| Home > Insurance Division > Bureau of Fraud Deterrence Enforcement Activity > Division of Law Court Adjudications - 2026 |
| Division of Law Court Adjudications - 2026 |
| January > February > March > April |
| |
The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4: |
| Name |
BFD # |
Type of Resolution |
Date |
Fines |
Surcharges |
Restitution |
| Genesis DeJesus |
20-51072-04 |
Stipulation of Settlement |
April 7, 2026 |
$2,500 |
$125 |
|
| Mina Elfar, D.M.D. and Genuine Smiles, P.A. |
22-51675-44 |
Stipulation of Settlement |
April 27, 2026 |
$12,500 |
$1,250 |
|
| Ayreonna Genther |
24-53092-35 |
Stipulation of Settlement |
April 9, 2026 |
$1,500 |
$75 |
|
| Harry S. Gonzalez-Padilla |
21-51377-09 |
Stipulation of Settlement |
March 20, 2026 |
$5,000 |
$250 |
|
| Ana Salazar-Ruiz |
22-53192-51 |
Stipulation of Settlement |
April 8, 2026 |
$2,500 |
$125 |
|
|
| |
The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4: |
| Name |
BFD # |
Type of Resolution |
Date |
Fines |
Surcharges |
Restitution |
| Shannon Callaham |
20-51140-35 |
Default Judgment |
March 31, 2026 |
$10,000 |
$1,000 |
|
| Scott Church |
24-51606-12 |
Default Judgment |
April 10, 2026 |
$5,000 |
$1,000 |
|
| Ebenezer Diaz |
20-50530-10 |
Default Judgment |
April 3, 2026 |
$15,000 |
$1,000 |
|
| Leticia L. Evangelista Cacer |
20-51403-04 |
Default Judgment |
April 22, 2026 |
$7,500 |
$1,000 |
$5,750 |
| Katrina Gaskins |
23-53015-35 |
Default Judgment |
April 13, 2026 |
$10,000 |
$1,000 |
|
| Korey Jenkins |
21-54523-31 |
Default Judgment |
April 10, 2026 |
$15,000 |
$1,000 |
|
| Sheena A. Lawrence |
21-52450-31 |
Default Judgment |
April 24, 2026 |
$12,500 |
$1,000 |
|
| Ivy Magu |
20-52760-04 |
Default Judgment |
April 24, 2026 |
$5,000 |
$1,000 |
|
| Robert E. Nguidjol |
22-51566-04 |
Default Judgment |
April 15, 2026 |
$15,000 |
$1,000 |
|
| Arlin Rivera-Gutierrez |
21-51049-35 |
Default Judgment |
April 20, 2026 |
$5,000 |
$1,000 |
|
| Emanuel Roberson |
21-51210-04 |
Default Judgment |
April 22, 2026 |
$15,000 |
$1,000 |
|
| South Jersey Health & Wellness Center; Anthony C. Carabasi |
18-54458-24 |
Consent Order |
September 9, 2025 |
$8,019.28 |
$2,000 |
$2,660.65 |
| Mustafa Tbaileh |
20-50852-07 |
Default Judgment |
April 17, 2026 |
$5,000 |
$1,000 |
|
| Jennifer Truez |
23-53625-51 |
Default Judgment |
April 24, 2026 |
$7,500 |
$1,000 |
|
| Ronnye Vivas-Orejuela |
20-53613-35 |
Default Judgment |
April 17, 2026 |
$5,000 |
$1,000 |
|
| Ehsan Wahdat |
21-53316-04 |
Default Judgment |
April 21, 2026 |
$5,000 |
$1,000 |
|
|
| |
| March 2026 |
The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4: |
| Name |
BFD # |
Type of Resolution |
Date |
Fines |
Surcharges |
Restitution |
| Anaizah Bowman |
19-53261-04 |
Stipulation of Settlement |
March 24, 2026 |
$3,500 |
$175 |
$200 |
| Vaughn Frederick |
23-50802-34 |
Stipulation of Settlement |
February 4, 2026 |
$3,000 |
$150 |
|
| Jacquis Jordan |
22-51831-35 |
Stipulation of Settlement |
March 17, 2026 |
$2,500 |
$125 |
|
| Mark Richard |
24-53884-35 |
Stipulation of Settlement |
March 24, 2026 |
$2,500 |
$125 |
|
|
| |
The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4: |
| Name |
BFD # |
Type of Resolution |
Date |
Fines |
Surcharges |
Restitution |
| Lavin Cooper |
22-50576-35 |
Default Judgment |
March 12, 2026 |
$5,000 |
$1,000 |
|
| Tina Dellapenna |
23-52736-35 |
Default Judgment |
March 18, 2026 |
$5,000 |
$1,000 |
|
| Amanda Devicci |
23-51288-04 |
Default Judgment |
February 27, 2026 |
$5,000 |
$1,000 |
|
| Nwamalca Epeuchi |
20-53938-35 |
Summary Judgment |
February 3, 2026 |
$5,000 |
$1,000 |
|
| Marquieta Johnson |
22-50736-04 |
Default Judgment |
March 13, 2026 |
$10,000 |
$1,000 |
|
| Baydimat & Bora Kochar |
18-53158-09 |
Default Judgment |
March 31, 2026 |
$30,000 |
$2,000 |
|
| Raghuvir Lavari |
15-50202-12 |
Verdict |
February 9, 2026 |
$5,000 |
$1,000 |
|
| Aleesia Lofton |
23-51130-04 |
Default Judgment |
March 6, 2026 |
$5,000 |
$1,000 |
|
| Leon Lowenthal |
18-51315-25 |
Final Order |
March 13, 2026 |
$20,000 |
$1,000 |
|
| Desnequa McCray |
21-54201-31 |
Default Judgment |
March 16, 2026 |
$15,000 |
$1,000 |
|
| Quayanna Y. Morgan |
22-52186-04 |
Default Judgment |
March 16, 2026 |
$5,000 |
$1,000 |
|
| Jsatanna Rome |
21-53103-03 |
Default Judgment |
February 17, 2026 |
$10,000 |
$1,000 |
|
|
| |
| February 2026 |
The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4: |
| Name |
BFD # |
Type of Resolution |
Date |
Fines |
Surcharges |
Restitution |
| Guissella Aliaga |
22-53380-35 |
Stipulation of Settlement |
February 24, 2026 |
$1,500 |
$75 |
|
| Darin Fulcher |
21-54344-35 |
Stipulation of Settlement |
January 12, 2026 |
$3,000 |
$150 |
|
| Nicole Joseph |
20-50966-35 |
Stipulation of Settlement |
February 2, 2026 |
$1,500 |
$75 |
|
| David Leute |
20-51645-35 |
Stipulation of Settlement |
February 10, 2026 |
$2,500 |
$125 |
$5,000 |
|
| |
The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4: |
| Name |
BFD # |
Type of Resolution |
Date |
Fines |
Surcharges |
Restitution |
| Glen Cardace |
18-51665-19 |
Final Order |
February 9, 2026 |
$5,000 |
$1,000 |
|
| Carl Ellen |
19-52712-02 |
Final Order |
January 20, 2026 |
$5,000 |
$1,000 |
|
| Bernadette Jacobus aka Johansson |
18-54537-35 |
Final Order |
January 20, 2026 |
$10,000 |
$1,000 |
|
|
| |
| January 2026 |
The following Stipulation of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4: |
| Name |
BFD # |
Type of Resolution |
Date |
Fines |
Surcharges |
Restitution |
| Maria L. Martin |
21-52870-24 |
Stipulation of Settlement |
January 27, 2026 |
$7,000 |
$350 |
|
|
| |
The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4: |
| Name |
BFD # |
Type of Resolution |
Date |
Fines |
Surcharges |
Restitution |
| Cain Saenz Aquino |
23-50805-35 |
Default Judgment |
January 8, 2026 |
$5,000 |
$1,000 |
|
| Sateesha Blackstone |
21-53162-35 |
Default Judgment |
January 8, 2026 |
$5,000 |
$1,000 |
|
| Nia Boyington |
21-51335-33 |
Default Judgment |
January 12, 2026 |
$5,000 |
$1,000 |
|
| Anthony Cassario |
21-51887-04 |
Default Judgment |
January 5, 2026 |
$10,000 |
$1,000 |
|
| Darielis Cruz-Gomez |
21-51371-04 |
Default Judgment |
January 23, 2026 |
$5,000 |
$1,000 |
$11,881.78 |
| Robert Ferrell |
20-51973-13 |
Default Judgment |
January 8, 2026 |
$5,000 |
$1,000 |
|
| Kyle Ford |
22-52943-04 |
Summary Judgment |
January 30, 2026 |
$4,405.26 |
$1,000 |
|
| Keana Fuentes |
19-54138-31 |
Default Judgment |
January 23, 2026 |
$15,000 |
$1,000 |
|
| Gerson Garcia |
22-52747-51 |
Default Judgment |
January 23, 2026 |
$5,000 |
$1,000 |
|
| Lorelei Kears |
21-51511-04 |
Default Judgment |
January 9, 2026 |
$10,000 |
$1,000 |
|
|
