "5c]§ "6c]§ "7c]§ "8c]§ "9e]#Xœѕџџ"џZ#Рx#~ #ƒ№?#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?# џ# O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?#џ#O№?"џ#\œѕџџ"џ x#§ #c]§ # c]§ #!c]§ #"c]§ ##c]§ #$c]§ #%c]§ #&c]§ #'c]§ #(c]§ #)c]§ #*c]§ #+c]§ #,c]§ #-c]§ #.c]§ #/c]§ #0c]§ #1c]§ #2c]§ #3c]§ #4c]§ #5c]§ #6c]§ #7c]§ #8c]§ #9e]О #:%%;$&`œѕџџ#џZ$Рx$~ $ƒ№?$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$ џ$ O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?$џ$O№?#џ$&dœѕџџ#џ x$§ $c]§ $ c]§ $!c]§ $"c]§ $#c]§ $$c]§ $%c]§ $&c]§ $'c]§ $(c]§ $)c]§ $*c]§ $+c]§ $,c]§ $-c]§ $.c]§ $/c]§ $0c]§ $1c]§ $2c]§ $3c]§ $4c]§ $5c]§ $6c]§ $7c]§ $8c]§ $9e]О $:%%;%hœѕџџ$џZ%Р + Expense Fee%%O$џCћ%O%џ%М%%Cћ%O%џ%%O%џ%%O%џ%%O%џ%%O%џ%% O%џ%% O% џ%% O% џ%% O% џ%% O(% џ%%O(% џ%%O(%џ%%O(%џ%%O(%џ%%O(%џ%%O(%џ%%O(%џ%%O(%џ%%O(%џ%%O(%џ%%O(%џ%%O(%џ%%O(%џ%%O(%џ%%O %џCћ%„œѕџџ$џ  + Expense Fee%§ %c]§ % c]§ %!c]§ %"c]§ %#c]§ %$c]§ %%c]§ %&c]§ %'c]§ %(c]§ %)c]§ %*c]§ %+c]§ %,c]§ %-c]§ %.c]§ %/c]§ %0c]§ %1c]§ %2c]§ %3c]§ %4c]§ %5c]§ %6c]§ %7c]§ %8c]§ %9e]&# œѕџџ%џZ&Р= Prop. Damage Rate&$)&†!'џ%$РРBЗD%Р)&†!'џ%$РРBЗD%Р&†)'џ&М&&-јџўџРРBЗLџџР&†)'џ&&†)'џ&&†)'џ&&†)'џ&& †)' џ&& †)' џ&& †)' џ&& †)' џ&& †)' џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&&†)'џ&)&†!'џ%$РРBЗD%Р&#Шœѕџџ%џ = Prop. Damage Rate&$НЈ&EEEEEEEEEEEEEEEEEEEEEEEEEEF9'`№œѕџџ&џZ'Р'@'єœѕџџLџ*BaseRateBasicPIP_D@00@A0@BaseRateBasicPIP_01'ѕџџLџ'М4''*BaseRateBasicPIP_L@00@A0@BaseRateBasicPIP_02'DѕџџLџ'BaseRateBasicPIP_03'lѕџџLџ'BaseRateBasicPIP_04'”ѕџџLџ'BaseRateBasicPIP_05'МѕџџLџ'BaseRateBasicPIP_06'фѕџџLџ'BaseRateBasicPIP_07'  žѕџџL џ'BaseRateBasicPIP_08' 4žѕџџL џ'BaseRateBasicPIP_10' \žѕџџL џ'BaseRateBasicPIP_11' „žѕџџL џ'BaseRateBasicPIP_12' ЌžѕџџL џ'BaseRateBasicPIP_13'дžѕџџLџ'BaseRateBasicPIP_14'ќžѕџџLџ'BaseRateBasicPIP_15'$ŸѕџџLџ'BaseRateBasicPIP_16'LŸѕџџLџ'BaseRateBasicPIP_17'tŸѕџџLџ'BaseRateBasicPIP_19'œŸѕџџLџ'BaseRateBasicPIP_22'ФŸѕџџLџ'BaseRateBasicPIP_23'ьŸѕџџLџ'BaseRateBasicPIP_24' ѕџџLџ'BaseRateBasicPIP_25'< ѕџџLџ'BaseRateBasicPIP_26'd ѕџџLџ'BaseRateBasicPIP_27'Œ ѕџџLџ'BaseRateBasicPIP_31'Д ѕџџLџ'BaseRateBasicPIP_38'м ѕџџLџ'BaseRateBasicPIP_39'ЁѕџџLџ'BaseRateBasicPIP_40О@'9(D,Ёѕџџ'џZ(Р PIP Base Rate(#(G!.џ D'РB”(G).џ(М(( LџџРB”(G).џ((G).џ((G).џ((G).џ((G).џ(( G). џ(( G). џ(( G). џ(( G). џ(( G). џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G).џ((G))џ((DHЁѕџџ&џD(Р PIP Base Rate(§ (c]§ ( c]§ (!c]§ ("c]§ (#c]§ ($c]§ (%c]§ (&c]§ ('c]§ ((c]§ ()c]§ (*c]§ (+c]§ (,c]§ (-c]§ (.c]§ (/c]§ (0c]§ (1c]§ (2c]§ (3c]§ (4c]§ (5c]§ (6c]§ (7c]§ (8c]§ (9e])dЁѕџџ(џZ)Рx Increased Limits Factor)~ )ƒ№?)O№?)џD)Р)O№?)џ)М)-}LџР)O№?)џ))O№?)џ))O№?)џ))O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?) џ)) O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?)џ))O№?*џ))˜Ёѕџџ(џD)Рx Increased Limits Factor)§ )c]§ ) c]§ )!c]§ )"c]§ )#c]§ )$c]§ )%c]§ )&c]§ )'c]§ )(c]§ ))c]§ )*c]§ )+c]§ ),c]§ )-c]§ ).c]§ )/c]§ )0c]§ )1c]§ )2c]§ )3c]§ )4c]§ )5c]§ )6c]§ )7c]§ )8c]§ )9e]*ЬЁѕџџ)џZ*Р x Tier Factor*~ *ƒ№?*O№?*џD*Р*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?* џ)* O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?*џ)*O№?+џ)*шЁѕџџ)џ*М*0LуР x Tier Factor*§ *c]§ * c]§ *!c]§ *"c]§ *#c]§ *$c]§ *%c]§ *&c]§ *'c]§ *(c]§ *)c]§ **c]§ *+c]§ *,c]§ *-c]§ *.c]§ */c]§ *0c]§ *1c]§ *2c]§ *3c]§ *4c]§ *5c]§ *6c]§ *7c]§ *8c]§ *9e]+Ђѕџџ*џZ+Рx Class Factor+~ +ƒ№?+O№?+џD+Р+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+ џ)+ O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?+џ)+O№?,џ)+$Ђѕџџ*џ*x Class Factor+§ +c]§ + c]§ +!c]§ +"c]§ +#c]§ +$c]§ +%c]§ +&c]§ +'c]§ +(c]§ +)c]§ +*c]§ ++c]§ +,c]§ +-c]§ +.c]§ +/c]§ +0c]§ +1c]§ +2c]§ +3c]§ +4c]§ +5c]§ +6c]§ +7c]§ +8c]§ +9e],DЂѕџџ+џZ,Рx Passive Restraint,~ ,ƒ№?,O№?,џD,Р,O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?, џ), O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?,џ),O№?-џ),lЂѕџџ+џ*x Passive Restraint,§ ,c]§ , c]§ ,!c]§ ,"c]§ ,#c]§ ,$c]§ ,%c]§ ,&c]§ ,'c]§ ,(c]§ ,)c]§ ,*c]§ ,+c]§ ,,c]§ ,-c]§ ,.c]§ ,/c]§ ,0c]§ ,1c]§ ,2c]§ ,3c]§ ,4c]§ ,5c]§ ,6c]§ ,7c]§ ,8c]§ ,9e]-”Ђѕџџ,џZ-Рx-U~ -ƒ№?-O№?-џD-Р-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?- џ)- O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?-џ)-O№?.џ)-˜Ђѕџџ,џ*x-U§ -c]§ - c]§ -!c]§ -"c]§ -#c]§ -$c]§ -%c]§ -&c]§ -'c]§ -(c]§ -)c]§ -*c]§ -+c]§ -,c]§ --c]§ -.c]§ -/c]§ -0c]§ -1c]§ -2c]§ -3c]§ -4c]§ -5c]§ -6c]§ -7c]§ -8c]§ -9e].œЂѕџџ-џZ.Р + Expense Fee..G/џCќ.G/џCќ.G/џ.М..Cќ.G/џ..G/џ..G/џ..G/џ.. G/ џ.. G/ џ.. G/ џ.. G/ џ.. G(/ џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..G(/џ..T /џCќ.ИЂѕџџ-џ* + Expense Fee.§ .c]§ . c]§ .!c]§ ."c]§ .#c]§ .$c]§ .%c]§ .&c]§ .'c]§ .(c]§ .)c]§ .*c]§ .+c]§ .,c]§ .-c]§ ..c]§ ./c]§ .0c]§ .1c]§ .2c]§ .3c]§ .4c]§ .5c]§ .6c]§ .7c]§ .8c]§ .9e]/#дЂѕџџ.џZ/Р = PIP Rate/$)/E!%џ%(-РРBЗD.Р/E)(џ/М//-љџўџРРBЗLџџР/E)(џ//E)(џ//E)(џ//E)(џ//E)(џ// E)(џ// E)( џ// E)( џ// E)( џ// E)( џ//E)( џ//E)(џ//E)(џ//E)(џ//E)(џ//E)(џ//E)(џ//E)(џ//E)(џ//E)(џ//E)(џ//E)(џ//E)(џ//E)(џ//E)(џ//#ьЂѕџџ.џ* = PIP Rate/$НЈ/EEEEEEEEEEEEEEEEEEEEEEEEEEF90&Ѓѕџџ/џZ0Р+ Medical Payments0~ 0Ž0и0џD0Р0‰(џD0€0‰0џ0М00L€0‰0џ00‰0џ00‰0џ00 ‰0џ00 ‰0 џ00 ‰0 џ00 ‰0 џ00 ‰0 џ00‰0 џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00‰0џ00&,Ѓѕџџ/џ*+ Medical Payments0НЈ0EEEEEEEEEEEEEEEEEEEEEEEEEEF91`TЃѕџџ0џZ1РОx1‹92DXЃѕџџ1џZ2РUM/UIM Base Rate2§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2 d]§ 2 d]§ 2 d]§ 2 d]§ 2 d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]§ 2d]2D|Ѓѕџџ0џD2РUM/UIM Base Rate2§ 2c]§ 2 c]§ 2!c]§ 2"c]§ 2#c]§ 2$c]§ 2%c]§ 2&c]§ 2'c]§ 2(c]§ 2)c]§ 2*c]§ 2+c]§ 2,c]§ 2-c]§ 2.c]§ 2/c]§ 20c]§ 21c]§ 22c]§ 23c]§ 24c]§ 25c]§ 26c]§ 27c]§ 28c]§ 29e]3& Ѓѕџџ2џZ3Р+ Increased Limit Additive3§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3 d]§ 3 d]§ 3 d]§ 3 d]§ 3 d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]§ 3d]3&иЃѕџџ2џD3Р+ Increased Limit Additive3§ 3c]§ 3 c]§ 3!c]§ 3"c]§ 3#c]§ 3$c]§ 3%c]§ 3&c]§ 3'c]§ 3(c]§ 3)c]§ 3*c]§ 3+c]§ 3,c]§ 3-c]§ 3.c]§ 3/c]§ 30c]§ 31c]§ 32c]§ 33c]§ 34c]§ 35c]§ 36c]§ 37c]§ 38c]§ 39e]4#Єѕџџ3џZ4Р = UM/UIM Rate4$НЈ4EEEEEEEEEEEEEEEEEEEEEEEEEEE4#,Єѕџџ3џD4Р = UM/UIM Rate4$НЈ4EEEEEEEEEEEEEEEEEEEEEEEEEEF95`HЄѕџџ4џZ5РОx5‹‹‹‹‹‹‹‹‹‹‹‹‹‹96DLЄѕџџ5џZ6РComprehensive Base Rate6§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6 d]§ 6 d]§ 6 d]§ 6 d]§ 6 d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]§ 6d]6D|Єѕџџ4џ6М6? LуРComprehensive Base Rate6§ 6c]§ 6 c]§ 6!c]§ 6"c]§ 6#c]§ 6$c]§ 6%c]§ 6&c]§ 6'c]§ 6(c]§ 6)c]§ 6*c]§ 6+c]§ 6,c]§ 6-c]§ 6.c]§ 6/c]§ 60c]§ 61c]§ 62c]§ 63c]§ 64c]§ 65c]§ 66c]§ 67c]§ 68c]§ 69e]7ЌЄѕџџ6џZ7Рx Deductible Factor7§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7 d]§ 7 d]§ 7 d]§ 7 d]§ 7 d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]§ 7d]7дЄѕџџ6џ6x Deductible Factor7§ 7c]§ 7 c]§ 7!c]§ 7"c]§ 7#c]§ 7$c]§ 7%c]§ 7&c]§ 7'c]§ 7(c]§ 7)c]§ 7*c]§ 7+c]§ 7,c]§ 7-c]§ 7.c]§ 7/c]§ 70c]§ 71c]§ 72c]§ 73c]§ 74c]§ 75c]§ 76c]§ 77c]§ 78c]§ 79e]8ќЄѕџџ7џZ8Р x Tier Factor8§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8 d]§ 8 d]§ 8 d]§ 8 d]§ 8 d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]§ 8d]8Ѕѕџџ7џ6 x Tier Factor8§ 8c]§ 8 c]§ 8!c]§ 8"c]§ 8#c]§ 8$c]§ 8%c]§ 8&c]§ 8'c]§ 8(c]§ 8)c]§ 8*c]§ 8+c]§ 8,c]§ 8-c]§ 8.c]§ 8/c]§ 80c]§ 81c]§ 82c]§ 83c]§ 84c]§ 85c]§ 86c]§ 87c]§ 88c]§ 89e]94Ѕѕџџ8џZ9Рx Class Factor9§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9 d]§ 9 d]§ 9 d]§ 9 d]§ 9 d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]§ 9d]9TЅѕџџ8џ6x Class Factor9§ 9c]§ 9 c]§ 9!c]§ 9"c]§ 9#c]§ 9$c]§ 9%c]§ 9&c]§ 9'c]§ 9(c]§ 9)c]§ 9*c]§ 9+c]§ 9,c]§ 9-c]§ 9.c]§ 9/c]§ 90c]§ 91c]§ 92c]§ 93c]§ 94c]§ 95c]§ 96c]§ 97c]§ 98c]§ 99e]:tЅѕџџ9џZ:Рx Model Year Factor:§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ : d]§ : d]§ : d]§ : d]§ : d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]§ :d]:œЅѕџџ9џ6x Model Year Factor:§ :c]§ : c]§ :!c]§ :"c]§ :#c]§ :$c]§ :%c]§ :&c]§ :'c]§ :(c]§ :)c]§ :*c]§ :+c]§ :,c]§ :-c]§ :.c]§ :/c]§ :0c]§ :1c]§ :2c]§ :3c]§ :4c]§ :5c]§ :6c]§ :7c]§ :8c]§ :9e];ФЅѕџџ:џZ;Рx Symbol Factor;§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ; d]§ ; d]§ ; d]§ ; d]§ ; d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d]§ ;d];фЅѕџџ:џ6x Symbol Factor;§ ;c]§ ; c]§ ;!c]§ ;"c]§ ;#c]§ ;$c]§ ;%c]§ ;&c]§ ;'c]§ ;(c]§ ;)c]§ ;*c]§ ;+c]§ ;,c]§ ;-c]§ ;.c]§ ;/c]§ ;0c]§ ;1c]§ ;2c]§ ;3c]§ ;4c]§ ;5c]§ ;6c]§ ;7c]§ ;8c]§ ;9e]<Іѕџџ;џZ<Р x Anti-Theft<§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ < d]§ < d]§ < d]§ < d]§ < d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]§ <d]< Іѕџџ;џ6 x Anti-Theft<§ <c]§ < c]§ <!c]§ <"c]§ <#c]§ <$c]§ <%c]§ <&c]§ <'c]§ <(c]§ <)c]§ <*c]§ <+c]§ <,c]§ <-c]§ <.c]§ </c]§ <0c]§ <1c]§ <2c]§ <3c]§ <4c]§ <5c]§ <6c]§ <7c]§ <8c]§ <9e]=<Іѕџџ<џZ=Рx=§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ = d]§ = d]§ = d]§ = d]§ = d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]§ =d]=@Іѕџџ<џ6x=§ =c]§ = c]§ =!c]§ ="c]§ =#c]§ =$c]§ =%c]§ =&c]§ ='c]§ =(c]§ =)c]§ =*c]§ =+c]§ =,c]§ =-c]§ =.c]§ =/c]§ =0c]§ =1c]§ =2c]§ =3c]§ =4c]§ =5c]§ =6c]§ =7c]§ =8c]§ =9e]>DІѕџџ=џZ>Р + Expense Fee>§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ > d]§ > d]§ > d]§ > d]§ > d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]§ >d]>`Іѕџџ=џ6 + Expense Fee>§ >c]§ > c]§ >!c]§ >"c]§ >#c]§ >$c]§ >%c]§ >&c]§ >'c]§ >(c]§ >)c]§ >*c]§ >+c]§ >,c]§ >-c]§ >.c]§ >/c]§ >0c]§ >1c]§ >2c]§ >3c]§ >4c]§ >5c]§ >6c]§ >7c]§ >8c]§ >9e]?#|Іѕџџ>џZ?Р= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEE?#ЈІѕџџ>џ6= Comprehensive Rate?$НЈ?EEEEEEEEEEEEEEEEEEEEEEEEEEF9зDш…l=,  NФЯ^U=,6N–yvŠд—|pr|tnXp@:;A:;B:,C:,D:,E:,F:,G:,H:,I:,J:; K:;L:,M:; N:J0O:JP:;Q:J R:Y0S:;T:;U:;@`дІѕџџ?џZ@РОx@‹‹‹‹‹‹‹‹‹‹‹‹‹‹9ADиІѕџџ@џZAРCollision Base RateA§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ A d]§ A d]§ A d]§ A d]§ A d]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]§ Ad]ADЇѕџџ?џAМAJ LуРCollision Base RateA§ Ac]§ A c]§ A!c]§ A"c]§ A#c]§ A$c]§ A%c]§ A&c]§ A'c]§ A(c]§ A)c]§ A*c]§ A+c]§ A,c]§ A-c]§ A.c]§ A/c]§ A0c]§ A1c]§ A2c]§ A3c]§ A4c]§ A5c]§ A6c]§ A7c]§ A8c]§ A9e]B(ЇѕџџAџZBРx Deductible FactorB§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ B d]§ B d]§ B d]§ B d]§ B d]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]§ Bd]BPЇѕџџAџAx Deductible FactorB§ Bc]§ B c]§ B!c]§ B"c]§ B#c]§ B$c]§ B%c]§ B&c]§ B'c]§ B(c]§ B)c]§ B*c]§ B+c]§ B,c]§ B-c]§ B.c]§ B/c]§ B0c]§ B1c]§ B2c]§ B3c]§ B4c]§ B5c]§ B6c]§ B7c]§ B8c]§ B9e]CxЇѕџџBџZCР x Tier FactorC§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ C d]§ C d]§ C d]§ C d]§ C d]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]§ Cd]C”ЇѕџџBџA x Tier FactorC§ Cc]§ C c]§ C!c]§ C"c]§ C#c]§ C$c]§ C%c]§ C&c]§ C'c]§ C(c]§ C)c]§ C*c]§ C+c]§ C,c]§ C-c]§ C.c]§ C/c]§ C0c]§ C1c]§ C2c]§ C3c]§ C4c]§ C5c]§ C6c]§ C7c]§ C8c]§ C9e]DАЇѕџџCџZDРx Class FactorD§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ D d]§ D d]§ D d]§ D d]§ D d]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]§ Dd]DаЇѕџџCџAx Class FactorD§ Dc]§ D c]§ D!c]§ D"c]§ D#c]§ D$c]§ D%c]§ D&c]§ D'c]§ D(c]§ D)c]§ D*c]§ D+c]§ D,c]§ D-c]§ D.c]§ D/c]§ D0c]§ D1c]§ D2c]§ D3c]§ D4c]§ D5c]§ D6c]§ D7c]§ D8c]§ D9e]E№ЇѕџџDџZEРx Model Year FactorE§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ E d]§ E d]§ E d]§ E d]§ E d]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]§ Ed]EЈѕџџDџAx Model Year FactorE§ Ec]§ E c]§ E!c]§ E"c]§ E#c]§ E$c]§ E%c]§ E&c]§ E'c]§ E(c]§ E)c]§ E*c]§ E+c]§ E,c]§ E-c]§ E.c]§ E/c]§ E0c]§ E1c]§ E2c]§ E3c]§ E4c]§ E5c]§ E6c]§ E7c]§ E8c]§ E9e]F@ЈѕџџEџZFРx Symbol FactorF§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ F d]§ F d]§ F d]§ F d]§ F d]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]§ Fd]F`ЈѕџџEџAx Symbol FactorF§ Fc]§ F c]§ F!c]§ F"c]§ F#c]§ F$c]§ F%c]§ F&c]§ F'c]§ F(c]§ F)c]§ F*c]§ F+c]§ F,c]§ F-c]§ F.c]§ F/c]§ F0c]§ F1c]§ F2c]§ F3c]§ F4c]§ F5c]§ F6c]§ F7c]§ F8c]§ F9e]G€ЈѕџџGџZGРxG§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ G d]§ G d]§ G d]§ G d]§ G d]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]§ Gd]G„ЈѕџџRџAxG§ Gc]§ G c]§ G!c]§ G"c]§ G#c]§ G$c]§ G%c]§ G&c]§ G'c]§ G(c]§ G)c]§ G*c]§ G+c]§ G,c]§ G-c]§ G.c]§ G/c]§ G0c]§ G1c]§ G2c]§ G3c]§ G4c]§ G5c]§ G6c]§ G7c]§ G8c]§ G9e]HˆЈѕџџFџZHРxH§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ H d]§ H d]§ H d]§ H d]§ H d]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]§ Hd]HŒЈѕџџFџAxH§ Hc]§ H c]§ H!c]§ H"c]§ H#c]§ H$c]§ H%c]§ H&c]§ H'c]§ H(c]§ H)c]§ H*c]§ H+c]§ H,c]§ H-c]§ H.c]§ H/c]§ H0c]§ H1c]§ H2c]§ H3c]§ H4c]§ H5c]§ H6c]§ H7c]§ H8c]§ H9e]IЈѕџџHџZIР + Expense FeeI§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ I d]§ I d]§ I d]§ I d]§ I d]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]§ Id]IЌЈѕџџHџA + Expense FeeI§ Ic]§ I c]§ I!c]§ I"c]§ I#c]§ I$c]§ I%c]§ I&c]§ I'c]§ I(c]§ I)c]§ I*c]§ I+c]§ I,c]§ I-c]§ I.c]§ I/c]§ I0c]§ I1c]§ I2c]§ I3c]§ I4c]§ I5c]§ I6c]§ I7c]§ I8c]§ I9e]J#ШЈѕџџIџZJР= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEEJ#ьЈѕџџIџA= Collision RateJ$НЈJEEEEEEEEEEEEEEEEEEEEEEEEEEF9K`ЉѕџџJџZKРОxK9LЉѕџџLџZLР LiabilityL5LV!LџDРD&РD0РD/РD4Р5LV!L џDРD&РD0РD/РD4РLV)L!џLМ)LLLаџРLкџРLфџРLуџРLшџРLV)L"џLLV)L#џLLV)L$џLLV)L%џLL V)L&џLL V)L'џLL V)L(џLL V)L)џLL V)L*џLLV)L+џLLV)L,џLLV)L-џLLV)L.џLLV)L/џLLV)L0џLLV)L1џLLV)L2џLLV)L3џLLV)L4џLLV)L5џLLV)L6џLLV)L7џLLV)L8џL5LW!L9џDРD&РD0РD/РD4РL(ЉѕџџџDLР LiabilityLLVPџLМ)LL9LаџРLкџРLфџРLуџРLшџРL VPџLL!VPџLL"VPџLL#VPџLL$VPџLL%VPџLL&VP џLL'VP џLL(VP џLL)VP џLL*VP џLL+VPџLL,VPџLL-VPџLL.VPџLL/VPџLL0VPџLL1VPџLL2VPџLL3VPџLL4VPџLL5VPџLL6VPџLL7VPџLL8VPџLL9WPџLM<ЉѕџџMџZMРPhysical DamageM"MVMџ D?РDJР"MVM џ D?РDJРMVM!џMМMM LђџРL§џРMVM"џMMVM#џMMVM$џMMVM%џMM VM&џMM VM'џMM VM(џMM VM)џMM VM*џMMVM+џMMV ‚ ƒ „ … † ‡ ˆ ўџџџ” › Œ  Ž   ‘ ’ “ • ž – — ˜ ™ š œ Џ  Ÿ Ј   Ё Ђ Ѓ Є Ѕ І Ї Љ В Њ Ћ Ќ ­ Ў А С Б Г М Д Е Ж З И Й К Л Р Я О П ўџџџТ ўџџџУ Ь Х Ц Ч Ш Щ Ъ Ы Н Э Ю а ўџџџўџџџв г д е ж з и х к л м н о п р с т у ф б ц ч ш щ ъ ы ь э ўџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџM,џMMVM-џMMVM.џMMVM/џMMVM0џMMVM1џMMVM2џMMVM3џMMVM4џMMVM5џMMVM6џMMVM7џMMVM8џM"M M9џ D?РDJРM”\ЉѕџџLџDMРPhysical DamageMMVQџMМMM9 LђџРL§џРM VQџMM!VQџMM"VQџMM#VQџMM$VQџMM%VQџMM&VQ џMM'VQ џMM(VQ џMM)VQ џMM*VQ џMM+VQџMM,VQџMM-VQџMM.VQџMM/VQџMM0VQџMM1VQџMM2VQџMM3VQџMM4VQџMM5VQџMM6VQџMM7VQџMM8VQџMM9WQџMN|ЉѕџџKџZNРTotal Driver #1N!N’!Mџ DLРDMР!N’!Nџ DLРDMРN’)NџNМNN LўџРLџџРN’)NџNN’)NџNN’)NџNN’)NџNN ’)NџNN ’)N џNN ’)N џNN ’)N џNN ’)N џNN’)N џNN’)NџNN’)NџNN’)NџNN’)NџNN’)NџNN’)NџNN’)NџNN’)NџNN’)NџNN’)NџNN’)NџNN’)NџNN’)NџN!NЌ!Nџ DLРDMР§ NЂˆN‘N’NџNМNN9 LўџРLџџРN ’NџNN!’N џNN"’N!џNN#’N"џNN$’N#џNN%’N$џNN&’N%џNN'’N&џNN(’N'џNN)’N(џNN*’N)џNN+’N*џNN,’N+џNN-’N,џNN.’N-џNN/’N.џNN0’N/џNN1’N0џNN2’N1џNN3’N2џNN4’N3џNN5’N4џNN6’N5џNN7’N6џNN8’N7џNN9iN8џNOaœЉѕџџNџZOРОxO,­Є9P. ЉѕџџOџZPР LiabilityP+!PZ!џ DLРDLР!PZ!Rџ DLРDL РPZ)џPМPP LќџРLќџРPZ)џPPZ)џPPZ)џPPZ) џPP Z) џPP Z) џPP Z) џPP Z) џPP Z)џPPZ)џPPZ)џPPZ)џPPZ)џPPZ)џPPZ)џPPZ)џPPZ)џPPZ)џPPZ)џPPZ)џPPZ)џPPZ)џPPZ)џPPЅ)MџPО@PЄ9Q.ДЉѕџџPџZQРPhysical DamageQ+!QZMџ DMРDMР!QZџ DMРDM РQZMџQМQQ LќџРLќџРQZMџQQZMџQQZMџQQZM џQQ ZM џQQ ZM џQQ ZM џQQ ZM џQQ ZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQZMџQQЅMџQО@QЄ9R\дЉѕџџQџZRР Grand TotalR]!R^!N9џ DPРDQР!R^!Rџ DPРDQРR^)RџRМRR LўџРLџџРR^)RџRR^)RџRR^)RџRR^)RџRR ^)RџRR ^)R џRR ^)R џRR ^)R џRR ^)R џRR^)R џRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџRR^)RџR!RІ!Rџ DPРDQРО@RЄ9ОxS8О T''О 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џџџџUSheet12џџџџџџџџџџџџfSheet111џџџџџџџџџџџџwџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџСАAttribute VB_Name = "sheetStart"D „Bas„0{0002082ь0-C$ 0046} |GlobalЬSpa‚c’False dCreatablPredeclaIdЏTru BExposeTemplate`Deriv’BuРstomizD2€Option /licit №ФдџџџџЫ?3‰рџџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџНАAttribute VB_Name = "She€et11" №Basx0{00€020820- C$0046} |GlobaBlЦSpac’False dCre atablPr@edeclaI"dЌTru BExposeTemplateDer iv$’BustomizD2Option /licit №ФдџџџџЫ?3ъ џџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџНАAttribute VB_Name = "She€et12" №Basx0{00€020820- C$0046} |GlobaBlЦSpac’False dCre atablPr@edeclaI"dЌTru BExposeTemplateDer iv$’BustomizD2Option /licit №ФдџџџџЫ?3Žџџ#ˆЖџџ‚ƒ„…†‡ўџџџ‰Š‹ŒŽ‘’“”•–—˜ўџџџš›œžŸ ЁЂЃЄЅІЇЈЉўџџџЋЌ­ЎЏАБВГДЕЖЗИЙКўџџџМНОПРСТУФХЦЧШЩЪЫўџџџЭЮЯабвгдежзийклмўџџџопрстуфхцчшщъыьэўџџџя№ёђѓєѕіїјљњћќ§ўўџџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџОАAttribute VB_Name = "Sheet111"  јBas|0{00020820-; C$0046} |Glob„alШSpac’ False dCr@eatablP€redeclaDId­Tru BE xposeTemplateDeriv$’Bust0omizD2Op tion /licit Sheet13 џџџџˆSheet112 џџџџ™Sheet121џџџџЊSheet1111џџџџЛ№ФдџџџџЫ?3“:џџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџНАAttribute VB_Name = "She€et13" №Basx0{00€020820- C$0046} |GlobaBlЦSpac’False dCre atablPr@edeclaI"dЌTru BExposeTemplateDer iv$’BustomizD2Option /licit №ФдџџџџЫ?3Jˆџџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџОАAttribute VB_Name = "Sheet112"  јBas|0{00020820-; C$0046} |Glob„alШSpac’ False dCr@eatablP€redeclaDId­Tru BE xposeTemplateDeriv$’Bust0omizD2Op tion /licit №ФдџџџџЫ?3џџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџОАAttribute VB_Name = "Sheet121"  јBas|0{00020820-; C$0046} |Glob„alШSpac’ False dCr@eatablP€redeclaDId­Tru BE xposeTemplateDeriv$’Bust0omizD2Op tion /licit №ФдџџџџЫ?34 џџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџОАAttribute VB_Name = "Sheˆet1" €Bas€0{00€020820-C$0046} |GlobaBlЪSpac’False dCre atablPr@edeclaI"dЎTru BExposeTemplateDer iv$’BustomizD2Option /licit №ФдџџџџЫ?3+,џџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџSheet113џџџџџџџџџџџџЬSheet122џџџџџџџџнSheet1112џџџџџџџџџџџџю Sheet131џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџОАAttribute VB_Name = "Sheet113"  јBas|0{00020820-; C$0046} |Glob„alШSpac’ False dCr@eatablP€redeclaDId­Tru BE xposeTemplateDeriv$’Bust0omizD2Op tion /licit №ФдџџџџЫ?3Vџџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџОАAttribute VB_Name = "Sheet122"  јBas|0{00020820-; C$0046} |Glob„alШSpac’ False dCr@eatablP€redeclaDId­Tru BE xposeTemplateDeriv$’Bust0omizD2Op tion /licit №ФдџџџџЫ?3Šџџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџРАAttribute VB_Name = "Sheet1112" " €Bas€0{00020820v-C$0046} |GlobalЪSpacA’False dC€reatablPredecla‰IdЎTru B@ExposeTemplateD0eriv$’Bus`tomizD2O@ption /licit №ФдџџџџЫ?3уПџџ#ˆЖџџ     ўџџџ ўџџџ"#$%&'()*+,-./01ўџџџ3456789:;<=>?@ABўџџџDEFGHIJKLMNOPQRSўџџџUVWXYZ[\]^_`abcdefgўџџџijklmnopўџџџrstuvwxyz{|}~€џџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџОАAttribute VB_Name = "Sheet131"  јBas|0{00020820-; C$0046} |Glob„alШSpac’ False dCr@eatablP€redeclaDId­Tru BE xposeTemplateDeriv$’Bust0omizD2Op tion /licit Sheet1121џџџџ Sheet1211џџџџџџџџ! Sheet11111џџџџџџџџџџџџ2Sheet4џџџџџџџџџџџџC№ФдџџџџЫ?3 тџџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџРАAttribute VB_Name = "Sheet1121" " €Bas€0{00020820v-C$0046} |GlobalЪSpacA’False dC€reatablPredecla‰IdЎTru B@ExposeTemplateD0eriv$’Bus`tomizD2O@ption /licit №ФдџџџџЫ?3Ѕмџџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџРАAttribute VB_Name = "Sheet1211" " €Bas€0{00020820v-C$0046} |GlobalЪSpacA’False dC€reatablPredecla‰IdЎTru B@ExposeTemplateD0eriv$’Bus`tomizD2O@ption /licit №ФдџџџџЫ?3Ьмџџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџ(SLџџџџSџџџџS”џџџџ<џџџџџџN0{00020820-0000-0000-C000-000000000046}џџџџ8€ўџџџџџџџ(џџџџџџџџџџ%џџџџHџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџпўЪ€€ џџџџџџџџЭџџxџџџџpџџџџОАAttribute VB_Name = "Sheˆet1" „Bas„0{00€020820-C$0046} |GlobaBlЬSpac’False dCre atablPr@edeclaI"dЏTru BExposeTemplateDer iv’BustomizD2Option /licit №ФдџџџџЫ?3Ѕ…џџ#ˆЖџџџџџџџџџџџџџџџџџџџџџџџџxџџMEџџџџџџџџџџпџџ 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